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<br />, �;::iio�?:;tl�::t�Lcin',:r��i�uij�:�. "l li.i n�,ue:!►�cL ca3ticr r��uviui�i�tit�ius!irc:ncc sh:�ll h�cl�o:cn hy flo;�uc�c��,nh�c�.i ti�I.c�gc!_�'�
<br /> ap��ir�rv:.l�7tUC{!firl:lll i104(iC Ui1C:1S��tably tvitiiE►cici. If Eto���or:cr faiis to�iiaintai�i cavcragc c�es�ri��.d n6suvc.l,encicrr�a�.tiy,aY --
<br /> I,ender'a�ptian,obta�n covcragc to��rotect Le�ider�rri�lsts in the Fcoperty in uGCOrdance�v�tl�p�rngr.iph 7. -_.-..
<br /> All insuraiice�{icies and r�ne�n�ls sh;,ll P,c cccccptablc to 1Lender nnd slmll include n standnrc!mortgagc clausc. l.erdcr � -
<br /> shall have the right to hold the�wlicies and re�tcwnis. If Londer ncyuires,Bnrrower shall promptly givc to l,cnder ali rc:ccipts
<br /> af Uaid pretiuiums,uid re�icwai r.nticcs. In tltc event of loss,8orrowcr shall E;ive pea�mnt notice to thc insurancc catticr nnd
<br /> I„ender. Lender may make prooi oY'foss ii nnt mct�le Enu�i�p�ly by Gorrowcr. ---
<br /> Unlcss Lendsr 4nd BorcUwer otherwise agree in writing,insurnnce proceeds shnll be applied to restar:�tinn or r�p�ir af
<br /> the I'�opecty clamnged, if ti�e �stor�tion or repair is economi�ally fe;tsible and Lender's• security is not lessened. If thc
<br /> rostoration ar cesair is not c�anomical0y icasible or Lender!s security �vuu1J Ue Iessencd, the iresuMttce procccds sh:tll be
<br /> upplted to ttee sums secured by this Security lnstrument, �vhether ar not then due. witL nny excess paid to Qorrower. If
<br /> Bnrrnwer nbandons the Propercy,or docs not Answer within 30 days u natice irom L.ender thut the insurunce cntrier ha.g . __
<br /> offemd to seule:►clnim,thcn�Lcndcr may collect the insurancc procecds. Lender may use the procctds to rcpair or reston
<br /> the Nroperey or to pay sums secured by this Sccuriry Instrument,whether ar rtut tlten due. Tlie 3fl-day p.,riod will ls:,gin tilien �-_ -
<br /> eh�rioticc is given. ___..
<br /> llnless Lcnder and 8orrawer otherwise ngree in writing,any application of pracceds to principal shall not extend or ____
<br /> pustpone the due date of the monihly payments refetred to in paragr:►phs 1 and 2 or change the n�nount of the payments. If
<br /> uncler parn�raph 21 the Property is acyuircd by Lender, Borrower�right to any insurance policies and proceerls resulting
<br /> from dnmage to the Propeny prior to the ncquisition Shall pass to Lender to the ex[ent af the sums secured by this Security '�°"
<br /> Instrumem immediately prior to tl:e acquisition. --
<br />. 6, Q;x����r.e;, Pe�e��vati�n, Nlaintenance and Protectlon aP the Property; Borrower's Loan Appllcation;
<br /> LeasehoWs. Borrower shall occupy,establish,and use the I'roperry ns Borrower's principal eesldence within sixty days after __
<br /> thc execution of tliis Security Instniment and shaU continue tn occupy the Properry�s Borrower's principal►:sidence for at
<br /> le:ut one yenr after the date of occupancy, unless l..endcr otherwise a�rees in writi�s�, which cansent shalf not be r.�-
<br /> unreasonably widilteld.or unless extenuating cimumstances exist which are beyond Borrower's conuol. Borrower shall not �;,..�.��
<br /> destroy,damagc or impair the Property,�Ilow thc Property to deterior�te,or commit wASte on the Propr.�ty. Borrower sliall ----�-
<br /> be in defuult if any forfeitu�+e action or proc:eedin�, whether civil or criminal,is be�un that in Lender's good faith judgment ���
<br /> could result in forfeiture of the Property or otherwise materially impair the lien crested by this Security Insuoment or _____
<br /> LenderS security interest. Bomower may cure such u defautt c►nd reinstute,as provided in paragraph 18,by causing the uction �-.,
<br /> ar proceeding to be dismissed with a ruling that,in Lender'�good faith determination,precludes forfeiture of the BorrowerS ��
<br /> intenest in the Properry or other rnaterinl impairment of the lien creuted by this Secunty Insnument or LenderS security --
<br /> intems:. Barrowcr shall also be in dcfault if Borrower, during the loan applicution proccss. gave materially false or �u:=-
<br /> inaccun�te information or stat�ments to Lender(or failed to provide Lender with any material informatian)in cannection with =__
<br /> It16 tqAil CVI�CIICau uy iitc iivic, iiwiu3sg, �ui ii02 liRii:� :�, f�Fl��w!2I3Ilnnc �nnrrminao Rnrrower� occupancy of thc =--
<br /> Properry as a principal residence. If tl�is Securiry Instrument is an a leasehold,Borrow�r shall comply with all the provisions _—_
<br /> of thc:lc;ue. if Borrower acyuires fee title to the Property,the leasehold and thc fee title shnU not merge unless Lendcr agrees
<br /> to die merger irt writing. -
<br /> 7. Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and a�reements ��_
<br /> contained in this Securiry Instrurnent. or there is a legal pmceeding thnt may si�nificantly affect I.ender§ rights in the __._._
<br /> Pcoperty(such As�proceeding in 6ankruptcy,prabate,for condemnation or forfeiture or to enforce I�ws or regulatiuns),then �F`
<br /> L.cnder may do and pay for whatevcr is ncccsslry to protect the value of the Property anci 1 ender�s rights in the Property. �_
<br /> Lender's actions may include paying any sums secured by a lien which has priority over this Securiry [nstrument,appe;►ring �
<br /> in court,paying reasonable attomeys'fees and entering on the Property to make rePairs.Although Lencler may take action ��•
<br /> under this para�raph 7,Lender does not have to do so. r,�.._
<br /> Any amounts disbursed by Lcnder under this paragraph 7 shall become Additional debt of Borro�ver secured by this �,
<br /> Securiry Instrument. Unless Borrower and Lender agrce to other terms of payment,these nmounts shall bear interest fram the �'ft;�".
<br /> date of disbursement at thc Note rate and shall be payable,with interest,upon notice from Lender to Borrower requesting �;'
<br /> payment. �-_
<br /> S. Mortgage Insurunee. lf Lender required mortgage insurance as a condition of making the loan secund by this ��
<br /> Securiry Insteument, Barrowcr sl�all pay the premiums requircd to maintain the mortgage insurancc in effect. If, for any �:'•
<br /> reasun, the monguge insurance coverage �equired by L.ender lupses or ceases to bc in effect, Borrower shall p�y the �'
<br /> • premi.ums required to obtain coverage substantiully equivalent to the mortgage insurance picviously in effect, at a cost ih�ir-'`-
<br />- substanti�lly equivnlent to the cost to Borrower of the mortgage insurance previously in effect, from an altemate mortgage �;:
<br /> insurer approved by Lender. If substantially equivulent mortgage insurance coverage is not�vailable, Boisower sh�ll pay to :
<br /> Lender each month a sum equal to one-twelfth of the ye.lrly mortgage insuranc�e premium being paid by Borrower when the �b:�:
<br />- insurance coverage lapsed or ceased to be in effect. Lender will�tccept,use and ret,in these payments as a loss reserve in lieu �="
<br />= o1F mort�age insurance. Loss reserve pnyments muy no longer be requircd,at the option of Lcnder, if mort�age insvrance
<br />- covcrage(in the umount and for the peiiod that Lender mquires)provided by an insurer approvcd by Lcndcr again becomes
<br />= Avuilable and is obtained.Borrower shall pay the premiums requit+�d to maintain mortgage;insurnnce in effect,or to provide a
<br /> loss r�.serve,until the requirement for mortgage insurunce ends in uccardunce with any written agreement between Bonower
<br /> and Lcndcr or applicable law.
<br />° �J. Inspection. L.ender or its agent may makc re.uonable enuics upon and inspcctions of the Property. Lender shaU
<br /> give iBorrower notice nt the time of or prior to an inspection specifyin�reasonable cause for the inspection:
<br />= 10. Condem��tion. The proceeds of any award or claim for damnges,direct or consequential,in connection with any
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