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<br /> _.� - - . TE3GETHER MTH u1i the i�prove�n�s nnw or @ereaft�r erecte��n�Propet4Y�.er�d aft eas=msr�ss,aF�?st�teut�s,.and
<br /> -- � ' • fixtyrs now'or tert�r a �src of the pm�rtY• AU mPLzazmeius ead zdditiaua shalt�r�tso 6e caver�cl �y ti�is�nr±ry .
<br /> —�__�`�� ' Et+s4n�ment.AU of the foregaiaa is referred to in this Security Ynsmiment a�th�°�to�erty." ` . .
<br /> „� $OR1tOW�R COVENADFfS that Borfower�is lawfully s�ised aFthc estate baeb�conveyed an�i,h3s th�right��gssnt a�,•
<br />-_:;=.���:�;� eorNey We Property�t that�he P�aperty is v�encu�red. exapt for�easumbrances af r�sand. Boirower wascants a�wllt �
<br /> � �"��`r defend geue�alty the tiQ�w the PropertY e�inst a11 ctaims und dsmnnds,subject to a�►�*,encombrance�of r�ard. � : ' ,.
<br /> �`��` ` ' THIS SECU[tI7'Y INS1`RUMENf cambiaes unifurm oovenants for aa�ianai ure a�d non-uniform cavenants yvittx lis�ited •
<br /> µ 3 �:�`= • variations by jurisdi�xion to�nstitute a unifa:m s�ecuriry instrumeut oavetm�rea!pro�erty. . .
<br /> �-�"�'��`'�; U�P3I�ORAd COVPNANTS.Eorrawcr and L.�s caveraat aa�agree�s fotlows: � . � _
<br />-� r:�-�'��~"�. � 4.'d't►yme�t�oi 8i�incipal au� Inte�st: �repaYmeai r�d Late Charges.Borrower shaU pmmri?tY PaY..when dae,t�e; '
<br /> '`=*""�'�''` rinci a l o f a u d i m e r e s t_o n t h e d e b t e v i d e n c e d b y t h e N o t e a n d a n y.P r e p a Y m E n t a n d l a t e c h a r g e s d t t e u a d e r th e Naie. .
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<br />_"_;,�z�..�:� 2.Fnads fos Tases sut�Ins�ant�e. 3u6jcxt to apglicabie taw or to a�vritten waiver by L,�der. Borccwer shal!payto ; � �
<br />�"�'� � �: Leuder oa the day montAly payments are due uad�r the Note.witil tite Note is paid in fall;a snm("F u n d s')for.(a)y e a r 3y taxes
<br />�i;"',i�--' _���, and assessiaents aiuch may attain prioriiy oves this Seeurity Insttume�nt as a lien on the Pmper�y;(b)Yearly lea�cold paymeata ,
<br /> ,.'��`��"=����¢— or =enLs on the Pmperty,if any;(c)Y�r1Y 6azard os pmpezt}i insaranPe AT�iums;(d)Ye�'ly Qood insurance premiums:
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<br /> :�'�`-°���. if aay;(e)Year1Y martgage.�nsurance Prem�u�s•if any:and(�anY s�ms FaYable by Barcawer to Lender, in accardanoe witi� ,,. . .
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<br /> =�.�>��"r the provisions of pa:agrnph 8,,in lieu of the payrrient of mortgage insurAtlCe pteninrms.�'hese items are call�"Escrow Items.° .
<br />����'s�=�-�r�i [.ender may,ai an�time,oollea and hold Fuads in an amount not to excee�f the m�aximim amou4l a.tender for a feQemlly � .,�'.-
<br /> �x`�':�`�`�- related mortgzge toan may teguire for�orrower's escrow accoum under the federal.Real Estate Settlemeni Procedures��a€� s:
<br /> {i '��:�;` 1974 as ameaded from eim�i3��, 12 U.S.C.Section 1601 et seq.("RFSPA7,r,�less another!aw that aggli�to�e F�.�s
<br />,`�����,,�r"�;.;� sets a t�ser amouns.If sp;;�a:��ray, at any time,collect aad hnid F�mds iY►�amaunt nnt W exceed ttte lessez�-*.uit � :
<br />-- f:`':;:,s°�� Leades may�te t�x amourit a�E�due oa ti�e 6asis of a�data and reasonahte�uf expe�itn�es vf fucure " :
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<br /> ° --- =u���.:•- �crow Items oa�.4��arise ia accordz�Q.`.x�ith applisabie law. �•' ' �' :
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<br /> � ;..:t������: ,:: � . _T6�e Fu^�s sh�Il 1�held in�an ir�tutioa�+rhosz depasits are insuxed by a fedsrat a�~±, �.s�e'-'fality, ar entity , .
<br /> . � �' _ •` tfncluding Leader,if Lender is such an irsstimdan}or iB any Federal Home Laan Bank.Lender sIZaU a�:�,`.��Fuads to pay'the
<br /> .`'''.�:. .- .. . Escrow Ite�s.Leader may aot charge Boaower for holding aad applyiag ttce Funds,anaually analyzing t�e esctow accauut,or
<br /> v�rifying tt�Escrow Items,�ess Lender pays$orrower inzerest on the Fuads aad applicable law permits L+ender to make sach .
<br /> - � - a charge.However,Ixnder may reqtiire Borrowcr to pay_a one-time charge for an independent teal estate tag=e.partinS s�r�ce �
<br /> • nsed by Lendex in connection with this loan. unless applica6le !aw pmvides othecwise. Unless an agreemenc is.made or .
<br /> • ' applicable law requi�es interest to be paid.l.ender shaU not be Fequirecf to pay Borrower a�►y intemst or eamings ao the Funds: �
<br /> � � Born�wer and Lender may agree in writing.however.that interest sh�ll be paid on the Funds.Ler.der shall�ive ta Barrowcr. ,
<br /> ,. - � ��vithout char�e. an annual s�ccounring of the Funds. shuwin�rredits and debits to t6c Funds and the purpose for•which eacta
<br /> debit to the Funds was made.The Fw►ds ate�lcdged as addirional security�far ail sums securod by tBis Security Iaswment..
<br /> � If the Funds held by Lender exceed the amounts permitted to be held by applicable law.Leader shalE IIccount to Borrower
<br /> .. - =�;°�� _� for the excess Funds in accordance with the cequiremenrs of applicubte taw. If the amount of the Funds hetd by Leader ut any
<br /> " time is not sufHcient to pay the Escrow Items when due.I.ender may so notify Borco�ver irt tvritic�.and.in such pse Borrower
<br /> -- � siiall pay to Lender the amount ar,cessary to make up the defcienry. Borro�ver shall make up the deficieney in�no more t6aa
<br /> ,� �� � twelve monthly payments.at I.ender s sole discretion. `
<br /> ' `''` � Upon payment ia full of all sums secured by this Securiry instis�ment. Lender shall promptly refund to Borrower aay =
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<br /> ?'� ��r' Funds hetd by Leader.If.under paragraph 21.Lender shatl acquite or selj the Property.Lender,prior to the acquisirion or sate
<br /> �`���'�'==• I an Funds he2d by l.ender at the time of acquisition or sale as a credit ggainst the sums se�vred by
<br />°-'�d,;,�:., of the Property,shall aPP Y Y �
<br /> ';.•. �; ' ' this Securiry Iastrument. -
<br /> �_��:���:.; � 3.A��satton of Payments.Unless applicable law provides otherwise.all payments rereived by Lender under Qaragtapphs -
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<br /> __=-=v;�.; - . ! and 2 shall be applied:fitst.to any prepayment charges due under the Note;secnnd.ta amoants payable under paragrap :
<br />=`'=�:�:� �' third.to interest due:fa�e�h.to principal due;Ftnd last.to any late charges due nnder the Note.
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<br /> 4.q�arges; Lte�.�orrower shall pay all taxes,assessmenu,chazges,finas and impositions attributubte to the Property � .
<br /> ' �� , which may attain prioritg over this Sea:�ity insuument. and tea.��o1d paymecs or gtound renu. if any. Borrower s¢.aU pay _
<br /> � � � . •`��`';^�:•� � these o8tigations in the manner provi��rV�aragraph 2.or if not F.ui.+i in that r:�er,Borra��shaU pay them on ticne di.m�dy
<br /> ��. to the person owed payusQnt. Borrower sha11 promptly fumish to L�:C:r�all neti�x�of amou�s to be paid under this par�.�raph. __
<br /> ..� �.: •�. •. if Borrower makes these payments directly.Borrower shall promptly farnish t¢[a:c.der receipu evidercinD the payments. _
<br /> � � ' Borrower shall promptIy discharge any liea which has prioriry over th:s Sr�:crity Instrument unl�ss Borrower:(a)agrees in , _
<br /> � writing ro the payment of tfre obligation secure�l by the lien in a manner accept;_E{e to l.ender:(b)wntests in good faitb the lien
<br />,:y:.. � � • by. or defends against enforcement of the lien in, leg�l proceedings which in the Lender's opinlon operate to prevent the -
<br />..�;� �� ' enforeement of the lien:or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to -
<br /> this Security Insnument. lf Lender determines that any part of the Properly is subject to a lien whicb may attain priority over -
<br />:�:.i�.-.-'� �p.;.: this Secc►rity]nsvument,I.ender may give Borrower a notice identifying the lien.Borrower shall satisfy the lien or take one or _
<br />:>���;:���; Y,;' tnore of the actions set forth above within 10 days of the giving of notice. _
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