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<br /> �.:�� �•-_: , -;�� TOQ�THL�R WITH UII►hc improvcments now on c�rcaftcr crected rni thc propc�ty.3��d iill casemc�iGti,np�urtcnanccs, ___--
<br /> , nnd Cxture5 now an c�reafter n part of thc property. All replacemcnts�nd ndditiuns shull ulso bc covercd by this Sccuriry • �,�::Y
<br /> • Insttumcnt. Ail af'[hc forc�;uing is refcu�:d tu iu tl►is Secu►ity Ii�,uunicnt us lh�:"P�aperty.° � � -
<br /> 1t. � ._—
<br />'F' ' ' BORROWER COVENANTS that Borro�vcr is lawfully sciscd�f thc cstatc hercby convcycd nnd hns thc right to grnnt
<br /> ' ,. and comey the Property and that the Property is uneucumbered,except for encumbmnces of record. I3orrower wa�ranto-;and "'�''—�
<br /> �•�.j,�:-- •;==._
<br />•,; will defencY generally the title ta tho Property against all claims and demands,subject to any encumbranc�s of record. ��;;�;•���°"
<br />-' THIS SECURITY INSTRUMENT combincs uniform covenunGs ior nutional usc and �on-unifami covcnar�ts with � �� �;.� __ _°_
<br />.' limlted variations by jurisdicNon to constitute a unifonn security instrument covering rcul propeny. �'" ' '°�.
<br /> + .. ' --�-
<br /> UNIFORM COVENANTS. Horrower aud I.ender covenant and agree as foilows: y���3`;'_'-°== -
<br /> .:-,}�t_n��-��-•-.—
<br />:;# 1. Payment of Prfnclpal and Interest;Prepayment and Late Chnrges. Borrowcr shull pramptly pay when duc the ,:_.,.,,,_.��^-_ _
<br /> .•�_;------
<br />-_ � principal of and intcrest on rl�a debt evidenccd by thc Notc and any prepaymcnt und!utc chargcs due under thc Note. ,��_ ----
<br /> 2. [�unds for 1�uces and Ituurunce. Subject to applicable law or to n written waiver by Lender.Horrmver shall pay to �'���_`�_`�__
<br /> � Lender on thc day monthly payments ure due under the Notc,undl the Notc is paid in full,a sum("Funds")for: (a)yc:u-ly :_��`�=-�"�_==--� -
<br />� / taxes and assessments which may auain priority over this Security Inswment us a lien on the Nroperty;(b)yearly Ieasehuld �=.,:;+�'�.��'-"�'_'�'�=��
<br />- , a rrents or round rents on the Pro if an (c) yearl hazard or ro ert insurance remtums; (d) yearl flood � "1'���=
<br />_��, F Y S P�rtY� Y� Y p P Y P Y ���
<br />� . ' insurance premiums, if any: (e) yearly mortgage insurance premiums, if any; and (� any sums payable by Borrower to �_:-
<br />�' � Lender,in accordancc with thc provisions of paragraph 8,in lieu of the payment of mongagc insurancc prcmiums. These �''�` ______ --
<br /> ,,,�;�:--
<br />�' items are called"Escrow Items." Lender may,at any time,callect and hold Funds in an umount nat to exceed the maximum :--
<br /> �f amount a lender for a fecierally rclated mortgage (oan may require for Borrower� e�crow account under the federal Iteal =�-;--- —
<br />,;_ Estatc Settlement Procedures Act of 1974 as amcnded frorn timc to timc, I Z U.S.C.�2601 et.seq. ("RESPA"),unless another __ _._..-
<br />= law that applie,l�the FuuJs�eGi a lesser amount. [f so,Lcndcr may,at any time,collect and hold Funds in an amount not to �Y-�_ ____
<br /> ' exceed the lcsser nmount. Lender may cstimate thc amount of Funds duc on thc basis of current data and reasonable �.�''�+1�`��m��;;-
<br /> � . esumates of expenditures of future Escrow Items or othenvise in accordance with applicablc law. � �S�---
<br /> . The Funds shall be he(d in nn institution whose deposits :u� insurcd by u federal agency, instrumentaliry.ar entiry ';;p.�.`�
<br /> � (including Lcnder,if Lender is such an institution)or in any Federal Home Lo:ui Bank. Lcnder sh.ill apply the Funds to pay '•'��,..���--
<br /> » 1he Gscrow Items. Lender may not charge Borrower for holding und applying the Funds, annually analyzing the escrow _�- -
<br /> ;,:.
<br /> ,. account. or verifyins the Bscinw [tems, unless Lender pays Borrower inten;st on the Funds and upplicable la�v permits ,
<br /> Lender to malce such a charge. However,Lender may require Borrower to pay u one-time charge for an independent real � ,�..�:
<br /> - ' �������.�Y,..�.w:rb��ri.in�n��ntl F��1 onr�nr in rrn��tnrtw�n tvith tF�ic Irian,�inlrcc a�nlicnhle law nrovides othernise. Unless an �., !.�i�._.
<br /> ' . agrcement is made or applicable la�v requires interest to bc paid,Lcnder shall not be rcquired to pay Borrowcr any intcres[or •� — �'`
<br /> � carnings on the Funds. Borrower and l.ender may agree in�vriting,howevcr,that intcrest shall be paid on the Funds. Lcnder "� '
<br /> � shull give to Borrower,without charge,an annual accounting of the Funds,showin�crcdits and debits[o d�e Funds and the
<br />_ - �� purpose for which each debit to the Funds was m�de. The Funds are plcdged as addnional securiry for all sums secured by
<br /> i this Security Instrument.
<br /> � If the Funds held by Lender exceed the amounts permitted to be held by applicable luw. Lender shall account to � �
<br /> � Borrower for the excess Funds in uccordance with the requimments of applicable law. If the amount of the Funds held by 3 5 s' •
<br />- Lender at uny time is not sufficient to pay thc Escrow Itcros when due, Lender may so notify Borrowcr in writing,and, in •�;•� •
<br />_� . " such case Borrower shall pay to Lender the amount necessary ta muke up the deticiency. Borrower shall make up the -:�,,.. * ,
<br /> , dcficiency in no morc than twclvc monthly paymcnts,at I.cndcr's solc discrcrion. ;"►�
<br /> - � Upon payment in full of all sums secured by this Security Insuument. Lender shall promptly refund to Borrower any ;,�4*'�
<br /> � Funds held by L.ender. If, under paragraph 21,Lender shall acquire or sell the Property,Lender,prior to the acquisition or ;,�,�
<br /> , � sale of the Proper.ry, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums . ,�.i
<br /> , , secumd by this Security Instrument. ,. . ° ���
<br /> . 3. Appltcadon of Payments. Unlcss applicablc law pmvides othcr�visc, all payments rcccived by Lender undcr �:���•�".�•.-
<br /> � paragraphs 1 and 2 shall bc applied: first,to any prepayment chargec due under the Note;second,to amoun�s payable under ;����
<br />_ •• paragrnph 2;third,to intecest due:fourth,to principal due;and last,to any late charges due under the Note.
<br /> �� 4. Chargcs; Lfens. Bonowcr shall pay all taxes, assessmcnts, charges, fines and impositions attributable to the '�.
<br /> , . Property which may anain priority ovcr this Security Instrument,and Icaschold paymcnts or ground rents, if any. Son•ower .5�
<br /> ' shull pay thesc obliguuons in the manner providec!in puragraph 2,or if not paid in that manncr,Borrower shall pay them on . � xi,
<br />;t timc direcdy to thc person owed payment. BoROwer shall promptly furnish to 3.ender all notices of amounts to bc paid undcr " �•
<br /> this pamgraph. if Borrower makes these paymcnts directly,Sorrower shnll promptly fumish to Lcndcr rcccipts cvidencing i'�.'.
<br /> `� thc payments. ��'� ��-_:,
<br /> •� BoROwer shall promptly discharge any lien which has priority ovcr this Securiry Insvumcnt unless Horrower.(a)agrecs � '`,n
<br /> t in writing to the payment of the oblig;►tion secured by the lien in a manner acceptable to Lender:(b)contests in good faith the ��'
<br /> licn by,or defends against enforccment of the lien in,legal proccedings wl�ich in the Lender's opinion operatc to pmvcnt thc I t t
<br /> � � enforcement of the lien;or(c)secures from the holder of the licn an agrcement satisfactory to Lender aubordinating the lien � � „
<br /> � to this Security Instrumcnt. If L.cnder dctertnines that any p:ut of the Propeny is subject to a licn which may attain priority � .
<br /> � over this Sccurity Inswment,L.ender may givc Borrowcr a noticc idcntifying thc Aicn. Borrowcr;hall satisfy the licn or ta}cc � � -�
<br /> one or more of thc actions sct forth above�vithin 10 days of the giving of noticc. i �
<br /> , 5. Hnwrd or Property Insarnncc. Borrowcr shall kcep thc improvcments now cxisting on c�rcaftcr erectcd on the
<br /> , Property insuced nguinst loss by fire,hazards included within the term"extended coverage"and any o[her hazards,including � s
<br /> �.
<br /> ' floods or flooding, f'or�vhich [.ender n;yuires insurunce. This inswance shall be maintained in the amounts and for the � -
<br /> Form 302t3 9/90 (pnge 2��J6�x���al i
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