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<br /> cc:.:d.:,�i:t i!c a c i;tt;i:�:r t,�i;ln�..ni;�ry[;:'i�.��'i�l.;klaf.:�iy.;, - �
<br /> �_.,.� �•..-�_w� ei�all is::��al�i�r.I.cuti::�. , . . I
<br /> ' 1n Iftc cvcnt of a tc�tal tnkii�F uf tl�r, 1'ii}perty,tlic pr;�cccu:� r,ha;l [iE ap��li:�t tn tli.. ::m��s :__..mc�i iiy if�+�, ::..m�_y 1,.�. ..-
<br /> Iu�truu�ci�t. v;t�cthcr or nt�t thcu due, «�Nlt nn��cxccs.��iai�1 t��13oi"iowcr. [��t�t�cvcnt aE n p:ut[al u!kin�;af d�c k'��qx�+ty lo
<br /> whfch the fcnir tnu�ket value�f ti�:l�roµeny i�ti:nrciiately Ix12s�c tiic tiikiny is e��ual ts►ar re:iiCP IIl'Ail 1II6 aiuoimt aF tl+e hm»5
<br /> _.__ ��G•ur�d by tids Sc�itriry lnsarumeiu ixnuiecllat�ely l�eforr the tn{;iag,uniess Elc�rcowcr und Lender od�erwi5c agree in wriUr�g.
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<br /> t�+e ti���is >;�.;uccci by tl,+.s S^�'���ity IitStrao?cut sliult be ��educed lry tlu: r�moimt af ti►e presceeds multipliecl Uy dic u Uw ng .. .
<br /> CrACtion: (a)the total umaunY of the::ums secnred imnicdiat�ly befuro the taking,diviurJ by(1�)tiw Palr i;3ar3:ct vale^of t���
<br /> f�rc�pcny immedintely beTore the tnking. Any bala�ice shall b., �aid to Borrower. In tfie evcne c�F a nartiul takin$ af the -
<br /> -- Property in wiiich�hc fair miuket valuc of the Prapc�4y immcdiatety bcfore dic Inking is I�ss�han thc umount af�h� �;u�ns
<br /> seeurcd imrnedintcly beforc the saking, unless Iiorrowcr and Lcndcr othcrwisc nsrcG in writin6 ar unicss .ipplicuble law
<br /> other�vise pmvides,the proceeds sl�all be npplied to the sums secured by this Security Instnnnent whether or not ihe sums are
<br /> then duc.
<br /> - If tiic�io�x.rtY is abandnned by Bon�ozvcr,or if,ui'ter notice by Lcnder to Borro�ver thnt the condemnor ofFcn to ma e
<br /> an award or setde a claitn for damagcs,8orrowcr f uils to respond to Lender withln 30 days nfter�hw date tha r+oticc is�ive.n,
<br /> — Lender is authorized to collect nnd apply the proceeds,at its option,either to restoration or repair of the Pro��e�Ky or to the
<br /> � sums secu�+eA by this Sccurity Instrument,whethcr or not thcn duc. �ication of rncceds to principal shall not cxtend or
<br /> Unless Lendcr nnd 8orrower othe�wise agrec in writing, any npp� P
<br /> postpane the due dote of the monthly pnyments reierred to irs plragnphs 1 and Z or change the:imount�f sucl�paymcnts.
<br /> 11. Barrawer Not Relcasect; Forbearance By l.ender tVot n Waiver. Extension of thc tima for payment or _
<br /> modification of amortiu+tlon of the sums secured by this Security Instrument granted by Lender to nny successor in interest
<br /> of Bormwer shn11 not operate to rclease lhC liability af thc�riginal Horrower�r Bosower's successars in interest. Lcnder
<br /> sh�ll not be required to commence proceedings against any successor in interest or refuse to extend time for payment or
<br />__--.;,;-P;,R;.:,� otherwise modify:unortization of the sums secured by this Security Instrum�nt by reason of any demand msde by the original
<br /> --=- Borrower or 23orrower's successors in interest. Any forbearance by Lender in exercising any right or ecmedy shall not be a
<br /> p � waiver of or preclude Nic exercise of any right or remeciy.
<br /> �-°��_a`�€Y� 12. Snccessors and Assigns Bound;Joint and Severnl Linbi�ity;Co•si�ners. 'I`he covenunts and agreements of this
<br /> ----- Security Instrument shall bind and lKnefit the successo�s and assigns of Lender and Bomower,subject to the provisions of
<br /> -- - ---- - paragraph 17. Borrowers covenants and agrc:ements shall be joint und several. Any Borrower who co-signs this Security -
<br /> :,,v�,�gi���+� Instn►ment but does not execute the Note: (a)is co-signin�this Security Instrument only to mortgage,grant und convey d�at
<br /> ---' Bormwcr's interest in the Praperty under the tertns of this Security Instrumenl; (b)is no4 person�lly obligatcd�o pay the sums
<br />--=-=�-;a;;�.,����`�� secured by this Security Instniment:and(c)agrees that Lender und any other Borrower may asree to extend,modify,forbenr =
<br /> -�"�:�`Cav�+'� or make any lccomma.lations with regard to the terms of this Security Instrument or the Note without that Horrower�s
<br />_`=1i���,����f?� � �Q:lcPnt,
<br /> -��J9,K�.��':� 13. [,oan Churges. If the loan secured by this Securicy insi►uu�ri�i ;s s��jc:. :� 3 !a`•'•' `•`•'h��h crtc maximum loan
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<br /> dt:.tos�wa�., eharges,and that law is 6nally interprc:ted so that the imerest or other loan charges colieeted or ro be collected in connection ,
<br />�!.��i5;'r':.y4 r;..:
<br />�.�����r, ,{ with the lo�n exceed[he permiued limits,then: (a)any such loan charge shall be reduced by the amount necessary m reduce
<br />. y:�_;_Tc,`si�.;.: the charge to the pertnitted limit:and(b)uny sums ulready collected from Burrower which esceeded permitted limits will be
<br /> -��fy.nJlr�cm•c;'.
<br /> ��.,,.;�5��:*�,:v,�� refimded to Horrower. Lendcr may choose to makc this rcfund by reducing tlic principal owed under thc Notc or by mak�ng a -
<br /> "" t•:� � direct payment to 8orrower. If a refund reduces principal,the reduction wiU be[reated�.ti a partial prepayment without any �- _
<br />�s:`;;;����!'J: prepayment charge under the Note. �==�
<br />..:_-+�,�-•qF�'.-�;r=�3 14. Notices. Any notice to Borrower provided for in this 5ecuriry instrument shsll be given by delivering it aT by ���
<br />_. -=;:,�a�:�,__;;� mailing it by first class mail unless.�pplicat►le law reyuires use of another method.The notice shall be dirccted ro the Property �_,-
<br /> �.•f=:�_.�,:_.=::a� Addmss or uny other uddress Borrower dcsignates by notice ro Lender. Any noticc to Lendcr tihall be given �y fiist class F--;_.,
<br /> _- _ • ��� mail to Lenders address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for �.
<br /> -��-"9'''�� in this Security Instn�ment shall be deemed to have been given to BoiTOwcr or Lender whcn given us provided in this
<br /> �-��� �`.����'
<br /> _�.,.,�---..:�:_� parugraph. `'';°�"
<br />-=--,....-� �:_�'"�'� 15. Governins Lu�v; Severability. This Securiry Instrument shall bc govemed by fcdcral law and the law of the -
<br />"":1�'r°°.:kF'�,? ."..j jurisdicdon in which the Property is located. In the event that uny provision or clause of this Security Instrument or the Note T�_,�
<br /> _�-:�:a�`==,;;;;;,"�� conflicts with applicable law.sueh conflict shall not affect other provisiom of this Securiry 6istrument or the Note which can
<br />-m���`���`�''�"'� be given effect withou[thc conflicting provision. To thi,end the provisions of this Security Inswment and the Notc are
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<br /> _-s�F :-`�}St�±. , declared to be severable.
<br /> `�. c< : 16. Borrower s Copy. Bonower shall be given une conformed copy of the Noce and of this Security Instrument.
<br />~';;"�s�;;x:;,`'�"�� 17. 7lransfer uf tlie P�•opear�y or a Benefir.tal Interest in Borro�ver. If all or any purt of thc Property or any intcrest ir�
<br /> -�'�'-;; ••• -�.,, ic is sold or transferrcd(or if a bcneficial interest in Borro�ver is sold or transfcrnd and Bnrrower is not a natural person)
<br /> _ �� " '�•'' without Lender's•prior written consent.Lender may,at its aption,require immediate payment in full of all sums secured by
<br /> -;;4:�';�; ..,. .
<br /> -��-?�:�''�:;'' ": this Security instrument. However,this option shall not be excrcised Hy Lendcr if exercisc is prohibited by fcderal law :u of
<br /> i �:��v;='. � the date of this 5ecurity lrtstrument.
<br />— ` if Lender exercises this option,Lender shall give Borrower notice of acceleration. The notice shall provide u period of
<br /> ,_},��,{r;,:�.:r..._�'�.'_, not Iess than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this
<br /> -_�.t:;;,��•.�•;.,; , Security Insuument. If E3orrower fails to pay these sums prior to the expir.ition of this period, Lender may invoke any
<br />- - '. ..:, remedies permitted by this Securiry Instrument without further notice or dcmand on Borrower.
<br /> -•_:;�'�:r.;-•.-'�=� 18. Borrower's Right to Reinstute. If Sorrower meets certain conditions, Borro�ver xhall ltave the ri�ht to huve
<br />=���`;�`` _ ,_�, %'- enforccmcnt of this Security lnstrument discontinued at any time prior to the atrlier of: (a) 5 duys(or such other period as
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<br /> Singlc family•-I�nnnle M17nc/llreddle Mnc UNllY)Rhf INS'I'RUMEN7'--Unifom�Covcnants 9/90 fpaxe S�Jn pag�sl
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