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<br /> �- �--_. . - 'i'HIS SECURITV!ti�'i'RU.'Vi�"i'combines uaifor�covenaat4 for nationat use aa¢noa•unifo�coveauats v�ith Iffnite� . " T _
<br /> � vaaiauoas by jurisdidioa w eoastiwte a unif'orin sfcurlty iastrument coveriag real propc�ty. , ` t_ _
<br /> : - ` �. . tJ�I1FOgiN COV�dAPiTS. Bofrovrer end Leades covenant aad agree as followsi - ' �_'�'•���--
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<br /> - 1. Paym�t of P�udpal �nd ln4erest; ent stnd LaLe�rses. Boaower sbaii am a wE�en dua tho
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<br /> _ . . • , prindpal af aad iaterest oa the debt evidenced by the Note aad anq prePa3ment aad tate chaTges due under the�ote. ___--- _
<br /> . � . 2.Fnnds fot Taxes and Iasiu�G+ee.Suhjax to applirable law or w a wriuea waiver by Lender.Borrower sha11 pay w ----- --
<br /> - � � Leader oA the daq moatbly papments are dite uuder the i�ote.unti�the Note is paid ia fuU,a sum(°F�ndsf�for(a)yearlp __
<br /> -. . taaes and assessments wbisfi may attain prioriry aver this SecusIry fasuument as a lien oa the PropatY+(b)Yearty teasehoId -- ----
<br /> � paymenta or ground reats un the Properey.if aaY+ f�) YeasIy ha�atd or PmPertSt iasuranse psemium�: (dj Yaasiy fluod
<br /> - : . . - �. insuraace premivau. it anY•(eD Y�Y �ortgage insurance premiums. if aayc�d(� �►Y �Payab2e by Borrower to
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<br /> " Lendec,iu accordaace with the provisioas of paragra�h 8.ia lieu of the paytnwt of mortgsg�c�uraac�R¢ea�uuu.7hae
<br /> • � Items are calted'Fscrow Items"Lender map.at aay time,collect aud hold Funds in an asao�a6 flot to�atcee�the maaimum
<br />- " . ���• azuount a tender for a federaliy related atortgage loaa may require for Borrower's escrow ac�ount imdsr t!�federal Rea�
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<br /> - . < � Estate Settlement Pcacedares Aet of 1974 as ameaded from tima to tim�I2 US.G SedioA 2601 et seq.(RESPA').untess
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<br /> - ..�`-cE � ; . ' . another 1aw that applies to We Funds sets a tesser amouat I!so,Leader may,at time.coIIeci aad hotd Fuuds in an
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<br /> ; . _ � •• � � amowit not�o�eiceeed the lesscr�aamoiu�t.-Zeuder.taay.estimate-Wramouar of Funds du¢on the basis of cu�re�tt data au
<br /> = � �� � ' reasonable estimates of eagenditnres of tbdue Escrow Items or othe►wise ia acoordance with applfeable law.
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<br /> _ . ��;.: . Th�Euads shaU be held ia an�SUtiwtian whose deposits are insured by a federal agenry.tns�umeatality.or eatity(ts►rindia$
<br /> � . � ' � Lender.if[.ender is such an iasfitution)or in any Federal Hnme�.oan Bank.Lender shall apply the Fuads to pay We Escrow
<br /> , . . Itans. l.euder may aot charga Sorrower for hotding and aPP�Y�B the 6unds.annvaIIY�9�8 the esctow accoanA ar . � -
<br /> ' �``• `'. � verifying the Escrow Items.unless Leuder pays Borrower iaterest on the Funds aad applicabte law pemtits Leader to maice �s��r _
<br /> � • " � such a eharge.However,Lender may require BQrrower w pay a oae-time charge for aa ladepmdent real esrate taa reporting ���
<br /> �, . <+��•, . , service used by Lender in conaecdoa with this loan.ualess agplicable la�provades otherwise.Untess aa ag�eement is made or _
<br /> appllcable!aw requires interest w be paid.Lender shall not be required to pay Bortoarer aay tntsrest or earnings on the Funds. �
<br /> . . Borrower aad Lendet ma ee in writin however.that interest s�2S1 be paid oa the Fuads.Leader shaU�ve vd Borroa-ec« ���=
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