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<br /> ' �;dii�rcL�tiui2l.c:�dcr:.:qu7+es. 'I�fIL'III:iUT.ifiCC Cill'i1CT pf�ovidin�;tiic insUIZ11CC S�i1E�.:aC;;.d�.,:fi by 111�i�ri�rr;��:.uu�cct tu l..cu�?cr'�>
<br />_- --- �__ , npproval�vhich shall not be u�reasu�zably�viihhrld. If Dormwc� fiiiis to m�intnin covemge desc�•iFx:d abave,L.cnticr mny,at --
<br /> _-_ __ =- Lc�idcr�:option,obtain covcmgc to protcct Lcndcr ti riFhts in Use Prapeny in ac�ardancc with pamgr.iph 7.
<br /> -- All insurance policies a�nd rea�ewals shall be ncceptnble to Lendcr nnd shall include n stnndard mortgnge clau!:c. l.tnder �
<br /> � shall have dic right to hold�he�olicies nnd renewals. if Lender requlres,Borrower shall promptly givc to Lencter iiU recei�,ts
<br /> ----_-- °��'=�`�''_s`-� � of paid J�remiia�ns nnd rene�v,i�n�tices. In tt►e event nf loss,Dorrower shaU 6ive Nrompt n�tice ta ihe insurrnc�ciuvier nnd �_,�
<br /> _ = L,cndcr. Lenderinny mnke praof af luss if not madc pranptly by Bo�7ower. �
<br /> _ Unlcss I.cndcr nnd Horr�wc:r otherwis�a�rce in wdting,insurance procecds shall be applied to restorntion or ecpafr of
<br /> - - --— the {Droperty dania�ed, if Ihc restomdon or rcpair i� econamic.�lly feasibic and Lender s sccuriry is n�t Icssancd. lf thc
<br /> — rcstarution or repair is not economic�lly feusible or Lender�security wuuld be Icssened. Qie insur;uue nroceeds shull be
<br /> �.,,,�; applied to the sums secumd by this Security Instivment,whether or not then due,with any excess paid to Dorro�ver. If
<br />- -_���� Borrower abandons the Pmpeny. or docs not answer within 30 dnys n notice �'rom I.cnder that the iasurancc cnrricr has
<br /> — offered to settle n cl:�im, then I.ender may cullect the insurance proceeds. Lender may use the procecds tc�repair or rcsto��e ___ _
<br /> -' the PropcRy or to p3y sums secured by this Security instrument,whether or not then due. The 30-day peciod will begin�vhcn
<br />— ------- the notice is given.
<br />��-��` Unless Lender and F3orrower atherwise agree in writing,any applicatian of proceeds to principAl shnll not cxtcnd or
<br /> —� �mm—� ost onc the duc date of the monthl s ments rcferned to in ara r.� hs 1 aud 2 or chan e the xmount of the a ments. If
<br />-�<,�,5�3f i P �P Y P'Y P S P 8 p Y
<br /> —�,;;,�r�,�,�i under parsgraph 21 thc Propetty is acquired by Lendcr, Bormwer's right ta �riy insurance policics:uiJ procceds resulting
<br /> — _-- — from damage t�thc Propeny prior to thc acquisition shull pass to L.ender to the extent of the sums;ecured by this Securiry
<br />�-=„_��_��,�s�� Instrument immediAtely prior to the acquisition.
<br />�;;1;,;�;,3,y���� 6. Occupurtty. �rescrvuQiuu, li2aiu¢euu�ice ui�d P�afecYton of the °76�SC:'Tf� Boreo�.cr's Laan App!lcatiau; �----
<br /> �.,x,.� _ I.easeholda. liorrower shnll occupy,establish,wid use the Property as Borrower's principal residence within sixry days after
<br /> the execution of[his Security Instrument and shall continue to occupy the Property ns Borro�ver's principal nesidence for at
<br />''�+�'����� ��`T�.`'� least one year after the date of occupancy, unless L�ender otherwise agrees in writing, which consent shaU not be �::?:
<br />��....;.�,.����c�z, _--
<br /> Y—�;,;�i unreasonably withheld,or unless extenuating circumstancas exist which are bcyoud Banower's control. Borrower sh:dl not
<br /> destray,damnge or impair the Propecty,allow the Prop:.rty to deteriorate,or commit wastc on the Propeny. Borrowcr shall ____
<br />'��`==•�,-�,���� be in default if an forfeitaoe action or roceedin whether civil a•criminvl, is be un thnt in Lender'ti ocd faith'ud ment --
<br />�a��="+�+�va}� Y P S, S B J g _
<br /> ,:�r;;��y�,.�a,.,,a� �'� could result in forfeiture of the Property or otherwise materi�lly impair the licn crc;ated by this Security Instrument or �
<br />=��-r�=�'+�+���. Lender�security intemst. Borrower may cure such a default und reinstate,as provided in paragraph 18,by causing the action _
<br />°•=;, •:� �.. ., , ----
<br /> ..�,�.,��, `�; '�- or proceeding to Ix:distnisscd with a n�lin�that,in Lender's good faith determination, prccludes forfciture of the B�rrower's
<br />-;.�'�'?;'r';�`�;H��',, interest in the Propeny or other m:►terial impairment of the lien created by this Seeurity Instrument or Lenderk security ��_
<br /> _..,�.''�';•,`��'.Rr:.-i�• � __-
<br /> interest. Borrower shall also be in default if Borrowcr, during thc loan application proccss, gavc matcriaily falsc or
<br /> �;- J ti-..�;: •sr'.`!_'..:.:� �`�-
<br />_��.: inaccurate inforniation or statements to I.ender(or failed to provide Lender with any material information)in connection with �;.,
<br /> "�"�"`''�'� the loan evidenced by the Nate, including, but not limited to, representanons coneeming �sorrowr,r's occupancy oi cne _
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<br /> � ProFerty as u principnl residence. If this Security Instrument is on a leasehold,Borrower shall camply with nll the provisions ___
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<br /> • ^��.�.�* - • •s• • of the lease. [f Borrower acquires fee tide to the Propeny,the lensehold and the fee tiNe shall not mergc unless Lender agrees =_
<br /> ..�ii�`^r�4'-'.;�;Ytt�.h�r _--
<br /> f;•.;;. ,.... �..�.: to the merger in�vi�ting. --
<br /> �''+:ytf'.:•'t'':''`� r 7. Protectton of Lender's Ri�ht9 1[t the Pro ert If Borrower fails to ert'orm the covenants and a reements •�---
<br /> �,�.,�v;.•...., � �':� 6 h Y• P � --
<br /> �'?�'' � contained in this Securit Instrument, or them is a le al roceedin that ma si nificantl affect Lender§ ri hts in the
<br /> -{�_k,: „�. ..:.:.,�.•.. Y E P E Y • 8 Y S =_--
<br /> _=.!�+.;�:s,�':;��j`�"a, Propeny(such as a proceeding in bankruptcy,probate,for condemnation or forf'eiture or to enforce luws or regulations),then -_;,-
<br /> �=":��°�`y�--�'�iir��'r"�'= i Lender may do and pay for whatever is necessary to protect the value of the Property and L.ender!s rights in thc Property.
<br /> - �,���-:
<br /> ��r,-_t�y:.;,n:,��t•.-... Lender's nctions may include paying uny sums secured by a lien whicl�has priority over this Security Inst�ument,appearing
<br /> ..�:w«�i�.•�,n�.•�r,a�.� � in coun,paying reasonable attorneys'fees and entering on the Property to maike rcpairs. Although Lender may take action
<br /> . ���•1•-�•��^'� underthis parsgnph 7,Lenderdoes not have to do so. ��-�
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<br /> �.�.- � Any amounts disbursed by L,ender under this paragraph 7 shall bec�me additional debt of Borrower secured by this
<br /> .. •:j,;t;�;�;,_r��•�'�, : �i,:
<br />_;�_��` i Securit�Instrument. Unless Borrower and l.endcr agrce to other tcrms of payment,these amounts shull bcar interest from th� c�__'
<br />�=��c�;4:�'r� date of disbursement nt the Note rate and shull be payublc, with intemst.upon notice from Lender to Borrower reyuesting "�=_'
<br />-.�;x-�;ya�!�;�+y!Ki-..w�^a � payment. �`.,.
<br /> '�"1!"".''�;lS�1S�"'""' � 8. Martgage Insurnnce. If Lender required mortgage insursnce as a conditi�m of making the loan serured by this �.�
<br />- ' � "'+'"="-�!����"•� �' ' Securit Instrument. Borrower shall a the remiums uircd to maintain the mort a e insurance in effect. If, for an 'i�
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<br />'` '"`i,�'• �';:�?�:;:, reascn, the mort a e insurance covera e re uired b L.ender la yes or ceases to be in effect, Borcower shall a the
<br /> t. ,�:.,� :: , S S S 9 Y P� P Y �.t. �
<br /> "� ;;_, .: ,";�� premiums requircd to obtain coverage substuntially equivalent to the mungage insurance previously in effect, at a cost
<br /> -;w�•s• -���,..;.,~ • substantially es�uivalent ta the cost to Borrower of the mortgare insurunce previously in effect,from an alternate mortgage ��.
<br /> `r' PP Y Y 9 S € 6 P•Y
<br /> - � �.;. .'�`•;,:<,�,! insurer a roved b Lender. ff substantiall c uivalent mort a e insurance covera e is not available, Borrower shall 1 to
<br /> �=°�,:�: Lender each mondi a sum equal to one-twelfth of the yearly mortgage insurance premium being paid by Borrowcr when thc
<br />__�,� . . �� insurance toverage lapsed or ccased to be in etfect. Lender will accept,use and retain these paymentti as a loss reserve in lieu
<br /> �'�"'` . � of mortga�e insurancc. Loss rescrvc payments may no longer be rcyuircd.at the option of Lender, if mortgagc insurancc
<br /> �c;: ' ' I covera�e(in the amount and for the period that Lender reyuires)provided by an insurer approved by Lender ugain becomes
<br /> _� • . � :�vailable and is obtained.Borrower shall pay the premiums rcyuired to maintain mort�age insurance in effect,or to provide a
<br /> :.�_�°..' • i loss reserve,until the reyuirement for mortgage insurance ends in accordance with any written agrcement betwcen Bormwer
<br /> - y�� _ __ � and Lendcr or applicablc law.
<br /> =._. . . . . 9. Inspectton. Lender or its agent may make rcasonable cntrics upon and inspcctions of the Property. Lendcr shall
<br /> f'`�,. ' give Borrower notice at the time of or prior to an inspection,pecifying reasonable cluse for the inspection.
<br /> 10. Condemnation. The proeeeds of any awurd or claim for dama�es,direct or conseyucntial,in connertion with any
<br /> ;�� ` � i Singlc Family--Fnnnic M1fnel4Yeddte Muc UNf�ORM INSTRUMCNT--UniFumi Covcnants 9/90 (puge.i ofo��,xP.0
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