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<br /> _.� .` �. < � TOG�'ft[BR WITH.aI!the improvemeats abw as hereaf'ter erected os�the property.and alt easemems.appnrtenances.and �_ _ -
<br /> _� fxtures now or heresfter a part of tlue property. Atl replacernents and edditions shati atso 6e covered by.this �ecurity � _ _- _
<br /> � �: ;- � Insttumentt All,of the foregoing is referred to in tttls Security Instrument as the"Prbperty.° . `� '
<br /> � ,:.:� � ,. B�RRO�VER COVENAN'CS that Borrower is Iawfully seised of the estate hereby comreyed and 6as the.right to grant and , = _----
<br />;� �' . �� � convey the Proaeny and that[he'Progerty is uneacumhzr�.axcept for encumbrances of record. Borrower wanants�nd will -==°_
<br /> t : .� ��. `. � , defend generally the title to the�roperty against all claitas and demands,subject to aay encumbtances of recoad. ' � �
<br /> �-',� � ., TI�IIS SEGURITY INSTRUMEIJ'T combines uniform coven�nts tor rt�tianal as�and non-uniform covenanu with limite� � --
<br /> ' , varia3ions by jurtsdiction to constitute a uniform sea�rity instrument covering realproperty. . � ___ --- -
<br /> -� . ` . IINIFpRM COVENANTS.Borrower and L.ender.covenant andag�.as folto�rs: ' =---
<br />•' r `'. l. Payment of Priaeipa!and bateresl; Prepayraeut a�d Late,CGarges. Boraowet shall p,romP�Y PaY wI�► due tbe �-
<br />.;:_� ; �`- ' L : � principal�of aad"mterest oa the debt evidenced by the Note and any p�epaymea�and late d�arges due uruler the Note.
<br /> • , Z.Funds for Taues aad Iasmance.Subj�ct to applicable IAw or to a written waiver isy Lender,Soirower sbalt pay tu �_
<br /> �� � ` • I.ender on the day monthly paymenu are dus�er the Note,um�the Note is paid in fWl,a sum("Fuads`)for:(a}yearlp taxes ' -
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<br />=�` . :_� ��..�. and assessments whicfi may auain prioritY over this Security Inst►nment as a Gen on the Property;(6)Yearly leasehold payments �.
<br /> . . ` _ � or�round renis on the Property,if aqY:(�)Y�Y ha�ard or property insurance premiums;(d)Yeariy ftood insnrance preaunms,
<br /> - .. � ` if any: (e)yearly mortgage insurance premiums. if any;and(�aay sums paysble by Borrower to Lender,in accordaaece w��ih
<br /> � the provisinns of paragraph 8,in lieu of the payment of moit��ge uuurance premiums.These items are called"T�x�v Items." °�
<br /> .� �' : � I.ender may, at any time.collect and hold Funds in an amwm not tu e.��t the maximam amount a lender fa�a federally
<br />-=f . related riwrtgage�oan may require for Boriower's escrow acco�t ondec'�fedeial Reai Estate Settlement Prooec'.ures Act of -
<br /> '#��° � .�. ; . � 1974 as arnended froin time to ti�12 U.S.C.Section 26Q1 et.seq.(°RFSPA"),untes�:.sot�et law that appIies t�t��Fuads ' '
<br /> -� .-��,:;;�;,�`:_.: - seis a lesser amouni. If so, Lend:�may.at aay time.collect and hold Fnnds in an asesnr not to exce�i the tessea aatoum. .
<br /> � . • -� -- �-�- -�----ixnder may�estimate-the-amounrof-Fnuds-due on the basis of-current.data aad-reasonable esti�ates of expenditutes af fuwre � �
<br /> . , Y..• ' . Escrow Items or otherwise in accordaIICe with appiicabte law. '
<br /> ` . - • The Funds shall be held in an inssti�tution whose deposiu are insured by a federal agency. inst�entality,or entiry � —
<br /> � ' . (including Lender,if Lender is such an institution)or in any Aederal Home Loan Bank Lender shall apply the Funds tv pay the
<br /> - -,�-� •�•` " •' Escraw Items.Lender may norcharge_Bmrower for hotding and applying the Funds.'annually analyzing the escrbw accountr or
<br /> . , � � verifying the Escrow Items.unless I.ender pays Borrower interest on the Funds and applicable taw pemiits Lender to make such � �'�,::�:
<br /> • � � a charge. However. Lender muy require Borrower to pay a one.time charge for an independent real estate tax reporting servioe � --
<br /> � . . . �, used by Lender in connection with this loan. unless•upplicable law prov{des othenvise. Unless un agreement is made or - -_-
<br /> • . ' alrpticablc law requims interest to be paid,i.ender shall npt be required to pay Borrower any interest or eamings on the Funci�. --
<br /> . ..� • `�`' ' Borrower and Lender may agrce in writing.however,that interest shall ba Qaid an thc Funds.Lender shall give to Borrower. �-.
<br /> `. � �vithout char6e, an annual atcaunting of the Funds. showing crc�iits and debits to the Funds and the purpose for whYCh eacH `�?'` .
<br /> , . ' _ debit to the Funds was made.The Funds are pledged as additional security for all sums secured by this Security Instrument. .;��•: �
<br /> � � � If the Fundsti held by Lender exceed the amounts permitted to 6e held by applicable law.I.ender shall account to Hdrrower =
<br /> ,� ;�;..: � . . for the excess Funds in accordarice with the requiremtnts of appiicable law. If the am�ount of the Funds Izeld by Lender�at any ' '
<br /> ' � time is not su�cient to pay the Escrow[tems when dae,Lender may so notify Borrower in wridng.and,in such case Borrower �� -
<br /> • � . shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the defciency in ao more thaa '°.;—
<br /> _ ' .. � twelve monthly payments,at Lender's snle discretion. � ;+�
<br /> - •�'':��� Upon payment in full of all sums secured by this Security Instiument. Lender sha11 prompdy refund to Borrower any •'�--=---•'--
<br />- '�..-Y�iY.`R'�`._..
<br />:�?�. �°� �' Funds held by Lender.If,under paragraph 21,Lerttler shall acquire or sell the Property.I.ender.prior to the acquisition ar sale ��°*.�-
<br /> y .t„ �. '.� of the Property.shaU apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by �°°�I-�
<br /> this Security Intittument. . --
<br /> Y F'' .' � 3.Application.of Payntents.Unless appiicable law provides otherarise,all payments received by Lender under paragraphs �
<br /> � • 1 and 2 shall be applied:first,to any prepayment chazges due under the Note;second,to amounu payable under paragraph 2: ,;��=-�
<br />_� third,ta interest due:founh.to principal due:and last.to any late charges due under the Note.
<br /> � . . �.Cltaages;Lte�s.Borrow�er shaU pay all taxes,assrssments,chatges. fines artcE impositions attributable to the Property
<br /> � which may aitain priority over this Security Instrument. ar:d leasehold payments or gropnd rents. if any. Borro�ver shall pay ° ' � ' ,
<br /> • these obligations in the manner provided in paragraph 2.or if not paid in c.Hat manner.Borrower shall pay them on time directly +:;�� :.. � •
<br />� �. '" ' to the person ow��payment.Bonower shall promptly fumish to Lender�f�notices of amounts to be pai d un der t his paragrap h. °_'�`"�"
<br /> If Boan�ver makes these paymer.ts directly,Bonower shalt prnmptly fumish to l.ender receipts evidencing the paynnents. . . . , {.
<br /> � �• • Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Bonower. (a)agrees in • : . i.
<br />== �- - `' . writing to the payTnent of the obligation secured by the lien i�a manner accepiable to Lender:(b)contests in good faith the lien � .
<br /> 's� �,.;;- . .• .' by, or defends against enforcemcnt of the lien in, legal proc�eedings whtch in the Lender's opinion operate to prevent the � � �, •�
<br /> ' .`���- . enforcement of the lien; or(c)secures from the holder of the lien an aLGreement satisfactory to Lender subordinating the lien to '
<br /> _;�`,,,,?'� �° this 5ecurity Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over . :
<br /> �i"='���'�k�� . ' this Security lnstrument. Lender may give Bonower a notice identifying the lien.Borrower shall sa6sfy the lien or take one or � �
<br /> - .t.�..,-�:: :• .•,: . . � �
<br /> ��� �-'-�• � more of the acdons set fonh above within 10 da s of the �v�� of notice.
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