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. .� ;i` .. • ..� (... - .. � r`. _ C ��:? i _�~ti..s < � v. ` f° `_ . <br /> ��W..,' . •.;. • `� _ 1 . .. •. . �. _ ��c 4 ' C • t�l. � ,.. <br /> L t _L �`�� ,t L� . i -`�:: : � � � - ` ; ..� - y . ' - _ <br /> 2` . �.k- ' . .,�,�_�yka.�...�. ^�: . .f , -`. . , 4. . t , . . . _k, � V_ 'ILy�` < _ <br /> 'E� . • °.�"ry�1�'1 . . ^ .. •t - � . , . � - ` ' .�� . . � ` . <br /> - .8i. . �F � :y' . � c. _... _ � � . .. . • �.4 � � . _ p-. �.- . .. <br /> � �. , - -� ' ` � � r ' , ' � 4 � �. ' y ' .. . , ' . ' �. ` F�, , � . Ar. `'� . <br /> � � . � Y �: ' .. ' _ � .c ��' .. � . . ^ ,} .� } �y�. .4 .. . R <br /> i��,. �HC(���.� /�/'� �):1.. .� � i � .. . <br /> �. '.• 1 . . F \% ��{/���•� F... <br /> � . . , <br /> � 4 �� TOtiE7'HER.WITH all thoimprovements now ar heieafter erected on the propsrty.and ali ease�n�s�� _ . <br /> '�' `''� •'f•: •, futures no�v on c�reafter a p�rt of the property Alt replacemenu and addiuons shall als� 6e oovemd by this S�ttity ,., o; <br /> .�- _ . .� ' <.. - �,•F . .• � .^�. � <br />.;-j,'�.; �. d�strume�t.All of the fasegoing is re fe r r e d ta in t Y tis S e curi t y I n s u u m e n t a s t h e"P c o p e rt y." . -- <br /> � ,, . � <br /> �' BURROWFR COVENANTS that Bomnwer is[awfailty seised of the estate hereby wnveyefl and has the right m gant and , ; , . . _ <br /> "�' � . • cunvey the Properry arid that.the Property.is unencumbered.eacept for eneum6rances of rec�rd. Ba'rrower warrants and will ; • . - <br /> .� '- _ deferid generallY tt►e title to the Propertya�,ainst alt clairns and demands.snbject to any encusnbrunces of record: ` _ <br /> • ' • TH4S SECURITY INSTRUMENT Z�om6ines uniform covenants for natiome!use ai►�na�s�orm covenanu with l�t�d - <br /> w:• . f � variations by jurisdiction to cans�itute a uNform securiry inst�ument covering real pmperty. �� � _ - <br /> ` � �� � UNIFORM COVENANT5.Borr+awer and Lender covenam and agree as foltows: _ ,-: - <br /> �� . , . � 1. Pepttent og Prtacipal a�d lnteres�PrePal'meni and Late Chaiges.Borrower shall promP�Y PaY when due tiie ��.` :�.:�:s,,.__ <br /> •. , primipal of and interest on the debt evideaced by the NotB:and any prepayment and late charges due under the Note. "�`' :;�,;'�e <br /> : r�,� <br /> -:,:, .; ,2. Funds for'Taxes and Insu�ance. Subject to apptirable law or to a written waiver by Ixnder,Borrowar shal�pay to *, -��. <br /> ,.� ` � . l�ndec on the day munthlY payments are d�e under the Note.unal the Note is paid in full.a sum("Funds°)far_{a}yearly taxes __.�.��rL=_��.�'�'' <br /> � .� and assessmenu whicb may attain priority over tt�is Security instrament as a lien on t6e Pcoperty:(b)Year1Y teasehaW PaY�°� � �� _ <br />_�;���,. � • . . or gtound rents on the Property,if a�ry:(c)YearlY t�a7ard or prnperry in�urance premiums:(d)YearlY Aood insurante premiums. �� . -- <br /> ��_:�...�;..-:;-,� <br /> ` � ' if any:le)Yeariy mort�e insvrance premiwns.if any;aM(fl�Y sums payable by Barrower to Lender, in accordancc tivith --- •.�" _�� <br /> .i•. ,:.._; .;.:�.m__ �--—-- <br /> the provisions of paragraph 8,in iieu of the payment�f mortgage insutance Pren►►nms•These items are called"Es�o�+k�-" - ---- <br /> �� ` � ' ' lsnder may.at any time. collect and hold Funds in an arnount not ta excQed the masimam amoum a fender for a federally =____ <br /> .�, .. .. .� � ..,' -�=- <br /> .� .. " related mortgage loan may require for Borrower's escrow account under the federal Real Fstate Settlement Procednres Act of _�-- <br /> . '1974 as amended from rime to time. 12 U.S.C. Section 26U1 et seg. ("R£SPA°).un�ess anot�er�law that applies to the Funds �<<,_ <br /> .3..,.�: __' . <br /> s ,-"'--:.. - -- ._...sets.a_lesse�amnunc._�f sQ,.i.endcr_ma.,.as_ . time. collect and hold Funds in an amount not to exceed the lesser amount. --_ <br /> -� - - ..Y �Y. _ <br /> - L . — ----... . — <br /> ' ' Lender may estimate the amount of Fundg due on the basis o�cvrrent data an�i�aso3rabl�estimates-of-expemditures af ' -- - _ <br /> # ' ' : , ' . , Fscrow Items or othetwise in accordance with applicable law. ' - <br /> : " The Funds shall 6e held,in an in5titution whose deposits are insured 6y a federa! agency, insttumentaliry. or entity <br /> ..- - .� .•�- . (including IBader.if I.cnder is such an institudon)or in any Federal Home Loan Bank.Lender shall apply the Funds to paY the <br /> • •'.�'`, . ." : Fscfow Items. Lender may not charge Borrower for hotding and applying�he Funds,annually_analyzfi�g 11ie_escrow acacoam.ar <br /> � . "� verifying the Escrqw Items,unless Lender pays Barrower interest an the Funds nnd applicable law pernuu Lender to make such _ �- <br /> � � a charge.However.Lender may require Borrower to pay a one-time charge for an independent mai estate tax repor�ing service � <br /> • nsed by L.ender in canaxr.ion witH this toan. untess applicable law provides atherwise. Unless an agreement is made or <br /> _ . . • applicable taw requires interest to be paid,Lxnder shall not 6e required to pay Borrower any interest or eatnings on the Funds. � <br /> Borrower and Lender may agree in writing,however.that interest shall be paid on the Funds. l.ender shall give to Borrower. <br />_ ' • without charge,an annual acconnting of the Funds,showing credits and debiu to the Funds and the purpose'far which each � <br /> . �'.' debit to the Funds was made.'fit�Fands are Ptedged as additional securiry for all sums secured by this Securiry Instmment. � � <br /> <>'. � If 1he Funds held by Lender exceed the aznounu permitted to 6e held by applicable Iaw.l.ender shalt account to B�nower :�,_ <br /> • ' for the excess Funds in accordance with the requirements of applicable law. 1f the amount of the Funds hetd by Leader at any . .�� �` <br /> . . � . � • time is not sufficient to pay the Escrow items when due.I.ender may so notify Borrower in�vriting,aad,in such case Borrower ���„�_. <br /> � • ' shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make ap the deficiency in no more than �e- <br /> � .' � . nvelve monthly paymems.at Lender's sole disccetion. _�-__ <br /> • ' •� .Upon payrtient iu full of all sums secured by this Security Instrument, Lender shall promptiy refund to Borrower any ��:_�_ <br /> -• � Funds held by Lender.E�under paragraph 21, Lender shall acquire or sell the Property,Lender,prior to the acquisition or sate _ � <br />.-���,- . ; + . <br /> � '�'"� of the Property.shall appty any Fun�s hetd by l.ender at the ame of acquisition or sale as a credit against the sums secured by� ; <br />--�;�_'-.:°-_..;�;.r.. . . <br /> _ - _:�`•,';•��, ,; � this Seeuriry Instrument. ��- <br /> �- <br /> '^. • . 3.Appltcation of Payr�eats.Unless applicable law provides othenvise.all payments received by I.ender under pzsagraphs <br />,. ►���.: ' ' 1 and 2 shall be applied: first,to any pregay�rtent charges due under the Note:second.to amounts�payable under paragraph 2; � <br />_.�. � third,to interest due:fourth,to principal due:and last,to any late charges due under the Note. � - - <br />- 4.�har�es;Liens.Bonower shall pay alI taxes.a5sessments, charges. fines and impositions auributable to the Property `- <br /> ��- '� . wluch n�ay uttain priarity over this Security instrument,and teasehold payments or ground rents, if any.Borrawer shall pay �,:-� <br /> �. ;, <br /> " ' these cb.c7ations in the manner provIded in paragrap h 2,or i f r.c2 pai d in t ha t m a n n e r.B o r r o w e r s h a l!p a y t h e m o n t i m e d i r e c t l y ..y�,!_ <br /> ��' ',` to the person owed�sFrr:ent.Bonower shall promptly fnmish to Lender all notices of amounts to be paid under this paragraph. ���� , - <br /> -_ . .�.. . If Bonower makes tF.e.�payments dir�ectly.Borrower shall promptly fumish tn l.ender receipts evidencing the payments. ': ;�,�'-- <br /> .�:.- � • Borsower shall promptly discharge any lien which has priority over this�urity Instrument unless Borrower:(a)agmes in �;�^.�. �,���'� <br /> - - � • wriring to the payment af the obligauon secured by the lien in a manner acceptable to Lender;(b)oontests in good faith the lien � �• ���_ '_ <br />__�� ,:°. � ,. .'��;,._ <br />-- : ' by. or�detends against enforcement of the lien in, legai proceedings which in the Lender's opinion aperate to prevent the . <br /> . ''`•�"� '�` � ' enforcement of the{ien:or(c)secures from the hotder of the lien an agreer►�rs sa6sfactory to Lender subordinating the lien to • , . _ <br /> �Y "� '.��� this Security Instnur�t. lf I.ender detertnines that any part of the Property 'ss subject to a lien which nray attain priority over , _ <br /> --�' � � this Security Instrument.Lender may give Borrower a notice identifying thc lien. Borro�ver shall satisfy t�e lien or take one or „ _ <br /> `,.�-' ' � more of t3�e actions set forth above within 10 days of the giving of notice. . . <br /> ..� . • . <br /> :•3. • . , Form 3028 9190 <br /> �.. . - - . <br /> �.._,[:-,t• .. .. �•�' a�go z ol s - _ . ..'_. <br /> ,�. . , <br />.�.��:t` '-- ---- --- • �--"_-- <br />