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<br /> ��3��IIQ�IOVf,�EIIL4 IIOW Of��fllI T���►:�3n"@8SE�8IItS.�CPS. . - ___ -- --
<br /> aad�aow or h�r a patt of•the pr�pea�3�. All rzplacements aad add�tions shalI ako 6e covered by this Secunt9 - ------
<br />_ � ` �fitlU+'++�- AlI Of th6 fOICgOIII$!S t8�d W�II tFlIS$CCUIit}i jLS�lt1IDEIIt 23 thB"PtO�L[ji.° ' ___—_-
<br />. BbRROWE[i COVEI�tANTS�at Bo:mwer is lawfully seised of the estars here6y oome�+ed and tm.s the right to gant =���a.�.__
<br /> and oonvey the Pmpe�ty aud that the Fropany is imencumbered.exc;egt for�acamobranc$s uf rerArd: Bormwer wa�raars and . �,,,�_
<br /> w�t c.'e f e n d g e n�i a l l y t h e t i t t e t o t t t e P r o p e�c y a g a i n s t a i i c t a i m s a n d d e m a a d s,s v b ject to an y enctmi6ran�s of zecord. , �--�=
<br /> � . THIS SEC[JRI1Y I]v5TRU1NENT . ` �'_a--__-__-
<br /> cambiaes.uaifaffi coveaants for aationaI use�and noa-uniform oovenants cvitb °--
<br /> limiied vauations by jutisfidion to wm�itirte a uaifomo sgcu�iry instrument coveintg s�al property. . � _----
<br /> .�?���
<br /> IJNIFpRM COVF.11jANTS. Boanwer anfl Leader covenam and agee as follows: � •<• .:���
<br /> Pm�Y FaY '+ �'':����r���,n�.a
<br /> L Peyasent oi Prl�dgal mmd I�PrepaYmeut aad Late Chaiges. Barrower shall when due th..'
<br /> � �:.
<br /> yrincipal of and iateiest aa the debt evideaced by the Note�d anY PrePaYment and iate chatges due undes the Note. .- 1,`_:_'_'_�•�,'_�
<br /> . L Fl�nds for 1�se9�d Ias�snr� Sablect w ap��icabie iaw or to a written waiverisy Lender,Bmmwer sf�ali pay�to --T�,--�"` �:
<br /> LeIIder oa the daY�Y P��ate due under the Note.uixu7 the Note is paid'm fu11.a s�("F'unds°)for.(a)Y�Y � Y{ �' �'-_'
<br /> tases and assessnaents which asay attaip griarity over ttds Seco�ity Instr�ent as a lien on the Fmperty;(b)year�Y teasehold • --':��.,`�?'
<br /> payments or grormd ients on the Prnperty, if any: (c)`peai'2Y Hazatd or praperty�' piemiams: (d) Ye�ar1Y flaod , �"� .,�'�'-"
<br /> mcnr=� f� �_�.�-�_--
<br /> ins�ause premitmos,if any.(e)Yesrly martgage insumnce preiniums.��y: and (�aaY Sums PaYabte by Boanwet to �` s-_-,�---�--�
<br /> Leade�ia accurdance with the psnvisioas of patagaph 8,m liw of the payment of mortgage insaranse p:emiums. These �T�=
<br /> it�ms aie caQed"Fscmw Items." Lender may,ai aay time,colle�and hold Fimds in an fimount not fo eaceed the maxim�• , �.,-:�.=_--
<br /> • amnuat a Zender for a fedeiaIIy:elated mortgage loan may eequiie for Bormwds escmw accouat under the fedetal Real ��`�`_-_-_=—-T-
<br /> FsTate SeulecQeat Ptoced�es Act of 1974 as ameaded fmm time w time,l2 US.C.§2b01 et seq.("RESPA").unIess anothes °t �,#$�.��^.r-, .--_
<br /> taw that applies to the Rmds sets a tesser amwmt If so,Lender may,at any tim�coltect and hn2d Ftmds in au amount uoi w �;i__-�-=—s�
<br /> � exceed the I�sser amuuni Lender may estimate the amotmt of Funds due an the basis of cnaent data and r�asnnahle , H�siS���—__==
<br /> ess �';�•;�'._:��.� _
<br /> . estimate5 of exgendituie.s of fuuue Escmw Items�athe�wise�accordance witl�app&cab2e law: . ."'-__---
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<br /> The F�rids shall be held in an institution whose deposits�e insuied by a federal agency,inshumentality. or eatity .':_,�.Y_��- -_-
<br /> (inciudin g I.�ter.i€i.eades is such sn in�itruion)or in aay Fedetal Rome Loan Bank. L'ender shall apply the Frmds w paY N�=ri.--� _
<br /> ��_�-�� —
<br /> •- _ iucEfCrow Items. L.ender may not c�e�ormwer for liolding and agplying the Funds.affivaity analyang the escaow .A:u�.:.�.__-----
<br /> acco�ms,or ve the Fscrow Items.antess Lender a s Borrower intaest on the Funds aud app�icable law pemaits � �'"`�`';z°`===
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<br /> � ..Lender to make such a cha�e. Rowever.Lendar may requue Borrower to pay a one-ame charge far an independeni�+eal --_-
<br /> ----� - � ---�-------r-----....-O '- - � — -- _ . _ . s;r,:.•.,Y._
<br /> estate 41x repomng servtce csedbyZ:en3er'm conne�fion anth ilus-loan.�nn�l�sppli�ble-iaw prmn d e�o t h erwise.-UntesS-an�-- --�--- , ... g"°
<br /> . agr�ement'ss made or applicab2e law tequines interest to he paid 1,ender shall not be�quued to pay Bouower any intecest or -`,� -; :
<br /> gre
<br /> earriings on the Funds. Bormwer and Lender may agree in writing,however.that iaterest slsall be paid on the Funds. Lender `•'"��•"^��
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<br /> shall give to Bomowes,without chatge,en annual accouating of tt�e Funds,showing cnedits and debits to the Fuads and the � �,,:.;� - -
<br /> Purpose�or whicb each debit to the Funds was made. The Fuads are pledged as additional securiry far all sums secured by . .
<br /> ' _. ._this Secnrity Insttument. � - .�`•_'�s`� .
<br /> If tbc Fimds held hy Lender eaceed the amounts permimad to be held by agplicable law.Lender shzll acxonnt w s�:���:��
<br /> B¢rrower far�he excess Funds in accordance with the requircmenu of applical�le Iaw. If th�amouat of the Funds held by �� `�
<br /> Lender at au�t aime is not sifficient to pay the Escrow Items when due.Lender may so Qotify Bumower in writing,and,in . °�:,s.,ti;'Y�
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<br /> sach case tiasruwer shaII pay to Leader the amount aeressary to make up ihe deficieucy. Bomawer shall make up the -• -
<br /> � def c�eucy in ao moie th�u tcre3ve monthly payments.at Lender's sole discretion. . ��'�"' "'.
<br />_ Upon payment in faId of aU su�ns securied by this Security Insm�men�Lendrx sball pmmpSy zefund to Borrower any :f
<br /> Fuads held by Lender. If,'under ParagtaPb 21,L.ender shall acquire or seU the P�,sPrty,Lender,prior to the acquisition or • .
<br />_ • sale of the Property,shall apply aay Funds held by Lender at the time of acquisition or sale as a cndit against the sums -��`�
<br /> secttped by this Secmity Instramen� . ,:'�.-
<br />= 3. ApplIsatton of Payments. Un2ess applicable law provides othecwise,all payments received by I.eader uader '�'�`�
<br />- paragraphs i aad 2 s6all be applied:firs�to any prepayment charges due under the Note;second.to amaunts paya6le under '� '�'•�' . ;
<br /> pazagraph 2•thiid.to intenest d¢e:fourth,to principal due;aad las�w aay late charges due under the Note. . �`"��;�_
<br /> 4. Cir��es; Lieas. Bar�awer sl�all pay all taxes.assessments.charges.fines and impositions aaribatable to the . �'�.
<br /> Rop�rty whisH may attain priority over this Securery Inswraent,and leasehald payments ar ground rents,if any. Borrower • ':-
<br /> . sh811 pay these obligations in the mennet ptovided in pazeg�aph 2.or if[mt pazd in thaT manner,Boirower shall pay theID oa � ..:�'x,=�'�' ,,
<br /> time directly to the person owed payment. Borrower shall pmmptly fumish to Lender aU notices of amounts to be paid under � •• .
<br /> tlris patagraph. If Homowe.a makes tttese payments dizectly.Borrower shall prnmpdy fumish to Lender�ceipu evidencing � • •:. �
<br /> thepayanents. � � -•�:'�°'x•�`;;.;-.
<br /> Bomnwer shaU pmmptly discharge siry lien which has priority over ttris Security Iastrument unless B�mwer.(a)agrees , '
<br /> in arriting to the payment of the obligation secimed by the lien in a tnanner acce�►w61e to Lender:(b)contests in good faith the . �.,,�'
<br /> lien by.or defends against enfonemeat of the lien in,legal proceedings which in tbe Lender's opinion operate to prevent the �•�� •
<br /> enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactoiy to Lender subordinatiag the lien . � : .
<br /> to this Security Insaumen� If Lendet determines that any part of the Property is subject to a lien which may attain priority , ,
<br /> over this SECUrity Inst�eest,Lender may give Borrower a nodce identifying the lien $orrower shall satisfy the lien or take . �
<br />' one or moie of the aarons set forth above within 10 days of the giving of notice. � ,
<br />' S. fl�r+�or Pmgetty Iusnreta� Bomnwer shall keep the improvements rtow exisring or hereafter erected on the .',
<br />- Property insured?ga?nct loss by fire.�7d�dS lAC1IIt�iA WItI11D tliC tETIII"eatended coverage"and auy other hazards.inclading . •
<br /> floods or Aoading.for which Lender requlces insarance. 'Ibis insivance shall6e maintained in the ataounts and for the '
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