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<br /> �� 'Y'CIGETHBR �?VIT'H nll th� improvemente nor� or hereafter arwcted or�1'it�a property, and all ea��mcntn,
<br /> npp��r2cnancc:�,and Pixture:�no���ar hereaPter n p�rt oY the prop;.rty.All replccementa nnd ndditios�e sl�all nlea 1��covorcc� �� �^m
<br /> by tbin g;euri¢y 19iotrus�cnc.nu�¢tn�flo`�f;uinG ia r�Ycrccd tn in thia�ccurity Inatcurncn4 ea 2i�o"I'roi�:;;ty,"
<br /> �30�3i30`*!I?it COV�NE�N"1�S�thnt Ilosroiver ia la��fully eeiECd oF the csEUto hereby c�nveyccl nnd har. tho ri�;hY to
<br /> . b�ant and convey tho Property nnd th�t tho Pmperty ie unen�umbered, except for encumbrnnces oP e�cord. Berro�ver . .
<br /> � �vnrru�►�s und will dof�nd generolly tha 4itla to th�;Propeety againet nll clnims nnd demnnda,eubject to ony encumbrunces ,
<br /> °.-::;;�s�:.�:,;�. . . !' af record. � b n�:
<br /> THIS SECURITY IN3TRUMENT combinea unitorm covennnta tor nntional use snd non-uniform cavenante�with ":``'-�:°.
<br /> ' ' limi4ul variationc Uy jueicdictiAn to constitutea uniform sccurity inetrument covering real propsrty.
<br /> '. '' UNIPORM COt�ENAN'f5.Borrower end I.ender covenant nnd ngree es followe: ;�'•y��=
<br /> - •� 1.P�yment o�Principal end Interest;Prepsyment mnd Leto Chargos.Aonotiver ehall promptly pay whan due . ;
<br /> - , , tho principal aY nnd intereat on the debt avidenced by tha Note and any prepayment nnd lute cherge.s dua u�ider tho NotQ. '
<br /> 2.Funds for'�'eYes end Ineurance. Subject to applicable law or to a written waiver by L.ender,Borrower shn11 ,
<br /> a to Lender on tha dny monthly pay:nente�are due under tho Nota,until tha Note ie paid in full,a sum("Funda")for:
<br /> " (�a�yearly wxes and assessments which may attain nriority over thie Security Inatrument as a lien on tha Praperty;(b) �• �� -
<br /> � yearly leasehold payments or grounc'rents on the Property, if any; (c) yearly hazard or property ineurence premiume;
<br />�� (d)yearly flood inAUrance premiume, if eny; (e) ycarly mortgage ineurance premiume,if any;and(f) any eums payable
<br /> � by Borrower to Lender,in accordance with the provisions of paragraph 8,in lieu of the psyment of mort�age inaurnnce :�+�%''
<br /> prerniume.These iteme are called"Escrow Iteme," I,snder may,at any time,collect end hold Funda in an nmount not •
<br /> to axceed thv maxlmum amount a lender for a tederally related mortgug� loan may requiro for Borrower's escrow �:.,' . -.
<br />� ,. account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to tima, 12 U.S.C. �.,
<br /> Section 2601 et seq. ("RESPA"),unless nnother law that applies to the Funds sete a lesser amount.If so, Lender may, •
<br /> at any tima,collect and hold Funde in an amount not to exceed thC lesser amaunt.Lender r�iay e9tiaiete the enaunt of �� . �
<br /> Funds due on the basio�f current data and reasonable estimates of expenditures of future Escrow Iteme or otherwise in ��
<br />- . accordance with applicable law. �•�
<br />' . �.. The Funds shnll be held in an institution Nhose deposits are ineured by a federal agency,instrumentality,or entity ���
<br /> (including Lender,if Lender is euch an institution)or in any Federal Home Loan Bank. Lender shall apply the Funds to •
<br /> pay tha EscroN Itenne. Lender may nat char�e Borrower for holding and applying the Funde, annually anelyziug the
<br /> ." escrow account,or verifying the EscroN Iteme, unlc�s Lender pays Borrower interest on the Funde and applicable law ,
<br /> . permits Lender to make such a charga: HoNever, Lender may require Bonower to pay a one-tiaie charge for an
<br /> independent real estate ttu;reporting service used by Lender in connection Nith this loan,unless applicable law provides
<br /> othorwise.Unles,s an agreement is made or applicable!aw requires interest to be paid, L.ender ehall not be required to I�
<br /> � �• pay Borrower any interest or earnings on the Funds. $orrower and I.ender may agree in writing,however, that interest
<br /> . ehall be paid on tha Funds.Lender shall give to Borrower,without charge,an annual accounting of the Funde,shcawing •
<br /> . �.._ m�_n._a__ a_.,a
<br /> credite and debita to the runds and ine puc-pase ior wnicit cttvit ucoii iu iuc 1•wi�5 wn6�77n�c. iuc i•t�uuo aio p c,�+gw 2�
<br /> , additionnl security for all sums eecured by this Security Instrument. �:s::r• •.'::
<br /> „ If the Funde held by Lender exceed the amounts permitted to be held by applicable law,Lender ehall account to f��'���
<br /> , •, Borrower for 4he excess Funds in accordance Nith the requirements of applicable IaN.If the amount of the Funds held
<br /> by Lender at any time ie not sufficient to pay tha Escrow Items when due,Lender may so notify Borrower in writing,
<br /> nnd,in such case Bonower ehall pay to Lender the amount necessary to make up thc deficiency.Borrower ehall make
<br /> � up the deficisncy in no more than twel ve monthly paymenta,at Lendor's sole discretion.
<br /> Upon payment in full of all sums se�ured by this Security Instrument,Lender shall promptly refund to IIorrower
<br /> � uny Funda held by Lender. If, under paragraph 2i, Lender ahall acquire or sell the Property, Lender, prior to the
<br /> acqt�isition or sale of the Yroparty,shall apply any Punds h�ld by Lender nt the time of acquisi*ion or eale ea a credit
<br /> „ against the eums secured by this Security Instrurnent.
<br /> 3.Applicatioa of Paymente. Unless applicable law provides otherwise,all payments received by I.ender under
<br /> para�s�aphs 1 nnd 2 shell be applied:firet,to any prepayment charges due under the Note;second,to amounta payable
<br /> ' under paragraph 2;xhard,to interest due;fourth, to principal due;and last,to any late charges due under the Note.
<br /> 4. Charges; L'nens. Sorrower ohall pay all ta�tes,assessments,charges, fines and impositiona attributable to the
<br /> Property which may uttain priority ovcr this Security Instrument,and leasehold payments or ground renis, if any.
<br /> Borrower shall pay these obligations in the mn�er provided in paragraph 2, or if not paid in that manner, Borrower �
<br /> shall pay them on time directly to the person owed payment. Bonower shall promptly furnieh to Lender all notices of .
<br /> am�unta to be paid under this paragraph.If Borrower makes these payments directly,Borrower shall promptly furnieh ;�;:
<br /> to Lender recsipts evidencing the payments.
<br /> -- Borrower ehall promptly discharge any lien which has priority over this Security Instrument unless Bonnwer: (a)
<br /> agrees in writing to the payment of the obligation secured by the lien in a manner acceptuble to Lender;(b)contests in
<br /> good faith tha lien by,or defends against enforcement of the lien in, legal proceedings which in the I.ender's opinion
<br /> opernte to prevent tha enforcetnent of the lien; or (c)secures from the holder of the 1'sen an agreement satiEfactory to ,
<br /> Lender subordinating the lien to this Security Instrument.If Lender determines that any part of the Property is subject l
<br /> to a lien which may attuin priority over this Security Instrument,Lender m$y give Bonower a notice identifying the '
<br /> ' lien. Borrower ahall sutisfy the lien or take one or more of the actions set forth above within 10 days of the giving of
<br /> notice.
<br /> �
<br /> 11�—OV(Nq ro��z� Form 30ZE 9 ; ..
<br /> P�p�I uf 0
<br /> Initlel6:
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