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<br /> �•.•�- S. 1ia�rd or�Pl+operty inswgase. Horro�ver sliall Iceep the impnavements now ezistang or hereafte�ererted on the ' �r:z.��-
<br />'�_ ��'`W- '���' Praperty insu�d against toss by firc.tta�uds included•within the term"extcnded coverage" and any oth8t haiards, includin� ' •" �-` ���
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<br />.�sPt.c•. �r. ...x',�. • t,!'.,�•�r,7;c.�}.:_—
<br />-�.� .�.:;, ,t. .�__„, flaads ar flvading,for which l.ender requires insumnce. This insutance�hali be maintainet!in the amounts and for th�perinds _
<br /> • ��• �' '. • that l.ender requires.The ins�raacco carrier providin�the insutance shall be chosen by Bnnower subjert fo L,ertder's�apprava! ".����,,�_,�_ 5_-
<br /> - �'� �� sefiicii stlaIi Rot be araeas6nabiy withhetd. If Borrower faiis to maintain coveca�e des�ri6ed above. Lender may.at Lender`s < � =
<br /> . r • opiion,a6tain�verane to protect t.�nder's rights in the Property in accordartce with paragaph 7. , ;'�} ',`:�
<br /> ; ��- � ��� `"s Alt insuranc�e golicies artd renewtils shall be accepiable[o I.ender and shall imlude a standard cnortgage claus�.Leader �' ,;�,,,,s_
<br />-_.�s•-':W :'y' shafl i�ave the right to hold the poiicies�nd renewals. If Lender requims,Borio�ver sball promptiy give to Leuder all reoe�pts of 's�'- '
<br /> _ `.%�'�'Mp�'�'���- paid premiums�d renecvat notices.[n the eveat of lass.Borrower shall give pmmgt notice to the insurance�rries and Lender. r_`�"��,� .y�___
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<br /> �;• •" Lender may make proof of loss if ctot made promptly by Borrower. -
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<br /> ._���:•�•. Unless Lender and Borrower othecwise agree in writing,insurance proceeds shall be applied to restoration or repair of the '�
<br /> � Property damaged,if the restoration or repair is econoaucaljy.feasible and Lender's security is not lessene�.If the restoration or �-----_--
<br /> i "•=',T. `';� � repair is not economicalty feasible or l.ender's seaurity would be tessened,the insnrance procer,ds shall be applied to the sums - -
<br />=��_;•_, •�r ��� ' secured hy this Security Instmment, whether or not then due,with any e�cess paid to Borrower. If Bormwer ubandons the ==_--
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<br />_��`;5:;•:;<_�-�j;�, -• Prop�ity,or daes not answer within 30 days a notice from Leader tl�at the insunuux cazrier has offered to settle a ctaim,then ��
<br />_�;��.�;';�;,��.'.'r ,:.'� Ler�ter may collect the insurance proceeds. Ixmder�froay use the pmceeds to mpair or restore the Property or to pay sums =-
<br />_ -":;..�` ",-� �,� se�ared by this Securiry Instrument,whether or noi then due.'Che 30-day period m'I!6e�in when the noace is given. -= -
<br /> ` Untess L.ender and Borrower otherwise agree in writing. any application of proceeds to principal shall not ex[ead or - _
<br /> :-•_--=�'=--=-;�,= postpane the due date af the monthlY payments referred to in paragrapiu 1 and 2 or change the amount of the payinents. If . __-
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<br /> ' ., ` .. . . .. ....-uiider parasiapli 21-ftfePropercy is acqniieQliy Lea�er.�orrower�s ngfit[o any insiirance policies and proceeds resulting from ---
<br /> '� :;,_:; . damage to the Property prior to the acquisition shall pass to[.ender to the extent of the sums secured by this Security Instrument
<br /> , , . immediateIy prior to the acquisiuon. • -
<br /> . , . . 6.Ocrupancy,Pres�rvatton,Maintenanoe aad Protectfon of the Property;Borroweti's Loan ApplIc�Fon;I.easeholds. -
<br />-_ -- "'..:_ __ . . . Barrower.shall occupy..establish.and usethe Propeny as Borrower's principal residence within sixty days after the eaecuteon of -
<br /> � • • this S�.vrity Instrument and shall wntinue to occupy the Property as Borrower's principai resicfenoe for at least one year after ���r� 1._
<br /> � `•. � �the date of occupancy,unless Lender othenvise agrces in writing, which consent shall not be umeasonably aritbheld,or unless — - °°
<br /> •�.�� �_-, extenuating circumstances esist which are beyond Borrower's control. Borrower shal! not destroy, damage or impair ttte - --
<br /> ' : � Property, allaw the Property to deteriorate, ar commit waste on the Preperty. Borrower shall be in default if any forfeit.ue - --
<br /> � action or proceeding,whether civil orcriminal,is begur►that in Lender's good faith jirdgment could result in forFeiture of the �
<br /> " ,; •• • Property or otherwise materialIc impair the lien created by this Security Instrument or Lr�der's security interest.Borrower may •'T„
<br /> -- �-�= •� - ` ca�re such a default and reinstate,as pravided in paragraph 18, by causing the action or pm�:eeding to be dismissed arith a ruling .
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<br /> _� � � that. in Lender's good faith determination, precludes farfeiture of the 8orrower's interest in the Properry or other material �;�_
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<br />_ ,, impairmeat af the tien created by this Securiry Instrament or Lender's�securiry interest. Borrower sha11 also be in default if ' �x:
<br /> ,, Borrower.during the loan application process.gave materially false or inaccurate informaaon or statements to I.ender(or failed r -� _
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<br /> '�"-;': • to rovide Lender with an material information)in connection with the toan evidenced by the Note,including,but not limited
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<br /> S'+'',+"�•;'`,�• to,r rese�nations concemin S�orrower's occu of the Pro e
<br /> � �,,�- �P S pan�Y P rty as a principal residence.If this Security Instruraent is on a � '
<br /> ;` �`��r�: • leasehold, Borroa•er shall wmply with all the provisions of the lease. tr Bonower acquires fee tir]e to the Property, the �__ -
<br /> _ '` � leasehold and the fee dtle shall not merge unless Lender agrees to the me ner in writing. �'`•--=
<br /> �' `!-" ��' � 7.Pmteetion oY Leader's Rights in the Property.If Borrower fails to perform the covenants a.T�agreements contained in � �
<br /> � ��'�
<br /> = �: ` � this�rity Instsutnent. or them is a legal proceeding that may sign:ficandy affecc I.c�3er's rights in the Propezt� (such as a
<br /> =�nz4•�L.�'-'` ' r�in mbankrut �;_�:.�_
<br /> _-= .:�_„•;::.• . P 8� p cy.prcB�e.for condemnation or forfeiture or to enforce laws or regulations),then Lende�tnay do and �-�-
<br />_=�`�~-• '`�'. ,: pay for whatever is rtecessary to piotect the value of the Pragerty and Lender's rigtits in the Property. Lender's acteons may • �`-�--
<br />_�s-;'` . _ ' ipclude payin� any sums se�ured by a lien whicl� hac priority over this Security Instrument. appearing in caun. paying '� - --�-
<br /> -- , reasonabte attomeys' fees and entering on the Property to make repairs. Although Lender may take action under this paragraph '�{'�-���=
<br /> _ �� � 7,Lender does nut have to db so. �
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<br />-' • • Any amouau disbursed by L,ender under this paragraph 7 shall become additional debt of Borruwer secured by this w.'•�`��,�'""'..�,.
<br /> �. „ .. Se�urity Instrument. UnIess Borrower and Lender agree to oiher terms af paymcnt, these amounts�hall bear interest from the `� `��'-'�'
<br /> • . . ' date of disbnzseurertt at the Note rate and shall be payable. with interest. uQon r.otice from Lendt-�ta Borrov�er requesting � "�,•.`'` ;
<br /> _- . , • paymeat. . • , -
<br /> �. ' . 8.Morigage I�c�*ahc�.If Lender reyuired mongage insurance as a mndition of making the toan secured by this Security _ •�� ;
<br /> " � Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in cffect. If. for any reason, the �� �.
<br /> ,_'� , mortgage insurance coverage reguimd by l,ender lapses or oeases to 6e in effect.Borrower shall pay the premiums required to � �
<br /> �`'' obtain covera e substantiaU -
<br /> --.`i��`: �.: g y equivalent to the mortga�e insurance previoasly in effoct. at a cost substantiaUy equivalent to the � • -
<br /> -v�+'��s� : �.. .' : rnst to Bormwer of the mortgage insurance previously in effecl. from an ultemate most e insumr a roved b Lender. if �
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<br />_ �s�,,�,�_.�:_• :.., � substanrially equivaient mnrtga�e insumaoe coverage is not availabte.�oaower shali pay to Lender each month a sum equal to •
<br /> __'�'•:.-"_:;�' � one-tweifth of the yearly mortgage insurance premium being paid by Borrower when the insutance coverage lapsod or ceased to �
<br /> ..-�'`��.•�`;=•`�'`� .be in effect.I.ender wiU use and remin these .
<br /> _ ':,^,•��;;:�;;�:'�,-. �. payinents sis a loss reserve in lieu of mortgage insurance. I.,oss reserve . . �'
<br /> - �;.4:�•:Y�:li': � Form3078 9l90 ' : . --
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