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After recording please return to: <br />CitiFinancial Mortgage Company, Inc <br />(Company Name] <br />-rang mar,VZ\0Y�� <br />[Name of Natural Person] <br />P 0 Box 140759 <br />[Street Address] <br />Irving,TX,75014 <br />(City, State Tip Code) <br />[Telephone No.] <br />DEFINITIONS <br />(Space Above This Line For Reconiing Data) <br />DEED OF TRUST <br />(Secondary Lien) <br />n <br />'f 9 <br />2 <br />t� <br />D <br />t'i't <br />C: <br />7; <br />O —4 <br />(Space Above This Line For Reconiing Data) <br />DEED OF TRUST <br />(Secondary Lien) <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, 12, 17, 19, <br />and 20. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated November 10, 2004 , <br />together with all Riders to this document. <br />(B) `Borrower" is MICHAEL P KERBY AND LUCILLE M KERBY, HUSBAND AND WIFE <br />. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CitiFinancial Mortgage Company, Inc. <br />Lender is a Corporation organized and existing under the laws of <br />New York . Lender's address is 8333 Ridgepoint Dr, Irving, Texas 75063 <br />Lender is the beneficiary under this Security Instrument. <br />Initials: <br />Nebraska Deed or Trust - Single Family- Secondary Lien Form 3801 01101 <br />—The Compliance Source, Inc. — Page i of 11 14101NE IMI <br />wrw+ OnVkance— roe.com 02001. The Convilanos Source, Inc. <br />REM 26227L1 (0204) 330174 <br />C: <br />O —4 <br />CD <br />u <br />rn <br />Z3 <br />CD <br />D <br />Cn <br />-J <br />co <br />cn <br />o <br />O <br />Cn <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, 12, 17, 19, <br />and 20. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated November 10, 2004 , <br />together with all Riders to this document. <br />(B) `Borrower" is MICHAEL P KERBY AND LUCILLE M KERBY, HUSBAND AND WIFE <br />. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CitiFinancial Mortgage Company, Inc. <br />Lender is a Corporation organized and existing under the laws of <br />New York . Lender's address is 8333 Ridgepoint Dr, Irving, Texas 75063 <br />Lender is the beneficiary under this Security Instrument. <br />Initials: <br />Nebraska Deed or Trust - Single Family- Secondary Lien Form 3801 01101 <br />—The Compliance Source, Inc. — Page i of 11 14101NE IMI <br />wrw+ OnVkance— roe.com 02001. The Convilanos Source, Inc. <br />REM 26227L1 (0204) 330174 <br />