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<br /> ` � ' .. ` .. 5. Hazard or Pcoperty Insnraace. BVrrowet shall keEp,the impro�erttents rflvv existiag or 6ereafter erested on the _._ --_-
<br /> . . . Froperty,insured against loss by fir�.harards icui�cded arithin the tenn,"extended coverage°and arry other halards, inCiuding ---
<br /> _ '_ ' _ ' _ tlnads or tlooding. for whicin.Lemdep requires insurance.T1us insu�ance sha�l6e ma��+�;�►ed in th�auwunts and for the periads . . _ —
<br /> ,. ��;�,::� : _
<br /> � � • that Lendet requires,'Fhe insurance carrier providing the insurance shall be chosen by Barrower subject to L�ader's 4pprava! f .
<br /> `s . , ,'�'•� . . ' wtuch shall not be unreasonably arithheld. It'6orrower fails to maintain coveiage described abave.I.snder may, at Lender's — —
<br /> '' �` � r- option,obtain coverage to protect Leader's rights in the Propeity in accordaitce with paragraPh 7• '
<br /> `�,. ., . . Aq insnranse policics and rertewals sf�ali be acceptable tn Lender and shall include a st�dard mortgage clanss. Lender
<br /> - shall have the right to hotd the policies and renewals.If Lender requires,BQnower shall prompUy give to Le�der alI receipts of
<br /> k � , paid premiums and renewal norices.In the eveat of Ioss,Borro�ver shnll give prompt r.ntice to the in�„�„c�carrier and t.�der.
<br /> . '.. � , Lender may m�ice proaf of loss if not made prompdy by Borrower. •
<br /> Unless Lender�d Borrower otherwise agree in writing,ins�uance proc�c�.s shall!se applied to restorarioa or repw*c'�t?ae
<br /> < .�.� � p�roperry damaged,if the restora�an or repair is economically fez.�le and T.ar.�'s security is not lesse n e d.If the restcx�oa or
<br /> +�,. � repair is not econamicaily feasible er Lender's security woutd L�:�ed,cst=nsuraace Fr�ceeds sball be applied t�t".�snms
<br /> _�.� - 1
<br />, s�.,: � ,. . secured by tIus Security tnstrument, afietY�r ur a.t then dne. .�-�``'�any exc�paid to�zowes. If Borrower abandans the
<br /> ,�`'''� ., , . �. �progerty.or does not answer a7thin 3Q days a natice frora Lender thac the irrsarance��s offered to seule a claim,then .
<br /> i�;,.,,,., .
<br /> . ,�,_;{i��,' Lender may wAect the insarance pmceeds. Lender may use the proceeds to re�air or restore the Properiy or to pay stuns
<br /> seatred by this Sesurity Instrqment,whether or not then due.The 30-day Qeriod'will begin when ihs nou°e is giv�.
<br /> T`_ _'..-_.-_`� ------.---.- -.- .--.Un2ess.�.ender:andBormwer o�herwise.agree.in wri6ng,.any_aPPlieadan of proceeds to priacipal sha11 not emead or .
<br /> .' . . postpone the due date oi the monthly payments referred ta in para�raphs,i ar►d 2 or c6a�i-igeihe�aiiiouat of the payatents. If
<br /> ' ' �� under para�raph 21 the Property is acquired by Lender.Borrower's right to any insurance poucies and pm�ds msultins from
<br /> : : � � damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Sectuiry instrument
<br /> ,` , ' immediatety prior to the acquisitioa.
<br /> .. _.. . , ...... . ..
<br /> • .__. . �• - ----
<br /> � 6.Oavpancy;P'eservatfon.l�fsitntenance suid Protedion of the Prape:ty;Borrower's Loao Applicat on; • .
<br /> . Borro�ver shail occupy.establ'ssh.and use the.Property as Borrower's principal residence within siacty days after the execution of �t� ��-
<br /> , ! ��
<br /> � • this Security fnstnimeat and shali continue ta accupy the Property as Sorrower's priacipai residence folr ut teasII one yeat after _ �
<br /> � —.
<br /> . ' t6e date of occupancy.untess Lender otherwise agrces in writing.which consent shaU not be unreasona6ly withheld.or untess ___
<br /> . � extenuating sircumstances exist which are beyond Borrower's canuof. Borrower shali not destroy. damage or impair the : __�
<br /> � � . ' �. Property.allow the Property to deteriorate,or commit waste on the Properry. Borrower sfiaU be in default if any forfeiture
<br /> .�.�___
<br /> . . �tion or praceeding. whether civil or criminal. is begun that in I:ender's gaod faith judgment could result in forfeiture of�the , _
<br /> � � � '_ Property or otherwise materiaily impair the lien created by this Security Instntment or l.ender's security interest.Sarrower may ; '��'�y
<br /> � ' � cure such a defanit and reinstate,as�rovided in paragraph 18.by causing the action or praceeding to be dissnissed with a culina _,�.�.•�—
<br /> � ��. that. in Lender s gaod faith determination, preclades forFeiture of the Barrower's interest in the Property or other material �:.__
<br />, � ,. . ' impairment of the lien created by this Security Instrument or Lender's security interest. Eorrower shall also be in default if ' ___
<br /> �• � � Borrower.during the toan application prooess,gave materially false or inaccuiate informaiion or statements to Ixnder(or failed .
<br /> � �� ��. to provide Lxnder with any material information)in conneccion with the loan evidenced by the Note,iacluding.but not limited ` �_
<br /> � ��'. •• � to,representations conceming Borrower's«acuF:acy of the Properry as a principal r�.sidence. If this Security Instrumeat is.on a _1�~---
<br /> �;�
<br />' . ' ' �i . leasehold, Borrower shall comply Ric[� zIl the provisions of the lease. If Bonower acquires fee title to the Property, the ��_.
<br /> � � • leasehotd and the fee tide shall not c�°rge nsiless Lender agrees to the merger in writing. °�.R —
<br /> � � .• � —
<br /> ' `. ' 7.Proledton of Le�sder'S Rights tn the Pi'operty.If Barrower fails to perform the covecrants and agrecments contained in _
<br /> .�', � this Seeurity Instniment,ar there is a lega!praceeding that may significandy affeet Lender's rights in the Pmperty (such as a —=-_f�__,
<br /> ;; ` proc.eeding in 6ankruptcy.probate, for condemnation ar forfeiture or tu enforce laws or regulations).then Lender may do and
<br /> r.
<br /> a • . pay for whatever is necessary to pmtect the value af the Pcaperty and Lender's righu in the Property. Lender s actions may
<br />� • � ' � include paying any sums secured by a lien which has prioriry over this Security Tnstrument, apgearing in cawt.. Qaying �
<br /> '�.. ( ��� •. : . : reasonabte attomeys'fees and entering on the Property to make repain.Although Lender may take action under this paragraph ` � � "
<br /> ��' � :. 7.l.ender does not have to do so.
<br /> � _�.�,::�:.
<br /> . . � Any amounts disbursed by Lender under this Qaragraph ? shall become additional debt of�orrower secured by this
<br /> � � ' � Secarity 7nstrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the • i��'
<br />' �, . date of disbursement at the Note rate and shap be payable, with interest,upon rtotice from Lender to BorroMer requesting j�
<br /> ' payment. .
<br /> •� � • . 8.Mort�age Iasurance.If Lender required mortgpge insurance as a wndition of making the loan secured by this Security .
<br /> �'�` �' � Instntment, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If. for any reason, the � -_
<br /> ' mort a e insurance covera e ired by L.endGr la ses or ceases to be in effect.Borrower shall pay the premiums required to , �'
<br />�.:_,�•_�. :;. :
<br /> /i . `� abtain covcrage suhstantially eq 'uivalent to the mo�age insurance previously in effect.at a cost substantially equivalent to the
<br />'�'��� � ''� ' cost to Borro�ver of the mort�age insurance previousiy in effect. from an alternate mortgage insurer approved by Lender. If .
<br /> � � substnntially equivalent mortgage insurance caverage is nnt available. Borrower shal!pay to Lender each month a sum ec�ual to ,
<br /> - . � one-twelfth of the yearly mart�age insurance premium being paid by Borrower when the insurance mverage lapse�or ceased to . . �- ,�- '�
<br /> � � .: � be in effect.Lender will accept,usc and retain these payments as a loss :fserve in lieu af mo�tgage insurarece. l.ass reserve _�:. ��
<br /> � Form 3028 9190 • '�t
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