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<br /> ccx�demnation or other taking uf any part of the i'ropeity,c�r for comeyunca iu lic:�of condemnation,nre hereby assigned nnd �;;x�
<br /> shall be paid to l.ender. --°
<br /> In the event of a tota!tukin� of th� Property, the proccads shall be npplied to the sums secured by this Security �,,:,.;_,
<br /> Instrument,whether ar not then due,with any cxccss paid ro i3orrowcr. In llie eveut uf n�►uriial taking uf tttc P►op�rty in �
<br /> whcch the fair mnrket value of tt�e Property immediately before thc taking is cqual to or greatcr than the nmount of the sums
<br /> secured by ihis Security In:strument immediately before tiie tnking,unless Eiarrov�er and Lender othenvise ngt+�e in writin�,' �
<br /> the sums secured by this Security Instrument sh�ll be reduced by the amount af tt�o proceeds multi��lied by the followi�bl
<br /> fmction: (a)ti�c totnl amount of thc sums secured immediutcVy before the tnking,divided by(b)thc fair market value of the ____
<br /> I�ro�ny immediutely before Ui�taki�i�. Any balnncc shall bc paid to 13orrower. In the evcnt of fl partial takins of the __-
<br /> Pro�►ctty in which thc fair markct valuc of thc Property immcdiately before the taking is Icss than thr,nmount of the sums --
<br /> secumd immediately before thc tnking, unless Harrawer :md Lendcr othcrwise agree in writing or unless applic:�bla taw � -
<br /> nthcrwise�rovides,the proccecis shall bc npplic�to the sums secured by this Security Instmmcnt whecher or not die sums are _
<br /> the�n tlun.
<br /> 1f thr.Proper:y is abandoned by Borrower,ar if,after notice by Lender tn Borrower that the condemnor offe►s to mzke
<br /> nn award ar settle n cl�im for damagcs,8orrower fails to respond to Lcndcr within 30 days after the date the notice is given. _
<br /> Lender is authorized to collect and apply the praceeds,nt its�ptiun,either to resteratian or repair of the Property or to tlir,
<br /> aums secureA by this Secueiry Instrumcnt,whethr.r or not then due.
<br /> Unlcu L,cnd�r actd Scrmtmr othenvise�o!re In writin�,any opplication of proccc�s to prinr.ipal shall not cxtend or _
<br /> pos!ponc tho due date of the munthly payments refeRed ta in paragr.iphs I und 2 or ch:u��e tlie i+mount of such payments.
<br /> 11. Borrower Not Reteased; Eorbearance By Lender 1�'ot a Waiver. Extension of the time far pay�nent or
<br /> modification of amorti•ration of the sums sccured by this Security Instrument gr.+nted by I.ender to any successor in intemst
<br /> uf Borrowr,r shall not operate to release the liability of the original Borrower or Borc�wer�s successots in interest.C.ender
<br /> shall not tse requimd tu commence proceedin�s ugainst any successor in interest or rcfuse ta extend time for payment ar
<br /> othenvise modify amortization of thc sums sccurcd by this 5ecurity Instrument by reason of any dcmand madc hy the original
<br /> Boaower or D�rrowe:��::ccessors in interest. Any forbeurance by Lender in r.xercising any right ar re*n:�y shall not be a
<br /> waiver of or pmclude the exercise of nny ri�ht or remedy. —
<br /> 12. Successara and Assigns Bound;Jaint s�nd Severa!Liability;Casigners. T1Z���renants and�grcemr.nts of this
<br /> Security Instrument shall bind and benefit the successors and nssisns of Lender and 9nm»vcr,subject to the p;ovisions of
<br /> paragraph 17. Borrower� covenants und agrcements shall be joint and scve�.�l. Any F3orrow�:r who co-sig�s this Security _.
<br /> Instrument but docs nat execute the Note: (u)is co-signing this Security Instrument only to mortgage,grant an�convey that
<br /> tiorroweri interes[in dre rmperey under ihe icnu�vi i;�ia�a:u�i,y.��;trair.^.:�M Z�;�s r.ac��°csis!!,�b��o *�r.,Fay�t,P s��m.
<br /> sccured by this Security Instrument;and(c)�grces�hat Lender and any other Borrowcr may agree to extznd,madify,forbear
<br /> or malce any accommodations with regard to the terms of this Security Instrumcnt or tha Note without that Borrowcr's
<br /> consent.
<br /> 13. Loan Charges. If the loan seeured by this Security Instrument is subject to a law which �ets maximum loan
<br /> char�es,and that law is fia�ally interpreted so that thr,interest or other loan r.harges collected or to be colC�:cteA in connection _
<br /> with Ihe loan excced i3�e�et►nitted limits,thcn: (a)any such loan charge sh�l!�e rrduced by the ammint mecessary to reduce
<br /> chc charge ro�hc peRniirca limit:aud(b)any sums�lrrady collected from Borru�ver which c�xcceded pcnni!ted limits will bc _
<br /> refunded to Borrower. L.ender tnay choose to make thys rcfund by reducing the principal owed under:i►e Note orby rnuking a
<br /> direct payment to Borrower. If a refund reduces principal,the mduction will be trcated as a partial prepayment without any
<br /> prepayment cltargc under the Note.
<br /> 14. Noiices. Any notice to Bo�rawer provided for in this Sesurity Instmment shall be �iven by ¢leliverin� it or by _
<br /> mailing it by first class mail unless applicable law cequires use of unother metlu�d.The�iotice shall be dirceted to the Properey -
<br /> Addrcss or any other address Borrowcr dcsignates by noticc to Lender. Any natice to Lender shall bc given by fi�t class
<br />- mail to Lenders address stated 6ercin or any other address I.cndcr dcsignates by noticc;to Borrower. Any notice providcd for --
<br /> in this Security Instrument shall be decmed to have bccn givcn to Borrowcr or Lcnder when given as provided in this [.__
<br /> ara ra h "� _
<br /> P g15 Guvern[ng l.aw;Severab[lity. This Sccurity Inswmcnt shall be govcrned by federal law and the law of thc a-
<br /> jurisdiction in which the Propeny is located. In the event that any provision or clause of this Sec�irity Instrument or the Note �m_
<br /> conflicts with applicablc law,such conflict shall not affect other provisions of this Securiry Instrument or the Note which can '=-�,
<br /> be given effect without the canflicting provision. 'Ib this cnd thc provisiuns of this Security Instre�ment and the Note oi� ,..`_j:
<br /> declnred to bc sevcrablc. 7-;.
<br /> 16. Borrower'�Copy. BoROwer shall be given one confortned copy of the Note and af this Securiiy Instrutnent. �
<br /> 17. 7lransfer of the Property or a BeneGcial Interest in fiorruwer. If all or any put of thr,P�•operty or any interest in :���
<br /> it is sold or transfcrred(or if a bencficial intcrest in 8orrower is sold or xransferr�d and Bomowrr is not a natural person) ,-�N
<br /> without�I.ender's priur written consent.Lcnder may,at its option,rcquirc immcdiate pay�nent in full of all sums securcd by
<br /> this Sec�u+ty Insttument. However,this option shall not be exercised by Lender if exercisr is prohibited by federal Inw as uf
<br />= the date of this Secw�try Instrumcnt. �
<br />- if Lender exercisES tt,is option,Lender shall give Botrower notice of acceleration. The notice shall provide a period of .
<br />= not less than 30 dnys trom tho date tlte notice is delivered or mailed withirt which Borrower must pay ull sums securcd by this
<br />- Security Instr�ment. If Borrower fnils to pay these sums prinr ro the expiration of this perind, Lender may invokc any
<br />= remedics petmitted by this Security��istrument without further motice or demand on Borrower. .
<br />� 18. Barrowtr's Riglit to Reinstate. If Borrower meecs sertain conditions, Borrawer shall have the right to iiave
<br /> cnforcement of d�is Security Instrument discontinued at any tirrre prior to thc earlier of: (a)S duys(ur such otlier period as .
<br /> • Single Famity--Fbnnk Mar/Glrsddk Mae[1NIFORM INSTRU1fENT•-Uniform Covcnnnts 919D �pa.ee 4 r jA paRCrl
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