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<br /> . _ - ---` -- TOGETHEIt �VTTH aIt the improvements now or hereafter erected oa the �pro`�pJty, 8'��fl�ente. -__ `:• ..
<br /> - - - ----= e�ces.aad f i s t i n�e s aaW ar h e r e a f t�s part o f t he pragsrty.A l!rep l a c e m e a t s a a d a d�E�ons a h a l!a l s o 6 a c�s v e r e d . —,.�_= �``
<br /> : -� . bp this Security Iastrumen�All of the faregr�ia�g is referted to in this S�urity Iastivment as the"Property." �
<br /> � . . BORROWER COV�TAN'I'S that Borrawer is lawfuUy seised of the�stete hereby conveyed and has the right to . .
<br /> � � . .__ . ._ � grant aad convey the Property aad ttat the Property is tm,.�acumberul. escept for encumbraaces of record.Bormwer : ,- --
<br /> .. . � : :.�`��_ warraats aad will defead�enerally the titleto the Property against all claims and demauds�subject fo aay encumbraaces � .. -_
<br /> � � ' ' .. <� . of record. . . .. .. .`
<br /> � � THLS SBCLJRITY INSTRUMENT comhines uniform covenants for n�tional use aad non�miform covena�ta with _
<br /> ' . • � ' limited variatians bp Iusisdiction to constitute a uaiform security instrument cuvering real gmpertp. � '�`'1
<br /> ' � ' ' . _ � UNIPURM COVEtVANTS.Borrower aad Leader covenaut and agee as follow� L
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<br /> � � �. '' � 1.Payment of Principal and Interest; Prepayment aad Late Cl�arges.Bortower shall promptlp pay whea due . ' y. � ;
<br /> , � , �� - - � the principal of and interest on the debt evideaced bp the Note aad aaq prepayment aad late charges due under the Note. : � �
<br /> � �- � • . - . 2.Funds fot Tases and Insosance.Su blect to app l ica b le law or to a written waiver bq L e n d e r,.Bonower s h a l l _ ` :�_,_ -
<br /> � �'°� � ap tfl Lender on the day monthlY PaYments are due uader the Note.untiI the Note ia paid in fuU,a sum("Funda°}fo� � ' .�•�_F;_Q
<br /> `" ` (�a)yearlp maes aad a�ssments wluch maq attain priority over this Security Instrument as a lien on the Psoperty:(b) ; '', .
<br /> ,,. - . . ":'. pearly leasehold papments or grourid rents on tha Propertg.if aay;(cI Yearlp t�azard or property insuranoe premium� `;�.°-'-�
<br /> �; • . (d)Yearly fload;,,��n�,premiums.if any;(e)yearlY mortgage insurance premiums�if any;and(f�aay suras paqabla ��� .; _
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<br /> ---..��-=---,-.--:--.--- - . .._. . ... ..bp�Bonower-to Leaderr in-accordaace withihe provisions of paragraph.&-in lien saf th�.p�aqment_of ator,tgage it►suraAt:_e.. _._. .... �'`" `� —
<br /> . � . � ' , psemiums.These items are called"Fscrow Items."Lender map.at anp time.collect and hold Fuads in aa amouat not . . ;.:
<br /> � � ' �� to esceed the maaimum amouat a lendsr for a federallq reaated :aortgage loan may require for Bonower's escrow ,�:;'��,�.�:;��
<br /> ' � � accouat uader the federal Real Estate Settlement Procedur�s Act of l9'74 as ameaded from time to time, 12 U:S.C. �,�`.���:�s
<br /> , .: ` �, Section 2601 et seq.t"�pA"},unless another law thet applies to the l�uads sets a tesset amoua�1f so,Lender may. �.� ,
<br /> - - � � �� at-any time,coilect aa�hold Funds in an amount not to esceed the le�sa:noun�-Lender.may estimats the amount of. "i•-�� .
<br /> � • � � ' Funda due on the bas�of current data aitd reasonable estimates of��^'.a�ares of future Escrow Items or otherwise in ;�;��'"-`�
<br /> � '. . ' accordance with applicable law. ` '� �-
<br /> �� � � � -� � . • The Fuads st�sll be held in aa irstitutioa whose deposits aze insured by a federal a.g�ncy.insm�mentalitq,os entity �-�.
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<br /> ._ . .._ . ' (includinn I.endes,if Lender is s�'sa aa iastitution)or in aap Federal Home Loan Baak,�.ender shall apply the Funds ta - ��� ._ ,
<br /> � ' . pay the Fscrow Items.Lender may not charge Bono�er for holding aztd applying the Funds,aanually analyziAg the �`
<br /> . � � � escrow account,or verifying the Escrow Items,unless Leader pays Borrower in*.erest on the Futtds and applicable law . �. ,��r ''
<br /> ' � , � . permita Lender to make such a charge. However, Lender may require Borrower to pay a one-time charge for aa �
<br /> �.;:.�=:: -
<br />_ ' �� . � independ�t real estate tas reporting service used by Lender im connection with this loan,unles9 applicable law provides .; �� , .
<br /> � � otherwis°.Unless aa agreement is made or applicable law requires iAterest to be paid,Lender ahall not be requ�red to �. •_�
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<br /> � .. -�.---�-----_ : - pay Borrower any interest or earninga on the Funds.Bortower and Leader may agree in writing,however,thatis►terest � �•# -- .--
<br /> ' .�:-�i . . , ' shall ba paid on.tha Funds.Leader shall give to Bonower,without charge,an aunual accountiag of the Funda.8}lOW1IIg '.�%,t.� .
<br /> � , . � credits aad debits ta the Funds and the purpose far which esch debit to the Funds�vas made.Tha Funds are pledged a$ <; ,^
<br /> � .. .. additional security for all suma secured by this Security Instrument. � '�' �
<br /> • � � If tha Funds held bq Lender esr,eed the amounts permitted to be held by applicab:e law,Leader suall account to ,,�
<br /> � • • : � . Bonower for the esceas Fuads in�..�ordancs with the requnemente of applicable 1aw.14 tha amount of the Funds held s:.,
<br /> scient �t�e F�ctocv Items when du Lender ma so notif Barrower ia writin , � .�, ',l '��:�"
<br /> ,.,. b y L e n d e r a t a n y t�m e�a n o�e u f f' t o p as �. Y Y g ' ,�,� � .
<br /> �� . � • and.in euch case Borrower shaU pay to Leaaes the amount cc�es�ary to maka up tha deficiency.�SSrower shaU make , �
<br /> � ; : _ up the deficiency in no more than twelve month:y payments.a�Lender's sole discretion. . ,�:
<br /> + � , U p an pa yment in full of all suriis secured b y ttus Secucit;Inatrulnent,I.erider shall pramptly refund w E¢:rower _ .. � .�;n;
<br /> "� any Fuad3 held by I.ender. If. uader paragcaph 21. Lender shall acquire or sell the Property, Lender, pria.*t�t ha : � . '�-
<br /> � � � �� acquisition ot•sale of the Property,shall apply any Funds held by Lender at the time of acquisition or eale as a credit �� -,.
<br /> _ "� , against tha suma seci;red by this Securitq Instrument. � �� � ,.. �Y�
<br /> ` �' '' " '' 3..ApplicaEia��3 Payments.Unless applicable law proviitea otherwise.all payments received by Lec�r undet ` •'k. .. �
<br /> � � , - � •' � - pasagraphs 1 and 2 s?:all be appliecl:firet.to any prepayment charges due under the A'�te;second,to amounte payable � .- •�.--_,:• �%;
<br /> -� _ ..� under paragsagh Z;third,to interest due;4ourth,to principal due;and last,to any late ch:sges due under the Note. -
<br /> .. � ' 4. Charges;Liens. Borro�er shell pay all tages,assessments�charges�fines aad impositions attributable to the. � ..
<br /> ., � �� Property which maq attain priority over this 5ecurity Instrument.and IeaseLold payments or ground rents, if any. . .
<br /> � � Borrower shall paq these obligaiions ia the nza�ner provided in paragr�ph 2,or if not paid in that manner,Bonower , � �
<br /> •� � � . `v stiall pay them on time directly td the person owed payment.Borrower shall promptly furnish to Lendet al!notices of � '
<br /> : • �• � .:. .' � amounts to be paid under this paragraph.If Borrower makes these payments directly,Borrower ehall promptly fumish , .
<br /> � "�� . . to Lender receiptsevidencing the paymente. • .
<br /> . �. � , Borrower aha11 promptly discharge any lien Nhich has priority over this Security Instrument imle�Borrower:(a� '
<br /> -� , . � agrees in writing w tite payment of tha obligation secured by the lien ia a manner acceptable to Le�det;(b)contests in ,
<br /> � � ' , gaod faith the lien by,or de4ends against enforcement of the lien in.lepl proceedings which in the Lender's opinion �
<br /> � � operata to prevent the enforcement o4 tho 1ien;or(e)secures from the holder o4 the lien an agreement sati�actory to f
<br /> � . �� � Lender subotdinatiag the tien to this Security Iastsument.Ii Lender determines that any part of the Property is eubJect I � _
<br /> � w a lien which may attain priority over t1ris Secvrity Instrument,I.ender may give Borrower a notice identifyipg the �
<br /> '�� � , � 1ien. Borrower shali satisPy the lien or take one or more of tha actions set forth abova witivn l0 days of the g'�ving of � `
<br /> �: . aotice.
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