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<br />� `I'tHil;'I'IiRll Wt'"fyfl nU ihu impruvc�uciarr mi��m hcreriQce r.rcctcd nn ahc prnperty. nnd uU ca�cmcuty,cippurtcnm�ccy,ui�l
<br /> fixturcy naw ur him.,if�ur a pnrt ��f ihu pre,Exny�. All replacen�znts m�d additlniis �iiall idsu Ix covered by tl�ty :�curity
<br /> Instnnncnt.All uf tUn fi►mf;ulnER I��rctirrr��ct tn i+�rti:�a S:�c:iiri�y In�tramcnt ny�hc"Pr��per�y."
<br /> k30Ftl1UWtStL L'l)'�+tihiAN 1�S thttl Ht�rri�wet i�� Ib�vfully ticltit;:l ul'akc c:,tUC herchy cun�•cycd u�td has tit^rlLl�t t�,grant onel �
<br /> c��nvey ihe I�r�ipE�n;r nnd dtc�t th� Pn�perty Is un�a'Htiunr►en;d. except i��r encumbiunccs c�f recorcE. Iiurra�ver wnrrants and will
<br /> defend genemlly thu tiqu tn tliu['mperty u�airn�.11 cJFinn nied dentunds,.ruhJcct to ieny cncuinbrances of rccord.
<br /> THIS SECURS'PY 1M�TRUM�N'C cumbin;�. unii'��rm covcnants Fnr national usc an��non-�mifonn covcnants with fimited
<br /> variatians by Juri=diutiun to cun�titute a unBfnrim�e�ci�rity iustrument covering rcul property.
<br /> UNI�O�2M(}(7�+�.MANTS. Dc�rrovrcr arxll,ea-�cicr covcnant anJ agrcc us follows:
<br /> l. l�s►ymc��t �yf PrSnciptil und Gitere:�eR Pr��payme«t and I.atc Char};�. Borrower slwll p�romptly pay when due the __
<br /> principid of und inta�ust an tho deht cvide�accci b��ttia�Note nnA any prepayni�nt and latc chnrgcs due under the Note.
<br /> 2.Funds for Taxes und Iiisucaia�e. Schjrca tn upplieable law or to a written waiver hy Lender. Borrower shall pay to
<br /> Lcnder on the day monthly paymcnts are due uni^r thc Notc,until tlio Motc is pnid in fuli,n sum("Funds")for:(ri)ycarly taxes
<br /> u�nd asscssmcnts which m�y attain priorily ov�;a Q�i�;Sccurity Instrument as a licn on tF;e Property;(b)ycarly Icaschotd paym�nts
<br /> or grotuxl rents an tha Pmperty,if any;(c)y¢cvly t��nrd or propeny insurance premiums;(d)yearly fload insuranc�premiums.
<br /> if any: (e) year�y mmtgngc insurnnce prcr�ri:,ur.g,if any: aud (� �ny s►►ms payable�y 8arrower to Letxler, in accordance witlt
<br /> the provisians of pt�rn�rnph 8. in licu oi che�upm�nt of mortgage insurance premiums.'i hese items are called"Escraw Ifeuis."
<br /> Lender may, at any timo, a�Uect and I�olc1 �unds in an nmount not to excced the maximum amount a lender for a federally
<br /> related munga�;o lo,im m�y rcquive for U�rcawer's cscrow:�ccount under the feder:il Real Estate Settlement Procedures Act of �
<br /> 1974 as asnernl�•l�F!'4lll SI!??!`t��imc. 12 CI.S.C.Section 26t11 et seq. a"FiF:SPA"),unless another i:���•that ap�I::s,��the Fu.nds
<br /> sets u lwsscr nniount. If sa, Lender�u.ry, n� �:�y time, collect an�i hnQ:�Funds in an amount no4 eo�,xeEeci t'h�lesser amou.�7.
<br /> [.ender may astimnto the amnunt of F��en�:►c�i�e on [he tvasis oF curcenz;lata and reasanable estirn�t�:�of expa:.�ailures of futurc;
<br /> Bscra�v Items ar othcrwisc irc lcrorda�ice��•ith app6 icablc iau•.
<br /> Thc Pundh shnll be helu' +n an ir�tiwtion whoQF deposits nre insured by .ti felernl a�cncy, instrume-ata1iity, or entity
<br /> (including Lender,if I.ender i5 such:vi ir.:�tiwtion) or in any Federal Hame Laa►n Bank. L.ender shall apply the Funds to pay the
<br /> Bscraw[tents. I..ender may nnt churge:3orro��.r for holding and npplyint;the Funds,annually nn�lyzing the escrow account,ar
<br /> verifying thu�scrrnv Items, ur,lr�.s Lender pays Il�Trowor interest on tD�e F►ends and applicable law c,:�nits Lender to make such
<br /> a charge. liowFVer, Lender rn�} req.+irc Borro►�•er to pay a one-tin;c chnrge ior an independem rc:ai,.-�it�ic iun zc�n��u,�� x�•:c�
<br /> used by Lencic:r in connection wit�, this loan,unless �p�llcable lnw provides otherwise. Unless an agt�.ar,n3 is made or
<br /> applicablE�Itnv rcc�uires interest to Cti•paid, Lcndcr shnll not bo rr.y�air^,t to pay Borrower uny interest or earni^��a�v�th�Funds.
<br /> Borrow•or ancl l.cnder may agrec in writing, hoxever, tliat interest shall be paid on thc Funds. l..�nder shall give co Borrower,
<br /> withAUrchnras, .u� annuul accounting ef the Funds,showing rrcdits and debits to the Funds and the purpose for which each
<br /> d�bit ta th�Funds was mnde.The�Funds arc plodgcd as additionul security for all sums secured by this Security Instrument.
<br /> If ttee Funds hcld by Len�ier excced th� �uraunts�icnnitted to bc held by upplicablt; law, L.ender shall account to Bonower
<br /> far the o�.a.`ss Hunds in nccoiYEanre with the rcquirentents uf applicable law. If the amount of the�unds held by Lender at any
<br /> timc+is nat sufCcicnt to p��y th�:L'scro�v Items ahcn Juc,I.cnder may so notify Barrawcr in writing,and,in such casc Borrower
<br /> �;6�t11 pxy tc� Lcndcr thc amuucu nccctis;uy to makc up thc dcficicncy. Borcowcr shall makc up thc dcficicncy in no mare than
<br /> t�aulvo monthly payments,;it IAndcr's sul�discrction.
<br /> Upc�n pnyment in f'u!1 uf all +umti yccurnl by this Security Girtrument, l.ender shall promptly refund to B�rrower any
<br /> Funds held by Lcndcr. If, undcr parul,ruph 21,LcnJci•shall arquirc ur scll thc Property. Lendcr,priar to the acs{uisition or sale
<br /> oi th:Property,shnU .ip{�ly any Fweds held by l.�rnder at the timc of acquisition ur sale as a rreciit against the sums secureci by
<br /> this Security instrument.
<br /> 3.A,ppf�c:�tiun of i'uyments.Unless upplicable law pruvides othenvise,all payments reccived by Lender under pasagmphs
<br /> 1 arvl 2 ti{iall be npplied: first, to;my prepaynxnt charges duc under thc Notc: sccund, to amounts payable undcr paragsaph 2; =_
<br /> thircl, ta interest due: f�urth,a�priiiripal du�:and last, to any late chlrges due ur.der the Nute. -
<br /> 4.Char�es; I.[etts. Borrowcr shall pay all t�xcs, asscssmcnts,charges,tincs and impositions attributable to the Property _
<br />: which msy attuin priurity ovcr this Security Instrument, and Ieaschold p.ryments ur ground rents, if any. Borrower shall pay -__
<br /> these obligations in thc manncr provideei in parograph 2,ur if not paid in th:it manncr,Bortower shall pay them on time directly �
<br /> to thc p:r��on owed paymcnt. Borrower sl�al! promp�ly furnash to G:nder all noticcs of amounts to be paid undcr this p:iragrsph. _
<br /> If Dorrov►•cr makcs tltcsc payments dirc�dy,Clorrowcr sital!prumptly t'urnish to Lender reccipts evidencing the payments. _
<br /> �orrower sh:fi promptly discl�arge any lien whicl� lias priurity uver this Security Instn►ment unless Borrower: (a)agrecs in .-
<br /> writing to the p:ty�nent of the oblig;ttion secural by the lien in a manner acceptable to L.r.ndei; (b)cnnrests in good f;ath th:lien �-
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<br /> by, i�r dc•fends ugainst cnforc:cnunt of the lien in. 14L��1 pcoccedinbs which in thc L.endcr's opinion operatc to prevcnt the ,-
<br /> cnforcemcnt of tl;e licn:or Ic) secures fron� �he hvlJer of th:lien:m�greemcnt satisfactory to Lender subordinati�g the lien to !
<br /> this 5c�urity Irwcrumcnt. If L.�::t:�r detcrmir_cs Ihut any part uf the Property is subjc�:t to a licn which may attain priority over
<br /> this 5ecuriry Iu:�r��mcnt. Lcndcr may givc Flc�;rowcr a noticc idcntifying thc lien.Barrower shall satisfy tlic licn or take one or �
<br /> morc of ttie:�ctiu+tv sct forth�bovc within Ill Jays of thc givin3 uf notice.
<br /> Form 3020 9/90
<br /> Papo 4 or 0
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