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<br /> ��` - . �Cia3s t8at Le��r mqui�es. 'lh�insarance c�aier piovidiag tt��insutaaoe shall be cEco�n by�azmtver svb32ct.t�Lea��s ' . _ =
<br /> �.:� . _-____ -
<br /> appm�vul w�ich s�atb�t 6e imieasaaably arith6eId. [f Boaower faits to maintaSn cove�ge desrn'bed aUove,Leuder m:�y.at --
<br /> ,L r '. t''� : � LenderTs option.a�cr�aoverage to protect L,ender's iights ia the Pcaperty ia accardance with pampupb 7. � ' . + --_-_—___—_--
<br /> � ' ° . „� �;�, t • Rll.insuraacc�icies aad nenewals shall be aoceptab4e to I.ectder and shall imcIude a standard mattgage claus�. i.ottdet
<br /> �.- •��- � '' shall have the rig,�t to hold the policies and reaewaLs. If IxaBer requires,aorrower sEsall Qmmptiy�ve to Leadet�till reseipis --
<br /> ` af paid premiums sud reneeval notices. in the evea�t of loss.Bnsmgrer shall give prompt aotice to th$insurez'.se carr�Er asd'
<br /> . . � ` • Lender. Lender IIsay make p�of o8lass if nof made promgtIY 63►Bmiaue�. . , --_- —
<br /> � � Untes�Lendet and Boriotiver athe�vise agme Tn writ�ng,insumnce proceeds sha116e agplte�co restor.rtion or tegair of
<br /> � ° � the Pra�erty damaged if th� restorution or mpais is esanomically feasibSe and Lettitet3 securet�is ndt tessened. di the � -= _—_
<br /> - rr�toraHcm ut ts�rair es noi eccKta�icalty fe�'bic ar l.c�er's a�ateisy�uessld!�less�.i�enst!���r�eCds eh�l:tte . ' _ _ -
<br /> - , ' ,<<., upptied to�ft$ sur�secuisd by th�s Secu�ity Instniment.whether ar nat then due.with any escess paid.ta�oiro�ccr� i� .� --
<br /> � •��� �otroNer abandohs the Rtogerty�ar docs nat nnswer wiihin 30 days a�}oticc frora Les►dcr tiiat tlte insa�n�carries 6as � .
<br /> ��� ^ . offered to settle a cL•um,then Lcade�may coltect the ireswast:e pmcecds.'Lcnder may use the proceeds to r�psir o7 restol� ,
<br /> ,'. • , � •. the Property or to pay s�secu�i by ehis Security In�ument,whetfier or not ttten dus. 7�e 3Q-dsy periad w'sil begtn�rt�en
<br />- . ' '' , the notice is given. . . �` � .
<br /> �k' ' .. Unic�s Lcn�ter und Borraaer atherwise agee in writing.any appIication of pracecds to principal sftall rot cxtend or •
<br /> " , '� posc�nne the due date of the mnathly payments�eferred to in pase�,raphs 1 aad 2 or change the amourat of the p:ryrnen�..If
<br /> .� � " ' ` `"' a�FaragrsPl�21 t�e Progerty is acquized 6y Lender,Bomawer's nght to any insursnce poiisies and praceeds resulttng . _
<br />-. � � � from damage to the Property pr►or ro the acquismon shall pass w Lender ta the extent of t�e su=ns secumd by ttis Security
<br /> . . insGcu�ent immediately prior to the acqnisition. ..
<br /> . . • . 6. OccePan�9• Presesvatton. Nlaintenance and Protectio� of the Praperiy: B9rrow�r's�feiaan Applteation,
<br /> , ; ;,,� I.easehflids. Borrower shall oc�upy,estabiisri,and use the Propeity as�orcuwe��s principat residenc�.w(ti�sixry days after
<br /> : ' �r�' . the execution of ihis 5era�rity lnstrument and ahaU oontiaue to accnpy tlic Propecty as Boaower's principal�d�ace far si
<br /> " ' � �teast one year after the date of occupancy, untess•�Lender otherwise agrees in urriting. which cons$r►t shaA nat�be
<br /> . . .. ', . ` unmasonably withhetd.or nnless extenuatmg circumstances exist whish aze beyond Boisowe�rTS wnuol. Boriowei shaal not�
<br /> . �:. : �. . ` � destruy.daraage or impair the Ptaperty,a!locv die Praperty to deieriorate.or commit waste an tlie Fmgeny. Boriawer shal!
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<br /> °. � . . be in default if any forfeitiue action or proceeding,vihether civil or crimi�al.is be�tut tfiat in LeadesTs gaod faith jud�ment
<br /> . cou2d result in forfeitzue of the Pmperty ar othervrise materially impag the Gen sreat$d by tbis�2rurity Instrument os
<br /> ' "� . �� Lender's security intenes� Borrower may c�ue such a default and reinsrate,as provided in patagtapb 18,by causiug 1he at�tion
<br />- � �• � or proceeding to 6e dismissed with a niling that,in Lender�s gaod faith detenninatian,precludes forfeiaue af the Banzswer's
<br /> ' • • interest in 4he Prnperty or other material impairment of ttie Ieen cs�eated 6y this Security fnsOrument or Leader's securlty
<br /> _. . _._ . -_- -- intetest. .Borrower sl�alt also be m defania if Borrawer.during the toan applicaaon process.ga�-e matuialiy ftiSs;,cr _ _
<br /> . inaccurste informarion or statemenu to Lender(or failed ta provide Lender with any rt�aterial informaYi�)in cannecHan arith ��
<br /> � � � � . the toan evidenced hy che Note. including. but not limited to,repiesentations conceming Boiratizer�occupaney of the ���__
<br /> , • Property as a principal iesidence. If this Security Insdumem is on a teasehold.Borrower shall comply wlth aU the pmvisions -=—.
<br /> ' • � �.. of the[ease.If Borrower acquiras fee titte to the Property.the teasehold and'the fee 6tie shaIl not merge untess Lender agrees
<br /> � "� , • to the merger in writing. ,
<br /> � . , 7. Prot�ti�n of Lender's Rlg6ts i�t6e Property. If Borrower fails to gerform tf�e covenants and agreements
<br /> � • . • contained in this Security Instrument,or t?neze is a Iegal ptoceeding t�eat may signifccantly affect Lender's rights �n the ���;.,„,,
<br /> � . ,• Property(such as a praceeding in 6ankruptcy.probate.for condemnation or forfeiaue or to enfoice laws or regntations).then -
<br />� ' ` . ' Lender may do and pay for whatever is necessary to protect the vaIue of the Propecty and Lender's rights in the Property. �'��� -
<br /> � ' , txnder's acrions may include paying any sums secitted 6y a lien which has priority over this Secwiry Ias�nent,app�aring �
<br /> �' in court.paying reasonable attameys'fees�nd eniering on the Properry to make repairs.Although Lender may take action T
<br /> � under this paragraph 7.Lender daes not have ta do so. �"','.
<br /> ' � • My amau�►ts disbursed by L.ender ut;�;r this Qaragraph 7 sha]1 Er�ome addidonal debt of Baaower sectued by this �
<br /> •• � ' . Security Instrument. Unless Borrower and Lender agree to other terms cf payment.these amounts shail bear interest from the .�
<br /> �j•%���+•'•' � ' date of disbursement at the Note rate and shall be payable.with interes�upan notice from Lender to Bo�rrower tequespng �'�_ <�
<br /> .'!��il�i... .A.'._� _
<br /> . . !�',;i�.`,,,..�, payment. �-----
<br /> � . •' 8. Mortgage Itisurance. If Lercde:c,�uired mortgage insurance as a condition of making the loan secured by this �� °'=�_
<br /> >. . ���._--
<br /> • ..�,:,;; Security Instru�ent, Bnrrower shall pay t.2��temiums required to maiarain the mortgage insuranve in effect. If,far any :`�-se�°-=-
<br /> ;;;,;•;� ..� reason, the mortgage insurance coverage �ired by Lender lapses cc ceases to be in effe.ct. Bnnower shail pay the . -
<br /> � '::;�`;'�: ' ' �' Qse�iums mquired to obtain coverage subs�antially equivatent to th�rnortgage insurance previously in effect, at a wst `'"°��'-
<br /> . ,:,.,;;;, ",r�:�_
<br /> � r�;�, siSsiantially equivalent to the cost to Borrower of the n�.gage insvrance previousiy in effect.from an altemate mortgage � �, --
<br /> ��• � � -� '; insurer approved by Lender. If substantialty equivalent martgage insurance coverage is not available.Borrower shall pay to ��_` .4
<br />- , � ' L e n d e r e a c h m o n t h a s u m e q u a l t o o n e-tw e EG�of the yearl y mort ga ge insuramce p r emium bein g Qaid b y Borrower when the ,. �s s�:;._
<br /> -�_ • � . • ';�:,{ insurance wverage lapsed or ceased to be u:c�=ifect. l.ender will accept,use and retam these paymenss as a loss reserve in lieu � �-�:;'
<br /> � � of mortgage insurance. Loss reserve pa}��nu may no longer be required,�t the option of Len�"er.if mortgage insurance ,��"� ..:r;:t';=
<br />=�� �� : �• � . ,.: coverage(in the amount and for the period that Lender requires)provided by an inse:.r approved by l.ender again becomes . . .. . `�.�`
<br /> �� �, available and is obtained.Sorrower shall pay the premiums required to maintain morcg�_�insarance in effect.or to provide a • �
<br /> =; • loss reserve,unpl the requ'vemer.t fos ertcrtgage insurance ends in neeordarice with ac��written agreement hetween Borrower � '
<br />' ' �' � �:,,' °� :' ,: and Lenderor applicable law. •
<br /> _ �•;„i 9. lnspectlon. Lender or its a�:r*��ay make reasonable entries upon and insp-..ctions og dz:i�roperty. Lender shall ,
<br /> � � �� � give Horrower notice at the time ofbt pria►to an inspection specifying teasonable ca�ase fot the inspec:.on. . .
<br /> •� �. �°', � '• ' 10. Condemnation. The proceeds of nny awazd or claim for damages.direct�z consequential.in connecaon with any ,
<br /> . . . :',
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