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<br /> - unQ f7xturcr�x�w oj I�craltcr a�att oi't!�Errc�;+r�ty. A!1 r�pl:►�.a:ttntv tuid�w;i�7�N�s tifu�ll alscy fx�.t��rac3 i>y tnir -,.u,�,��;;�
<br /> ---- in,t�YUncnt. All c�i Ih�-torz�,atn�is r�i�rm�1 in in sh��.Scc:o�riey Iutitn�rixnt aw tt�"h'►'cqxcty..,
<br /> --= 80RRQW�R COVFNANTS t�s�t�wer is lawtuliy xefscd ui tho esl�te hereby cunrcytxl wui hY:i+.1w:ri hi tu +��t
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<br /> - ----_—--=-=-, fl?!lI Cf111VC,y USO LYCOjiCII)�ari�t tt�;�¢the I'ra�:.."�y is unrncumbtm.d,e x�:e�1 far cncumbt�utc;ty�tf rec�xd��•rBc�rmwi a u��
<br /> will defCn3 gatett�lly Ihe title io the!'mpeny a6ainx�u1i�1W�����M i.�.«.�.:.:,�-9'_�.tn••*v r --
<br /> TIi1S �ECUCtITY INS'IRUMEIV'f combinrs uniGxm coven�nte f�x natie�►a1 use �nd naruni�'ixm vovau�x�u wi�h ,
<br /> � linuted vuriadons by jariufictian ta constfwte a unif�em security inslrument covering renl�perty .
<br /> �JNIFORM COV6NANTS. Hurmwer at�[.ettder cUVenant and ag�ce a�ful�uws: ,
<br /> Rnd latte C1ruR'oe. �°srtiwcx ahalf prr.�mp�lY 4MY when due t.h
<br /> t. RU,ymrnt ot PrincJpRl aad lntet+eri;PreEN►Iate�t �nt and latc charges due uncier tl�c Nate.
<br /> principal of anri intencst on tlie ckbt evidcncul by the Note and any(�rpaY _
<br /> - = L. "rbnds for Tiu�es s+��1 I:.�:%�µ. �vbject to�PP!lemhla lavl or to a writtcn wai�rr by 1.a�der,Bcxrowen eha11 py to �
<br /> Lender on tha duy monthly paym�nts ere due undcr the Nots.uniil tha Noec is pa9d in full,u sum("tLnJs"y for.ia)���Y
<br /> - t�cLS:+nd assessmer�ts which may attain priority aver this Sccurit�y�I��n.�st�n►ment as a lu�on���u�)�d}�y�e�s�riy 1k��
<br /> - payments or bmoun� rents on thc Propcny, if any; ic) Ycariy P1O�� � y.. pblc b 8c�rovver to
<br /> -- --- insurance prem�iums,it any;(e) ye�rly martgage insurance prcraiums, iF an • e�nd �fl an .,ums pay Y,
<br /> I,ender,iR accox.iance with 1he provtstons of paragraph 8,in lieu of the payment of mortgagG insur�ux:e:Prtrtuurr►_9• '[lties°
<br /> items are called"Escrow Items° I,ender may.at any ume,colltet and ho1A Funds�n��am°u°t not to sxceed the xn�ximum
<br /> — �mnunt a leader for a fedcrally related mongage loan may require for Botrc�wer 3 escrow accaunt undet the fad�e�al Re�l
<br /> ---- ....;;�� Estate Setttement Pnooeduns Act of 197a as ariended from�iu�e¢o ti.-.a. 12[J.S.C.�?�i�!!et stn,.("RFSPA").unlets anottxr
<br /> ..;�!' law that applies to the Punds seds a lesser amount. If so.I.ender rnay,at any time.coilr,ct and hold Punds in an aurxxmt ra�t to
<br /> _==���•�� e;��the lesser an�onnt. Lender may estimate �he amow�t af Funds due on ttta basie nf ctunat cWa w�d r�asonsbk
<br /> ""`°'`° estimates of expenditu�es of fat�re Escrow Items or othenvise in acccrrdance w�th applicabte lavv.
<br /> � �.`" `�-' The Il�nds shall be held in an institudon whose depos9ts an: insured�y�B� �a��shall apply the F1 ncls tonpaY
<br />--- =�-�•���,:� (in..luding Lender,if Lender is such an insGmtion)or in any Fedcrsl Ma�m�
<br /> - the Escrow Itetns. Lender may not charge �omower for holding and applying ei�a �nds, annuaily analyzing the esc�w
<br /> --;=''-`�'��`�� nnconnt, or verifying the Escmw Items. unless l.ender�1�s Datrowcr interest on ehe Funds a�xl applicable layu�ermits
<br />-_��'�m�?:v,,;a,�;%� l.ender to make such a charge. !{owever.Lender may c�ec�x�i� Borrower to pay a ane-time charge for an itsd�pendem*�ea�
<br /> - --� '�'-� cstate taa reporting service used by Lender i�e connection with tt:is loan,unless applic.��.�law provides othecwist. llnJcss an
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<br /> �1 'C1r ,. agreement is made or applicable law r�uires interest to be paid, Leader shall not be requirrd tu PaY BocT°'wer any intercst or
<br />-==�?��h�?�h�.',� eamings on the Fands. Boaower and L.cndzr may agcee in writing,ho�veti•er,that incerest shall be paid on d�o Fucvis• i,ende�
<br /> �y�- f�r r��� �lliuj gy��=o�^,;;�•°;,�,�,l�t,n�u charee.an annual acco�nting of the Fu�ds,showing credits a.nd debiGs to the Fwtds and the
<br /> (� i� se for which each debit to ihe Funds was made. '[he ILnds are pleageu as adwuvnai�.���:i•�'.••_"°���`-==`�hy
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<br /> 6,�115 SCCU21l}�j[ISLLLIIifClll.
<br /> s, �: ar'��;:��`;:��;� If tl�e Purds hcld by Lender�xceed !he amounts permitted to be held by applicable law. l.ender shall account to
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<br /> , �:�.�,,�:,,�� jE;nsower for the excess Funds in accurdance with the requirements of applieable law. If t4�e amount of the I'vcr.�s lxtdby
<br /> °���"< ' � +:d ' ,,(°i �.,ender at any dme is not sufficieat to pay the Escrosv items wfien due,Lender may so notifY SorroK'er in writing, au�d,in
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<br /> :�,��.;.,;., ;�.}�� , .►ch case Borrowershall pay to L,ender the amount necessary to make up the deficiency. Borrower shall e u(�
<br />-' ' � ry ••'�• ' deficiency ia no mon than twelve monthly payments,at Lender s sole discre6on•
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<br /> '- "'`�"�"��H"�` Upon payment in full of all sums secured Ny this Securicy Insttumcn�Lcnder shall prompdy refund to Borrou•er any
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<br /> �,�,,,,,„ i Funds held by l.ender. Yf,under paragraph 2l,l..ender shr11 acquit�e or seq the Prop¢rty,Lender.prior to the ac�ws�uon or
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<br />_-b.:�s;.;{...,,h,,,,,,. . � sale of the�roperty,shall a I an Funds held by i.ender at�he ume of acquisiuon or sale as a credit a��inst sums
<br />'`;�r``,;; 1' , • .. i sectued by thi�3ecunry Ins�umen�
<br /> }'`I'���'"` 3. Applkation ot Pra�yments• Unless applicable law proxidcs othenvise,all payments m.ceived bY Lender under
<br /> :-P�,;y;�,•.rr�t�-
<br /> ` '�`'"•�"" • paragrnphs 1 and 2 sliatl be applied:first,to any prepayment chargcs due undcr the Note;second.to amounts payablc r
<br /> '._,_rt-,�,�'�,,�;;.w�t�.,r�n. .
<br /> "-"""_L�,r��':,° � 1�2;third,to interest due;fourth,to principal due;and las�to nny late charges due under thc Note.
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<br /> __.�.��,..,,�...,.,.,...., i 4. �6arges;Lien�. Aonower shall pay all taxes. uscssments,charges.fines and imposiuons attsibutable to e
<br /> `��°'� :^:�� pmgerty which may ettain paority over this Security Inswment,and leasehold payments or�rround mnts,if any_ Bomower
<br /> '.�7' •� ' -�� s'nrill pay these obligations in the manner provided in Para�raPh 2,or if not paid in tliat manner,Botrower shall pay them on
<br /> .. . ... �:me direcdy to the person owed payment. Borrower shall promptly furnish to Lendar all notices of amounts to be p3id under
<br /> ,•„�s p�p�aph- If Borro�vcr makes these payments direcaIlgr,Barrower shall prompt�y��'fumish to Lender reoeipts evidencing
<br /> i .. . die payments.
<br /> �;::_,' Barrower shall promptly dischuge any lien�vhich has prioriry ov�r this Securiry Instcument unless Bomower.(a)agrers
<br /> -.�i in writing to the pa�merit af the obligauon secured by the lien in a manner acceptable m I.ender.(b)contests in gaod faith�tte
<br /> f.r-�� � lien by,or defends egainst enforcement of die lien in,legal proceedings which in thW l.ender's opuzion operate to prevent th::
<br /> _ � � � enforcemcnt of the lien•or Q�1 secures from the holder of the lien an agrcement s2eFwfactary to[.ender subordin•a.ting ihe licn
<br />-�'�?�� : ,1. to this Security InswmenG �7 L.ender detennines that any pare of the Property is s�`�ject to a lien which may attain priority _
<br /> ��'`•l �� °'� over this Secunty I�strument,Lender may give Boaow•er a notice iden6fying the licn. Borro�ver sdall saasfy the lien or tak,e
<br /> t •one or more of[he acdons set forth above within 10 days of the giving of notice.
<br /> ✓ 5. Iia7ard or lproperty Insurance. Bonowcr shall keep the improvements now exisrin��or hemafter erected on tknx _
<br /> ; • �roperty insured against loss by fire,hazands included within the tean"extended coverage" and�v�y other hazards,includi�^g
<br /> tloods or flooding,for ahich Lender mquines insarance. This insurance shall be mainrained in the amounts and for t3�:
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<br />, � ,'.�� Form3028 9J90 fpoge2 oJ6pages)
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