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<br /> -°�- � . nj;ij,.ival r;f�ici�:it:dl�iuE i:;;�i����;::ti]7liltly l7lc.►fS::I6a. IE EIIJi�i11:�r f;�il��ta►fa��ia��.±i-�ci�yc:,a�;:c�::.t:�i�,.+l r3i��ti.:,1_s.::�'•r�,r� . _.__ .
<br /> -- — T,^�tdcr�;og4lmi,abi;iiu cavcr•:gc tai protr.c:t l.�ndc��;�i�;lttti iil tlte F'iu�x,lp in nr.�urQa��cc wi�h�sar,iera��l�'L �
<br /> /!fl in5w;�+icc�x►llcic9 ai«S rc�iewa!ti sh:�li fx;�bcceptnbb:to[.eudcr��ucl Flia�l inLliidc i►st;!nd;�rc!iuurtgut;e clsu+�.c. I,ei��ier =
<br /> � sh111 havc�he right tn hald the�wlictr.c and renewals. li 1 endcr rGyufrr,y.�c�rrowcr sh•rll prum�t�y bi��e to l�ender uli rec�ipts
<br /> —_ of p�id premin»iv,�nd'renPw�l notices. In�hc cvent af lass,Qunowcr sts�ll giv�prampt notic�ro thc insueance csirrier untl
<br /> _ --- l,c..�c:.,r. l.;.:�du:���uy�o�.'.;��.�oi oY Ia::;if na:iu�:���ramptly b��arrot•ler.
<br /> Unlcsx L.ender and Borrowcr�therwisc agree In wrlting,insurtnce prt�ceeds sliall bo uprilicd to restoratinn or re:peir of
<br /> the Property damugad, if tE�e restaration or repuir is econamicalty fensible and l.ender?; cecurity is not Iesscnrd. If Ihe
<br /> — restoration ar rcpair is not economically feasible or Lender'.c sccurity would tx; Icssened,the insurunca proceedc shal[be
<br /> applied ta the sums sccunrl by this Seearity (nstrument, whether o►•nnt�hcn dtte, with any �xcess putd to �arrowtr. If
<br /> Horrower nbandons Qhe !'rogertv.or does not answer within 3Q duys a notice from Gender that the insoranr.�carricr has
<br /> offened to scttle a claim,then Lender mr�y coUcct th.; insurance pra:eeds. Lcnder may usc the procceds to rcpair or mstorc.
<br /> ° IiiL F►upe►iy ur to p:►y sun»sausad by this Sccurity Instrumcnt,whcthcr or not tlten duc. '1'Itc 3Q-dny�rior!tivill bcoin t��lien � -
<br /> the natice is given.
<br /> Unless Lender and porrower otherwise agre in writing, nny applicatio��uf proceeds tu principal sl�all nat extend or
<br /> �stpone the due datc of the monthly payments rcferred to in pamgraphs 1 and 2 or chnnge the nmount of the�aymen�s. IC
<br /> under pamgraph 21 the Property is acquirecQ by Lender, Borrovrer�right tu any insttrnnce Palicics and procccds re3ul�ing
<br /> from damage to the!'roperty prior to the acquisition shall puss to Lender to the extent of the sums secured by this Security
<br /> Instrume�it immediately prior to the acquisition.
<br /> 6. (kcupAncy, Preservt�t9on, MufntenAnce and Protectlon of the Property; Barrower'y Loan Applicat8on;
<br /> J -� Lcaseholds. Borrower sl�all occupy.establish,und use the Propeny ns 13orro�ver's princ�pal residence within sixty dlys after
<br /> the exer.ution of this Security Instrument nnd shull continue to a:capy the Property as Borrower?s principul reside�tse far at
<br /> -� Icast aie year after the date of occupancy, unless Lender othenvise ugrces in writing, which consent shall not be
<br /> `=�"�� unreason�bly withheld,or unless extcimutin�cirrumstunces exist which are beyonA Borrower's control. B�rrowcr shaU not
<br /> --= destroy,damage or impair the Property, allow the Property to deteriorate,or commit waste on thc Property. Bon•oweT shiiU
<br />-=___ - be in default if any forfeiture action or proceeding,whether civil or criminal,is begun that in(..ender's good faith judgment _
<br />--"`��= could result in forfeihue of Ihe Property or othcrwise materially impair the lien c��eated by this Security Instniment or
<br />�T-�.;:�a I..enderS security interest. Barrov��er may cure such u default nnd reinstate,as provided in para�raph 18,by causing the uction
<br /> �y,;;_�r� or proceedin�to be dismissed with a ruling that,in L.endcr'.s good fnith determination,prccludes furfeiturc of the Borrowcr's _.
<br /> _-- interest in tlie Properry or ather material impairment of the lien cmuted by this Securiry lnstniment or Lender's securi:y
<br /> `6 ��� interest. �orrower shall also be in default if Qorrowcr, during the loan application process. gavc materiully fals� or
<br />_����;�
<br /> inaccurate information or statements to Lender(or failed to provide Lender with any muterial information)in connection with
<br />-'1�i-� �,P 1r,�n r+yirit�nrwrl hv rhr Nnrn, inrluriin�, hut not limited to: renresentations concemine Bnrtower's occunancy of the
<br /> Property as n principal residence. If this 5acurity Instrument is on a leusehold,Borrower shall comply with all the provisions
<br />;;,�� of the lease. lf Borrower acquires fee title to the Peapeny,the I,°:�sehold and the fee tide shall not mcrge unless I.cnder agrees
<br /> _ = a, to the merger in writing.
<br />_�='�=`'�� 7. Arotection oP Lender's Rights In the Property. If 8orrower fails to perform the covenants and agreements
<br />�?_'-T�'.- contained in this Security Instrumcnt, or there is a legal proceeding that m;�y significantly affect Lender's rights in the
<br />.,.,.j T'-.
<br /> �� Property(such us n praceeding in bankruptcy.probate,for c�ndemnation or forfeiture or to enforce Inws or regulations),then
<br />-,T,�;r:�_�j;� Lender may do nnd pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property.
<br /> L.ender's actions may include paying any sums secured by u lien which has priarity over this Securiry Instrument,appearing �
<br />.-.-�;;•ti� IV,_sr._
<br /> �,'� ,�� in court.paying rcasonable attomeys'fees and entering on the Property to mnke re�airs. Although Lender may t�lce action =,_
<br /> .�-r.-x,=� under this paragraph 7,Lcnder does not hnve to du so.
<br />;;;;� Any amounts disbursed by Lender undcr this paragraph 7 shull become udditional debt of Borrower secured by this
<br /> -��=��� Security lnstrument. Unless Borrower and Lender agrce to other terms of payment,these amounts shnll hear interest from the _
<br />-��.�,.� datc of disbursement at the Note rate and shall be paynble,with intemst,upon nopce from L.endcr to Borrower requcsting ,;,;,,-.-
<br /> - "��,� paymcnt G�%;,—
<br /> `'�"�'�`� 8. Mortgage Insurance. If Lender required mortgage insurance ns a condition of making the loan secured by this ---
<br />"R�� Security lnstrument, Borrower shall pny the premiums reyuired to muintuin the mortga�e insurance in effect. If, for any � -__
<br /> r�' rcason, the mort a e insurance covera e re uired b Lender lu ses or ceases to be in effect, Borrower shall a the
<br /> �:-. S G S 9 Y P P Y
<br />-�.� premiums required ta obtnin coverage substantially equivalent ta the mortgage insurance previously in effect, at a wst
<br /> 'w`:� substantiully equivulent to the cost to Borrower of the mortgage insurance previously in effect,from an altemate mortgnge «��
<br /> �� �� insurer approved by Lender. If substantially equivalent mortguge insurance coverage is not available. [ionower shall pay to '�'�
<br /> .,� yr Lender each month a sum equal to one-t�velfth of thc yearly mortgage insurance premium being paid by Borrower when the ��'=
<br /> �;:
<br /> =-.... - insur.mce coverage lapsed or ccased to be in effect. Lender will accept,use and retain these payments us a loss reserve in lieu ;--�
<br /> _ . of mortgsge insurance. Loss reserve payments may nu longer be required, at the option of Lender, if mortgage insurance �� i•:.
<br /> coverage(in the amount and for the perioJ that Lender requires)provided by an insumr approved by�..ender again becomes `*L,;;
<br /> ' ' �� available and is obtained.Horrower shall pay the premiums required to maintain mo►�tgage insurance in effect,or to provide a
<br />___ ;,, ,.�•` Ioss rcscrve,until the mquimment for mortgage insur.ince ends in nccord�nce with any written ngrecrr�ent between Borrower '
<br />':�, and Lender or applicable lnw.
<br /> ._ .__. 9. Inspection. Lcndcr or its agent may muke reasonnble entries upon and inspections of the Property. Lcnder shnll
<br /> give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection.
<br /> 10. Condemnution. '1'he procceds of any award or claim for damages,direct or consequentiul,in connection with any
<br /> . ,�•y;,. � Singlc Family-•FmmEc M1fne/4}eddle Mnc UNI[Y1RM IfiSTRUMCNT•-Unifurtn Covcn:uics 9/90 (page 3 aI6 paRrs)
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