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<br /> ---��=n�= 'COOETH�R WITH all the improvements now or hereaftcr crccted an the property,and ull casc�ncnty,appurtcntinccs, and .--n---.
<br /> •;^��;��,�] �xtures no�v on c�rcaftcr .i part of Uic property. All rcplaccments mtd additions slinll :dso hc c�vcrcd by this Sccurity �7��
<br /> � [nstrument.All of the forcgoing is referrecl to in thi�Security Insuvment i�s the "Pmperty."
<br /> �:.::..i'• :�:.� BOE2ROIVL�R COV�NAIdTS thtit Borrowcr is lawfully tici�al ot'Uic csUitc iicrr.by convcycd iuid has thc right to Fr:uit aiid !�'��
<br /> -- convey the Praperty and thut the Prope:ty is unencumbered, except for encuntbrimees iif record. Borrow�e warrants anJ will
<br /> = defe�id genernlly the tide to the Propeny ugninst.+II claims imd demands,suhject tc,uny encumbrunces of record.
<br /> _� 'II'HIS S1�CURITY INSTRUMEN7' combines unifonn caven�nts for nation.d use anJ non-uniform covenants with limited —._
<br /> variations by jurisdiction ta constitute n unifurm sccurity instrumcnt covcring rcal prnperty.
<br /> _.,,,�, UNIFORM COVENANTS.Barrower and Lcndcr cavcnant and:.agrcc as follows: --
<br /> _�:,;�;;,��� l. PAyment of [�t•Inclpul ni�d Interesti �'epayment i�nd I.iite Chnr�es. Borro�vcr shull �romptly pay wh�n duc the =_ _.
<br />_��=`� principal of and interest on the dcbt cvidenced by thc Note anci any prep�ymcnt and late cBarges due undcr the Note. —
<br />�ti,-:�:,�;;}: 2.Funds for Tnxes and Insurr�nce. Subjec:t to applicablc law or to a written �vuiver by Lcnder, Bc�rrower shall pay to ---
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<br /> •;p��n.;, l.,endcr on the day monthly paymcnts ure duc undcr the Nota unt il the Notc is paid in full,fi sum("Fu�ds") for: (a)yeurly tnxcs =-_
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<br /> ;_,`},i and assessments which may attain priority over this Security Insuvment as a lien on the Property; (b)yeady leaseh�ld payments ry___
<br /> N'�,�',`.�,i:-� or ground rents an the Propeny, if uny; (c)yearly ha•r.urd ar property i r�surance premiums;(d)yearly fl.�od insucance premiums, __
<br /> ._�.�„r ana if an e —-
<br /> - ;• �:, y;O yc;uly mortgagc insurancc premiums, if anq; und (� any sums payablc by Borrower to Lcndcr, in accordancc with
<br /> -�-�"-f'-� thc prnvisions of parugruph 8, in lieu of the paymcnt of mortgagc insurancc prcmi�ims. Thcsc itcmz are calleci "Escrow Itcros." —
<br /> }� • Lcndcr may, at any time, collcct and hold Funds in an umount not to cxcccd th� maximum nmount a Icnder for a fcdcrally
<br />'�4.`�i,�`� s . related mortgpge loan may re.�uire for Horrower's escrow account under the federal Rcal Estate Settlement Procedures Act of k'-
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<br />:•,�,���,�,', 1974 asamendul from timc to timc, l2 U.S.C. Scction 2601 et ser�. ("RESPA"), unless anothez law that applies to thc Fu�tds =---
<br /> „�.,,,,�,�,: •.. sets a Iesser amount. If so, Lender may, at uny time, colfect and hold Funds in an amount not to exceed the lesser amount.
<br /> ��b`: : �' j.Cll(�Ci Dl1y estimate thc amount of FundS(�C:;Op i::��`5�:15:?f�L':f�::L�:::u��au i:.uSvAu�ii: ��t�u�uics ui expenditures ot'future -
<br />:�;��- Escrmw Rems or otherwise in accordsnce with applicable lu�v. _
<br />::c�,���,�� The Funds shall be hcld in an iustitution whose dcposits arc insurcd by u�fccicral agcncy, instrumentulity, or entity _
<br /> :+;;� - • (including Lendcr, if Lendcr is such nn institution)or in any Fulcral Home Loan Bank. Lcnder shall apply the Funds tu pay thc -
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<br />,+;,•.,;�,�;;; Escrow Itcros. Lendcr may not chargc Borrowcr for holding and applying thc Funds,unnuully analyzing thc cscrow uccaunt,or
<br /> ' �� �`r` vcrif �n thc Esc�•ow Items, unless Lender a ti Borrowcr intcrest on t hc Funds and a I�cable law crmits Lendcr to makc such r
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<br />--' - a charne. Nnwevrr I.[�nd�r mav rrrn�irn Rnr�'nwnr tn n�tv n nnn_Li�nn rlinr«n f�r�n inrlr. nn�Qnt rni�l nct�w,tn t�a„r ��nnrtino c�I`.'S:� � -
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<br /> ,,;:;ti„n. used by Lender in connection �vith this loan, unless applicahle law provides otherwise. Unless an agreement is m�idc or -
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<br />•;-�.,� applicable Inw reyuires interest to be paid.I..cnder she►Il not be reyuired to pay Borrc��ver any interest or earnings on the Funds. �._
<br /> �;`'i,,��, Borrowcr nnd Lender mxy agrec in writing, howcvcr, that interest shall bc paid nn thc Funds. Lendcr shall givc to I�orrower, - �-
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<br /> � �'• " without charge, an unnuAl accounting uf the Funds, showing credits anJ debits to thc Funds and the purpose for which auch --
<br />_#i�;�"'�"-�: dcbit to thc Fimds was made.Thc Funds arc plcJged as additionul sccuriry for all sums suurcci by this Sccurity Instrumcnt, ��__��
<br />--_ _____ ' If ihc Funds hcld by L.ender cxcccd the amounts permittcd to hc hcld by applicablc law,Lendcr shall uccount to Borrowcr
<br /> ^ for the exeess Funds in accordance with the requirements of applieablc law. If the amount of the Funcls I�eld by Lender at any � -
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<br /> Iiutc i5 uut suffi�ient to pay the Cscrow Items when due, Lcnder nia}�so noufy Borrower in writing, und,in such case Borrower
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<br />`="'=�"�°2�'!■ shull pay to I.endcr the amuunt necessary to make up the deficicncy. Dorrower shull muke up the deficieney in no more than •
<br /> 'l�'��``�`4'�`-� ttvclve tnonthly payments,at I,ender's solc discretion.
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<br /> - �-T�{ Upon payment in thli of all sums sccurcd by this Sccurity Instrument. I.cnder shall promptly rcfund to Borrower any �
<br /> ":'''�� �unds hcld by[.endcr. If, under parzgraph 21, L�;nJcr shall acqu irc or scU thc Propeny, Lcndcr,prior to thc acquisition or sale '
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<br />.�:r���r;,�;y y� of tiie Yrc�peny,shall apply any Funds held by Lendcr at the time of:icquisition or sale as n credit against the sums secured by �,:�
<br /> _:M�.;:i�;�( this Scwrity Instrument. �
<br /> =�� 3.A��p�i:ation of Payments.Unleas upplicable law provides othenvisc,all payments received by L,ender under paragraphs ' ..
<br /> _;F:"-� 1 and 2 shall be applied: �nt, to uny prcpaymcnt churges duc under e he Notc; ser�md, to amounts payablc undcr paragraph 2;
<br />- ' � third,to i�uerest duc;foui�th,to princip:il due:and last,to any lute charge�duc under thc Note.
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<br />,�L*,q�:� �es; Llens. Borrower shall pay all taxcs,asscs�mcnts,chargcs, fincs.ind impositions attributablc ro the Property
<br /> -"��_"'� which may intain priarity over this Sccuriry Instrument, and leaxchold payments or ground n:nts, if uny. Borrowrr shall pay
<br /> 1�"F�`� these obligntions in the manncr provided in paragrapl�2,or if not paid in that manner, Borrower shall pay thcm an timc direcdy Il
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<br />_:,_:s:�r�..��. to the person owed paymcnt. Dnrrower shall promptly furnish tn Lcndcr al1 ni�ticrs of,�mounts to be paiJ under this puragraph.
<br />�'��:�.r If Borrower makcs thesc puymcnts directly,Borrowcr shall promptly furnish ro Lendcr rcccipts cviJc7cing the payments. ��•�.
<br /> ������� Borrower shall promptly dixcharPe any licn which haa priority nvcrthis Security Instrument unless Borrower: (u)agrees in
<br /> �T writin lo die � ment of the obli�.�tion securcd b thr licn in a►rsanneracce iable to Lender;(b)mntests in aod t:iith the lien
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<br /> -�" '1-;L� by, or defcnds a��inst enl'orcemeiu uf thc licn in. Icgal procccding� which in the Lcndcr'+ opinion operntc tu prcvcnt thc
<br />•��'1'°'r;���� enforccment of thc licn: or(c)ticcures frum the holdcr uf thc licn an:.igrcenicnt satisf'actory to Lcndcr subordinuting thc licn to
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<br />-- <;��;=;;f,, Yhis Sccurity Instrument. If L.cnder dcterniincs that any part��f'dic Prc�perty is subject ro a licn ���liieh ro�y attain priarity ovcr
<br />- ��'` this Sccnriry Dnstrwuent, Lender m,ry give Bi�n•owcr a noticc identifying thc licn. Borrowcr shull sutisfy ihe licn or takc onc or �
<br /> �.4�°ti�' nwre uf Qie actions set Forth above�vithin 10 duys of the givin�ot'notice. � �
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