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<br /> �� TC?CCTHER WITH all�he improvcn�eiits now or hercallcr ercctcd�n the properiy.and a{I ca�c�»cnss,appurtenances,and
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<br /> - fixtures now m• hereafter a pari of thr. praperty. All replacements and additions ,hall cil,u be cnverecl Ny this Sccurity ,• `
<br /> _- -�� Ins�ruuient.All of thc fi�rcgoin�is refcrrcd tu in this 5ecurity Instrument as thc'Propc�iy.' �-'��
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<br /> BORROC::[i COVENARtTS that Bnrrrnvr�iti lawfuily �citicd�►f thc cstatc hcrchy co�n�cycJ tmd liati thc right lo grant and �:
<br /> ' convcy thc Property and that thc Propeny is unc�icumbcrcd. cxccpt fur cncumbranccs uf rcc��rd. Ilorru�vcr wa�r.mts and�vill �.;_
<br />�,;��;�yj��,:. defend geneeally�he title to the Property aguinst all claims and�iemands,�ubject�o any entumhranres uf recnrd. �.,,
<br /> THIS SECUf�ITY INSTRUPAENT combincy uniform rovcnants (ur natiun�! u,c and non-uniform ru��c�iants with limited y
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<br /> �"�''��.• variations by jurisdictiun to consututc i�unifarm sccuriry instrumcnt rovcring rcal property. -
<br /> �`��.., UNIFORM COVENANTS.Borrowcr and Lcnder covcnant anJ agrcc:u follu�vti: , .;��
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<br />__��t, .� 1. Paymcnt oS Pricecip:tl und Intert�l; Prepaymcnt ansl Lnte �bar�es• Uorro�+•cr st�all promptly pay a4�cn due thc �;
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<br /> r principal of and intcrest on thc debt cvidcnccd by thc Notc and any prcpaynu:nt anci latc chargcs duc urulcr thc Notc. � :�.
<br /> <�i,~'c� • 2. Fmntls i'or Taxts und Insurnncc. Sub,�ect tu applicable lim� or to a written waivcr by Lender, Borrower shall pay to �?_-.
<br /> ����?'Y•• • Ler�der on the day monthly paymcnts am duc under thc Notc, uniil thc Nutc is paid in fuiL a sum("Fmtds"1 for:(a)ycarly tnxcs �-
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<br /> �"����. and assessmcnts which may attain priority nvcr this 5ecuriry Instrument:is a lien on thc Pro en : Ib)ycarl (caschold a mr,nGS W^
<br /> �'Y��;.�t;� ; or ground r.nts on the Property. if any:(cl yearly hazard or property insuranca preiauums;(d)yeurly iliwd insur�nce p»emiums,
<br />'`.'":��'������ �' �. if any; (c)yc.uly mortga�c inwrancc prcmiums, if;,ny: and(� any sums payablc by tiorrower to L.cndcr, in accordancc with
<br /> :i:_.'-�>':<... the provisions ot'par.►graph 8, in lieu oi the payu�eut ui'mortgage insur.�nce Fremiwns. Thesc itemc arc called"Escro�v Itcros." _ _
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<br /> ;3;q���.�;,,��'�. I.sndcr may. at any time,collcct and hold Funds in an :unou►�t noi to excced tltic maximuro ameunt a Icnder for a fedcrally
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<br /> �,;,��,�� •� related mortgage loam m�y require for Bon•awer's e,umw sccaun[under the federal Real Estate Se�tlement Proculures Aet o
<br />.�w_,�i�r;,�;���);��;, 1974 as amendcd frc�m time to time. �2 U.S.C. Sectiun 2601 e�seq. ("RESPA'),unless annther 1aw that applies to the Funds
<br /> sets a lesser nmount. If so, I..c:nder may, at any timc, collect and bold Funds in an amount not to exr,ce,d thc lesscr amouni.
<br /> �'��' ��' ��'� L.cndcr n�ay estimate the amuunt uf F�r�s duc on thc basis of cu►sr;nt data and reasonablc estimates of expcnditures of futurc =
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<br />-"• t�=;';;;.•.,% Escrow Items oc udienvise in accordanue with applicable law.
<br /> '��•`'��'z'%`' The Funds shall t+�: held in an institution who�c dcposits arc insured by a fedcral agcncy, instrument:ility, or entity
<br /> _ '� ;��t;� (including I�nder,if Le*aiier�s such an institu[ion)or in any Fedcrai Homc Loan Bank. Lendc�shall apply the Funds ta pay the
<br />`=r%�,�'j�::.�;�'"• Escrow Items.1.ender may not charge Borrnwer fcrc holding and:ipplying the Punds, annually analyzing the escrow account,or
<br />��:�,i^;":<i�"�- - verifying dre Cscrow Items,unlecs Lender pays Borrower interest on the Funds and applicable law permits[.ender to msilce such
<br /> �:• „___...__......... .. � ..., tia�.,�r.,r�n inde;�endent rcal estat�tax rcporting scrvicc
<br />—="=���;2�;�,� a Chaige. However, i..cndcr n�ay�cyui�c u��ww�. ��Yu� ��:��=�•�� -••-•o-
<br />-''`'"''•` used by l.endcr in �rortr�ciion with this losn, unlcss applirab:e law provides athc►�visa Unlcss an agrecmcnt is made or
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<br />:;,_,A.� r.,,. applicable law reqaic��s i�,terest to bc paid. Lendcr ch;+ll not be r�.�quired to pay Borrowcr any intercst or eamings on the Fun s.
<br /> ` •' r'••�%. Borrower std Lcnder may agrec in wri[ing,however, that intcn�t shall bc paid on thc Funds. Lcnder shaU givc to Borrower,
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<br />,_c�,•1':�c�f;;;:�; without di.�rgr, an annual accounting uf the Funds, showing rrcd'zts and debi[s to the Funds and the purpQSe for whicn each
<br />��� �'���'F'�� t debit to the �unds was nk�de.The Fucr!�are pledged as additional security for all sums sccural k�y this Sc.�curity Instrum�r:t.
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<br />�r��:�` ��_, If the Fwids held b�•�.endcr excced the amounts permiucd to bc held by applicable law.L.cnder shall acwunt to Bo•rrQ�ver
<br />_-�="�=�{-�� for the excess Funds in accanlance �vith the rcquirements of applicable 13w. 1(Aze amount of thc C'unds held by l.ender at any —
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<br /> =="'���� time is not sufficient to pay the Escrow[tems when due. Lender may so notify Borrower in writing, and, in such case Bonower
<br />-�.�,;�-� � shall pay to Lender the amount ne.cessary to make up the defieiency. F3orrower �hall rnake up the deficicncy in�io mure than __
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<br /> '`-'��-��'i��. twelvc monthly payments,at Lender's sole distirction. _ _
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<br /> _--�:--��'� Upan payment in full uf all wms s�..cured by thi, Securiry Instrument.Lcnder shall promptly refund to Borrawer any �,._
<br />'�='s`'3�'��-�'�-� Funds hcld by Y..cndcr.If,undcr par.igraph 21, Lc:nder shall acyuire or scU the Prapcny,Lender, prior to the ncyuisition or sale
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<br /> �`'°''''"'°'--'.'=_= of the Property, shall apply any Funds hcld by Lcndcr at thc time of acquisition or�ale as a credit against the sums securcd by �:.-�_r.
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<br /> =-- �•as; this Security Inslrumcnt. :.`'
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<br />-"-�"���t''' , 3. Ay���iration of Payments. UnCess upplicablc la�v provides othenvise, all payments reccived by Lender under paragraphs °•
<br /> �'���:�'�-'"� I and 2 si��U b�upplied: first, ro any prcpayment charges due under the Note;s�cond. �o amounts payable under par�graph 2; . .-
<br />:�,J�;f��.�= third,to inieresi due;four1h,to principal due;and iast,to any late chargcs duc u��der the Notc. --
<br /> .i_.,_,�_ 4,Cls.arges; Lien.s. {3orrower shall pay all taxcs,asscssmeuis, rhargcs, fincs and impositions attributable to the Propc►ty
<br /> �� which mai attain priority over this Sccuriry Instrument, and Ic•a�ch,�ld p�ymcnts nr ground rents, if any. Borrower a3��il pay
<br /> '��`-5���=''• these obliostions in the manner provided in paraeraph 2,or if not pr�id in Ai�t manner, Borrower shall pay them on time directly
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<br /> ���`•- _' to the penon owcd payment. Borro�ver,hall promptly furnish tu[.ender all noiiccs of amounts to be paid under this paragraph.
<br /> .�=:;:`����:�-' � If Bottower makes these paymcnts Jirectly,Borrotiti•r,r>hall prompdy fumish to L�:ndcr rrreipts evidencing the payments. r�
<br /> �'`�+-:��t'�' � � Borm�ver rhall promptly di�chxrge any licn«•hi�h h.�s prioriry �n'er this Sccurity Instrument unless Bornnver: (a)agrees in L
<br /> � _,�; writing ro Nte payment of the ubli�ation SecuRd hy the licn in a mamner acceptable to L.endcr.(b)contests in gooci faith the lien �
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<br />_ • �• •� by, ur defencls against cnforcement of the lien in. Icgal pro�trdings whicN in tlie L.cn�c�s opinion uperatc to prevent the �
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<br /> _. - • � :�,•.v�, • enforeement of the lien: or Ic)secures from the holJer uf thc lien an agrecnient satisfactory N Lender suburdinating the hen ro
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<br />,,,.•r� .. � this Security Instrumcnt. If Lcndcr Jctcmiines that any part nf thc Property is.ubj��ct to a licn which may uttain priority uver
<br />•�:-�-:•��>�•-. ,� this 5ecurity[nstrumcnt, LenJcr may givc Borroa�er a notire identifyin�the licrt.Borrower tihall satisfy thc lien ur take��ne or
<br />=-' �� .'•=i� more of th-L�ctians ut timh ubove within 10 d.rys uf thc giving of noncc. I .
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