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<br /> ,. Ha�rd or Praperty Ia�ance. Borrower shall keep the impmvetnents naw existing or he�eafter erected un� -
<br />_ `` Propeaty insured against toss by 5re.ha7ards imluded within th�term ."extended coverage°and any oiher hazards. inciuding T
<br /> ,�:`�}:�� y. F: ` ` tloods or tTooding.fos cvhich Lender c�quims insurance.This insurance s4iall be maintatned in►he�uunss and for the periods
<br /> �.�_�'th..
<br /> _;, �; • ,. • . that Lender raJuires.Th¢insuranse csrrier pmviding the insurance shall !m chosen by Be�row�er subject to Lender's.ap�proval ,
<br />-_ a .� • . � which shali not be nnreasonabiy withheld..if Borrower�ails¢n ma�ntain cnveragr Q�scribed`above. �-erider maY+at Len�er's
<br />-. . � � , ' . option,obiain cavera�e to pmtect Lender's rights in the Property in accardance with p�tagraph 7. _
<br /> - . Ail iasvrnce p�licies aad rei�ewals shall be accepta6le to Lender and shall include a standard'mortgage clause. t.enGer __
<br /> - sf�alt 6avc the nght.to lwtd the poli�es and reaewals. If Lender requir�s,Eormwer shall pmmpdy give to Lender s►II rc�iPts of .--
<br /> �, paid premiurns and ierievral nodces.In the event of toss,Enrro�ver sball give prompt uotice so the 4t������rr'pr 2n�I,�endee. —
<br /> _ <,�_S . i�ender may make,proof of lass if not made prompdy by Borrovver. �
<br /> - Unless Ixnder aad Eomnwer otherwise agree in wri6ng, insuiance pmceads sE�116e applied to restoration or repair of the
<br />- �. ' proPerty 8amaged,if the testoiation ar repair is eoonomicalty feasible and I.eu3�'s secvuity�s nor t�;sened.If the rest�ration or .
<br /> , . ,�� '` � repair is uot economically feasible or I.ender's security wouid be L�csened,che'ins.uaicce proceeds sl�a11 be agpiied to the san�s
<br /> ;:. , .. . � secored by this Secarity Insmimeni.whether ar nat then due,arith atry exoess paid ta Borrower.If Borrower abandons the
<br /> � ...: .�" .
<br /> -� • ., , Property,or does noY answer within 30 days a aotice fram Lender that the insuran�carrier bas offered to seitle a claim;tben ,
<br /> � . Lender may collect the insurance pmceeds. Lender may use the pmcceds to cepai�r ar reswra the Property or to pay sums ,
<br /> ,::�`'`' `' . serured by this Security Instmmwt,whether ar not then due.The 30-day periad wiiI�aihen the aotice is given. • -°-
<br /> ' ' , . Untess Lender and Eorrower otherwise agree in viri6ng,.any applicatiaa of�oce�._.tcs prin�ip� sha11 not extticd es
<br /> ' '. � • pcutpone ehe due date of the monthIY paYments referred ta in paragraphs ] and 2 aP c8ange the amon�of the paymeats. � �-�--`
<br /> �`,,; ' '',..r � . . under paragraph 21 t3c°Frogerty is acquired by I.ender,Eorrower's right to any i��*•�+�policies and proceEds resuItin$from . .
<br /> r r . ;::,1�;;:, : .,.
<br /> ..',,,;z..;.,, damage to the Property prios to the acquisitian shall pass w Lender to the exteut of the su�secvred by this Serurity Ins� _
<br />'�� .� : � •• . itnmediatzly pri�r tn the acquisiuon. � .
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<br /> � •__..<•.:_s ':...._.... .. 6,�����P�eservatioa;-�,.�i�Q.r�_�sad�Pcotec�Tion o�the-Pmpert�4 Basrower's iaan App}i�o�Leas�itot�u:
<br /> } "��.' � Bommwer shall o P �'tY P P �Y
<br /> ,,,,;�,;,,, ccapy;establish.ans!use the Pro e as Borrower's rinci al resideace within si dags after the execution cr�'� .
<br /> ` . ���`'�j�' • this Security Instnunent and slrall condnue to aecupy the Praperty ac Borrower's prineipal cesidence for ai least one year after,
<br /> " .• .``�' • � the date of occupancy,untess Lender otherwise agrees in writing, which coasent shaq not Be u�easonably withheld,or unless
<br /> �_`,;:t . ,".�.��., emennating cirarmstances exist which are beyond Borrad+er's control.•Barrower shall noi destroy. damage or impair tl�e_ , -
<br /> �. ' , � Property, alta�the Property to deteriorate. or wmmit waste on the Property. Borrower shall be in defauit if any forfeitui�.
<br /> ' `' `s"��u:��• ,�" action or proceading. whether civil or criminal.is begun that in Lender's good faith jadgment cosild result in forfeiture of the
<br /> �'�l:�, ,�5�',�y: . .. . Fr�cs�rty or othzrn�ise mat�xiailY impair th$lien created�F��his Seturity Iaswment or�.ender's se�urity ipierest.Borcovirer may ,
<br /> . •�i:�•f:��.. •
<br /> �;:�`s.�� curz sach a default and re��t'�.as pmvided in paiagra�i��8.by�ausiug tice acEion�.�.�a�;a�:w ts�dismi��with a tuling
<br /> .. . , that, in Lender s gaod fait��determination. precludes`"��;`eiture of the Borrower's i;_:..�st�tf�i�e�erty ar ttiier material
<br /> - , . � . � impairment of the lien created by this Securiry Instn��:,#'�or Lender's security interzst. Borraw;e��all also be in defsult if
<br /> 8orrower,during die loan application process,gave m�:-�alIy false or inaccurate infoimation or statements ta Lender(or faited
<br />-_ • • . � " to provide Lender with any raateriat infom�ation)in oe�nr�tion with the ioan evidertced by the Note,iacIuding;Dnt�HOt IiauT�- ` - -�
<br /> � . � � to,representations caaceming Baaower's occupancy ef tt�-,�Property as a.principal residence.If this Security Instmment is on a
<br /> �� • � . leasehotd. Borrower shall camply witd nU the provisicas of the lease. If Boaower acquires fee tide to the Property, the
<br /> �� � . � leasehold artd the fee tide shall not merge unless Lender agrees to the merger in writing.
<br />- •� ' • 7.Pr�utertton of Le�der's Rights in the Prope�4y.If Borrower fails to perform the covenanYs and agreements containr:d in
<br /> �,;�.
<br /> • .,:T.• : ' this Security Instrument,or there is a legal praoeeding that may significantly affect Lender's.rights in the Prnperty (such as a
<br /> �,;;;�. . .
<br /> • :;`; , . proceedir.y in banlQUptry,prc�te, for candemnation or L•;rfeiture or to enforce 1a4�or regularians),then I.ender may do and
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<br />=--•.�� • .•.`.. - ps.y fc�r�i:a:aiever is necessary co protect the value of the Property an�I.ender s ri�:s in the Property. Lender's aqia�ns roay
<br /> . i�:itid,: �ti:in;•any sums secvred by a lien which has priurit}r o�:� c:as �ry. Instrumect. a�pearing in wutt. payi� . .
<br /> � � • � #c�a,4o•:able zu��},cmys' fees and entering on the Property to make repzi�:��=thau`It i�,,:nier may t;.i�3crion under this paYagrap(�i � '
<br /> � . . � 7.T;ender does iu::�have to do so. • `
<br /> . . . . , Any amoun�s disbursed by Lender under ilus paragraph 7 shall become u9iiid�:na1 debt of Boirower�cqred by this
<br /> • .. ' � Securiry Instroment. Unless Borrower aad l.ender agree to othet tcr.ns of payment.these amounts shall bear iau�est from utie ,
<br />. .. � . date of disbursement at the Note sate and sitall be payable. with ir.u��st, upon notice from I.ender to Borrower reyuesGis�r •
<br /> ''" ► , payment. .
<br />-" � � $.Mortgage Insurance.If Lender reqnired mortga�in,.��n,�:.0 x conditicn«F inaking the loan secured by this Security ___
<br /> - , � � - . Instrument. Borrower shall pay the premiums required ta ��int�,i.n tl,e�mortga�e.ir�urance in effect. Tf. for�.y�reason. the . -
<br />�- - � � mortgage insurance coverage required by Lender lapses or ceases to be�n effert,t�;crower shall pay the pre�iun�s requ�red to -
<br /> 3 ��._' obtain coverage substantialty equivalent to the mortgage insurance pc�iously in effect.at a wst substantialty eqaivalent to�fie _
<br /> - . ' ,� � � cost to Borrower of the mortgage insurance previoasly in effect, from an altemate mortgage insurer approved by l.cnder, if -
<br /> -• . F. � � . �, substantially equivalent mortgage insurnnce coverage is not available.Bonower shJl pay to Lender each manth a sum equal to �
<br /> �• " ; , one-twelfth of the yearly mortgage insuranoe premium being paid by Borrower whcn the insurance coverage lapsed or ceased to =_°
<br /> � � be in effect.i.ender wiU accept.use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve
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