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<br /> . °=. s)t�q Fr�(rtid tu I.cudce. �"„-"`•
<br /> • in Ihe evr,nt t�f u tutal,�aki�i�uf U�e f�cu�rty; !he p;�xccds Sfiafl i�� c;pplicst tu�l�c s��ii�� s�ciir::d hy �hiti Sre:i�city
<br /> Ie�,tru►ur��t, wh�:tiicr nr�u�t�l.cn duc,witf�aayy cxces4 paii!u�i3or��owwr. Pu tl�c evc;�t o f n parti;t l ta kin�o f i hr:4 1 roEx:r ty in -
<br /> whlch the fAir mNrket vafue�f tt�c�'ro�reny immcefi�trly befom ths takins i�equal ta r,r g�cuter th�ui the t�en�wn!uf thc swnx
<br /> ---- sLCUrtcl by this Srt:u+Ity IuSi+untcnt imrncdiatcly lx�fc�rc thc mkinF,uralcss Norrc,w+ei•and Lcrdzr othcrwi�ngrec in writinK,
<br /> the sums u�cured hy this Security instrument shaii bo rcuucru by i;��uw��u���u�u�.: v�x�cd.; ���uk+µli.:ct i,� tf::!fcyl?:�::•:.,,;
<br /> fraction: (a)Ihe udal amount of ihe sums sacured imxna�llatety bGfare Ihe takinb,divided by(b)ihe fair u�arket valuc o!1'rse
<br /> i'Yopcny fmmediutcly befo;�e the taking. Any balanc:s satail b�patd to Barmu�er. �n U!c event of a�artia! teking nf ti►e
<br />.. Ptoper+�y in which the fsir muri;et vn�ue of thc Prnperty immediately befo�the tnking is fcss t6un the nmount af the sums
<br /> s•ecured immediately before the taking, milcss Darr�wer and Lendee otherwise ngree in writing or unless applicuble iaw
<br /> o�herwise provides,the proc:eeds shall be ap�lied to ihc surns s,ccured by tliis 3ecurlty instrument whether ar not the suans are
<br /> t�tcn duc.
<br /> � If tho Prope�tiy is abanctoned by Borrower,or if, ufter noticc by T,r,n�fer to Borrower that�h�cwedeu�uur otfe�s[o�uak.. --
<br /> �n award or scttle a claim for damages,Borrower fails to respond to Lendcr within 30 dn��s aftee the date the nuticc is given,
<br /> Lender is authorired to callect and apply thr.procceds,nt its option�either to rostaration or repair of the Property or to the
<br /> sums secured by this 3ecurity Instrum�nt,whether or not titen duc.
<br /> Unless Lender and Barrower otherwise agree in writing, any application aF proceeds to princlpal shall not extend or
<br /> - postp�ne the due date of the mon!hly payments nefcrred to in paragraphs 1 and 2 or ch�ngc thc nmount of such payments.
<br /> X1. Barruwe�• Not Released; C�brbtarAnct By I.ender Ho0 a Waiver. Extension of the time for payment or
<br /> - t:ZOtiif:cction of cun�rtiz�tion of the snms se.r.ured hy ehis�ecuriry Instroment gr.utted by I.ender to uny successor in intenst
<br /> of Borrower shall not operate to release the liability of tlie originnl Borrower or Burrower's successors in interest.Lender
<br /> shall not be required to commence proceedings against��y successor in interest or refuse to extend time for puyment or
<br /> othervvise modify umortiz,ltion of the sums secured by this Securiry Iustrument by reasan of any demnnd ma�e by the original
<br /> --' 9orrower or porruwerS successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a
<br /> -.� waiver of o:pnclude the exercisa of any dght or c�emedy. -
<br /> 12. Successors and�Rssigas Iiouncl;Jo1nt anA S�evera!Liability;Co•sfgners. The covenants and a�reements of this
<br /> Securiry InswmGnt shall bind und benefit the successors n►td nssigns of Lender and aorrower. subject to the provisions of -
<br /> pamgcaph l7. Borrower's cuvenants and asreements shaU be joint and se�ernl. Any Borrower wlio co-signs this Secnrity
<br /> [nstrument but dces not execute the Note: (a)is co-signing this Security Instrument only to mortsage,gratlt Artd convey ihal
<br /> Borrower's interest in the Property undez the tcrms of this�ecurity Instrumcnt; (b)is not persanally obligated to pay the st+ms
<br /> secured by this Security instrument;and(c)agrees that Lender vnd any other Borrower mAy agme to extend,modify,forbear
<br /> ar m�Jce any accommodutions with negarcl t� the tcrms of thfs Security Instrument or tYae Note without thut Borrower's
<br /> conseni.
<br /> 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan --
<br /> c6arges,and that law is tinally interpreted so thut d�e interest or ather loan charges collected or to be collected in connection
<br /> with the loan exceed the permitted limits,then: (u)nny such loan cliarge shall be reduced by the amount necesssry to reduce =
<br /> -� e}ie charge to the permined limit;.ind(b)any sums nlready collected from Borrower which exceeded permitted IimiGs wilD be �.
<br /> --.--- refurtded ta Borrower. Lender may choose to make this n;fund by reducing the principal owed under the Note or by making u __.
<br /> direct payment to Rotro�ver. Jf a re.1'und reduces principal,the reduction will be treated ns a panial prepayment without any _
<br /> prepaymcnt charge under the Note. -_-
<br /> -- lA. Notices. Any notice to Borrower provided for in this Security Insnvment sh111 be given by delivering it or by -�
<br />--=-•= rn;uling it by first class mail unless npnlicable law requires usc of anotiier mcthod.The notice shall be directed to the Property �;�.-.
<br /> '��'°' Addness ar any other uddress Borrower designates by notice to l.ender. Any notice to Lender shall be given by first class �_,,
<br /> - rnail to Lender's address stated herein or:u�y other address l.ender designates by noace to Borrower. Any notice provided for --_
<br /> an this Security Instrument shall be dsemed to have been �iven to Borrower or Lendcr when givcn as pruvided in this ��
<br /> ara ra h
<br />._::°„� p �IS Governfng Law; Severubility. This 5ecuriry Instntment �hall be governed by fcderal law and thc law of thc �..•;
<br /> jurisdicuon in which the Property is la:ated. in the event that any provision or clause of this Securiry instrument or the Note �tT_:
<br />'�`"—° conflicts with applicable law,sucla wnflict shall not aifect othcr pmvisicns of this Security Instrument or the Note which�an '��`,�_
<br /> = be given effect without the conflicting provision. To this end the provisions of this Sccurity Instrument nnd the Note are R°
<br />= dcclarcd ro be sevcrable. �"--�
<br /> �-''""-`�'B 16. Borrower's Copy. Borrower shall be given one conformed copy of t�e Note and of this Security Instrument. �±^
<br />= T..w a.,._
<br />.3"`� 17. 71�nnsfer of the Property or a Dene�cinl Interest in Borrower. If s�ll or nny part of the Property or any interest in ��_�
<br /> �''�."� it is sold or tmnsferred(or if a bcneficinl intcrest in Borrower is sold or trjnsfcrred and Borrower is not a natural person) �;�=
<br /> ����� without Lender's prior written consent,Lender may, at its option,require immediute payment in full of all sums secured by
<br /> -,f;.,�,:- ihis Security Inswment. However,this option shall not be exercised by Lender if exercise is protiibited by federal law as of
<br />;�,��� the date of this Security Instrument. ,
<br /> ._��;: If Lender exercises diis option,Lender shall give Borrower notice uf acceleration. The notice shall provide a period af „
<br />_;�,rA;, not less than 30 days from the date the norice is delivec�e�ar m�iiled within which Borrower must pay�ll sums secured by this ��, �
<br />_�-#�: Security Instrumcnt. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any
<br /> - zemedies permitted by this S�curity[nstrument without funher notice or demand on Borrower.
<br /> � 18. Borrower's Rig�t to Retnstatc. If Bomower meets certain conditions, f3orrov��cr shull have tlic right tu have
<br /> ,�.^?`' enforccment of this Security Inshvment discontinued at any time prior to the earlier of: (a)5 days(or such other period as
<br /> t a;t.,.
<br />.•c���J, ' Singlc Family--Fannle Mae/F1'edd[c Mac UNI[�ORM INSTRUMENT•-Uniform Covenants 9190 {page 4 nj6 pageal
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