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<br /> �`��`�`� . TQ(�ETH�R W1TI�a11 the improve�ueats.now.qs heieaRee etected an ti�PmF�Y•attd a!1 e�stateats,apguitenan�s,�ad .. .
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<br /> "�f�a`�=�:��=� fextures .ao�v or he�er a patt of the pmperty. All repla�ments ant! add'itiaas shall �lso be coveied by ihis Security
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<br />_•�;;�};��=�y,�::� , • Instr�e�t.All of the foregoing is mferred to in thi3 Security Iesuuaxent as the"Pmperty. .
<br /> -t`-`�`` ` :. . • BQRItOWER COVENAN'I'S that Borrowet is iawfull seisecl of the estttts h coav eQ and�as the ri t ta, attd
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<br /> .=:�'_:���` �:� �� :� convey the P�+operty and that.the Froperty is unen�,mBered,excc�i for encumbranoes of rewxd. Borcower warrants aatt EviU '
<br /> -- - -_..�.s,��. �
<br /> . defer.d�eaeialty the tide to the Property ae,�inst all claims aud demarids.subjact to arry enctunbraaces of record.
<br />- � �'•'t� . THjS SECURITY IN5fR1JMENT�°wmbines uniform cavea�ants far aatflona!use and Roa-unifarm covenanu vlith timited
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<br /> ��t -'� • variations by judsdiction to oonstitute a utriforar scauity instnunent oaverin;rea!property. •
<br /> ` : � ti,•_�___ . UNffORM CUYENANTS.Boirower attd Lcnder covenant aad agree as follows: ' ,
<br /> � — - , l. Payarent of Pciacipst aad[nter�t; PrePaYmeat aad Late�Ga�g�. ?dorrower shall pro�ptlY gaY wfien.due the '
<br /> Y,��.,;�: �;:�; ' ` � principal of and intetest an ttte de6t evidenced by the Note�ad aay Prepayment and late cbarges due uuder the No?e.
<br />`; '- `"'�`� ' '''� 2. Fands fos Taseg and Lssmance.Subjea to applicabie law or W a wriuei�»aaiver by I�ud�ei,.Borrower shaU pay to
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<br /> =-- - . `-�'-`--• L�ader on the da�yy monthly payments aze dne u�zder the Note.unW the Note is paid in ful},a sum("Faads")for_(a)yearty ta�tes
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<br />•s`'�°�`• .�`. , ,. and assessments whici�ma attain riore over this Set�ri inctn,men_r ,
<br /> _..;.,4, ::,.= •;_' ... Y P tY t5+ as a tien on the Praperty;(b)�reariy teasehoTd¢aymeats
<br /> �, . or ground reats on the Pcaperty.if any;(c)Year1Y hazatd or pmgerty�su*�n�premiums�(d)YearIY ftoal insnianae premi�ms. .
<br /> W��%:; :a�-�.- ��,-
<br /> ren
<br /> -=`i��'��s.-� if any;(e)Yearly mottgage insurance premiums,if any:ancl(f��Y sums paya6Ie liy Barrawer to I�ender.in accaidance with
<br /> - _.: ����t' � e
<br /> '��.��� :_,,��,y.r,.< the provisions of paragraph S,in liev of the payment of mortgage iasusanre piemiinns.Thsse items are ealted`Fscrow IItem.s:
<br /> _�,_�''.� , •`�� Lender may.at aay fi�.callect aad hotd Fuuds in aa�ount nat co exc�ed the maximum amm�nt a letWer for a fiederatiy . ,
<br /> �; r `z'�"''' � related�ort e loan ma uire for Barrower's escrow accbnnt under the tederal�Rea1 Fstate Seutemeat Ptocedwres�ct of
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<br />;��`��'�,.`"��' :.: I974 as amended from time to time. 12 U.S.C_Section 2601 et seq..("RESPA°?, untess another taw tl�u aggfi.�to the F�Is �
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<br /> :::a::Yc..:.� > . ._.::. sets a lesser amount. If so, i.ender may.�at any dme,colied an�h�ld Funds itt an amount not to eaceed dte�asser ainolurt.
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<br /> .�.�';�=�uT;.�`` Lender may esfiutate the acrtnunt of Funds due on the basis of c�ureut data.and r�.sonaMe estimutes of eap�nditures of futi� �
<br /> '� `� � �.:",,'; . Fscraw Items c.;e�-,her�rise in acmrdance�r:tts cabte ls:s. • . -
<br />..!�_t-.._�t� 9��...�� . � ' . . . . •
<br /> � .The.Funds_�all.b�.hei�l.in.an..instituti4�whos�_deposits_are_insured.6y.a federal agencY, n�t�tY, orenti
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<br /> ',��-' �' (inc�uding Lender.if I.ender ss sach an institution)orin any Federal Nome Loan Bank.I.ender sdall appiy t�.:;�s to pay the
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<br /> .� Es�ow Itans.i.ender may�a*charge Boreo�uer for 6oiding aod applying the Funds.annualty analyzing tlie�u+acxount.or
<br /> .�,+�' �� verifying the Escrow Items,untess Lender pays Borrower iniemst on the Funds aiM appficable law perrnits Let�r to m�tict such
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<br /> -' -' '"'��% ' a charge.However,Lender may mgaire Borrower ao pay a on�-time chatge for ara indegendent real estate tax repo�ing sesvioe
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<br /> ' " .. used by Lender in canneaiaa with this loan; unIess ap�licable taw pmvides otfierwise. Unless an ag,r�nt Is'made ar •.
<br />'4 , � ' '� applicable law requires interc�.rA be paid.Lender shall uoi be required to pay$orruwer any imerest or camiu�.oa the FuMs,:
<br /> , - ' Borrawer and Lender may ao ze in writing,however.that interest shall be paid on the Funds. Lender shall g`r+-�s to Borcawer,
<br /> �:•..� .,
<br /> -. � • without charge,:�annual accouming af the Funds,show£ng crediu and debits to the Funds and the pu�wse.tos wlucb each
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<br /> � � � ` ;`>(r:% debit to the Fan�wav made."fhg Funds are pledged as additional secuciT:q for all sums secured by tliis Security Insartrri�e�. •
<br /> ' ,��; ., � - • If the Fun3s held by Lender excee8 the amounts pernutte�l to be hetd by applicable law,Lender shall axuuat to Botrower
<br /> -�y� : ` facrhe excess Funds in acoant�r.�e with the requiremaus of applicable Iaw. If the acowu of tUe Funcis he�d b�T Lender at any
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<br /> '":f+�`�$.. : � time is nflt sufficient to pay ttt���aw Items when due.Lender may so notify Borre:vEr in writing.and.in�[a�pse Borrower
<br /> , • �;, shall pay to Le�tder the amonnt necessaryr to make up the deficiency. Borrower shalI make up ttce def�cieacy�.�no more than •
<br /> :- '`:,�" � twelve monthl a ' , . .
<br /> . , y p yments.at L.ender's sole discretion.
<br /> - ,. • Upon payment in full of ali sums secured by�tl�iis Security instrument. Lender shall promptly refund tp Boaower arry
<br /> '�'•�,-;r�&H; ' , Funds held by lxnder.lf.under paragrsph 21.L.ender shalk acquire or sell the Property,Lender.priar to the acquisition or sale
<br /> _ .. • �' ' of the Property,sl�all apply any Funds held by Lender ai the dme of acquisition or sale as a credit ngainst the sums secured by
<br /> -� _:':�i� . .
<br /> �:ti*�x-.:�r;:' this Secvriry Instrument.
<br /> `.��;`�-: °�:�.-� , 3.Appllcal�icn o!Fayments.Unless;�plicabte law provides other�ise.ali paymenu received by Lender under paragraphs
<br />_-�t_��-�•:��,•, .;. ,
<br /> -���E.�:_�, 1 and 2 sha116e�plied: .�irst. to any prepayment charges due nnder the Note:second. to amounts payable under garagraph 2:
<br /> �'=�`�'�•"��" � third.w interest�3ue:fourth.ur princip�l due:and last,tn�aay late charges due under the Note. �
<br /> • . 4. Charges; L4eas.Bor:awer shall pay all taaes.�:ssments,charges. fines and imposidons sttributable ra the Property
<br /> • :. .' . which may attain priority over this Security Insuument, and leasehold payments or ground reats,i4 any. Borrower shall pay
<br /> ` Y:�.;; � these obligations in thc manner provided in parag�aph 2,ar if not paid in that manner.Borrower s�;:If pay them on time directly
<br /> " `' . to the person owed payment. Barrower shall promptly fumish to l.ender all notices of amounu to be paid under this paragraph.
<br /> � . ' If Borrower make9 these payments directly,Borrower shall pramptly fumish to Lender receipts evidencing the payr�►ents.
<br /> ' . . Borrower shall prompdy discharge any licn which has priority over this Security Instrument unless Borrower.(a)agrees in '
<br /> : • • ,. writing to the payment of the obligation securer!by the lien in a manner acceptable to Lender:(l�1 oontests in gaod faith the lien
<br /> '' by, or defends against enforcement of the lien in. legal pmceedings which in the Lender's�rinion operate to prevent tt,� �
<br />_: - � , • enforcement ef tf:lien;or(c)secures from the hotder of the lien an agreement satisfactory to[.�:der subordinating the lien cd
<br /> this Securiry Instrument. If Lender determines that any part of the Prop�rry is subject to a lien whlch may attain priority over _
<br />� � _ ' .� this Securiry Instrument.Le.-.�er may give$orrvu�er a nccice identifying the lien.Boaower shall satisfy the lie�or take one or :-
<br />.- �•' +� � . more of the actions set forth above within EtD day�s of ch.e giving nf notice. ;_
<br /> -'' � `:;: ,1f Furm 3028 9;9D �.
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