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<br /> _-- _— L.tndr�i rrpainn,ah:�er;cns•t:r.s�c t�r pmtrct I_rtt�#,r:s���h!�s in thc 1�r+r}�ricy Jn:�.rc�r�lar.rt.w���(�raxryt�t�7. � - -
<br /> = 1411 ioiuirar.ce�e►li�ie�;aai0 re�icwniti shali txs aece tahir.ts�i��rxiee:utd�t�all irMlu�l�a�tand:,�t or�n»paNe clau+r. l.enakr
<br /> �It FuYe the right lo hold t!►e�x►Ikies und rrnewaly. �f Lcnder reyuirrs,&xmwer r�hali ptixn�tly�ive ta r.st�c;•wl na;eipu
<br /> ___.r �iF�raid rxrmiunis�xnd m�ewxl n�xicrh. In thc evcnt��f 10�9,f4o�rnwer�haQ Eive�xcmipt notic�tr+�hc ineurrnre rurier mr�ct
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<br /> l.�.�:�.�. :.:::;..:..�:.:«^s.'.:...'';: --..-g c:lt::.::i:'s:;::s::'.y.,' '.�;;�-•�„�..„c:�°.::.:. °
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<br /> llnlrss Le�ukr and Bcmowrr dherwise a�r,rc�in writing,iruurance proczeds shall be applied ta rcstaratinn ur rrpair ot'
<br /> the Pto�eryy dwmaged,if�he restarytio��or te�Ir i� eccxxxnirally feasibk ar►d L.eixisr�; Recurity ic r►ot le�nens�i. It'the
<br /> _ rcstw�t�an ur rcpair is no:ecorxHnic�ll}�fe�.sible or�.tnclrr.l• �curity aouW be les:,ened,tito insurance pnxeeds siwli be
<br /> n�pfityl ro thc sums secural ay this Serarity Insttununt, whett►er or not then due,with ury excesx paic!to 19nrrower. If
<br /> �3arrawa• abar►dune the P��erty,c�r d�s not unswer within 30 days a nwic�fmtr� L.rnder that tkre insuro�:e caRa�icr lu�s
<br /> of6a�ed tn:xule a ctaim,che.n l.e�cler onYy co!lcrt thc insiaranco proceeds. Lender may use�he prKx:esds tv ieNair or j•estoro
<br /> —,—° ti�e F��jr�riy or toµay su��u secui�,-i L•y ihis�;cu�ty I��stn��atnt,whcthc:cr nct thwa du.^.. 'f'tR;3i3-day peri�i wilt Ix:g:n�:{-.:� __
<br /> the rwtice is given.
<br /> Unless f.enrkr and Bortawer ai�zrwise agree in w�iting,any applicutian of proceeds to principal shal�not ea�tend or
<br /> �tpoi�e the due date of the mrxuhly payments refereed to in paragr.�phs 1 and 2 ar changc thc aniouni of the paymcnts. If
<br /> urxler��ragraph 21 the 1'roperty is ncquire�l by Len�ier,Borrower�s right to sury insurance policics and pror:eeds rcsuiting
<br /> from damage to the I'�openy priar to the azquisit�on shall pass to I.ender to tl►�extent of the sums securcd by this Sccurity
<br /> � Instrumeat imnxaiately peior tc,�he acyuisition.
<br /> 6. QccuRancy. Ynscrr�alion, M�intcnance and Protectio� of tbe Pre►pe►Ky; isarower's Lo�n A•pplkatiea;
<br /> l.ea.cehold�. l3orrower shall uccupy,establisf�.:�nd use the Property as Borcower's princiQal�esidence wi�hin sixty days after
<br /> [he sxexution of tnis Security Inst�ument und shatl continue to accupy the P�npeny as BomoWer'.s principal oesidence for at
<br /> _ _ �;��-� least oi� year after the date of occupancy, untess I.ender otherwise agrees in writing, which consent shall not M
<br /> -------- unmasonably withheld,or unicss extcnvating circumstances exist tivhich are be3nnd Horrower�control. Boaowcr st�all not
<br /> ---- cksiroy,da�nage or imy,air thc Ftoperty.allow ahe Ptaperty[o detcriorte,o�car�imit wasta a�ti-a:'�-�.��j. :�,��:.�s:.�tl
<br /> �_�..s,x4� be in default if any forfexturr.action or pracceding,whether civil or criminal,is begun that in L.ender�gaod faith ju�gment
<br /> - cou�d rcsult in forfeitu�+e of the Ptopertv or othenvise materially impair the lien crcated 6y this Security [nsrmment or
<br /> - Lender�security interest. E3orrower may cure such a default and reinstate,as provided in pcu:►graph 18,by causing the acti4n
<br /> _-_=,;�,;;� or penaeding to br.dismissed with a ruling that,in L,ender's good faith determinatian.precludes forfeiture of the Dvrrowerk
<br /> � ==---- interest�n Ihe Prope�ty or other material impairment of the licn crcated by this Suurity Lutrument ur l.e►r�der's :,ecuriry
<br /> _�"�� interes� E3osrower shall ulso be in defaalt if Bomower. during the loan app7ication process, gave materially false or
<br /> --=-=�;� inaccurate informarion or statements to Lender(ur fai9��to pmvide Lender witl�any material infonnation)in cunnecuon with
<br /> ==-"�r+�����_-:.: due Inan P.UI(�PMPA F1V fFIP. Nntr. incl�idina. twt nnt limited tn. renmsentation� conc�mine ��rn►wet�s occuoancv of thc
<br /> ..�.Y-�,c:��;x� Property as�principal residence. If this Security Instrument is on a leasehofd,8orrou•er sha11 a-rr�plyµ•ith all the piovisions
<br />—'�=-°�'�°'��'�' of the le:ise. If Borrower acquires fee tiUe to the Properry,the leaschold:u�d die fer title shall n�t m�erge unless Lendex agrees
<br />-.�r,�;"4�:;�" to the mergrr in writing.
<br /> `�"°'°`'"�:s�3`� ° 7. Protection of LenAer's Rights in the Property. If Bu�rower fails to perform the covenants and agreements
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<br /> contained in this Security Insuument. or diere is a legal prncecding that may significantly affect Lender� �ights in the
<br />,��.�'' �' Property(suc?�as a pnoceeding in bankruptcy,probate,for condemnation or forfeitum or to enforce laws ur reguiations),then
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<br /> __�u:_ � I.ender may do and pay f�r wh�tever is necessary to protect the value of thc Property and Lenders rights in the Properry.
<br /> s� Lendsr�s actions rrta include a in an sums secured b a tien which has rtori over this Securit Instrument.a arin
<br /> r,�z�rt�?';�� Y P Y S Y Y P� �Y Y P!x S
<br />-- °=�• x���� in court,paying reasonable attomcys'fees ancl entering on the Prope►ry to make repairs.Althougt►Lcnder may take action
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<br /> __ �=_4�,� under this par��raph 7,L.cnder does rtot ha�•e to do so.
<br />-�5rsr-z �� Any amounts disbursed by Lender under this p.�ragraph 7 shall become additional debt of Borm�cer secuned by this
<br /> � "�^ Sesuriry Instrument. Unless Brrmwer and Lender ag�ee to othcr terms of payment,thcse;unounts shall bear intercst fi�om the
<br /> _�.��._._,.
<br />"--' " ='� date uf disbursement at the IVote rate:u�d shall bc payable.with inte►�est,upon rtotice from Lender to Borrower requesting
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<br />-,;:�_�''.`�`�,?'� payment_
<br /> ' ` ',,;;,�._�� 8. 111ortgage Insurance. If Lender reyuimd mongage ittsurance as a conditiori of making the loan secured by this °
<br /> 'cw=-��'�;x:�'�— 5ecurity Instniment, Botrower shall Pay the pmmiums requimd to maintain the mortbage insuranr.e in effect. If, for any
<br /> _--'�:•,t�..�ea` `
<br />,=',��.:_:, _�,Ir�.: rcason. �hc mortsage insuransc coverage mquimd by L.ender lapses or ce:ues to be in effect. Borrower shall pay the
<br />-'�.+�:.��=.;:-�ti�' pmmiums rcquired to obtain coverage substantially equivalent to the mortgage insurance previously in effe.ct.at a cost
<br /> " Y '` substa�itially oquivalent to the cost to Bsivro�ver of the mortgage insu►ance previoasly in effect,from an altemate martgage
<br /> -�• � . insurer appro�•ed by L.ender. If substandail�equivalent mongage insucance coverage is not avaiiabie,IIomnwer shall pay to
<br /> - - �� Lender e:ich month a sum oqual to one-twelflh of the yearly mortgage insurancc premium bcing paid by Borrawer when the _.
<br /> =�°'��•. :•. � inswance coverage lapsed or ceased to be in effect. Lender�viU accept,use and retnin thes:p�yments as a loss rcserve in lieu
<br /> - ' of mortgage insurance. I.�ss rcserve payments may no longer be mquired,at the option of Lender, if mortgage insurance __
<br />.+;:�' coverage(i7 the amount and for the per6od that I.ender requires)provided by an insurer approved by Lender again becomes =�
<br />�,�'p available and is obtained.Borrower sha�a pay the premiums requirtd to maintain tnortgage insar��ce en effect,or to providc n w
<br />_-__ " loss reserve,unUl Ute rcquir�ement for rs�urtgage insurance ends ic�accordance aith any�vritten a�Ttement ben��een Borro�ver --
<br /> :utd Lender or applicable law. a
<br /> _ ., 9. Inspection. Lender or its agent may make reuonable entries upon and inspections of t1�e Pmpem•. Lender shall �-
<br /> give Boreoa�er nutice at the ume cf or prior to an inspec6on specifying reasonable cause for th:inspection. �
<br />• ` �,�. l0. CondemnaHon. Tlie proceo�s of any award ar claim for damages,dircct or consequential,in connection�vith any �
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