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(D) "Trustee" is Citicorp Trust Bank, fsb 200411570
<br />(E) "Note" means the promissory note signed by Borrower and dated November 10, 2004
<br />The Note states that Borrower owes Lender Thirty Five Thousand Six Hundred Six and no/100
<br />Dollars (U.S. $ 35,606.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than November 16, 2014
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, if allowed under Applicable Law, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to
<br />be executed by Borrower ('check box as applicable]
<br />❑ Adjustable Rate Rider ❑Condominium Rider ❑Second Home Rider
<br />❑Balloon Rider ❑Planned Unit Development Rider ❑Biweekly Payment Rider
<br />❑Home Improvement Rider ❑Revocable Trust Rider
<br />❑Other(s) (spedW
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that
<br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus
<br />(ii) any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor
<br />legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all
<br />requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not
<br />qualify as a "federally related mortgage loan" under RESPA.
<br />Initials:
<br />Nebraska Dead of Trust -Single Falnily-Secondary Lieu Form 3801 01101
<br />—The Compliance Source, Inc.— Page 2 or 11 14101NE 10001
<br />www.00Wlianceswrce.corn 02001, The Complience Source, Inc.
<br />REM 26227L2 (0212) 330174
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