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2004113 64 <br />LOAN #: 04- E63141 <br />amount sufficient to pay interest on the unpaid principal at my new interest rate as it <br />accrues. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Interest -Only Rider. :5-, � seal) <br />MELINDA S. MANGUS <br />Z • (Seal) <br />]RA E. MAffddS <br />Online Documents, Inc. Page 2 Of 2 L2144RDU 0404 <br />11 -19 -2004 14 :40 <br />