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<br /> 5. Qi�a�aa��d a�e E'�aE.�y2y Hk�stae��6ir..a Dorrr��scr slr�ll kc:.p the imE��-nvements now exi5tlei;; o�• iiere�Rc,crccted os� Qiie
<br /> �,�;�-.-;�;�-.;=;, �'�opc:rty insuPCd a�rinst lo�s by fice, hazards includetl witiiin the term "extencicd cavern�e" ar.d nny otiici hazar�fs, incluuliug ---
<br /> r W"-'""'"""""a� flnods ur�loodin�. For vdilch Lendcr rcquires insurnncc. Tiiis insurancc shnll be mainaiinccl in thc nmouniv nnsi for dic periads
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<br /> — thnt I..cndcr rcyuires.'D'hc insurcincc carrleT provicling tiic insura�iec shnli bc chusr.n by IIuero�vcr subjcct to L.r,ndcr's approval
<br />-;;�,?.__.;;_^�_�.���� which shall not�e unrcasonnbly withhcld. If Dorrower fidls to nmintuin caverage clescribesi nbove, l.ender �nay, ut l.ender's ,
<br />------ --_- optiun,ul�iuin u�v�iage to p�uteci I.c:ndcr':,ri�ht�, in tt�e Pro��►�ty in aecor�ee with paragrpi�7.
<br /> __ - All insurance policles cmd renewals shall be ncceptable to Lender and shnll include n stnndard mortgn�c clause. Lender
<br /> �:�� shall httve thc rlght to hold thc palictes und rencwAls. If l.endcr requires,Borro�ver shall pramptly givc to Lcndcr all receipts of
<br /> -- �---�"�-°`�� paid premlums nnd renewal notices. In tiie even�of lass,Borrower shull give prompt notice to the insurance canier and Lender.
<br />=�=:-,��,.;,��� Lendcr may muke proaf uf loss if not madc promptly by Bonowcr.
<br /> -- ' Unless L.cnder nnd Borrowcr otherwise asree in �vriting,insumnce prooeeds shall be applied to restoration or repvir af the
<br />-'�`�F������ Property�iainabal.if tiie restoratia�or repair is economically fe:.sible and Lender's security is rzot lessened.[f tl�e mstorltion or �_.
<br />���,,�;��� repair is nat economically feasible or Lender's security wrn►Id 6e lessened,the insurance proceeds shall be upplicd ro the sums
<br /> ��h� secured by this Security Inst�uu�ent. wi�edier or not then due, with nny excess paid to Bonnwer. If Horrowcr abandons the
<br /> _,..;,._-����,� Property, or does �ot answer within 30 days a notice from Lender that the insusance c:urier has offered ta settle a clnim, then
<br />�.�a�}:ri:li�`t�a`-L� Lender may collect the insurwice proceeds. I.ender may use the praceeds ta repair or :estore the Property or tn pay sums
<br /> -v�� secured by this Security Instrument,whether or not then due.The 30-day period will begin when thc notice is given.
<br />-'-�°•�,�`�' Unless L.ender und Borrower otherwise agree in writing. any npplication of pmceeds to principal shall not extend or
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<br /> =-��'�°'�°'�'�`� St ne the due date of the monthl a ments refened to in ara ra hs 1 and 2 or chnn e the amount of the a ments. If
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<br /> �'°'"� under paragraph 21 the Property is acquired by Lender,Bonower's right to any insurance golicies und proceeds resulting from
<br /> �r.���'� `'� ' "� damage to the Property prior ro the acquisition shall pass to Lender to the extent af the sums secured by this Security Instrument
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<br /> �,;,,��,.� immediately prior to the acquisition.
<br /> ���:"��;:'�?;- '� 6.Occu anc Preservation,Mnintenance and Protectton of the Property;Barrower's Los�n Applicatian; I.easeholils.
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<br /> �"'`�`���"�'�'�• Borcower shall occupy.establlsh.nnd use the Propetty as Borrower's principal residence within sixty days after the execution of
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<br /> -���.F:�� this Secueity Instniment and shall continue to occupy the Property as Borrower's principal residence for ut least one year aftee
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<br />� r���,^'���1'� � the date of occu anc unless I,ender othenvise a rees in writin �vhich consent shall not be unreasonably withheld, or unless
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<br />-_,�,�a�°.��r extenuating circumstur►ces exist which are beyond Horrower's control. Bonower shall nat destroy, damage or inipair e _
<br />�".:��'�.)<?;,;,'�c:'.' Property, allow the Property to deterioratc, or commit waste on the Property. Borrower shall be in default if any forfeiture
<br /> �'����•°��`�`tt`', action or procecding, whether civil or criminal, is begim that in Lender's good faith judgment cauld result ie�forfeiture of die _
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<br /> „4-�.Y�s9� Property or othenvise rnaterially impair the I�en created by ti�is�ecurity Instrumenc or I.�nder's securiiy inicn,-�i.Bvr�vwci iiiay
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<br /> :�; �•,�.�.;�,_.:��;�,, cure such a default and reinstate.as provided in parasraph 18,by causing the action or proceeding to be dismissed with a ntling _
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<br />;, . y:h..:�::.':�'� that. in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other materitd
<br />�;;;�'�"' ' �.', inipairment of the lien created by this Sccuriry Instrument or Lender's securiry interest. Borrower shall also be in default if �__
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<br />'�'s=�4k�-= =;�••��1`• Borrower,during the loan application process,�ave materially false or inaccurate infomiation or stutements ta Lensler(or failed =.
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<br /> A . �..• - . to ptovide Lender with any material information)in cannection with the loan evidenced by the Note, including,but not limited a'-
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<br /> _,_r�,n,,,Mk w.�.��' to,repmsentc�tions concerning Bonower's occupancy of the Prope►ty as a principal residence.If d»s Securiry lnstrument is on u K•_:
<br />=-:��i�;ak:�,�c�,s„�•'.. leasehold, Bnnower shall comply with all the provisions of the lease. If Borrower acquires fee tide ro the Propeny, the ?r
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<br />''��-"'�'.,���, Ieasehold and the fee title shall not mer e unless I.ender a rees to the mer er in writin
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<br /> - "'`'�`�' ""•'��'''°" 7.Protection of Lender's Rights in the Property.If Borrower f�ils to parform the covenants and agreements contained in -
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<br />=:..s�,��..�_.��.q,:� : this Security Instrument,or there is a le�al proceeding that may significantly af+'ect Lender's rights in the Property (such as a ,�
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