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<br /> ' '['�II1J�'�is&?R 1,"JITpi til!dic impYOVCra�i�t��uu��or iter��ftcr evcr.ted n�i ti!c prAgzrYy,efic3 nll e��etet�nts,an�s:�rtenat?cc:�. �'"'-"'�-
<br /> ,�- ' i!Il(I�IFlllq'CS now or licranftcr n�:�t af ti�c f�m��c�ty. All e��ilr.ccnients nful additionn rl��U a��:�i[cw c�vc;c�hy t4�1��r.�i�rlry
<br />-`��}ti�,�_�,�.,�,,,�� [nstju���.ent. AI!of thc forcgning i3 refcrrc�J tu in IOIs�ccuriry Instrumcnt ns thc"l�rop:rty." .__.�
<br /> ==w";"��- �ORROWER CAU�NANTS that Borro�vcr is Is�w�'ully sr.iscd of thc estnto hcrcby canvcycd nnd has thc right to grant
<br /> � �"`'F'��.''�
<br />��`'`�''-�''=Y�--�--''-= aid canvey the!'7openy nnd thae the t•lro�veny is unencumixred,�;xce�n far cncum6nmces of rewrd. �ion�owcr�va�mnts anel ____.
<br />- --- will defend generally the Nde to tha Propeny against ull clAims and demands,6ubJect ro any encambranLes af record.
<br /> '�=�f:%�'=���� THiS SEiC1URi'fY IN�TRiIIvIR1VT cambines uniforui cavena��cs far natianal uso and non•u�»form cov�nants witt�
<br /> °`�"'�""°� limited variations by judsdfctlon to cunstisute n unifom�securley instrument covering rcal property. `
<br /> ___� UNIFORrif CnVENANTS. Bnrrower und Gender covenant nnd ngtec us follows:
<br /> -��;�� 1. 1'Ayment�2PrinctNxl And Interest{Prepaymeet Rnd Lnte Chexges. BocroK�er sh111 prumptly pay whEn due the
<br />- ---------- principal of and tntemst on the debt evidencecl by tho Notc and any prepuyn�ent and lnte charges d�e under the Nots.
<br /> ----- 2. Ftinda[or lhxes snd Insurance. Subject to aaplicablo law or to n written wtuver by Lender,Borrower shall pay to
<br /> �-"'��'�'-' Lenc{cr on the day enonthly paymcnts arc duc undcr thc Note.until the Note ls pald in full,a sum("�Lnds")for:(a)y�atl�+
<br />---=__-�� taxes w�d assess��ients�vhich may atkain priority over this Secudry Instruneent as a lten nn th$Progr.rty;(b)yrsly te:!seholrl `-
<br /> ,.�s,���x� payine±?ts er g*otnd mnts on �he �openy, if nny; (c) yeerly h�?nr.f m• nro�,�.rty i�Snrnnce nremiums; (d) y�arly flood
<br />----- tnsurEUUe premiums,if ar►y; (e) yearly mortgage insur.�n�ce premiums, if any; und(� any sums payabie by Hocmwer co
<br /> °°°:`"'{-��r� Lender.in accardance with the provisions af paragraph 8,in licu of'the payment of mortgaga tnsurance pm�niums. These -
<br /> - -a: �,v�,�„ _. _
<br /> x:�;�s���� it�ms are called"Escrow Items." Lender may,nt wry ame,coll�t und hold Ftmds in an amount not ro exceed the maximum
<br /> -�--_==_��� nmount a lender for a federally related mortgage loan may�equicc for 8or►nwer's escrow accaunt under the fedcral iteal
<br /> Essnte Senlement Procedures Act of 1974 as amended from dme to tune.12 U.S.C.§2601 et seq.("RFSPA"),unless Another
<br /> -���--_---- Iaw that applies to the FYmds sets n lesser tunouiyt. If so,Lender may,nt nny dme,collect aad hold Funds in an amount not to
<br />-=izr•��^v�:a� exceed the lesser amouat. Lender may estim�te the nmount of Fuads due en the basis of current duta and reusonabie
<br /> 1"`�"'�`'�'_'_==°� esdmutes of ex�nditures of future Escrow Items or othe�wise in accordance with applicable law.
<br />- ��`�'''���'� The Funds shali b� held in�n institudon whose deposits nne fnsured by u federal agency. instrumentality,or entity
<br /> � _-y�,i;,��,.� (including Lender,if Lendet is such an institution)or in any Federal Home Loan Bank. L.ender shall 3pply tho Funds to pay
<br /> °�� `a;n'�:`;, the Escro�v Items. Lender may not charQe Borrower for holdIns and upplying the Funds, annually analyzing the escrow
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<br />_�,,�,�. account, or verifying the Escrow items, unless Lendcr pays Borrower Intere.st on tha FUnds nnd appUcuble luw perniIts
<br />-_:�;��r:��,; :' Lendec to make such a chazge. However,Lender may sequire Burrower to pay a one••time charge for an independent real
<br />_ -L�, �•�;. estate ta�c reporting scrvice used by L.ender in connection with this loan,unless t�pplicable!nw provides otherwise. CJnless an
<br />-��"•°'�':��'''�'` agreement is made or applicab]e law r�equlres interest ta be paid Lender shall not be required to pay Bormwer any interest or
<br /> _';;a��.;'>�'=. earniags an the FLnds. Sonower and Lcnder may agree in writing,however,d�at interest shall be p�id on thc Funds. l.�ader
<br />=.�.=���-•••�:•'. � shall give to Borrower, without charge,an unnaal accounung of the Funds.show�ng credits and debits to the Punds ar.ci the
<br /> �� ��' ` � pwpose for which each debit to the�nds was made. The FY�nds are pledged as addidonal security for nll sums secucied by
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<br /> ..,.:�,r,..a.. If the FUnds hcld by Lender exceed t1�c amounts permitted to be held by applicnble law.Lender shall accouiit t�
<br />_�`,�.; :..;�°�.�,. . Borrower for the excess Funds in accordance with the mquirements of applicable law. If the autount of the Funds held by
<br />"- Lender at any time is not suf5cnent to pa,y the Escrow Items when due,Lender may so notify Bomo�ver in writing,and tn
<br /> '�rr '�• ' ��,` such case Horrower shcill pay tm Lender the nmount necessary to make up the de�ciency. Borrower shall mnke up the
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<br /> ,.;:;,� _., defictency in na mon than pvelve montlily payments,at Lender's sole discretion.
<br /> .,<�- ,.;.�,;�•. ,, Upon payment in full of all sums secured by this Security Insnument.Lender shall prompdy refund to Borrower any
<br /> _ ' Fl�nds held by l.enrler. If,w�der paragrapfi 21.Lender shall acquire or sell the Property,Lender. prior to the acquisiHon or
<br /> i:"�!ty'•'' salc of the Property,ehall apply any Funds held by Lender at the time of acquisidon or sule as n c�dit against the sums
<br />-"�"''`'�','� �'' �� secured by this Securiry Instzumant.
<br />- - `�"""'�"'" 3. A IfcaUon of Pa ents. Unless a l�cuble 11w rovides otherwise, all u ments received b Lender under �
<br />_::v-'�,;�.�P..•.�,., , PP Ym PP� P P Y Y ��-.
<br /> , ..,.; paragraphs 1 and 2 shull be�pplicd:first,to any prepayment charges due under the Note;second.to amounts payable under ---
<br /> .rti�.��aiI�. �� paragraph 2;third,eo mterest due;founh,to principal due:and last,to any late charges due under the Notc. ___
<br />��=•��• ^���•' 4. Cbarges; Ltems. Borrower shull pay all taxes, asscssments, charges, fines and impositions nttributable to the R.�_
<br /> "'"'"����-M Pro r which ma attain riorit over this Securi Instrument,and leusehold a ments or und rents,if an . Bomower
<br />-_=;=�,:rr;-=�•.�. Pe tY Y P Y �Y P Y S� Y �W'�•
<br /> .::,• � shall pay these obligations in the manner provided in paragmph 2,or if not paid in that mtuuier,Botro�ver shall pay them on �::
<br /> "����!`'��' dme direcdy ro the person owed payment. Borrower shall prompdy fwnish to Lender a!1 notices of amounts to be paid under -
<br /> `•�'-�-"":�°;'�' this paragraph. If Borrower makes these payments directly,Boaower shall prompdy furnish to[.ender receipts evidencing ;
<br />�:.;i.j..�i,.::�• the paymenu. �.�
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<br /> _ „,__ . , Borrower shull prompdy discharge any lien which has priority over this Securiry Instr�ment unless Borrower:(a)asrees
<br /> •• �� in writing to the payment of the obii�ation secured by the lien in a manner acceptable to Lender,(b)contests in good futh the ;���;
<br /> � • -• lien by,or defends against enforcement of the lien in,le�al proceedings which in the Lender's apinion operate to pmvent the '.` �'
<br /> � � �;';` � enforcement of the iien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien �
<br /> � - to this Sectarihj InsQrument. If Lender detennines that any part of the Property is subject to a lien which may attain priority
<br /> - • over this Secus�ty 7�spument.Lender may give Boirower a notice identifying the lien. Borrower shall satisfy the lien or take
<br /> " one or more of die actions set forth above within 10 days of the giving of notice.
<br /> -- . S. Hauu�d or Property Insurance. Borrower shall keep the improvements now existing or hereafter crected on the
<br /> :'��,;, ' ' Pcoperty insured against loss by fire,hazards included within the term"extended covenge"und any other hazards,including
<br /> -.. floods or flooding, for �vhich Lender rcquires insurance. This insurance shall be mtintained in the amounts and for the
<br /> _ , Form 3D2S 9190 (page 2 of 6 pages)
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