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<br /> _—=---- • 5. t�rd os P�'aP�TEY Insntaace. Bozrav�er s2�a11 keep the uapmve�nents aow�i�tiag or hem,.a8er erected on tfle` <
<br />�<=.;r;,� �.groperty insnred agaiust lass by fire. hazar�s incIuded within t1�t2rm"ea�en�d wverage'aud any otht�haz�rds, iacluding
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<br /> �::-��r� ttoads.or flaading.for which Lender Rquires iusurance•'i'�is insnratcce sfiall be maintained in the amaunts artd far the geatads
<br /> � .r-�. •'rc;
<br />..-:�L,:�"•e=�"f that Lender requizes. The inswance carrier paa�viding the insuraar.e shall be chosen by Bnrrower subject to L�der's apprpvat`
<br /> s;�'��.; . , which shall cmt be unseasocr�bly wit{�ti�eld: If Bornon�er faels ia insiutein cover�ge desciihed ahnve. Lc�ier may.at Leude.�'s _ _ ___ .._ -- -_ __.�_
<br /> -• �:•.��� option,o6taia oovera$e to protect Lender's rights in the�Prapertyr in ascordance cvtth Pardg�aPh 7.
<br />",--l-=��`"'� M iasuiance lictes aad renewalsshail be a c c e p t a b ls to L e n der an d s h a 1 1 i n c i u d s a s t a n d a i d�rt g a g e ciause. Ixnd�r
<br />_�Q�:��;;.:" PQ ,
<br /> �:�:�:� shall have the right m hold the polisies aztd cenewals.�f I.ender requires,Borrower shall promptly give to Lender afl receipts of
<br /> -_�`��= :_ paid premiunas aad tenewat irotices.In ths event of loss.Sormwer shatt give prompt notice to the insuranoe carrier a�d,Lender.
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<br /> �:�-;�:� l.ender may make praof of loss if not macte prompdy 6y Bozrower. : ' ` , ,',
<br />- _�-°-"�� Unless,l.ender and Borrower oti�erarise agreE in writing, insurause proceeds sha�1 be aPPlied Yo n;storation or repair of tt►e
<br />_-���;x-��`�� Property damaged,if We restoration or re{iair is economically feasible and Lender's secuiity is nut tessened.If the reswradan dr_ .
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<br /> '�"°''�= '�-`�` repair is nat economically feasible or.ixnder's sec,urity wonld be tessened,the insur�ce praceEds s1�a11 be app�iied co the sums
<br /> :�,:�'�:_a
<br /> •�-�=�.�s==�•� secured by this Security Insuuatent, whether dr not then due,witi� any excess paid to Borrovirer. If Borrower a6andons thc
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<br /> -�;�=r";��:�_ Propert}+,or does not answer•within 30 days a noace from Lender t6at the insm�ce carrier has offe�d��e a ctai.m.then ,
<br />';:;:,;;. � Lender may collect the insurance pzooeeds. lxnder may use_the praoee�s w repair or restore the Pro or to pay sums
<br />- -_.-,'.��.��-�i1'-��"5;• secured by tflis 3ecurity Inscrurnent,wEeaher or not thcn due.The 3U day period will bepn when she nntice is given.
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<br />-_°'_•r��'�.� liczdon af roceeds to nc� shail not extend ur. .
<br /> ° ' - ' iJnless Ixnder and Hflrro�rer e•�rwise agree in writing, aaY aPP� P � �P� .
<br />"`'`��'�:� `a pustpone the�ue�date of the monthlY[>=�`5��ms refeaed to in paragrapbs 1 and 2"or chanSe the amonnt of the paycnents. If
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<br /> .y `. :'. -- -. -(�"a Pfi--r----��- IT 21-tfn��Pro is- .3r.��b Lender,-Bor�ower's righi to asry insurance polici�a.iid praceeds resuitimg m
<br /> �',�,:: ••� �•� P�P Pert3+� �I- Y- � � InstnuffenT �
<br /> =t.:� iu�__. � c�arnage ta the Properry prior to the acqu�siean shall pass to Lender u�the e�tent of the sums secured by this Securiry nu
<br />''_���,�3��, ���" �nnnediately prior to the acquisitioa.
<br /> �' .
<br /> •;�+�"J�-.• :��� � 6.t�capanc.y,Preservatfoa,Maintenaace and Y'rotection of the Pmpert�r,Borrower's Loan Applicattoa;Leasebailds.
<br /> -r; � , Horrawer shall necupy,establish.and.use the Pcoperty as Bomower's priaeipal residence within sixty days after We eaecutioa�f .
<br /> �•.;:_;�°.:. this Se�urity Instrument and shall cont�:.:e to occupy the Properry as Bonawer's principai residence for at least one year aRer
<br /> the date of occupancy,anless I.endea ar�°rwise agrees in writing,which consent shall nct he unreasombly aithheld..ar unIess
<br />- �r '•a: ;: extennating circomstances exist which are beyond �orcower's control. Barro��r sl�all not desiroy, dama?- or impa[r the
<br /> =�-�,.�::' �''•� �toperry,allow the Prope�; to deteriorate,.ar cam�it waste on the Property_E�rrower shaU 6e in defa�..'t:::auY forfeiture
<br /> �� �`=:� ' action or proceeding. whetI�er civil or criminal, is b:�Cun that in Lgnder's good f�.�jadgment could result�:rnrfeiture of the
<br /> � r"' "� � ' � Property or othenvise materialty impair:he lien cieated by this Security Insuument Qr Lender's security inte�_Borrowec cc�y
<br />'Y���=��''�`�� cure such a default and reinstate,as provided in paragraph 18.by causing the actian or pmceeding to be dismissed with a r,.ting '
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<br /> � `",�• � that, in Lender's good fzi�s detercmnation. precludes forfeimre of the Borroa��'s interest in the Property or ather material __
<br />�;5���i;,°, ' impairmeat of the lien cceated by this Setusiry Instrument or Lender's security intemst. Borrower shall �Iso be in default if '
<br /> r;._r;.<,-,�,,,., ��, Borrower.during the loan application process.gave materially false or inaccurate information or statements to Lendei(or failed �.
<br />--`�"=:.:�';' . to provide Lender with any materiai infomiation)in conneaion with the loan evidenced by the Note.including,but not limited �
<br /> ��������''� to.represPntations wnceming Borrower.'s occupancy af the F'roperry as a principal residence.If zhis Security Instrament is an a ��v
<br /> ._','=��,t_ , ,
<br /> _._��^+��ry� � leasehold. Borrower shall comply with all the pro�isions of the tease. If Borrower acquires fee titte W the Properry. the
<br />�=:���'. �� le�ehold and the fee ade shall not mer�a unless Len�..ar agrees to the merger in«Titing. • ��
<br />°-�"—'�==� � 7.Protectinn of Le¢��er's Rfgl�ts in the Proper¢y.If Borrower fails to perForm the covenanu and agr�:�ts coatained in . 3
<br /> -----n;..-��_• .
<br /> - --=�-"":=' this Securi [nswmesn.or there is a te proceedin that ma si cand affect Lender s ei ts in the Yropercy+(such as a �=='
<br /> ---� t�: P� � Y S� Y � �__
<br /> '��� r ��;,t�s��•�' proceeding in bankruptcy,prabate. for condemnation or forFeiture or to enforce laws or re�-�ons).then Lender may�a and � `
<br />��-,,�'�;��J�",� � pay for whatever is nee��ry+ to protect the value of the Property and Lender's righu in the Property. Lecder's actions may __
<br /> �`�;� inctude paying any su..�s secwed by a llen which has priority over this Serurity Inshvment, appeari� in court. paying
<br />:���:..� _.... ` � ��
<br /> . � •� � reasonable attomeys'fecs and entesing on the Property ta make repairs. Althaugh Lender may take actic�uryer this paragraph � _
<br /> ; �` _ ' 7,Lender cloes not have to do so. � � -
<br />" ��.:��: Any amounu disbursed by Lender under this par�^ra.i.:� 7' s:�all become additional�c-Ct of Borrawer secured by this �'�,���
<br /> :����, . . .
<br /> ''���" Secadry Instrument. Unless Boaower and Lender agree co other terms of paymcnt, these arr.r.,:nts shall T¢ear interest from the �,,- ,�
<br /> :.•. ;. ,�`":_
<br />- • date of disbursement at ths Note rate and shall be p��yable, with interest.upoa r�tice from Lender ta Eorrower requesting :�` :�y�`'''`.
<br /> :: : :,� . x. a•,
<br /> ::�:�•.- ; �%� payment. �:•- . �r; .
<br /> ��`�t�'�. � • ,g,Mort�age Insurance.If Lender required mortgage insurance as a condition of making the loan sexured by this Security > > �� _
<br /> -•-�-�. Irtstrument. Boaower shall pay the premiums recNired ro maintain the mortgage insurance in effect. If.for any reason. the ' ' �F'�
<br /> ::a-�<{;gr�;,..,.. - ', ��..:
<br /> -=T•�•.�_ martgage insurance coverage required by Lender lapses or ceases to be in effect.Borrower shall pay the premiums required to '�:�,.�
<br /> `°—'�'��=�>� obtain coverage substandally equivalent to the mortgage insurance previously in effect.at a rnst substantially equivalent to the : �
<br /> - -�`��f' oost to Borrower of the mortgage insurance p•reviously in effect. from an altemate mortgage insurer approved by l.ender. If • ; , '
<br /> -�;:��•.°'
<br /> -- -n--� substantially equivatent mortgage insurance cover�,e is not available,Borrower shall pay to Lender each month a sum equal to .
<br /> �:_�_:�-.�:•:..;
<br />_--__�;�;.a;�;:..• , ona�tvrelfth of the yearty mortgage insurance p:emium beiag paid by Borrower when the insu:ance coverage lapsed or ceased to •
<br /> -_-_-���'�-�' be in effect.l.�rtder tvip accept.use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve .
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