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<br /> �1 tr2fi�:T}l6?t2�'l1TF{ri119hc ioip�ovcm_�u��not�oe hcr�:i�.ce crd�tc�nn liic�eoFcr�y�1:ifl G��Ci!':::iii:.l1[',.:;�ptnt.�e�::�rc�,:,•.�l ,_.
<br /> fixtm-�•� nuer rn• itcre�Rcr a p:tci uf� litc �iri�rr.�ty. /1U �c;:.<<•�j�����t� uu:1 ,ildiiiau; �.Inl� ;il..,� �t:� cn�•,�t.:.� f�y �i2i; �.:�:�nii.y :�.,;:r_r
<br /> -�•-.�s�r Inrtn�ntcut. All�>t'�li:.fore�oing as rafc:r��d tu 6n tiiis Sccurity l�xi�uiuc�zt ii;iFra"t'rup��ly." . --
<br /> ';:;�;s?;,:,�rn� p(DRR01V['sR COVENANTS diat 13ur��o�scr as Ict�vf��lly 4�is��cl of thc cstnic licreby canvcycd and has ehc ri�hc tn�;ra+►i u�id .___
<br /> .-���.�'►�-�-:.a� _ amvcy d�c Prc�pc�zy ancl that ihc Pcoperry is uncncu;nbcr�cl. cxccpt far cncutnb�anccs af rccUrd. Qnrrmvcr�wan•auts airl wili ---
<br /> _�...�-,,.,,—,,,:,..�- defend�ei�erally the�iQe ta the Property ng�inst ull cluims and dema�xls,sub;ect to any encumbrinces�f�ecord.
<br /> _�__ ,o��� TN1� SF.CURI'TY 1NS'PRL3MEN"f cumUincs uuitiu�m c�vcnnnts for national us� and n�m-uniform covcnants with limitcd �
<br /> - -� variations by Jurisdiction to constivac u wiiform sccurity instrumcnt cavcring n,ai propeny.
<br /> :�;�,:;,,���:� UN1rQItlV9 COVENAN'f5. D�rrawcr u�Ed L.cndcr covcnant and ngrsc as follaws:
<br /> �� l. Puyma�t of Princlpu! un�l IutcrCSt; Fh•c�aymcm nnd I.ate Chae�es. Sorrowcr shsU pro►nptly pay �vhc��due the
<br /> - '��:=;���-���� principal of r,nd intcrost on thc dcbt evidenc�d by the Noie mid ony pr�payment nnd latc ehnrges duc u�xler the Notc.
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<br />--:,-,;,•,��;;,�`z�„' N 2. [�un�Ls fur 1 sx�a�zd i��surnncc. Subjcct w applicahic la�►�r ro a wriucn waiver by Lender, Burrower s�il'pia t��
<br />- -^=�`c���`�� '�' Le!ider on the day nionthly payincnis arc dur under the Note, until thc Nate is paid in fuU.a sum("Funds")for:l�)Y ��ymen�s ____
<br /> '_�=����w•1��. a�rly lcaseliold p,.y
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<br /> , ' _.;�tYr� and nssess�nents�vhich may nitaia priority ovee lhis Security Instmment as a lien on thc Prope�iy;O y
<br /> -�;,;;�u!;:r,.k; , or ground rents an the Property. if any:(cy yearly h�ueard or Property insurance premiums; (d)yearly floal insurance premiums, _
<br /> �,� ;,«:.:r .:�'�r.:�•' if any: (e) ycarly mort�age insur.incc premiums, if any; and(� any sum�payablr,by Burruwer to I.cnder, in accordanr.e�vith
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<br /> ��"• �� • . , °. the provisions of paragraph 8,in lieu of the papment of mongage insurance premiums.These items:�ce c.zlled"Escrow[tems.
<br /> �,1„�•+`�i:`,._�i:-.
<br /> • ��,; I.ender m:►y, at any time, collect:uid hold Fmids in un amount not to excced tiie m�ucimum amount a Iender for a federally
<br /> !�'.�r_�L;,'.;�+r ,,r
<br /> '^';.axa.�,; rclated mortsage loan m�y rcyuire for Borrower's cscrow account under thc fcdcral Rcat Estate Settlement Procedures Act o
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<br /> - ... .. :,,�,•. 197d as a�neudzd from timc to:ime, !3 U.S.C. Scctirni 2601 et seg. ("RESPA"),unless miother la�v that applies to thc hu s
<br /> ��n•°• • J'+4" seu u lesser amuunt. li so, l.ender may, ut uny time, callect and hold Funds in an amount not to exceecl the lesscr amuun¢.
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<br /> , Lender may estimatc the amount of Funds due on the basis of current data and reasonsble estimates of expenditures of future �
<br /> � .,,�,_ _�;, ,j. Escrrnv Itcros or othcnvisc in accordancc with appliuzblc law. �'';_:':�
<br /> �"`' ' �' � The Funds shaU be held in an institution whose deposits are insurad by a federal agency, instrumentnlnty, or entity
<br />' �.,, . (including Lcnder, if Lcndcr is �uch nn institution)or in nny Federal Home Loan Bank.Lender shall apply thc Funds to pay the =
<br /> � Escrow[tems. Lender may not charge Borro�ver for haldin�und npF�ying the Funds, amuaUy analyzing the escro�v nccount,or "`
<br /> ' ., vcrifying the Escrmv Items, unlcss i.endcr pays Borrowcr intcrest on ehe Funds and applic.lble law permits Lender to makc such �,r;,
<br /> • „ , , n charge. Ho�vever, Lend�r may require Borrower to pay a one-time char�e for a.n independent real estate tax reporting service �;.;
<br /> used by Lcnder in conncction with this loan, unless applicablc la�v provides othcnvise. Unlcss un agrecment is made or -_
<br /> . applicable law requires intcrest to be paid. Lender shaU not be res�uire�d to pay Borrowcr any interest or earnings on the Funds. __
<br /> ...__._...
<br /> nu���w4;w:��:��::"»�="a"=°!n writino; ItnWCVCi, that intcrest shnll be paid on thc Funds. Lcndcr shall give to �onoever,
<br /> • without char�;e, au annual aecounting of the Funds, shoaing eiedits und debits to the Funds and the purpose ior wi�icii�c:s
<br /> �� debit to the Funds was maJe.The Funds are pledged as additional security for all sums secured by this Security Instrument. _—
<br /> If the Funds held by Lender exceed the amounts permitteci to be held by applicable law. I.ender shall account to Borrower
<br /> for the cxcess Funds in uccardancc with the requirements of applicable law. If the amount of the Funds held by Lender at any
<br />' time is not sufficient to pay the Escro�v Itcros when due.Lender may so natify Borcower in writing,and, in such case Borrower `-
<br /> shall pay to Lcndcr the antount nccessary to makc up the dcficicncy. Borrower shaU aiake up thc deficiency in no more than =__
<br /> ' twelvc monthly payments,at Lender's solc discrction. �°"'
<br /> , . . , Upon payment in full of all sums secur�l by this Securiry fnstrumcnt, I.ender shall promptly refund to Borrower any F.;aE:;.
<br /> rior ro thc ac uisition or sale f'�-
<br /> Funds held by I.endcr.If,under paragr.�ph 21, Lcndcr shall acquim�r scll the Propetty. Lcnder,p 9 d___
<br /> of the Property,shall apply any Funds held by Lender at the time of acquisition ar sale as a credit against the sums secured by �,.,
<br /> • this Security Instrument. '�..
<br /> ' � 3. Appltcution of Payn�ents.Unless applicablc la�v provide�othcnvise,all p;►yments rcccived by Lendcr under paragr.iphs _
<br /> , : . . 1 and 2 shall be applied: first, to any nrepayment charges due under the Note: second, to amounts payuble under paragraph 2; _
<br /> .• third,to interest due: lourth,to principal due:und last,tu any tate chargcs due undcr thc Notc. .
<br /> 4. Charges; Ltens. Borcower shall pay all taxcs, assessments, charges, fincs and impositions:�ttributablc to the Property
<br /> ., .,: `�.
<br /> which may attain priority over this Security Instrument,and leasehold paymcnts or ground rents, if any. �orrower shall pay
<br /> these obligations in the manner providcd in paragraph 2,oz if not paid in that manner,Bottower shall pay them on time direcdy �;i;,;,_
<br /> ,.1,.���"'� to the person o�vcd paymcnt.Borrrnvcr shall promptly 1'umish to Lcnder all noticcs�T amuunts to bc paid undcr this paragcaph.
<br /> lf Borrawcr makcs these payments direcdy.Borrower shall prompdy fumish tn Lander reccipts evidcncing the payments.
<br /> � � . Borrower shall promptly discharge any licu which has priority�ver this S��curity Instrument unless Borco�ver: (a)agrees in
<br /> „ ° writing to the payment of the ohligatinn secured by the lien in a manner acceptuble to Lr.nder,lb)cuntests in goad faiQi the lien
<br /> 3. by, or defends a�;ainst enforcement i�f the lie» in, Iegal proceedings which in the Lender's opinion operate to prevent the
<br /> � enforcemcnt of thc licn: or(r)+4'cures from dic hi�ldcr��f thc lien an agcccment satisfactary to Lcndcr subonlinating thc licn to
<br /> this Security Instrument. If Lender determines that any pun of the Property is subject to a lien which may attain priorit}•over
<br /> this Sccurity lnstrument, Lcndcr may give Borrowcr a noticc identiffying thc licn. Borrowcr shall satisfy thc licn or takc onc ur
<br /> + � more of the lctions set forth above wnhin 10 days of the giving cif notice.
<br /> ,� ,
<br /> Form 3028 9/90
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