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<br />'�'' �` '°`���{� � perinQ�+ihnt Lcndcr reyuireta, The insuruicc ci►rrler providing thc insurancc shull Ix:chvscn by Dorrowcr subjcct to L.ender�
<br />= � ' ' ' n��prnwd�Nhich shidl n��t hc unrcus�n.ibly withhcld. If F�urrowcr f�iils to mnintain covcragc dcscribcd i�bov�,Lcndcr may,ut
<br />�.,_�.,���,Y„�,�.:-: I.cndcrk optlon,ohtuin coverngc to protcct I.endcr's ri�ius in qtc Property in��ccordance with parugraph 7.
<br />_..-.�=v�`�'�"4��:�;' All insnrnncc puUcics iu�4 rcncwnly yhall be uccept:iblc tn Lender nnd sh.ill include n standnrd mortgage clnusc. Lcnder
<br /> ° • siii�ll havc�he rl�lu tu h�dd thc polirics nnd rencwals. If Lender re��uin:s, Burrrnver tihnll promptly pive to Lendcr atl rcceipts �----
<br /> _ �^� "�•+��°•� � uf pi�id premiums nnd re:ne�vnl iiotices. In the event of loss, f3orro�ver shall�ive prompt notice ta ttic insurunce careier and
<br /> _- : '•.ss. .;rq;h,. .�..
<br />_ . I.�ndcr, I.cndcr m�iy nu�kc proof of loss if not madc prompNy by 8orrowcr.
<br /> - Unlcss I.ender and f3orrower othcrwihc ugrcc in writing,insurnnce procecds shall bc applied�u restoi�ltion ar rcpnir of
<br /> _ ' ; .. Ihe Pra�erty dn�unbed, if Ihc restorution or repair is economicully fensiUle and Lender's security is not Ie�sened. If Ate
<br />- ` restoriu�un ur repair is not cconomically fc�sible or Lendcr's security would bc lessened, the insurancc procecds shull be
<br />� , . nNpllcd t�thc sums sccured by this Security Instrumcnt, whether or not then due, with any cxcess �aid to Borrowcr. If
<br /> • {iu�•wwer ubwiduns tl�c Propc��ty,or does not nnswcr within 30 diiys ;i nnticc from Lender that the msurancc cnrrier has —_ :
<br /> ` oftered lo ve:ttle a cluim,then I.ender may collect the insurance proceeds. l.rnder may use the proceeds to repair or restare
<br />_. , , � tlte I'eu�krty or tn puy rums+ccurcd by this Sccuriry Instrument,whether or nut thcn duc. Thc 30-day periad witt begin�vhen
<br /> lltc nutfcc is given.
<br /> Unless I,cndcr und fiorrowcr�thcnvisc ��grcc in writing,any application of proceeds to principal shull not extend or
<br />_ . povipone the duc di►tc��f Uic monthly pxymentti refcrccd to in paragraphs 1 and 2 or change the amuunt of the puyments. If ��
<br />_ „ . • � • under parngruph 21 Ihe Property is acNuired by l.ender, Boi-rower s right to uny insurance policies and proceeds resulting
<br /> . .. � � frinn dnnuige tci the Pro�:rty prior ro thc iicyuisition shall pass to Lcnder to the cxtent of the sums secumd by this Sccurity -'
<br /> Instrumcnt immcdintcly prior ta thc acquisition. �
<br /> . , 6, Uccup�mcy. Prescrvutlon� Malntennnce und Prutectlon of the Property; Borrower's Loun Appllcation;
<br />- ° I.ciizehnldx. t�orrowcr shall occupy,estnblish,and usc the Properry as Borrower's principal residence within sixty days ufler
<br /> � Ihc exccaHun of tliis Sccurily Instrun�cnt und shull continuc to occupy thc Property us Borcowcr's principal residence for at - �-
<br />- , Ienst nne ycur idicr thc dnte of occupancy, unless Lcndcr atherwisc a�rees in �vriting, which consent shaU no� be c_ ,___
<br /> " unrcnso��uhly wilhhcicl,ur unless cxtrnuating circumstanccs cxist which arc beyond Borrowc�'.s control. Borrower shall nat o,.;.--
<br /> des�n�y,dnmuy,c or imp�air the Property,allow the Propeny to dctcriorate,or commit wnste on the Property. Bonower shall '=
<br /> • „ , hc In defhuh if'i►ny Fur!'citurc uction ur prcxceding, whether civil or criminal, is b�gun thut in Lender's•good faith judgment __—
<br /> „ c�ud4 resuU in fi�rfeiture of the Property or otherwitic materially impuir the lien created by this Security instrument or ��
<br /> .. l.rnder's�ecw•ity intcntit. I3nrrower may cure such u defuult und reinstutc.u�pravideJ in paragraph 18,by caucing the action �-
<br /> �, or pracccdhig lo bc dismis�cd�vith a ruling that.in Lcndcr s good faith dctcrmination,prccludes forfeiture of the Borrower's -
<br /> Intcrest in �hc I�rnperty or nther matrrinl impairment of the licn creatcd hy this Security Instrument or Lendcr'� security -- � -
<br /> __ Intrretit. t3urrower shull also be in defiwlt if tio:rower, during thc loan application process, gavc materially false or ---
<br /> Inucrurnte ir�fonnntion or slratementx to Lender(or failed to provide Lender with any material inforniation)in connection with
<br /> �� ,. tlm lu,in evidenced by the Not�, including, but not limited to, represemations concerning Borrower's occupancy of the _.
<br /> PruIkrty u�u principul residcncc. If this Sccurity Intitrununt i:�on a Icaschold, Borrowcr shall comply with aU thc provisions -""_"
<br /> uP Ilir Icnsc. If[iurrower ncyuires fce tidc ta the Praperty.thc Icaschold and the fce titic shall not merge unless Lender ngrees p"'�
<br /> to�hc mcrgcr in writing. -�-`-',`
<br /> „ 7. P�otccd��n nP Lender'9 Rights in the Prope�ty. If Bonower fuils to perfortn the covenants and agreements ��
<br /> • �°_
<br /> - - cuntnined In �I�iti Sccurity Instrument, or there is a Iegal proceeding thut may signifieantly affect Lender's rights in the �.r�
<br />•• • � ' M•u�xrty l+u�:h uti u pr�ccding in bankruptcy,probatc,for condemnation or forfeiture or to enforce laws or regulations),then -���
<br /> � • Lendrr muy do iind puy for�vhutever i+necestiary to protect the valuc of the Property and Lender's rights in the Praperty. . ':�':
<br /> •. •, Lender'ti+�cUnns mny include pnying any swns secured by u lien which has priority over this Security Instn►ment,appearing ;;.,
<br /> •• • in cnun, payinH raisoniiblc nttorney+'(ecs and entcring on the F'roperty to makc repairs.Althou�h Lender may take action �;'
<br /> undcr Ild�:pnr+igruph 7,Lcndcr docti nnt havc tc�do rc�. , ���`
<br /> • Any +unounls ditibursed by Lendcr under this paragraph 7 shall become additional debt of Borrower secured by this '•
<br /> � ticcurhy Intitrumcnt. llnle��Horrowcr and Lendcr agrce to othcr tcrms of pnymcnt,thcsc aimounts shal l bear interest from the ���
<br /> ' dulr�if dishur+rmm�t �u thc Notc ratr :uid shall hr payahlr, with intemtit, upon notice from Lcndcr to Borrower reyuestin�
<br /> puyn►rnt.
<br /> 8. M11m•t�u�;e In.r•orunce. If Lcndcr required mortgagc insurancc as a wndition of making the loan secured by this
<br /> ,� tircurlty In,trwncnt, llorrowcr shnll pay thc prcmiums rcyuircd to m�iintain thc mongagc insurance in cffect. If, for :my
<br /> reu+un, Ihe murtgnge insurnnce cuveinge required hy Lender Icipses or ceases to be in effect, Borrower shall pay the
<br />� " picmiwn, i�:i�uiird tu uI+I:�in �uvc�a�:c ,ub.tai��iully cyuivalent to dic mortgagc irtsurancc prcviously in cffect. at a cosi
<br /> - ,obUUnUnlly ripiivalrnl lu Ihe cnst tu Borrower uf Ute tnortgagc insurancc previously in effec[, fram an altemttte mortgage •+
<br />= Intiurer upprnved hy I.rnder. It'tiub�tuntinlly ryuivalcnt mortgnge insurancc covcrage iz not available, Horrower shall pay to
<br /> - L�ndi�r�.•uch mnn�h�� +um uqual to onr•iwclfth uf thc ycarly mortgagr inrurancc prcmium bcing paid by Borrower when the
<br />,�,,, . •• In�ur�uuc cuvempe Iiip�eA��r cru�ed tu he in rffcct. l.ender will accept,usc and rctain ihese paymems as a loss reserve in lieu
<br /> � uf nnn���a�;c lutiurutcc. Lu,+ icticrvr paymrnls nuiy no IonErn c� rcyuircd, ut Ihc upiion uf Lendcr, if mortgagc insurance
<br /> cnvr��i�!r lin Ilic umwmt und ti�r dic periud►hiit I.cndrr mquire,)provided by mi insurcr approvcd by Lender again becomes
<br /> uv,illuhlr und I+��btulnril.liurrun•cr,hnll{�ay Ihc prcmiu�ns rcquired to muintain mort�:a�e insurancc in effect,or to provide a
<br /> i lu�����r,rivr,unlfl Ihr ie��uirentrm f��r n�int�u�;c intiwance endti in accordance with any written agreement between Bottower
<br /> � nn�l I.rndcr��r npplir�iblr lu���.
<br /> t �1, IlttipCCUntI. Lend:�r ur n� ukrnl nwy niakc rrnwnablc entrirs upun :md inspertions of thc Property. Lcnder tihall
<br /> �;I�r Ilun����rr nullc.al thr liinr uf�n���riurl�i un intiprctiun specifyin�reasonable rau.e for the inxpection.
<br /> 111. l'ondt��unnUnu. 'I hr prucr��d,ut��ny nwm�d�,r rl.�im fi,r damay_cs.dircct�,r ronxcqucnti:d, in conncrtion with any
<br /> . . �� tiuq:lr I amily �Pnnnle�1nc�Prcddlc 11iu l'NIF(1H;►111�itiTl2UMf.NT-•Um(omi Cm•cnanta 9/90 rpuxe?n/6 puxrs�
<br /> - GrCat lakav Hnaln�s Fam�e.Inc.�
<br /> TO Ufdtr l:all 14i0PS1P9393 C]VAX OIG7D/•I1:31
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