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<br /> " TOGIi'Pllf'.I. WITH iill thc impn�vcmcnt�nnw on c�rcaftcr crected on thc property,un�l nii caticmcn s, lljl�)pYiClltlllCCti,and .-
<br /> '' fixtures now or hereufter u p.trt of the property. AU replacements and ndcfitions shall also be arvered by this Su;unty �r�u.;;�=.::;=-===-: ""'
<br /> ,: -
<br />°•��. Instnnnent.All uf�he tbrc ain�is rcCerrcd to in this Securit Instrument as the "Pro crt ." '�'°`��`��`��-
<br /> 6 b Y P Y �'"���.s��-_---
<br />�fr, ., E30RROWGR COVLNANTS that [ii�rmwcr is Inwfully sciscJ uf thc cstatc hcrcby cunvcycd:uid has thv righ:to grant nn�i �_---"`-`---- -
<br /> ,',�,,,°.,..�,' ti,_ .. convcy thc E'roperty nnd tli�it tlu Pmperty is uncncumbcrcd, cxccpt lur cncumUrunccs uf rccord. Qorrowcr warrants and w•ill -�'�,,',;;:�;`_ ;�:°:�=-
<br /> "'�'�'" defend gencrally the tiNe to the Property against all claims und demands, subject to any encumbrnnces of record.
<br /> ... ` TII[S SrCUltI1'Y [NSTRURIEN'f �ombines unifnrm cnvenuntti frn•nutionnl u,c wid non-imifiirm cnveniutts with limite.�i � =�T��
<br />__� �: - -
<br /> __ ' . vi�riations by_juris�iictian to canstitut�u uniform sccurity instrument covcring rcal pruperty. �`"
<br /> l� � UNIFOfiM COV�NANTS. Borrowcr und l.cnder covenant and�grce us follows: �'===--�---
<br />� �;;_�,�.�._
<br /> �� 1. Paymcnt u[' Principnl imd Intcrc.st; [h•epnymcnt ancl Lutc Chprges. Barrowcr shall promptly pay �vhcn duc thc 6_�i.''_-�_�=—
<br /> ''. ' principul of und intcrest on thc dcbt cvidcnced by thc Note und any prcpaymcnt and latc churgcs duc undcr the Note. ��:y�,_Q,.:-,.
<br /> _ _ � � 2. [�unds fnr Tuxes nnd Inyurnncc. Subjcct to applicablc luw or ro u writtcn waivcr by Lcndcr, Borrowcr shall pay to '`���._
<br /> L,cndcr on tlic day monthly pay►ncnts arc duc undcr thc Notc,until thc Notc is paid in full,a sum("Funds")fur:(u)ycarly taxes �•;ar;;G:��
<br /> . Y � p Y Y P Y Y Y P Y '��`""�_--
<br /> � .11l(I t155Cti51llCtllti WI11CIl I11A atain riorit ovcr this Securit lnstrumcnt as a licn on thc Pro crt ; (b) earl Icaschold a ments �k«:��rl,�..,.-
<br /> or grounJ rcnts on the Propeny, if any;(c>ycurly h�uurd or property insurunce prcmiums;(d)ycurly flood insurance premiums, ���
<br /> if any; (c)ycarly mortgagc insurnncc premiums, if any; and (� uny sums payablc Ny Borrowcr to Lcndcr, in accordancc with !�'�"r,_�_�_
<br /> ' • the provisions nf paragraph R, in lieu of thc paymcnt of mortgagc insurance premiuuis. Thcse items are called "Escro�v Items."
<br /> � l.ender may, at any timc. collcct and hold Funds in an amaunt not to excced the maximum umount a Icnder for a federully ''���=_��=�.�
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<br />- rclutcal mongugc loan may reyuirc for Borrowr,r's cscrow account undcr the fedcral Rcul Estate Setticmcnt Procedures Act of ��`-=---
<br /> � � 1974 us amcndcd from cime to time. 12 U.S.C. Scctiun 2601 et �ry. ("RESPA"), unless another law that applics to thc l=unds '
<br /> ► I sets a Icsser amount. If so, l.ender may, ut any time, collect und hold Funds in an amount not to excc�ed the Iesscr amount. --�`-
<br /> Lender may estimate the amount cif Funds due on the basis of current data and rea,onable estimates of expenditures of future #�4`�:--_--
<br /> � Escrow ltcros or othor�visc in accorJancc with upplicable law. �:_.�'t'�=``��
<br /> f. �y�-� 1
<br /> ` •• The Funds shall bc held in un institution �vhosc deposits are insurcd hy a f'ederal agcncy, instrumcntnlity, or cn[ity -�.w;.�T..,,�.,�_.
<br /> , (including Lender,if I.endcr is such un inxtitution)or in any Federal Home L,oan Bank. Lender shall apply the Funds to pay the ';:j�z���_
<br /> Escrow ttems. Lendcr ma nnt char*e Borrowcr for holdin md a I in thc Funds, annuall anal iin the escrow accnunt,or t�h�
<br /> , Y 6 S� PP Y 6 Y" Y' S -��'•
<br /> ` ver.f in the Escr�n� Items. unless L.cnder a s Borrower intcrest on the Fundti and a licablc law ermits Lendcr to mnkc such `'� "a��
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<br /> a churgc. However, L.cndcr ntay rcquirc Borrowcr to pxy a unr[imc churgc for an indcpendent rcal estate[a�c rcporting service :�r .al��= .
<br /> • � uscci hy L.ender in conncction with this loxn, unlcss applicablc law provides �,thcrwisc. Unlcss an agreemcnt is made or ,`,� �
<br /> applicablc law rcyuires intcrest to bc paid, L,endcr shall not bc requircd to pay Borrowcr any interest or carnings on thc Funds. �'" �
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<br /> . . tforrowcr und uunurr Illdy i1},'Il'C III �Ylltlllb. IltiYV�vCI. iltatl iiuC:ia':i(ivau� v� �ia1u ui�u��. .+. u .� ...o. b:... . . .,�. i .
<br /> , , withnut chargc, un annual accaunting of thc Funds, tihowing crcJitr and dcbits to thc Funds anJ thc purposc for which cach ,,�r. "
<br /> • debit to the Funds wa,madc.Thc Funds ure pledgcd as additional security fi,r all sums sccurcd by this Sccurity Instrument. "^
<br /> � If thc Funds hcld by Lendcr exrced thc amawu>permittcd to hc hclJ hy.���r�ani�ia.�, Lendcr tihall uccount to Borcower
<br /> ` for the excess Funds in accordanrc with the reyuirements of upplicahlr law. If thr amount uf th�Funds held by I.ender at any
<br /> - timc is not sufficient tu pay the Escrow Items wh�n Juc. Lcnder muy tiu notify Borruwer in writing, and, in such case Borrower
<br /> � shall pay to L{:ndcr the amount nccessary to makc up the defiricncy. Barruwer shall make up ►he deficicncy in no more than d,.
<br /> twclvc moinhly payments,at I.cndcr's solc disrrction. �
<br /> , , . Upon paynicnt in full of all �ums scrurcd by this Sccurity Instrwncnt. 1.cndcr shall prumptly rcfund to Borrowcr any a'
<br /> .. Funds held by Lendcr. If,under paragruph 21. Lcnder,hall acyuire or se�l the Property. Iw:nJrr, prior to the acqwsition or sale .,�;< <�
<br />, • �.�� of the Property,shall apply xny Funds held hy L.ender at thc time af acquisition or tiale.i.a creJit against the sums secured by �� ,`� "
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<br /> ' this Security Instrument. �]
<br />- �� 3. Applicutiou v9'�'nyments. Unlcss uppli�:.iblc law pr��vidc�othcnvisc.all paymentti rcrcivcd by [.cndcr undcr paragraphs ' � '�'� ,;�,_�� -
<br /> ., .�i• I und 2 shall hc applicd: first. ti�any prcpuymcnt chargcs�uc undcr thc Ni,tc: urunJ. �u umuunts payable undcr paragrapli 2: , '�'� -
<br /> � , third,lo intcr�st duc: founh.ro principal duc;and latit,to any latc ch:►rges duc undcr thc Ncuc. ;�;' �
<br />_ i�; ., 4. Chat�es; I.iens. Borcowcr shull pay all taxes, asscssmems, rhargcy, fincs anJ impotiitiuns auributable to the Property n
<br /> �vhich muy :Utain priority c�vcr this Srrurity Instrununt, and IcascholJ paymcnt, ur ground rrnts, if any. Borrowcr shall pay ��•�.
<br /> . l;.t:
<br /> th�sc oblib�itic��i+ iii tl��i»;tit�i�r pri�vi��d itt Paragraph 2, �ir if nc�t psid in that ni:�iincr, Horiti�wcr,li��ll pay thcm on timc dirccdy
<br /> P P�Y P P 5 P' P' R P ,��-
<br /> ' to the erson owed i ment. E3orcuwer shall rom tl�fumi�h tu Lcnder all noticcti uf antaunts tu he aid undcr thiti ara ra h. I ,,. ,:
<br />_,* if Borrowcr makcs th��c paymcnts dircctly. E3orrowrr+hall promptly furnish tc� [,cndcr rcrcipts cvidcncing thc p.rymcnts. '� :'
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<br /> - � Borro�vcr shall promptly dischargc any licn whirh has prioriry uvrr thi�Scruriry In�trumcnt unlcss Rurro�rcr: la)acrcrs in ; `:. _
<br /> . ' writing ro the payment uf tlie abligaticro scrured by the lien in a munner arceptahlc to Lender. (b)conte�ts in�:ar�d faith thr lien I � ,'' � <� o.
<br /> . , by, or dcfends against rnf'arcement ��f the licn in, I�gal proccedings «•hirh in the Lcnder', cipinian uperatr to prcvent the f ' 'T
<br /> ., entbrc:.ment uf the lien:nr lr) �ecures from the holdcr of thc lirn an agrecment+atisf:trt��ry tu Lcndcr�ubuitiinatin�:the lirn Ic� , "�
<br /> , this Securiry Instrumcnt. lf Lcndcr determinc� that any part c,l thr Pr�,pert�� i, >uhjcrt to a lien whirh niay attain pric�rity uver , ^
<br /> : , � this Sccuriry [nstrumcnt. Lender may gi�•r E3orrciwer a nutir� fd��ntifying thr lirn. F3��rru��•�r shall .utitily the lirn��r tal�e�mr ur j -
<br /> f morc of thc:tctions set ti�rth ubuvr wiihin IU�lay+c�f thr givin�:��f nc�ticr. i -
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<br /> • Form 3028 9/90 I .
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