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<br /> and all easeraeats.apputtenn�°es�aad P' ` "
<br /> �x`-A`.�'�j.< •' ' 'TOt}k�ER NITH all the improvement�no:v or hereafter eracted an tIIe propertY. �Y ",.<.,e-:,.�""��♦-,
<br />�:�_�<_::;�,;�.1 �
<br /> fu�cures nat*� an c�reacttet a gart of the prope�ty. Ail replacements and additions shall also be cove�d 6y this Securiry. t�j�
<br /> - ' �� ty as the"Pra e " -��z�,""�'-,
<br /> _ ` � . Insnument.Al�of the fo is referred to in this Securi Insuument P �l'. *'�Y ' �.
<br /> _ : r , . � <. . ,t�=, .
<br /> � � - � `;, : 4 BORR0�5►�R COVENANfS that Borrn�ver�s lawfiiliy seised of the estate hereby conveyed and has the rigi►t•to gzant and '� .;•4;:.
<br /> oonvey t h e P r a p e r t y and that t6e P r o perty is iu►enwm6ereQ.except for encumbrances of record. Borrower wariants aad wil! ,. {,;
<br /> _ `; ' I �efead geaeratty the titte tu thc Pco�serty against a!!claims and demands,subject to an�r encumbrances of record. ' �` _ �
<br /> ' 'THIS SF.CtIRITY II�iSTRUMEN'T�oinbine��:��i�orm covenants for nationai use and rton-uniform cavenants with limited
<br />.�'�� _�`•. *� ��: .� variations 6y jurisdiceion to mnsritute a unifor�n securiry insuument covering real property. ° , ;;`_�;
<br /> � " - ` •�- UN�ORM COVENANTS.Borrower aad Lender ooveuant and agree as follows: • � � �i� �,;;� __
<br /> ��� ���' 1. Parue�t of Feincipal and Interest+ Pe+ePa3'meat aud Late Charges. Borrower shall pmmptiy .pay when due the � -
<br />'. r:' -�F.J•� .� . � �. .,�.'"""`
<br />_� : .•F: � s. . ent and late char es due underthe Note: � °: •..., ...,,._=._
<br /> 's,<:.• principal of and interesc on the debt evidenced by the Nots and anY P�P� g i "° •:�., .-_• .-
<br /> '� '_����.: Z.F�t►ds for Taxes aad Ins�er.tce.Su6ject to applicable !aw or to a written waiver by Lender, Borrower shatl pay to ;' � � _
<br /> . 4�;.�..V�'.'••: . - � .�-
<br /> ',;�� • • L.eader on the da y mnnthly p ayments are d�e uader the Note,until tlie Note is paid in full,a sum("Funds")for.(a)yeazly taxes --�
<br /> =��,,.:',,._ :; and assessmenis which may attain priority over this Security Instrument as a lien on t he P r operty:(b)Y e a r 1Y l e a s e h o l d p a y tt►e n t s ��`�;L?J.�s
<br /> ` •� , ' or ground rents vn the Property.if any;(c)Yearly hazard or property insurance pr�ariums:(d)Yea*ly Aood iasurance premiums. ` ; ,
<br /> <�. �i if any; (e}yearly mortgage insurance premiums. �f asry:and�� anY��Pay�le by Borrower to Lender, In accordance with � x��ry��:
<br /> �,." .."'�:•�.
<br /> the provisions of paragraph 8. in lien of the payment.af mortgage insurance premiums•These items are calted"Escrow Items•" ' `,,,,,;`��.�x_+-�"
<br /> t `� �� Le��-may� at any time, coltect and hold Funds i��amow►t nnt to exceed the maximum amaunt a lender for a fede,.-�,.1y ` �_�
<br /> ` }. � 1 related mortgage loan may require for Borrower's e�ow accnunt under tite federal Reat Fstate Settlemeat A�ne�ures A�df . M.''.,.�t�_._
<br /> � ,,.
<br /> ,-�- :` 1974 as amended from time to time,tZ U.S.C.S��a 2601 et seq.("RESPA"):.�1��other law that ai F:s to the FundS 3� ,•
<br /> � ,., , ;
<br /> � --- -- -seis-a lesse�r a�nount.-if so;i:ender�may:at--any time.-coUect and hold Fuads i:�:a amaunt not to exceed�z tesser amount. .� �=,
<br /> . -� '
<br /> . • .,• _ � ,�_
<br /> ,.: r ;,, -_ ' Lender tnay estimste the amount of Funds due on the basis of current data and reasonabie es:ir�ates of expenditwes of fniure . . { .f•,`° _
<br /> tim
<br /> �. . . , ,,:,, �" .,.
<br /> . • Esccow Items or othe�rise in acxardanee with agplicable taw. ���r-•'^��--
<br /> ":. ; - , _�.i-�'.�-S-/�h..
<br /> •°�= . The Funds shall be held in an institutioa whose deposiu are insured by a federa! agency, instru-�:r�ta�iry. or er.tity -.,,�-4,s,.
<br /> --.: , �. :. , _ -
<br /> .�.,
<br /> � -"- (including I.ender.if Lender is sach an insdtution)or in any Federal Home l.oan Bank•Lender shall apply�::�Funds to pay the . �!' r��-
<br /> --r-r.-----
<br /> � � Escrow Items. I.ender may not charge Borrower for hoiding and appfying the Fund�,annually aealyzing the esecow account,or �--
<br /> . ` ' � � verifying the Escrow Items,unless 1.ende*PaYs Borrower interest on the Funds and applicable[a�pemuu Ixndei to make such ,...r�__ _
<br /> �,.
<br /> " ' . . a chaige.However. I.ender may require Borrower to pay a one-time charge for an independe�t real estate tax reporting se�.�ice ;: �
<br /> � • � us¢d tsy i.ender in conm�7ion with this loan, untess applicabte law provides otherwise. Unless an agreemenf is ma�or `�_� . ,_
<br /> ' •. ,;..: '� applicable law requires in�ec�t to be paid.Lender shall not be require�to pay B�rrower any interest or earnings on the Funds. : -• �: � . f
<br /> ' � �. Earrower and Lender m�3 agee in writing, however,that interest shall be paid c�the Funds. Lender shall give tfl Borrower. , `:�'.: ;�
<br /> ;,:;::,:� without charge, an anr.�a1.accauntiag af the Funds, showing credits and debits to the Fua�s�nd the purpose for which e�ch ,
<br /> debit to the��ds was made.'fhe Fvnds are pledged:s additional security for all sums secure��y this Securiry Instrument. . ;
<br /> ' :.��:*.,::; If the Funds held by Lender exceed the amourss permitted to be held by applicable law, l.endsr shall account to Borrbwer �; ;
<br /> i!�� • for the excess Funds in accordance with the rzquinmanu of applicable law. If the amount of the Funds held by Lender at any ,� �:�� f ,,
<br /> �'.;;._:: `' ' t i m e i s n o t s u f f c i e n t t o p a y t he Escrow Items when due.Len der may so noti f y Borrow e r i n w ri t i n g,a n d,i n s u c h c a s e B o a o w e r ; �
<br />�"��~'�'���'�`'-` � shal!pay to Lender the amount necessary to make up the defciency. Bonowcr shall make up the de8ciency in no more t h a� :: �;,. �
<br />-?.u�;;,_,,. .,k t: ..�,�'t: .
<br /> �?�?�;�f�;.�' twelve monthly paymenu.at•Lender s sale discretion. .
<br />._"j••�; � -_ Upon payment in full of all sums secured by this Security Instrument. Lender shall promptly refund to Borrower any .,,�;,;�' ,,�-
<br /> . r
<br /> � Funds held by Lender.If,unde�paragraph 21,l.ender shall acquire or sell the Property.l.ender.prior to the acquisition or sale :,,� ,;,�
<br /> ---- �� �- ' � oi the Property.shaU apply any Funds held by I.ender at the timc of acquisitio:�ar sale as a credit against the sums secured by � �== ��.�„
<br /> _ ,�;�= _-,;�•, •�`f�'��,�; 'r•',_
<br />,-=Tt:�.���-:�;, . this Securiry Inswment. .
<br />.+'��: ���:�. • 3.AppUcadon oY Payuients:Unless applicable law provides otherwise,all payments received by Lender under paragsaphs .:,,;�:°. _
<br /> `• � - � 1 and 2 shaq be applied: first,to any prepayment charges due undcr the Note:second.to amounts payable under paragr�h 2: :;t: •� : " �.�
<br />� ' �•" ��' third,to interest due:founh.to principal due:and last,to any late charges due under the Note. � � � '�`-
<br /> ,.� ••r.,•�
<br /> �' � 4.Charges;Ltens.Borrower shall pay all taxes.assessments,c harges. fines an d im po s i t i o n s a t t r i b u t a b l e t o t h e P r o p e rt y � . - ��•�-.
<br /> �.�.�•'��'_�;•. which may attain priority over this Security Instrument, and leasehold payments or graund rents. if any. Borrower shall pay -�� -'�'ft"�'
<br />-,:s. • 4- '.�� : ::;;
<br /> . .,.� .. . ' these obiigations in the manner provided in paragraph 2,or if not paid in that manner. Borrower shall pay them on'time directly .. zi.
<br /> . , �__
<br /> ' � to the Pecson owed payment.Borrower shal!promptly fumish to L.cnder all notices of amounts to be paid under this paragraph. - ,�.
<br />•:>;.�.�'.:.�; ��.�� • lf Borrower mak�es these payments direcAy.Barrowcr shall promptiy fumish to Le�der reccipts evidencing the payments. .
<br /> -- ` - '`� Eorrawer shall promptly discharge any �ien which has priority over this Security Instrument unless Borrower:(a)agrees in , y�-
<br />:-=1:3 ��:' : .� ` .
<br /> ;. . writi�g to the payment of the obligation secared by the lien in a munner aoceptable to Lender;(b)contesu in gaod faith the lien • _.• fi�
<br /> "��=��=: t�. '', by. or defends against enforcement of the_lien in. legal proccedings which in the Lender's opinion operate to prevent the ,'r' ,
<br /> ���-_! • .1 •..
<br /> �;;w_�; ":'w�, ' • enforcemeat of the lien;or(c)secures from the holder af the lien an agreement satisfactory to[.ender subordinadng the lien to :
<br /> {'• ;r
<br /> _-,,!,;;,_:•. ,,: this Securiry insttument.if Lender determiles that any part of the Property is subject tu a lien which may attain priority over ��
<br /> i;w , •
<br /> ,�;;' '�; .;�.;. this Security InsWment.I.ender may give Borrower a notice identiiying thc lien-8orrower shall satis fy t he lien or ta ke one or
<br />:��r ;�••' =' •''� more of thc actions set forth above within 10 days af the giving of notice. • :
<br /> ^:.-i.;��' �.�: Form3d23 9190 � . : �, °.
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