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<br /> 7'OG6THER WITH ali thc improvemcnts now or I�eeeafter erectccl un Qie property, and u��ca�emm�t,,appurtcn,mres, uud
<br /> fixtures now an c�rcaftcr a part of thc praperty. All �cpincc►ucnts und addUions yliall id�u hc covcred by dds Sccurity �;.::,.
<br /> Instrumcnt.All of 1hc forcgoing is rcf�rred to in�his Sccurity Insu'untent as thc"Pmperry." .",+ �
<br /> BORROWEI2 COV�NANT5 that fiorrower is lawfully sciscd��f�he estntc I►croitiy corrvcycd auJ has Ihc right to grant,ind �,�y _-
<br /> convcy tl►c Propeny and that thc Pmpeily is unciicumbcrcd, cxccpt for cncumbn�nccs �d recunl. E3orrowcr warrants rmd will
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<br /> dcfc�id gencraliy th�tittc to thc Pruperty�guinst all claims and Qcmands. subjcct to any cnru�ubi++uce,��f r��°'c1. c;_,i�_
<br /> THIS SECURITY INSTRUM�NT combincs unifurm c�wcnants fc�r natiomd usc n�id iion-unifbim c�►vcniu�t. with lintitcd =, _
<br /> vciriutions by jw•isdiction to constitutC+�uniform security instrurtcnt covcring rcal pruperty. �_�'
<br /> UN[FORM COV[sNANTS. Barrnwcr.uid Lendcr covcnam and agrcc i►s follows: wlicn duc thc •`is
<br /> 1. Paymcnt of I'rincipal anc! �nt�rc.st; Prepayment mid Lnte ChArg�.w. Bormwcr sh.dl peumpUy pay �.`.,
<br /> principul of and interest on thc debt evidciiced by die Note and any prepayment and lutc churgcs duc undcr the N�tc. ;�,.,:
<br /> 2. Fun�ts Por Taxcs and Insnr»nca Subjcct to npplicuBlc Inw or to a writtcn waivcr by I.�:ndcr, [iorrcnvcr shall pay to s_,.
<br /> Lcndcr on thc day monthly paymcnts arc Juc undcr thc Natc,until tl�c Natc iy paid in full,a sum("Funds")for:(a)yca�ly caxcs ��.
<br /> and assessmcnts which may attain prioriry ovcr thiy Securitv Instrumcnt as a licn on thc Property:(h)yearly Ic:�s��hutd p:►yments
<br /> or ground rents on the Pmpert��,if.tny:(c)ycarly hn•r,ard ar ptoperty insurance premiums;(d)yearly tlood insunmce premiums,
<br /> • if any; (e)yearly mortgaEe insur�ucG preniiun�ti, if any: aiid.ttl any sums payabte by Iiorrawcr to Lender, in accardancc with ��
<br />_ the pravisions of paragraph S,in lieu�f the�avment�f mo.r��;ag�insurancc prcmiums. Thesc itcros are called"Escro�v IteanS."
<br /> L,ender.nay,at anp ti�ne, collect and hol�,1 Fu�u1s in nn amuum not to exceed the maxia�um amount a lender for u fcderally `
<br /> rcluted mortgagc loao�nay require for(�orrowcr's escriiw acunmt under the fecferal Real Estate Seulement Procedures Act of
<br />- 1974 as amendecl from tiim. to time. 12 U.S.C. 3cction 2Gfft et seq. ("RESPA"), unlcss another law tl�at applies to the Funds
<br /> scts a Icsscr amount. If sa Lcndcr may, n[any tintc. cQllect and huld Funds in ai�amount not to cxcecd the lesscr amount. �._
<br /> i�:��uc� ���ay�st�mat:, th;:anmunt of Funds due on thc basis of curnnt data �md rexsonable estimstcs of expenditures of fature
<br />- F,scrow Items or othenvise in accorduncc with appli.c;�hl��law. _
<br />- The Furtds shall tre held in un instituli�n whn�r�: deposits arc insured by a fcderal a?ency, i��,��u�n•�atality, or entiry
<br /> (includin�Lcndcr, if Lcndcr is such an institutioi�l ar irE any Federal Homc Loan D:mk. l.cadcr shall apply'th�Funds to pay the •
<br />- Escro�v Itcros. Lendcr may not char�,c R��rru�var fur holding and applying thc Funds,u�mu,iHy<iaalyr.ing thc escrow acc�unt,or �
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