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<br /> T�tl�."1'Z➢k?R �*Jf'liS�II tit�i�;'invem�aits r.Tn��o,Il.`'i��SZ�l C.iC�t�'3 an t3ic�>i•npceay,nsul:tll c.tsetFi^�iL.:�pj�!��:caa;��;r;-,a>>d `—
<br /> fi�;E�s��; ►:n�•i ur ic•.:�,.�,tt��, n t���t uf tir•� ti:�+,�i�u. !!II ►c;vl:��:;.,_�t?�i rr.4 ,��!ditimi: sh.dl el�:n t,� cnccrc:� i;y ttil; ���;i��;t> .._:�.::
<br /> i►r.laiwr.��t. !�I!af uflC�UiCi;��iu;,;Is r�fctrc�i to iu�Fd�,�ccuiity Far.t�;�«:.;_a r34;i�''I:°,o��:'�ty." ,
<br /> L�tlltltnl�l�'.K COVF�NAtV'1'S ILat Ilus•ro:rcr is I�ewCully�eiscii of f�icc�.eatc fic;�l:y cnnrcycct a��cl s�:,�9i,�:�il;lat t,9 E;�.,�:?:���,1 --- -
<br /> wmvey thc Pr«lmr�y nnd that thc Praperty is unebuuml�ereil, cxce�n fc�rcncum��ranccs c�g res:urJ. I�OAfD�t'ik•warXar,ts urnf wilf
<br /> doCencl generally the title ta A�o Pr�tiperry against all cPt�ims aiu�clemaitids.sub}cet[u nny encuntb�'ances r�f rceoed.
<br /> Tk1IS Sf�CUF21'fY INSTRUM�NT combincs u�iform cuvcnuats fc�r nutl�nal use uix7 r,an-uniforn�ri�vr.iu►nty with limitai
<br /> vneiattons by jurisuiciiuj�iu coifsli.utc u u�df���o:�usity li�:trsn��r;t enverio�re�i Z�r����ity.
<br /> UNIFURM COV�NfAl�TS.Borrower and Lcndcr cc►venant aeui egra as follaws:
<br /> 1. Puyment ot Prin�ipal end Interest; Prepaytnent wnd I.ate Ch�r6c.v. Borrower :haii promptly �uy wh�n due the
<br /> prinsipal of anci lnterest�on the debi evidenecd by th�Note anci nny prepAyment atsd lat�charges due u�xicr the Notc.
<br /> 2. �bnds tor'Y'sxQS and In.sura��ce. Subject to applicable Inw os to a writtcn waiver by I,ender,Hormwet shaJl pay,w
<br /> Lenctcr on thc day monthly payinents nrc due under the Noto,until the Notc is pHid In full,a sum("Pu►xls")far:E�)Y��Y��
<br /> and assessmcnts whicli�nay nttuln{�riariry over this Secucity Instrumea+t a�n lien on ths Pmperi�;(b)yearly ltasehold paymente
<br /> or groun�rcnts on the Propeny,if nny:(c)�rarly h�ard or property insurance pr�=m3ums;(d)yearly tlaad insuntnc�.prcmiun�3,
<br /> if any; (e)yearly mortgaSe insurance p»emiums. 1f nay; und(�uny sums payabl�by Borrower to I.�nder, in acoorclance wi►h
<br /> the provisions of parngrapfi 8. in licu of the payment of mortgAgc insuxanoe premiums.Thesc itcros a�e called"Eacrow ltzms,«
<br /> Lender may, at any time. collect and liold Funds in an aniount not to exceed tl�e maximu�n amount u lender for a federelty
<br /> related mongage loan may require for Aorrower's�crow acaount under'rhe federal Real Estate Settlement ProceJures a�►cY of
<br /> S97Q as arr►ended from timo to timc, 12 U.S.C. Section 2601 er seQ.("RESPA"1,uatess another luw that spplies to tha�unds
<br /> s�ts n iesser umount. [f so, Lender may, �t uny time, collect nnd hoid funds in uu �uuuuai ua; to..�c:,�ci thc :.;,.�:.:an.�snt. --—
<br /> Lcnder may estimate the amount of Funds due on the basis of current deta and reasonable estimates of expenditures of Cuture
<br /> Bscrow Items or othenvise in uccordance with applicable law.
<br /> Tit� Funds shall be held in an institution whosa dcposits are insured by n federal agency, iustnimentulity. or endty
<br /> (including LendEr.if Lcndcr is such an institution)or in any Federal Hon�e Lonn Ban.k.l.ender shall apply the Funds to pay tho --
<br /> Bscrow It�ms.Lendcr may not charge Bonowcr for holding and upply ing the Funds, attnually analyzing the escrow nccount,or
<br /> verifyina the Escrow Items,unless L.ender pays Barrower interest on the Funds and applicablc law permits I.cndPr to makc such
<br /> a chaege. However, Lender may requjre Borrower to pay a one-time charge for an indepandent r�eal estate tax rsporting service
<br /> used by Lender in connection with this loan, unless applicable la�v provides othenvisa. Unless an agreement is made or
<br /> applicxble law requires ia�terest to be paid,Lender shall not he required to pay Borrower any interest or esimings on the Funds.
<br /> Borrowcr and Lendcr may agree in wtiting, however,that interest shall be paid on the Funds. Lender sha�l give to Borrawer,
<br /> without chur�e,an annual accounting of the runas. snowing creciiiy :uni ucuiis to�i-�e=an�s a.7d iha Fus�`..s far;"h="�,"-=� -
<br /> d�bit to the Fw�ds was made.The]Fuceds are pledged as additional secu�ity for all sums secured by this Securiry instnim:nt.
<br /> If the Funds 7�eld by Lender exceed the amounts permitted to be held by applicable law.Lender shall.account to Borrower
<br /> for tf►e excess Tu�cls in accordanec with the requirements of applicable Inw.If the amount of the Funds held by L,ender at any
<br /> time is not sufficient to pay the Escrow Items when due. L.ender may so notify Borzower in wridng,and,in such case Bonower
<br /> shall pay to I.ender the amount necessary to make up the deficiertcy. Horcower shall makc up the deficiency in no mare than _
<br /> twclve monthly payments,at Lendec's sole discredon.
<br /> Upon payment in full of ull sums secured by this Security Ins¢Nment, Lender shall prompdy refund to Borrower any �,-
<br /> Funds held by Lender.If,under parngraph 21,Lendee shall acquire or scll the Property, Lender, pri�r to the acquisition or sa�e �i'.�
<br /> of the Property,shall apply any Funds held by I.ender at die time of acquisition or sale as a credit against the sums secured by _ -
<br /> this Securiry Ynstrument. -
<br /> 3.Applicatfon of Pay[nents.[Jnless applicnble law provides othenvisc,all payments received by Lender under paragraphs —
<br /> 1 and Z sh�ll be applied: first, to any prepayment charges duc under the Note: second, to amounts payable under pazagrnph 2; �:.L_
<br /> third,to interest dsiE:fourth.to principal due;and last,to any late charga due under the Note. �T��
<br /> 4.C�nrges; Lie�ts. Bonower shall pa�+all taxes, assessments,chorges,fines ar►d impositions atuibutable to the Properry r'�;�;:
<br /> E�Y
<br /> which may attain piiority over this 5ecurity Instrument. and leasehold payments or ground rents, if uny. Borrower shall pay �..-�
<br /> these obligations in the mmuier provided in paragraph 2,or i9 not paid in that manner,Borcower shall pay them on time directly =
<br /> to 4he pei'son owe,d payment. Borrower shall promptly furnish to I.ender al l notices of amounts to bc paid under this paragraph. - -
<br /> If Bono�ver makes these payments direcHy,Borrower shall promptly fumisi�to L.ender receipts evidencing the payments.
<br /> Borrower sh�ll promptly discharge any lien which has priority over this Security Instn�ment unirss Borrower: (a)agrees in �•
<br />_ writing ro tha paymcnt of the obligation secured by the lien in n manneracceptable to Lender;(b).:ontcsts in good faith the lien
<br /> by, or defends against enforcement of the lien in. Iegal procecdings�vhich in the Lender's opinion operate to prevent the ,
<br /> cr�orcement of the lien; or(c)secures f�nm the holder of tl�e lien an agreement satisfactory to Lender subordinating dte lien to
<br /> this Security Instrument. if Lender determines that uny part of tlte Property is subject to a lien which may nttain priority over -
<br /> this Securiry Instnrment, I.ender may give Borrower a notice identifying the lien.Borrower sh�ll stttisfy thc li�n or talce one or
<br /> more of the actions set forth above witliin 10 days of the giving of noticc.
<br /> Form 3028 9190
<br /> Papo 2 of 8
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