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. ,V,F .: .� :'r0� : � ' k. • � . . . . . _ : � <br /> [[ ,A . ' , _ - , ` - �. _ ,.r .>- , . <br /> � ��J .'�'�yt-r � r D : r s ..1`' S YS F . CK`. . ` f. -` . � p5t:�� �'f. F <br /> f i "i,` t } '.S ti r '� t �t4 t ti 3t-�� <br /> `�`4j����. :.t���'T �• _ "`'` ' f..n�'����^����?frx� � s '„" � ;�.��-. <br /> '���-"'' Y . ' .1.4 ° ' '4. n- � 'X _c. ` 1��. <br /> � ,c.fi�.,.r`;•� � . .i...� .. - ; F r — <br /> '�'k �iC' `�.4T� F�c;� ={�f ' .4��. `�. �i c � . .< < -'f..Pn-- -- <br /> .,i'.1 5' Q v4..� �•• r �'.. - . <br /> r.rt^Y. ��.5".�.�C''�i��L T'.. , ( 'c` i � + <.. s Y-� � .�z r _�: <br /> .a. .r� c �f�4� - � . . � � . t ;` -� -- � '� ;- • - �- -. : ' L s..: <br /> ry1 � .,� � .- �� ..F - . . �-- ` _. . � . .. `. . . ` i: . ' I - <br /> ,� `.-'.�_'s�s�'Yf,-._.��3� ��'•�'�,'�'� '`sr���...��V'�'".-6:.1'`�--+�}7'-�' '-y-arv`'-�t`�.'�?_�z�,'G�±�.,�_ t�f�`�vY-=fay.�. _ <br /> ., v <br /> — ------ --- <br /> _� ._-�-�—s_. <br /> a�r ..'c;�v.s�-�- , .._. . . . . --- , ._�. <br /> :�,.,��� ' . , . ' 1�9�- 1�.��i 5 -- <br /> _�;���<.,,�. :--;� . . . , � ' — <br />.�r:��:_ �'g� , TC)GEI'H�R l�1TTH nit the impmvemerua a�aw or dec�ifter erecte�oA the propeny,and al!casements.appunenances,an4 - <br /> ___ -t,-�r;�,;;.Y4�� fixtures naw or hereat3er a part of the.pmperty..�411 repla�cements nnd additians shaf! also br wvered by this 3ecurity <br /> ,,' i:�`��:' Inswmfn�.AU of the f�regoing is referred to in tbis�S�urity[astnuuent n�the"Property." � • <br />_�,:;.��,�.,y : BORROWER COVENANTS thrit�orrower is ta�vfully s�ised of thc estate herchy convcyeQ a�d has the rigl►t to grattt actd = <br />-.r�:;�...: �;:�...a coavey tAe Property and tAat the PF+opeety is unencumb�red.except for encum6r.anc�s of recond. Bormwer�warr�its c�nd�viJi -- <br />-.- .�,� ' defeM generaUy the ritle to the I�ropertY against all claims and demands,su8ject to any encumbrances�f tewrd. ' _ <br /> ''`°`�,:�•-'-'; 'i�IIS.SL•CLtRPFY�tS'IqtiTMENT combines uniform cove�ts for uatiomi uay anct naa�unifurm cuven�sts wit�limi�ed <br /> ; _�-2:.T —. <br /> _�- ° �� variaiions by jurisdiction to constitute a aniform seamty insbxment covering ceal property. — <br /> ..�..:r; ..� �--• <br /> �'• : --�`-�a -}. UNlFORM COVENANt'S.Borrovr:er and Lender covenam and agtee as follows: <br />:=;��;y,��� �:� � l. P$Jmgnt bf Fdncipal and Inierest; Prepaytaent and I.aie Char�es. Borrower shall promptty pay when due the <br /> "==-:����:-`�� principal of aad interest on the de6t evlder�ced by tfle Nate and any prepaycaent and late,charges dae under the Nate. <br />'�-�:��, �_` 2.,Faads for Taxes aatllnaueeure.S�bject to applicabte taw or to a written waiver by Lender.Borrower shaf!•pay to <br /> -=-=`-.�_��'��- Lender on she day mpnthly payments are due under tAe Note,unal the Note is paid in full,a sum F"Funds")for.(a)yearly taaes <br /> --- ---- .� <br /> � °,,,� �= aad ass�.ssments which may attain pteority over this Security Inswment as a Gen ors the Property:(b)yearty teasehotd paymencs <br /> �'' ` � ar grouM rents on the Praperty,if any;(c)Yeariy�aTard or pr6perty inswance premiuins:(d)Yearty flaod€nsurance premium5. <br /> '''�'���� `. if any: te)YeariY mortgage�insarance premiums.if any:and(t}anJ+sums PaYable by Barrower w Igader, in arsordance with� , <br />`-�...;�yz�},�__�� <br /> ::�•=��,-. -�• the pravisions of paragrapb 8.in Geu of We payment of martgage insurance premiums.7�ese iteras are ca]Ied"Fsccow Items.'• �' . <br />�:=:�,,;;£� �'��� Icnder may.at any time. coltect and hold Funds in an amount not to e�ceed the maximum amount a lender�far afederatly. <br />����..:;��.�;° r��lated mortgage toan may reqnise for Borsower's escrow account under the federai Real Estate Settterneat Pir�cediues Ast of <br /> ._���..�L:..E•r•,.- <br />� ..,,° �.,. 1974 a�arnended fr+nm time to time, 12 U.S.C.Section 2601 et seq. ("RFSPA"). unless another law that appl�es to the'Funds ' <br />' ?�''-'-`-:�-{_--:...� , sets a tesser amouat. If so,Lender may.at any time, cal�,ct and 6old Funds in an araanat nat tar.excerd.the les5es aasowi. <br />:-,.;,1r_:�:-::- -. .,. .. � . <br /> ..� ,:.. •• �Lender�may-estimate the amour�t of�Fun�s due�on�th�b�s'`�s tsf�u3rent�data-aiid rea�onabte estimates of expenditures of futura <br /> .;,,�,.,•. Escrow Items or otherwise in acoordauce�s�appiicaHle law. • . . <br /> "; ';,o'�• ',' ' 'f'he Funds shall be held in an in�^..�an whase deposits are inssured by a federal agency, instrumentality, or entIty <br /> . - � . �"s�nding beuder,if I.ender is such an ic�srirstion)or,in any Federal Home Loan�ank.Lender shap agply the Fuuds to pay tfle <br /> •"�_;...�;=,° ., Escrow Items.II.end�r may ac;ebarge B�rrower for holding and applying the Funds,annually analyzing the escrow account,ar � <br />.'';F:;-;: verifying the Escrow Items,untess Lender pays Borrower interest on the Fuads and applicable law permits I.�ender to,make sacb <br /> • • a charge.Hn ... r.Lender�ay requite Borrower to pay a one-time charge for an irzdependent rea!estate tax reponing setvice — <br /> -+���•�� ' used b Lender in connectnc� wlth this loan, ualess lirable law rovides o4herarise. Unless an a <br /> �:., ..�..°_ • Y �rP P gre�ment is made or <br /> �� �'� �'' �- applicable law requires intere�to he paid.Lender shall aot be r+equired to pay Borro�z an}+inferest os earnings on the Funds. <br />'''%��'"`` � '"' Borrow�r and Lender may agree in writi however,that interest shall be aid on thz Funds.Leader shall � <br /> ''•�:�`c��<�.;; nS� P give to Barrawsr. <br />' r�'•���` "".�'':',`'��'" withoui charge, an annual accoundng of t�e Funds, showing crediu and debits ta the Fuaids aad the ptirpose for which ezc� <br />_�.:�..;^a� "'?� <br /> "' ��'`�' debit tu the Fands was cnade.'I'he Funds a:.z�2edged as additioc�al security for all sums secured by this Secusity Insuumen� <br />'�'�`�``` �''�' If the fiunds held by Lender exceecf the amounts�e:r.iltted to be helQ by appticr.�le law,Lender s�a1i accvunt to Bomnwer <br />"'�"�'�'�`;`` for t�e exce�Funds in aceordance with tGe rec{uire�`.�af applicable law.If the�unt of the Funds held by Lendec at arry <br /> ,`^t_�;;� . . <br /> ' '� •� � ' ' time is not sufficient to pay the Esaow It�s when due,l�.ender may so notify Borrower in wriung,aad,in such case Barrower <br />��" �"�� � t• shall a to Ix�der the amount necessar�:w make u the deficien Bomower shall make u ffie deScien <br />-` ''�°�'�` p Y p cy p cy in no more thar► <br />- �v,_;�,,,.,._ . <br /> ::�;�;.,�..;�'f,: nveive montlily paymenu,at Lender s so:e discretion. ' . <br />�«���'' ..` Upon payment in full ef all sums secured by this Security Instrumen� Leader shall pramptly refund to Borrower any <br /> =_`�f�''='•�� �'� Funds held by Lender.If,undL�r paragmph 21,Lender s6all acquire or sell the Prog:-cty.Lender.grior to the acquisition or sale <br />.�_=�.,:�,�--r,�f.:.�•. <br /> ���?�"�.- of the Property, shall apply z.ny Funds held by Lender at the time of acquisition or sale as a credit against the swns secared by <br />--_--=''�s��',- this 5ecurIty Instrument. . <br />::,���t��'..r`:'�' 3. A catton of Pa � . <br />__„_ _ pp1l yments.lTnless applicable iaw provides otherwise.all payments recei�•�i Dy Lender under paragraphs <br /> =r;:�;"�� "�� 1 and 2 shall be applied: first. to arry prepaytnent charges due under the Note:secand.to ari��:a��s payable under paragraph 2; <br /> `•�=r��`� ti8rd,to interest due;fourth.to principal due;and last,tn a.ny late charges due under che Note. . <br /> _.i. 4:.!:. '... . _ _ <br /> - �� 4. C6arges;L�ns.Borrower shall pay all taxes;�s:.ssments,charges.fines and imposidoas a,:�ibutable to the Property ___ <br /> �-.�- �.-�•�e•., which may attain priority over this Security Instrurn�z, and leasehold payments or ground terms. if any. Borrower shafl pa�r -- <br />;:;:��: �- thess obligations in the manner provided in�;�.-agraph=.uc if not paid in that manner,Borrower shrill pay them on time direeti� <br />__ , .�;•�.V'' 'to the person owed payment.Bonowershall pramptiy fumish to l.ender all notices of amounts to 6e paid under this paragraF�i r�:, <br /> r y t • • �f�3orrower makes these payments directly.Bonower sh�l[�romptly furnish to LertdPr receipts evidencing the payments. °' <br /> �:'' <br />,.:�:...:��..,: .� � P P Y S Y P �3' tY grees in �'_.. <br /> ;�_: �-.--•- •- Borrower sha11 rom tl dischar e an lien which tr,:s rior► over this Securi Instn�ment unless Borrower:(a)a <br />������'� writin �to the a gati y cceptable to Lender;(b)contests in good faith the tia� <br /> A�„+.y,.;,��, .:. g Q yment of the obli on secured b the lien in a manner a <br /> by. or defends against enforcement of t�e Iien in. legat proceedings which in the Lender's opinion operate to prevent tlre <br /> _ �'����' enforcement of the lien:or(c)secures fren the holder uf the lien an agreement satisfactory to Lender•subordinating the lien to <br /> ''=:.���'�• this Securiry Instrument. if Lender determines that any part of the Pro e � y p ' y �' <br /> .-.F -���_ p rty is sub'ect to a lien which ma attain norit ovet a: <br /> �"'��' th�s Securiry Insuument.Ler.der may give Bonower a notice identifyin�the lien.Borrower shall satisfy the lien or take one or {`° <br /> =°�`�'���� more of the actions set forth above within 10 days of the giving of notice. <br /> *k'.*'Is_-b-• , Form 3U28 9J9a <br /> _��{,; , <br /> �;-r °�'„_ v�smo <br /> :�����;. <br /> ��„�._-,�=•t. � - <br />�.�x�.��.::. <br />__'`��`� - ' <br />-�x�a .:.:�:-.,:. <br />-s.-,�:'r�:-;. . <br /> .., =.�--is,���-• . <br /> ,.3:�� :i'�: . , „�... _ . . . -. <br /> •;��.:��:3,k�.:'n,. .. . • ._. .. . _ , . .., _ . ... .. ,_ . , _- . , . . . . <br /> . � . -�•' � . . _ .. . • . ,._ . . . .. <br /> -_ .. -� _ .. . . • � . . .� . �� . � � .� � , <br /> �.�".�+ � . . • . . . _ . . � � .. . . . � . . , . <br /> -�`a.��'��i'�Fr:� , . 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