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<br /> and Gxt«ns n�w on c�t�..�cr a p�ct of the prnperC�. All rcglncement�s+ratl r.dditioas r,i�aU c�lso ih;c��v�r�.lJ�iy(ii15.�stiCLSi��Iy �_-
<br /> Ia�struuicnt, All of cne fare�ain�is referrec!tu in this Security ins�ru�ncnt ay�I�a"t�mpc��ty," �
<br /> BORR�W�R COV�?NANTS tliat eorruwcr is Iuwf1Jly seised of'thc cstatc fx�rcisy soiwcycc�«�id h;�y di�r�ght tu 6rau�
<br /> ilild C{)7�yCy IEiC�7Rj1CYlY till(I QIIQI UIO Pf0�1C(ly t9 llfiCl1C11111I1oTCtJ,cxcept i'or encu�iibm�zce9 of re+:ord. li�>nawer wnrrants►and
<br /> �.1l1 c1::F�:ed bdr:�r»Ily tf:�dd:to tt�_Ymp°ny r.��in�•t n�l�Irim�rmd cl�n:an�t�,�;��bJCCf(Ft�illy Ci➢CIIllinfiilllCCS UP CtCJi'lI, ----
<br /> TH[S SCCURITY yNSTRUMt?NT combines uniform caven;snts f�r nallanal use cuid non-unifo�nn cov�nnnts wHh
<br /> limited varintions i�y jurisdiction to Constitute�unifom�security insirumcr�t covcring�al pmperty
<br /> UNIFORM COVBNANTS. R�nowcr nnd[.cndcr cavennnt nnd i:grec a9 follows:
<br /> 1. 1'pyutie�t of Frincips�!and Inteeest;Prepayme�!a�d T.ute Chnrges. aortower rhall pranrpUy pay when duc the
<br /> principal of nnd inten:st on the deltit cvidcnced by tlio Note nnd:►ny prc:paymcnt nnd lntc chnrges au�undcr�he Notc. �
<br /> 2. Funds[or T�x.es onal Ieuuran�e. Subject to i�pplicuble tuw or to n wrllten wuiver by I..ender,Honower shull pay tp
<br /> Lendcr on thc duy monthly payments ara due under the Notc,until the Note is pnid in full.a sum("Funds")fur.(u)ycarly
<br /> taxes und ussessments which may attain priority over this Secnrity Instrument ns n licn on thc Property;(b)yc:►rly leasehold
<br /> paydnr.nts or 6rounl rents on thc Property, if any; (c) yea�ly h�zarA or property insuranre pn:miun�5; (d) ycar7y flood
<br /> insurance premiums, if any; (c) yearly mortgage insumnce premiwns, if any; nnd (�nny sums p�yable by Borrawer to
<br /> Lender,in accoid:�nce with the pravisions of paru�reph 8, in lieu of the pnyment of mortgage insurnnce premiums. These
<br /> items w�e culle�"Escrow Items." I.ender mny,at any time.collect and hold Funds in an nmount not to exceed thc maxiinum
<br /> amo�tnt a Iender for a fedctally rel;tted mortgage loan may require �'or Borrower's escrow account under the federnl Real
<br /> Lstaee Settlement i'rac;.duccs Act of 1974 as:rnen�ed frem dirae to time, !2 U.S,C.§2fi�i et seq.("E�SPA"),unless anoth�r _—
<br /> law that applies to the Funds sets a Ic�ser amount. If s�,Lender may.ut sny time,coilect and hold ELnds in an nmaunt not to
<br /> exceed the lesser amount. Lender may estimate the amount of Ftmds due on thc basis of cument data and reascuable
<br /> esdmates of expenditu[�es of future Escrovr Items 4r othenvise in accordance with applicable law. v___
<br /> 'I'he Funds shall be held in an institution whose deposits nrc insured by a fcdcml agency, inswmentulity,ar entity
<br /> (ircludlr�g Lender,if Lender is such an insdtution)ar in any Fc:dernl l�iome Loan Bnnk. Lendcr shaq appiy d�e�nds to pay
<br /> c4e Escrow Items. Lender may not charge Borrower for holding nnd applying the Fund�. nnnually an�lyzir� the escrow =_
<br /> ��count, or verifying the EscroFH Items, unless I.ender pays Borro�ver intemst on the Fl�nds :uid npplicable law permits
<br /> Lender to make such a charg�. However,Lender may requirc Borrower to pay a one•time cl�urge for an independent re��l
<br /> estate tax reportic�s service used by L,�nder in connecuon with ihis loan,unless npplicable Inw provides otherwise. Unless:u�
<br /> 10 eement is made or applicai�le law requires interest to be paid,Lendcr shall not be r.:qulred to pay Borrower uny incerest or � –
<br /> cumings on the Funds. Borrower and Lender may agree in writing.however,diat interest shall be pai�!on the Funds. Lender
<br /> shall give to Eiorrowcr,�vithout charge,an annual lccounting of the Funds,showing cmdiGS and debits tu the Funds and the —_
<br /> purpose for wfttcq eacn aebit to the tvnds was made. Tne Fur►us.u�pfccigcu di auwii�sut;�:urir�fas a!!:;:....�°�:srr:�"; --
<br /> this Secariry Inswment.
<br /> If t�e Fltnds held by i.ender exceed the amounts permitted to be held by spplicuble law, I.cnder shall accaunt to
<br /> Borr�ower for the excess Funds in accordance�vith the requiremenu of applicnble luw. If the amount of the Funds held by -
<br />- Lender at nny time is not sufficient to pay the Escrow Items when due,Lendcr may so notify Borrowcr in writing, and,in
<br /> sucS�c,1se Horrower shall pay to Lender the amouat necessary m make up the deficiency. Honower shaU make up die ____
<br /> deficiency in no more than twelve monthly payment„at Lender's sole discrepon. __
<br /> Upon payment in full of all sums secured by this Securiry Inswme�tt,I.ender shall prompdy rcfund to Boaower any �
<br /> �l.inds h�ld by Lender. If,under paragraph 21,Lendet shall ncquire or sell the Pruperry,Lender,prior to the ucquisit►on or E�y,:
<br /> sale of the Pcnperty. shall apply any fiunds held by L.ender at the time of acquisidon or sale as a credit against the sums �;;�""
<br /> secumd by this Security Instrument. ���'=
<br /> 3. Applics�doa of Payments. Unless applicable law provides athenvise, all payments received by Lender under ,�_.
<br /> paragraphs 1 and 2 shsill be upplied:first,to any prepayment charges due undcr the Note;second,to umounts payable under �'_ -
<br /> paragraph 2;third,to interest due:fourth,to principal due;and last,to any late charges due under the Note. r--=
<br /> 4, Cbarges; I.tens. Boaower shall pay all txues, assessments, charges. fines and imposiuons attributable tu the ���'� ,
<br /> pcoperty which may attain priority over this Secnriry Instrument,and leasehold p�yments or ground rents,if any. Botrower L_:""`
<br /> shall pay these obligadons in the manner provided in paragraph 2,or if not paid in that manner,Borrower shall puy them on �'•`
<br /> time direcUy to the person owed payment. Borro�vcr shull prompdy fumish to Lender aU noticcs of amounts to be paid under ����'�
<br /> this parAgraph. If Borrower makes those payments directly,Doaower shall promptly furnish to Lender receipts evadencing -.,'�
<br /> the payments. t,;t`
<br /> Horrower shall promptly dischazge any lien which has priority over this Securiry Inswment unless Borrovier:(a)agrees 's-
<br /> �,;:
<br /> in writing to the payment of zhe obligation secured by thc licn in u manner acceptable to Lender;(b)contests in�aod faith the :_;�;..:
<br /> lien by,or defends again�i enforcement of the lien in�legal proceedinss which in the Lender's opinion oper�ste to prevent the ti•::..,
<br /> ;�:.
<br /> enforcement of the lien;or(e)secures from the holder of thc lien an agmement sadsfactory to I.ender subordinazing the lien ��.;��:
<br /> to this Security Instrument. If Lender detemunes that any parc of the Property is subject to a lien which may attain priority '"��
<br /> over this 5ECiviry Insttument,I.endcr may give Bonower a notice identifying the lien. Borrower shali sadsfy the licn or take
<br /> one or morc o4'die acaons set forth above within 10 days of the giving of notice. , �
<br /> . 5. Fiazard or Prupe�rty Insurance. Borrower shall keep the improvemenu no�v existing or hereafter ec�ected on the �"
<br /> Properiy insured�gainst loss by f've,hnzards included within the term"extended coverage" and any other hazards,including ;:�„
<br /> floods or flooding, for which i.ender requires insurnnce. This insurance shall be maintained in the amaunts and for die '��-::��
<br /> Fbm�3028 9/90 (page 2 0,/6 pagrsl
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