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<br /> � TOt��THFR WITH aN tho lrcnrovernvnto oow on c��eafter ercected on the properry,end n31 easernL+nto, nprud��nanr.oa, nnd =
<br /> G�isn:a nor� nr heteafter a p°rt af Iho{�ro�e�ty./1!i rcp'.�cna�nto cnd add:lloro�oh»li clao bo covcrcd by thla uccurity Inntn�mont. _
<br /> PJl ot th�toi�euohtg!� re�c�rrtd ta I� lhio��su�y h�:,trum��nt na lho 'I'ro�cry.°
<br /> ^ BdRROWER CtfUENANT9 thnt Bo�owe�le ��vlult�l ec�xed of the estata haehy canveye�f end hae the rlght ta grnnt And� __ _______
<br /> eanvey Iho Prop�iy �nd that th� Fropoty le e�nmcurrbxed, exeept tor enraimbrancee o1 roearA. Borrowe►wamanin anc! wiil� '.
<br /> -�� ' d�tend qa+�My th�Utle to lhe Rop�rty ar�lmt�!1 ckkn�end dsrnu►da,eubject to �ny encumbnncu of recnrd. >
<br />` .�,, ,. THIB SECURITV IN9'T}iUMENT combinee unitortn covanante lor nation�l uae end non•unNorm coven�nte �Yili Ilmlt�s}�
<br /> --.r��. ' v�rktlom by Jurt�dlctkn to conatllute�unNorm��curky Inttrum�nt coY�rkiy rsU prop�rty t,� '.
<br /> � UNIFORM CdVENANT9. Borrower�nd Lender coven�nt�nd tqr�e�o folbwe: .. '� --
<br />. ° •• . . , 9. F�A�iiiOiiZ fid P��Hi:��3G� iii(u� (ii�C7C.l; C'7C�:'y+�en4 c�d L�-.-�to �h!'�g�e. Bonower shnll promplry pay whon� , �, _
<br /> ` du�th�principd of�nd IntK�at on th�d�bt wldmcW by th�Note�nd�ny pnp�ymeel and late chupea due under tho Nata, f� ; �_1;,
<br /> •.�•,, 2. Fundi for T�x�� md In�urancO. Sub�ct to �ppkcable kw or to�written w�hrer by LnnAu. l�ntmw�x ah�N pay(,� ..j . - _
<br /> to Lend�r on tha d�y monthty payments Are due under the Note, unlY the Nate la p�ld In IuH, a san ('Pundu') (nr. (t��yon�ty Q� ;�
<br /> �� -y�": taxaa �nd us„smsnts whlch ma.y �ttaln pdority over thie Security Inatrument aa � Wen on thn f�mpaMy, (h) yaity IE►�aehold N .i�,. . • • ,�
<br /> ^^`"�`"� paym�ntf or qround renta on tha Propurty, H sny; (a) yearty h�zard or propuly Inaunncs puxnk�mo; (d)yoaily Ilaod Inaurnnce _
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<br /> 'a: ' • prerr�uumt,M�ny; (e)yesrly mortpaga lnsunr,ce prerr�iuma,It any; �nd(Q�ny sume pay�b►e by�aRnwm ta Londur iri aocord+�nco �n, _
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<br /> wlth tha proviatana o! psrc�ph B, !n Neu of the �yment of mort�rge Msuru�ce prerniuma. 'Ttnn�� Itamn nrA aal}nA 'Escrow `�. "
<br /> " � ' Ilema.' Lender may, at �ny Ume, coNec! Qnd hdd Funda In en amaunt not to exceed the mw�num amount a Innda tor e ;; -
<br /> tedenNy retated martaage loan msy requiro for Oc�rcwer'e ascror�account under tha fedeml Roat Eotutu Scrttlumemt Proceduros �i�•-" � • :'�
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<br /> � Act ot 1874 ae uneRded irom time to Ume,12 U.B.C.8 2801 et seq. i'RESPA'�, unteae tinother fenv that app4u� tn tho Funds ,, .. .
<br /> set� a lease►amount. 11 so, Lentfer may, at any Une, collect end hold Funde in en emount not Sa caanod tha lu�QOr emo�t�t. ;fi:`:�,'•;�r.��:.:..+ '�
<br /> Londee mary estknate the�meunt of funde due on the basls of current data and reaaonabla estUnnioe ot axpnndtturos o1 tuY:iro �:"�-�����: ':�;'„�• '--
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<br /> Encxow Itana or otharwlse h acconi�nca wkh applicable kw. ;�. � ' '��i�:�.���-
<br /> The Funds etu�be held In an InstRuUon whosa deposfte are Insurcii by a federal efle�cy, k+etmmontality, or entity(inchidkig ":?�Kr=__
<br />=�dr ': � tlin Fundu to a the Eacrow ` � :`}.��:-��---��-�
<br /> - � Ls�iAer, tt Lendar f� c�ch cn tnstku@o�) ar!n esny Fedtre!Home 6oan R�nk. Lon�l�r shall appiy P Y ,..,...�-�-.--
<br /> -- � Items. Lendav may not chuge Borrower for hofdin�nnd epplying the Funds, ennuetly�nalydnp thn osctmw nncount,or vetilying : .. • ;;'.L,�
<br /> J� � the Eaaow ttems, unlese Lender p�ya Bortowx Interest on the Funde and �ppNcabte kw Pmmitu 4endar to rtuka auoh a •::_...
<br />--� � oharpe. Howaver, Lender rr�y rcquire Borrower to pay a onetimn charge for an IndtQeadcnt roal eatnto tax reportinfl aarrfca+ ; ;;-,�,��,��_,___
<br />;.�, uaed by Lender In connectlan with thts loan, uNesa sppNcsbto law provldea othervAse. Unlesn an aproomait la meda or �.� -=_
<br /> - �ppAcable kw requkes Intaest to bs peld, Lendx ahnN not be requM+nd to pay Bortowx any Irrtomel or oamsn,s cr ths�una•. ___
<br /> Borrower utid 4ender mny agree in wrtifn9, however. thnt Interest shall be pdd on the Funds. I.a�dor ahall flNa to Barrower, �, `';`::°�_V�„�.�
<br /> -� wkhout chu�e, �n annud accountinp ot the Funda, ahowing credite trnd de4lta to the Funds encl thA purposo for whioh each Gr, ,..''•='� `
<br /> - � ;;�� dabk to the Funda was rtude. The Funds are pledged es additian�l aecurity for W suma aecural by the Security Ir�mrumant. i , >�''<i••,•,�
<br /> .. ,. If the Fund� he'd by Lender exceed the amountn pamitted to be heid by appNcable Ir�+'� Londtr ohail aoCOUnt to Borrower h ,:..',r�..:-..:_.
<br /> ' tor the exceas Funds In acc�rdenca with the requkements of pRcoble Inv..II the emount of tho Fumin h�ld by Lender at eny �� +°;ft;�°; `�-
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<br /> time Is not nutAclera't to pay the Escrow items when due, Le+nder may so notity Borrawer fn wrttlnp,and, In auah aaae Borrower -+�. ,
<br /> .,.� ehaN p�y to Lender the omount necessary to malce up the deflclency. Borrower shaN make up tho dc�tlalun.ry In no more thin ��;, lti:• �?
<br /> twdve�onthly aaymente,at Lender'a sole discrotian. y�, L __.•, r.
<br /> � �'`�° t� on payrnent In tuN of aN suma secure�l b lh�S Secu InsWn�ent, Lendx snu prompi�� (qR1fICI iu Outivi�ir iii"i uAvo �,� �
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<br /> held by Lenda. I1, under para�ph 21, Lenda sheN ncqufre or se�l the Froperty, Lender,Pdar ta th� aoqulnitlon or edo of tho � ,..�(
<br /> , � Proparly, shaN apFJy eny Funda heid by Lender at the tkne of�squlsiUon or ssle ee a credit upninnt tho euma eecured by thl� rX:.�,i ^�
<br /> '' Securify InaWment. �
<br /> , • 3. AppIlCiRIOn of Paymsnta. Unkss ap,�Rcable lew provldes atherwlse, a11 p�:nm�iu ►r�cekr�d by Lender undt� �,�.`,:�
<br /> pnn►gnpha 1 end 2 ahaN be eppNed: Arsi, to my prrRayment chuges due under the Note;encond,to emounto payebb undor ' ..�,�,,
<br /> pemgnpti 2;thkd,to interest due; tourth,to prkicip+l due;and last,to �ny Iete chupee due undnr thn Mnta. ,, r,j���
<br /> ' �. �" 4. Ch�l'g�l; LI�D�. Borrower ahrll pay �71 texes, asaeasre�ente, charpes. Mea snd knpoottluno attribut�bte to th�o � ����.� �
<br /> ��• ' Properry wh�h mry attsln prlotiry over thla SxurHy InsUument, and laasehofd paymeats or graund r��to,It any. BUIfOWE�SfMY `•' -�',�,���}
<br /> pay 4hese ob8y4Uona In the mmner provlded in peregraph Z, or B not pald In that manna, �7brmwrrr sheV p�y them on tYne ��=����4!e!.
<br /> directly to the peroon owed paymen� Barower shal� prompUy tumish to Lender eN noticea o1 nmounta to 6e pald under thls .
<br /> paragraph. If BoROwer m�kea these paymmte dlrecUy, Botrower sheil promptry fumish ta Londer mceipta evldanclnp the ;
<br /> , . pryments. ;�; ..;j. �
<br />- • � Bortawer shaN prompUy diacS�arqe eny Nen which haa p�iortry aver this Secwriry InaUumcuA uniu:a Dorrower. (a) ayrees In ;
<br /> wrillnp to the payment of the ob119ati�on secured by the tien In a m�nnci acceptable to LenetE►r. (h) aontosto In good t�}th the �� �:=�ey-
<br /> • . • ' Aen by, or ddenda ayuM�st entoresmmt of the Nen In, legal proceedfnps wNch In the Londm's apin�nn operatu to prevent the ' '����� ;
<br />`� _,.,, ,
<br /> .,,, entorcement o}tho Nr.�; a(c) eecures from the hdder of the Oen an sgreement saUsfactory�a Lendta subordin�Ung the Nen t� • '••r'�^'
<br />=';�y�� � � " thla 3ecu�ly Inafrumt�t If Lender detamkus that any pert ot the Property la subJect to e lie� whMh mxy att u ln p r la r f l y over t h b �;
<br /> .,-r.;, � . . c e I d e n n tha Yen. Borrower ahaN ettth:fy lho ik�n or wl:o one or mate ot �. �
<br /> :, • Securriy Inatrument, Lender may give Borrower a noU tifyA g ... .,
<br /> • ' i';�':'•''�� s•.`' the actlons set torih�bova wkhln 1Q daya of the gNfng of noUca. � 1i
<br /> �`•'r``�s b. Hazard or Propqrty InsurancQ. BoROwer sha11 koep tho ImprovemenU now�wo!.tinp or htKO�ltor erectod an tha ._.
<br /> ��� ,��'"''��.� Propertyr Insured aysN�at losa by fko, heurds fnduded wkhln the term 'extmded coverage' �nd eny athor harards, including i
<br />�� �, tlood�or Ilaoding, for whlch I.encicr requkaa Insurance. This insuraneo shal be mnkdefned in tha amounta nnd tor the pedods j ~�
<br />- ,- � that Lender roqukas. The Insurence canler providing the insurance shaN be chosen by Burrowur suhltwt to Lendor'n approvrJ �
<br /> which ehuN not be unreesonably wkhheid. ii '8onower tafla to mat�taln coverage desplb�d nbavu. L�deu m�y, et Lmder'� �
<br />- �' -;, �� opiion,obLin covenge to protedl Lznder'e dghts in the Property In acc9rdance wRh pomgraph 7. , �
<br />- _• ;;�;..,s.. A{I Inaurance poNciea and renax�is shall be acceptable to Lender and ahall Includo n atandcud mortg�go dause. Lender i
<br />_ • ;. � sheil have the rlgAt to hold the poNdes end reRewats. It lender requkes, BoROwer ehafl pmmpUy gMa�to Laidar all recdpte oi
<br /> - pald prernktma and ronewat noUces. In the event of loss, Bortower uhaM ghre prompt noUca to thn Insutnnaa cartior end Le�der.
<br />:c Lc�nder nwy rneke proof of losa If not made prompty by Barrower.
<br /> Unk�sa Lender and Bomower otherw(ae agree ki writhip. Insurance proceeds shaN�e appA�to rc�stornUon or repatr o1 tho
<br /> = ;,;;�.).�I�, PrmpcYty dam�ped, if the restorsUan or repak lo economlcaiy fEnaibie and Lender's savrily Is not l�.;cmod. 1t tho rostoretion or
<br />=- `�.�. , ropntr Is not economlcatly teasit�ia cr Lender's secu�ity wou(d�a 'cssened,the Insursnca proaeedn shnU ho appNoci to the surcas
<br /> • . sec,ured by thls Sucuriry InsWnfent, wne�her or not then dua, evith eny excesa paid to Bomnwm. It Borrawa nbsndons thm
<br /> T�5 � Property, or doe� not enawer within 30 dnya e nollce irom Ler:der thet the insuraneo cartier h�a ott�rad to sattla a ct�im. the�
<br />��' . Lender rnay coNect the insuranco proceeda. Lender may use the praceeds to repak or rostoro tliti ProporBy or to pny suma
<br />= secured by thb Socurity Inatrument,whether ur�ot then due. The 30-d�y peiiod wW begk�when tho notice lu gkon.
<br /> :� Un1qs Lender srtd Bo�raver Mhawisb agree In writ;��, any eApWcalbn af proceeds ta pdnczpel �hali not extend or
<br /> `"�` • � porxpone the due date ot the r..rsathy payments reterred ta ii �,arngrephs 1 end 2 or ch��e iha emount oi tho poymeots. IV •
<br /> unda pungraph 21 the PropeAy is ncqukod by Lender, Bor�urer's Mght ta any (nauraisse poficdtr�and procaed� rosutthc�hom ;
<br /> — ------ � �ti� a....w.. ...1... e.. tM .n.ud�iu+ aMY mea tn Irrtd[fr tu thD C1dPld O�1�1@ Sllft1E f]S� 1n�9 Security In�UUmenb
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<br /> _ • ' k�xnedNtNy pdor to the ecquisltbn. ^
<br />= 6. accupancy� Preaarvation, IN�'in3erepnce and Protectton ot ths Proper4y; o�trxawor's Lwn
<br /> - Appilcattan; Loa�aholda. Bortowtr shall accupy, uatebYsh, end use the Propeity aa Borrowor'c pdnc�cl rtr�lda:�cc ti�is�t�a -
<br /> � slxty daya attor the executlon of thls Sacurily InoUUment end sha� contMue to occupy iha Pruperty as Horrowt�r's prfndpaJ
<br /> - ' residence for et loost ona year nfter tlso date o} occupency, untess Lender othemise agrees tn writi�p.which consont sNalf nat
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<br /> bo unrotsoMbty withhdd,or uNesa oxtenuellrtg cxcums�unces r.icia: wim.ii wn i+ayouu ouuuiim o�..�w��. u�uu.:v, on0r�w:
<br />�� „ deaUoy,dartwpa or krpek the Propary, allow tho Property to doterlorate,oa cortxnit waate oct the Property. 8nrrowor shnll bo bi ,
<br /> = deleuft H any/oANturo nctlen or proceeding. whethe►clvi or crlminel, Is begun t�iet N Lendcy's good fafth juctgmt�t cnuld result
<br /> =� , In fortekuro o11he Propa�ty or otherwise materioYy Mnpek the lien creeted Dy thls Securiry InsUument or Lenda'e oocuri7y Interest. 1
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