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<br /> ,,,s' � 5. �ar�oc a'nnperty tasvsnate. Borrower shalf kecp 4he imptovements now exisiing or heteafter e�ted oa.the _ —
<br /> .���''�' �`,�*;'--`.c Progerty insum,�against lass by,fire.hazards irrcIuded�v3thin the term "extended covera�e'and an}�other h�xarcT.s: inciudin� � _ ----
<br /> ;-;�,�: . �•. `r Aaads or ftoading.for wh�ch[.ender requires insuraacx.This insvrst�e shall be maintained ia the amaurts and for the gesiods -- --_
<br /> ..-Y`�;=�': • 'z-�: `:� that i�ender requires. Tt�insors►ce ar�ier providing the insurance shall tre ctiasen by Borra�ver subject tb I.ender's xpprovat .
<br /> s�"'`� � � which�5ail nat b�unreasonably �vithheld• If�ormwer fails to mairtaen ooverage aescribed�bove. Lendes may. at Lender's
<br /> t_,.�,.�.. _�.. .:; ,
<br /> - �`' • ' • aption.obtain caverage to pmtect Lender's ri�hts in the Property 9n accardance with paragraph�. . _---
<br /> . • '.� � • . A11 insurance poficies and rene�vals shal!be accepaabl�to Lender and shall inctade a standard mnrtgage clat�se. Lender _--
<br /> ��`` . � sImll have the:rsght to hold ti�e policies and renewals.If Lender requues.BorrowPr shatl promptly�ive to 1.Endgr all rerPipts nf _ -___ _
<br /> . . � ���
<br /> _ _- ' � p��p�mi�mc�t�enet��i)rtotioes.In the event of loss,Enrrower shall give prompi norice to the insuTande earriEr and Leader.
<br /> _° :tL . ` ,.� � Lender may make pmof of toss if nnt made prompdy by BotroNes. -- _
<br /> , Uniess i.ender and Borrower otherwise agree in writi�,insurance pmceeds shall be�pptied ta restorarion ar repair af the
<br /> � :, � Property dsmaged,if the restoration or cepair is aannomically feasible and Lender s security is nat iess�ned.If the restoratian or
<br /> - _-_ � ' � ' repair is not emnomically feasibte or Lender's sa.�mity would be tessened,ihe uuurance praceeds sha1�be applied to the s.tms -
<br />-,'��� ' secured by this Securiry Insuament,whether or not�hea due. with�y excess paid to Borrower. If Borrower a6andnns the _
<br /> --;,�', ��.,_ �._ .. _',. � � Praprny.or dnes not answer vrithiri 30 days a notice from i.en�er�t6at the insurance c�rier has offered to settle a ctaim,then —
<br /> ."�:�'�.'.. � ..:•-'`.. - ` Lrender may collect the instuance proexeds. L.ender may tLSe the pmceeds to repair or restore the Pmperty or to pay sums '
<br /> !�. ' ,t � secured isy this Se�auiry lnstrument.�itether or not then due.'�se 30-day periad will 6egin whaa the notice is givep.
<br /> i � ` Untess I.ender and Bonower otherwise agiee in writing. any application.of prooeeds to prinripal shall not extend o�
<br /> ;�� � ' ? postpone the due date of the mant6ly paymenu referred to in paiagraphs 1 and 2 or change the astonnt oi ttie paym�ats.If[
<br /> under parag�aph 21 the Property is acquired by Lender.Borrowe�'s right ta any insuiance poticies and proceads resulting gmm
<br /> ',�' , ' • damage to the Properay prior to the acquisition shall pass to L�der to the extent of the sums secvmn�by th9s Se�auity Instromem
<br /> ,� • - : �.' ;i : v .
<br /> 6�� .
<br /> . • � . immsdiately prior to the acquisiqon.
<br /> • -v�� � � 6.Oocapaucy,Preservatioa,tNiainteaantce and Fmtec�on of We a-ro y;�o,`�ri o�'s Lc�.�� cs�t►�.;I��. �—
<br /> - � y_._,_,-." � = P� �
<br /> •.'�� � > (� �� - - . Borrower�shall-accap��establish,and�Yse the Properry.as-Borrower's principal residence_witbia.sixty.days aftPr the_execntion af
<br /> : '� '� � this Securiry insavment and shall coMinue to occupy the Property as Eorrower's prinrIpa!residesice for at least one year at�r
<br /> • • ,` " ! � the date of occupancy,unless I.ender otherwise agrees in writing.wtric6 consent shull not be vnreasonabfy vvitbheld,ar unless
<br /> ' ' , ' - . I
<br /> ' ` extennating circumstances exist which are beyond Bnrrower s wntrol. Borrower shall not destmy. damage or impair ihe.
<br />_—. --� _ � --••�: •, t Propeny, allow ttee Property to deteriorate, or cummit waste on.the Property. Borrower shall be in default if azry farfeitur�
<br /> � .� ` • : action or procee+ding.whether civil or criminai.is begun that in Lender s good faith judginer�t coutd restilt in forFeiwre of dte
<br /> . • Property or othenvi5t materially impair the lien created'6y this Secvrity Instrument or I.en+der's secutity inteTe.at.Bormwer tnay �,�.,�_
<br /> ' . cure such a defanit and teinstate,as provided in paragraph H8,by causing ths action or pro�ceeding to be dismissed with a nilIag --
<br /> �� ; `"R• , that, in Lender's good�faith detemunation, precludes forfeitur+e of the Borrower s iaterest in the 1?iaperty or oiher.maicaizs:�.
<br /> • �. .. impairment of the lien created 6y this Secur�ty Instrument or Lender's se�urity interest. BOTi'ONC*�aaU also bs in defaalt�.
<br /> - ,; � Bornower.during the loan apptirtion pmcess,gave materi:lly false or inaccurate information or stacements to Lender(or faiied '�
<br /> to ,. vide Lender witb an m:,*.��al information)in conr��witi�[`e loan evideiia�6y the Note,inciuding,t�.;:,:noi limitad °�� —
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<br /> . , to,r:�szseniaGons concerning ff�rrower's oecapancy of t;,:.�rreprr�y�a principal r�;3ence.If this Security Ivstr,..,--rent is on a . ��
<br /> "_, . : ' teasehotd, Berr�'�er shall comply with all the provisior.s of the [�:.. �f Boaower acquires fee title to the Property. the
<br /> � ,� �� `.`� � leasehold and c:�.�:fae titls shall not merge unless Lender agrees to the merger in writing. ' •
<br /> . �'-.
<br />- . . � j • 7.Protection of Leader's Rights in the Property.If Borrower fails to pesform the covenants and agceements wntained yn �:—
<br /> ty g P S Y SN Y P� P�Y ( �"�
<br /> � . , . ; this Securi Instrument,or there is a le al roceedin that ma si Scantl affect Lender's d u in the Pro such as a ��—.
<br />_.�_. ' � i pro c e e d ing in b a n k c uptcy.pro ba te. for con de m n a tio n o r f o r f e i t u r e a r t o e n f or c e l aws or re g ulations),then Lender ma y do and
<br /> . pay for whatever is necessary to protect the value of the Property and Lender's righu in the Property. Lender s actions may �::�
<br /> �' � �; . +, include paying any sums secured by a lie: whieh has priority over this Security lnstwn�nt. appearing in court. paying . —
<br /> .;., . ��= `:
<br /> =`' '� � � ` � 'r.wsonable attom s'fees and enterin on the Pro e to make re airs.Althou Lender ma take•:��tion under this —_
<br /> .:F' :�. :�:::- .: . eY S P nY P P� Y P�Ph �1-�—
<br /> ?.L�der does not have to do�: • -
<br />.��;; � . � Any amounts disburscQ t.w �ender under this par��h 7 shall become add'monal debt of Borrower �ared by this :_�.�—
<br /> e
<br /> ~ • . � Security Instrum�t. Untess Borrower and Lender agree to other terms of payment.these amounts shall bear interest from ttra �`
<br />�� �° '. • � date of disburs�t at the Note rate and�':al1 be payable,with inte�st, upon notice from Lender ta Borrower requ� �
<br />=-� � . " payment. ' - =
<br /> ��.•' � � � . S.Mortgage Insuraaee.If Lender required mongage insurance as a condition of making the loan secured by this Security -y'. �i��''�_
<br /> '�� � � Instrument, Honower shall pay the premiums required tcv maintain the mortgage insurance in effect. If. for�_ reason.the . - ���� = .
<br /> — . .. � mongage insurance wvera ge r e quired by Lender lapses oe ceases to be in effect.Borrower shali pay the premiu:,is required to µ ,t�`"'�'.
<br />;:�,�. : • obtain caverage substantialiy equivatent to ciT�mortgage insurance previousty in effect.at a cost substantially equivalent to���
<br />�� ��` . • cost to Bonower of the mortgage insuraacc previousiy in effect. from an altemate mostgage insurer approved by Lender. lf .• � .
<br /> • ' . substantially equiva�ent mortg��:insurance coverage is�Q available,Bflnower shal!��sy to Lender each month a sum equal to . . � ; _
<br /> � � , one-twelfih of the yearly mortgage insurance premium b�-�paid by Borrower when t�ie insurance coverage laps�a?or ceased to �.
<br /> . • ;. • be in effect. Lender wi(I accept;use and retain these payments as a toss reserve in lieu of mortgage insurance. l.ass reserve • .
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