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<br /> "� � � � conJcmnatton or other taking of nny part af the Aropcny,or for conveyance in t[cu of condemnation,are hereby ussi�ned nnd
<br />� shall be paid to Lcndcr.
<br />���,. ,. �<< , . In the cvent of a total taking of the Property, the pro�ceds shnll be upplied to the sums secured by this Sccuriry
<br /> �=.'� °` � Instrument, whcther or not then due, with any excess puld to Borrower. In the event of a partinl taking c•f thc Property in
<br /> which the F�ir mark�t vah�e of the Property immediately before ihe tnking is equnl to or�reater than the umount of the sums —
<br /> �—
<br /> :a . ' secured by this Security Instrument immediately before the tuking. unless Borrower and Lender oti�erwise ngrea in writing, —
<br /> . the sums secured by this Sccurity Instrument shall be reduced by the amount of the proceeds multiplied by the following
<br /> ° fraction: (a)the total amount of the sums secured immediately be�rore the tuking,dlvided by(b)the fnir market valuc of the
<br /> ' Property immediately before the taking. Any Galsnce shall be paid to aorro�ver. In the event of n patdal taking of thc
<br /> .' . Praperty in which the fair market value of the Property immediately before the taking is less[hun the amount of the sums �_
<br /> - secured immediutcly beforc the taking, unless Borrower and Lender otherwise agrce in writing or unless applicable law
<br /> othertivtsc providcs,the proceeds shnll be applied to ths sums secured by this Securiry Instrument whether ar not the sums ure —_
<br /> �� then due.
<br /> . If the Property is abandoned by Horrower,or if,after noticc by L.endcr to Bonower that the condemnor offers to mukc
<br /> an nward or settle u clnim for damages,Borrower fails to respond to Lender within 30 days ufter the dute the notice is�iven,
<br /> �� � Lender is authori7.ed to collect and apply the procecds, at its option,either to restoratian or repair of the Propt:rty or to the
<br />�: sums secured by this Securiry Instrumcnt,whether c+r nat then due.
<br />� Unless Lender and Borrower othenvise agree in writins,any application of proceeds to principal shall not extend or
<br />-a postpone the due date of the monthly payments referred to in pamgraphs 1 and 2 or change thc amount of such paymcnts.
<br /> � 11. Borrower fVot Yteleused; Fo�bearance By Lender t+iat a Wuivei: Extension of thc timc far paymcnt or
<br /> � modification of amortization of the sums secured by this Se�urity Instrument granted by Lender to any successor in interest
<br /> r of Borrower shall not operatc to releuse the liability of the ongins►I Borrower or Bonower'.s successors in lnterest.Lendcr =__
<br /> shull nat be required to commencc proceedings ugainst any successor in interest or rcfuse to extcnd time for payment or _
<br />:r • • otherwise modify mm�rri�etion of the sums secured by this Security Instrument by reason of any demand made by the original _—
<br /> Borrower or Boirower's succcssors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a
<br /> ' waiver of or preclude the exercise of any right or remedy.
<br /> " 12. Successors und Asslgns Round;Joint and Several Linbllity;Co-signers. The covenunts and agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns of Lender and Bon•ower,subject to the provisians of
<br /> paragraph I7. Borrower'.s covenants and agreements shall be joint nnd severaL Any Borrower who ca•signs this Security �"'�
<br /> .. � Instrument but does not execute the Note: (n) is co-signing this Security Instrument only to mortgage,grant and convey thnt
<br /> Borrower's interest in the Property under the terms of this Securiry Instrumenr (b)is not personslly ablignted to pay the sums
<br /> :-> sewrcd bv this Securiry Instrumenr,and(c)a�rees that Lender and uny other Borrow�r muy agree to extend,modify,forbenr
<br /> or make any accommodacions with regnrd ro the terms of this Security Instrument or the Note withaut that Borcowers
<br /> consent. —
<br /> 13. LoAn Charges. If the loan securcd by this Security instrument is subject to a law which sets mnximum loan = -.
<br /> „ churges,artd that law is finaUy interpreted so thnt the interest or other loan charges collected or to be collected in connection =;
<br /> with the loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce ==
<br /> , the charge to the parrnitted limir and(b)uny sums already collected from Borrower which exceeded permitted limits will be �"�_.
<br /> �., �, refunded to Bonower. Lender may choose to mnke this refund by reducing the principal owed under the Note or by making a _
<br /> direct payment to Bonower. If a refund reduces principal,the reduction will be treated as a purtial prepayment without any "
<br /> �• • prepayment chargc under the Note. '..
<br /> -• lA. Notice.9. Any notice to Borrower provided for in this Security Instrument shnll be given by delivering it or by
<br /> inuiling it by first cluss muil unless applicable la�v requires use of unother method.The notice shall be directed to the Property v �
<br /> Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by frst class
<br /> mail to Lender's address stated herein or uny other uddress Lender designates by notice to Borrower. Any notice provided for
<br /> • in this Security Instrument shall be dcemed to huve been given to Borrower or Lendcr when given us provided in this
<br /> ; Paragraph.
<br /> 15. Governtn� Law; Severabiltty. This Security Instrument shall be govemed by federal law and the luw of the
<br /> jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> .. conflicts with upplicable law,such conflict shull not nffect otherprovisions of this Security Instrument or the Noce which can
<br /> , be given effect without the cont7icting provision. To this end ihe provisions of this Security lnstrument and the Note ure
<br /> declared to be severabie. �
<br /> o ' � 16. Borrower's Cupy. Borrower shall be given one confonned copy of the Note and of this Security Instrument.
<br /> 1 ' 17. 'Irensfer of the Property or u Beneficlul Interest in Iforrower. If all or any pan of the Propeny or any intcrest in
<br />--� it ?�sold or trnnsfcrred (or if a beneficial interest in Borrowcr is sold or transferrcd and Borrowcr is not a natural person)
<br /> _ without Lender's prior written conscnt,Lender may,at its option, reyuirc immediutc payment in full of all sums sccured by
<br /> , this Security Instrument. However,thi�option xhall not be excreised by Lender if exercise is prohibited by federal law as of
<br /> ithe date of this Securiry Instrument.
<br /> I If LenJer exercises this option. Lender sh.dl give Borrower notice of acceleration. The notice shall provide a period of
<br /> i ' nct letis than 30 days from the date the noticc is delivered or mailed within which E3orrower must puy all sums secured by this
<br /> � Securiry Instrument. If Borrowcr fails to pay these sums priur to the cxpiration of this period, Lcndcr muy invokc uny
<br /> remedies permitted by this Security Instrument without furthcr noticc or dcmand on Borrowcr.
<br /> 18. Borrower's Right to Reinstate. If Horrower meets certuin conditions, Borrower shall have the right to have
<br /> , enforcement uf this Securiry Instrumcnt discontinued at any time pnor to the earlicr of: (a) 5 days(or�uch other period as I
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