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<br /> 5, C�uzni�d ai• k�i•u�t:r•iy Biz�,llfi'11111'f:. Iln�•rowcr sh;dl kcc:p Ilic in���ravcmciuh nu�v c is in�? ur licrc.dtcr crcctcd u�� tlic
<br /> -;`�" . '.. � Properry in5u��cd altuintit lurs by firc. har.�rds includetl �vi�hin tlic �crrn "cxtcndcd cc►vcrngc" un� nny othcr ha�4�rds, inclu�llnF! �_-
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<br />_ ����;�_.';`�zj- �- flunil,or ilui�din�,, for whirh In�ndc►•requires incuriiocr. Ti�f�insuranue shvil bc n�aintaine�l in the amounts imd Por tl►c pc��in�lb -
<br /> a""-�"�`�`� , . thiit Lcndcr reNuircr. Thc fntiuri�ncc rarricr pr��vid6n�; �hc in:+urnnrc+hall hc chu,cn I�y liurrinvcr suUjcrt to l�:ndcr's uppruv:d —.___.
<br />'£;."..�;�.��.ca� whirl� s{iull n�,t h� wu�c.�son,�hly �vitlihcld. If linrrowcr I�i�ils tu mainti�in a�vcr:�l;c dcscribcd abnvc. l.cndcr ntay, ut I.t:ndcr's �!'�-.
<br /> '„ _..-'T`1��+� updi�n,��htain covcr�yc tu prc�tcct IAUdcr's rights ii�tl►c Pri,perry in aca�rd�incc with pura�rapli 7.
<br />��r'u'�r�.,;.�si;:�'•� All iu,wauce pulicics �md r.�ucwals shalt bc acccpl.tNlc tn I.emiarr nntl chull includc n �tandiir� mor�FiiFc clnusc. LsnJct• �;;;�.i'-
<br />�;�:::-';?;���'�'''� shall have the right tn hold tt►e policicti+md renewals. If'L.ender requires,Burro�ver�huU promptly give tn Leniler all rcceipts of �°Y-
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<br />_3�`` , _. paid premiums und renewnl nciticcs. ln U►e cvent uf loss, Hurrmver shull give prompt nutice�o the insurunre rarrier and I.en er, --
<br />='_;�;ti�'�,;;.,� � Lcndcr nwy makc prouP of luss if not madc pmmptly by 13urrowcr. --
<br /> g • '•�,` ,, � Unlcss Lcndcr.md Norro�vcr uthenvisc ngrcc in writing, insuranrc prorcedti shull bc applicd tu rest��r,+tic�n or rcpair of thc _--
<br />-- - . ._.,�•. Property �amagcd,if tlic restoratiim rn�rc�c►ir iti cconamically fcasihle und Lcndcr's�ccurity ix not Icti�cncd. If thc restoration��r —
<br />'�"-�; � ' rcp.�ir is uut econ��mically fcasiblc i�r l.cndcr's sccurity �vould I�c IcS�enccl, thc insuruucc prucccds sb,dl hc�ipplicd to the sums
<br />�,,,. ._ . .
<br /> ---T�. +''=:�'•�.' • sccurcd by this 5ccuriry Instrununt. �vhethcr ar not thcn duc, wi:h ai�y cxcctis paid to Bon�o�vcr. If Borrowcr ,►banduns �hc _
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<br />���� � • � , Pn�peny, nr c�ocs not answcr w�ithin 30 days u nmicc from Lcndcr d�Ut thc insurance carricc has offcrcd to sctdc a claim, thcn —
<br /> I�' . � , I..ender may collect t;�c insurunce procecds. L.ender may use the prucecds to replir or restore tlic Properry or to pay sums
<br /> sr�• :•. • sccurccl by�his Security (nslrumcnt,whctlicr nr noc thcn duc.Thc 30•day perii�d will bcgin�vhcn thc noticc is givcn• �.u,
<br />_-;:��;,"' ;�:'':J�?";• Unless L.ender and E3orrower othenvise ugree in writing. imy applicatinn of procecds tc� principal shall not extend ��r
<br /> '�`����;� .��'"`- ' �' postpone Q�e due datc of thc munthly payments referrcd to in paragraphy 1 ;uid 2 or changc the amount of the payments. (f
<br />�` - . ��'. r �mder paragraph 21 the Property is acquirui by Lender, E3orrowcr'�right to any insunncc puli�ies and proceeds resulting fmm ______
<br />�;`�;' '.:` � �� dmnage to the Property prior to the acyuisition shall pass to L.ender tn the extent of the sums secured by this Security Instrument ----
<br />_ � t immcdiatcly prior to thc acquisitiun.
<br />_ •� . • 6.Occupancy, Fr�crvation.R1nintcnancc and Prot��ctlon of the Nri�perty;Bnrrowcr'ti Iw►nn Applicx�tion; l.caseholds. �.
<br />�1 � „ •� Borro�vcr shull occupy, cstablish..md usc the Property us Borrower's princip.d residencc within sixry dnys nftcr the exec+ttion of
<br /> � ' . this Securiry Instn�ment and shaU continue to otcupy the Property as Borrower'�principal resideece for at Ieast one ycar after __
<br />� � tlie date of occupancy, unless LenJer otherwise agrees in writing, �vhich consent shall not be unreasonably withheld, or unless
<br />. � � rxtenuating circumstances exist �vhich arc beyond I3orrower's control. Borrower shall not destroy, dumage or impair the �
<br /> Property, allo�v the Property to deteriorate, or commit wuste on the Pruperty. Rorro�ver shall he in default if any forfciture �,;,r;
<br /> , � I actian or proceeding, whether civil or criminal, is begun that in Lenaier'+�ood faith judgmcnt rould retiult in forfeiture of the __
<br /> j Property or otherwise materially impaii the lien rreated by this Securi ty Instrument or Lender's,ecuriry interest. Borrower may
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<br /> ' cure such a detault and reinstatc,as��roviaca in puragrupu �o. uy �au�wp u...u..2 n$� -�-•••-°�- '
<br /> , " that, in Lcnder's good faith detcnninatiun, prccludrs forfeiturc of thc Borrowcr's iutere,i in thc Prop�ny �r othcr matcrial °`�:
<br /> ^ ., unpairmern af the lien created by this Security Instrument or I.,enJcr's,ecuriey intcrest. Borcower shall also be in default if
<br /> ' , Borrqwer,during the loan applicuti�m process,gavc materially f'altic��r inaccuratc information ur statements to Lendcr(or failcd
<br /> � to provide C.ender with any material informatianl in connection with the loan eviJenced hy the Note, including,but not limited
<br />_ � " ' to, representations concerning Borrower's occup.incy i�f thc ?ropeny as a principal residenca If this Sccurity Instrutnent is on a �� i
<br /> , { .' • . Icaschold, Qorrowcr shall comply with all thc prnvi�ions of thc Iease. If Barro�vcr c►cquires fcc tide to thc Property, the ��
<br /> - } ��,� Icasehold and the fee tide shall not mcrge unlcss L.cnder agrees to the merger in writing. �'•;"__
<br />� �:; .�;�.w�• 7. Protection uf I.ender's Ri�hts in thc 1'rope��ty. If Borrowcr failti to perf'orm thc covenants and agreements contained in
<br /> `.:� .. • this Security Instrument, or there is u Iegal proceeding that may significandy affect Lender's ri�;htti in thc Property (such as a ,'�
<br /> ,,,, ; . ' procccding in bank►uptcy, probute, for condemnation c�r forfeiwre or to cnfurcc Ixws or rc�ulations),thcn l.cnder may do and ��
<br /> ' '" a for whatever is necestiar to rotect the �•aluc of the Pmperty and Lendcr's rights in thc Propcny. L.endcr's actians may A
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<br /> ::r� := -�. - include paying any sums securcd by a lien which has priority nvcr this Serurity Instrument. appearing in court, paying d
<br />:'•�.• �° rcasonable attorneys' fces and entcring on the Properry to makc repairs.Although Lendar may takc action undcr this paragraph
<br /> �•.:
<br /> 7, I.ender docs not have to do so.
<br />-, Any amounts disbursed by Lender undcr this paragraph 7 shull bccume additional deht of Borrower secured by this ,�f`
<br />� Security fnstrument. Unlcss Borrower and Lender agrec�o athcr tcrn,�of paymcnt, thesc amounts tihall bcar intcrest from the
<br /> date uf disburscment at thc Notc ratc and shall br payuble. �vith intcrest. upon noticc from Lcndcr t�� Borrower requesting •
<br />�" � payment.
<br />-"� B. A1ort(;age L�surmue. If L�:nder reyuind nwrtgage insuranec as a randition of'making the loan secured by this Security
<br />=� Instrmnent. Borcowcr shall p.iy thc premmms r�yuircd to maintain thc mortgagc insurance in effect. If, tor any raison, the ,
<br /> mortgage insurunce coverage requircd by [.ender lapses ur eeases to be in effect,Bc�rrower shall pay the premiums requireei to
<br /> ' � •.t:.,,,.. ...-.;,•• o�ta:n coverage substan.ially eyuivalent to ttie iu.meage insurance preti•i«usly in cfTec[, ut a ru�t�ubslcuuially cyuivalent ro the
<br /> ��� cost to Borrowcr af thc mortbage insurance previously in cffcct, from an altcrnatc mortgngc iosurcr approvcd hy l.cndcr. IF
<br /> ` substantially cyuivalent mortgagc insurancc rovcragc ic nut availabl�.Borroacr shall pay tu I.cndc� cach month a�um cqual to
<br /> � _ ime-twelflh of the ycarly ntortgagc insurame prcmium bcing paid by Borrc��ver when the insurancc coverage I:ipticd or cuixul to (
<br /> � be in effect. Lender�vill accept,use and retain these payments as a lusx reserve in lieu uf mongu�;e inwrancc. Loss resciwe
<br /> . Form 3028 9/90 I
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