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<br /> .' ' 'S 5. 03[�r�v�1 0�� 1'rs�E•,r�dy I�t.t�F-�uce. Ror��o��fe�• sli��ll f:c�p �hc improvcments notiv ex�i(��n6°or I�r��ftcr�i`i��•l��l ut► �he - � - -- _..
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<br /> .. ' {'�u�zc�ty im�ur:Al a�;ain�t lusti hy fir6. irv<<rdti included within the term "extended covera�c" and any itither lia�.ards, includint� > -
<br /> • �� flonds or 8oucling, fur�vhfch Li:ndcr rcquires insurancc.This insua-ancc tilu�ll bc tnaintaincd in thc i�muunts uad for�hc period� ,;.,:: -., '
<br /> .�3�.:.._ -,..
<br /> ��':�'�'� that L.cu�cr rcNuire�,.Thc insur��ncc carricr rroviding�hc imurancc shall bG choscn by Burrawcr�ul�jcct t�, l.cndcr's upprovaE •,,"tUi�t.i��,'=t-,p^..�ST_
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<br /> ��t�ich shall nnt bc unrci►sonably withhcld, If I�nrowcr fnils to mai�itnin cc�vcrugc dcscribc<t abnvc, l.cndcr may, at Lcndcr.g --'.'-'�="'�"'='`°"�:•--
<br /> °�'� option,ohtain covcragc to protcct l.cnQcr'y rights in Utc Property in ucco�•dnncc�vith parngr►ph 7. �� �"""'�^T" '
<br /> - �.,,m..��,�r+ All insur,mcc pulicir. iu�d reu�w;d+ ahull ba arcc�rt��blc tu l.,cndcr nnd shall includc a titandurJ tztnngagc clausc. I.endcr ;,:� - - .
<br /> tiha11 havc�he ri ht to hc�ld Qic licics und rencwnls. IF Lender re uires, Burrower sh:dl ruin tl rvc to Lender:dl recei ts of ����'�'� *
<br /> -- 6 IH' a P P Y b� P ,.r;r..��,�-_
<br /> -4w��s,`-':�`;,� � paid premiums�uid renewnl notices. In thc event of loss, Bnrrrnver shiill give prompt notice ta the insurunee carrier anJ I.ender. ''`:,':�,=��*�.���.,
<br /> -=`" - L.cndcr m.ry makc prc�of of Ic��s lf nat mn�lc promptly by Borrowcr. ' ����'�t$�' =
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<br /> -= �,���f Unlcss L.cndcr and Horrrnvcr ath�nvisc agrec in writing, in�nrancc procccAl++hall bc upplicd to restor,ttian or repair of thc � � ��t,,�;._
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<br /> -- '--��. . Properry damaged, if llte reston+tio;i or rcpair is economicaUy feasible and Lender's security is not iesscne�i. lf the restoration ur " . � :_� -�.t��
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<br /> -�.;�.;�:�,,�;R - rcpair is not uonomia►Uy fwsibtc ur Lcudcr'y su:urity would bc lcsstned, thc insuranrc pracceds shall bc applicd to thc tiums .
<br /> _,,;=_=-•v� sccurcd by �his Sccurity Instrumcnt, whcthcr or not thcn duc. with any cxcess paid tn Borrowcr. If Borro�vcr ab:tndons ihe ' • - • =
<br /> _ "..� ' .•,��•t --
<br /> :�^✓`�r��r.- ,;�1 Property, or docs not answer�vithin 30 Jays a notice from L.ender that thc insurance carrie�•has offered to settle a claim, then „ __...
<br /> :��u;;:;:"�r"' ;°�.'�'"d I.A:nder may collect thc in;urance procecds. t,cnder may usc the proceeds to r.:pair or restore the Propeny or [o pay sums . � �:��,
<br />�'�.�.,;;' •� s�cured b this Sccurit Instrumcnt, whcthcr or not then due.Thc 30-di� eriod will be in whcn the noticc is iven. ' -��
<br /> ._� �._.. _ ...•' Y Y Y P S 6 •�.•. ::di�:
<br /> �-��``� � Unlcss l.ender and Borrmvcr othenvisc a rce in �vritin an a lication of roceeds to nnci 11 shal! rtot extend or °'%•:;°:�-,,�—
<br /> .�;:����.� S S, ' Y PP� P P � P� -.�- -_ .� .--
<br /> „ .,,. postpnne thc duc date of the mnnthly payments rcfcrred to in paragr.iphs 1 and 2 or change the amount of thc paymcnts. It' .�I�.�.��_,_"=
<br /> ='s��ra��-��-� 'r� '' under paragraph 21 thc Property is acquired by[.ender, Borrower's right to any insurance policies and procecds resuliing from - ' '°::'-_
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<br /> r y,, �..,�r,,..� damage ta the Property prior to thc acquisition shall pass to[.ender to the extent of the sutn3 sccured by this Securiry instrument a:�.,_--
<br /> ° immcdiately prior to the acyuisition. � _
<br /> _'-�=-��t:��>�;;.;:�� 6.Qccupancy, Preservation.Mulntenance and Protection uf the Property;Borrow•er's Loan Application;I.easeholds_ . • .- �:.+,.
<br /> ���� ' • Rorrower shall occu cstablish,and usc the Pro crt �►s Borrower's rinci d resiJence within sixt�da s aftcr the execution of " �
<br /> , PY• P Y' p P� } Y
<br /> , , •� ��;; this Security Instrument anJ shall continue to occupy the Property :as Borrower's principal residence for at least one year after � _- --
<br />- " thc date of occupancy, unless Lender othenvise agrees in writing, which rnnscnt shall not he unrea.wnably withheld, or unless • - '�°
<br /> ''�� "' _;" ; � extenuating circumstances �xist which are beyond Burrower's contrnl. Borro�ver shaU not Jestroy. Jamage or impair the • •.' ' � ���
<br />- � . Property, allow the Property ro deteriorat�, or contmit waste on the Property�. Borrower tihall be in default if any forfeitur� � 'f° -�
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<br /> "' ° :�stion or proceeding.�vhether civil or criminal, is begun that in L.ender's good fsith judgment could result in forfei[ure of the ' • "f . '
<br /> Property or othernise materially impair the lien cseated hy this Security In+trume►n c�r L.ender'ti tiecurity interest. Borrower may ' F_�
<br /> -_ _ ' . „�T S. _ .
<br /> � �ure such a default and reinstate,as provideJ in paragraph 18, by causing the action or pr�ceeding to be dismissed with a rulin�e ��+
<br /> ° � that, in Lcndcr'� good faith dctermination, prccludc, forfeimrc of thc Borrowcr'. intcrest in thc Propeny or othcr material •� ;;• v
<br /> " , � impairment of thc lien cre��ted by this Security Instrument or L.ender'ti security interest. Bon•ower ,hall 31so be in default if �'
<br /> � Borrower,during the loan application process,gave materially false ur inaccurate informatiun or statements to I,cnder(ur faileci w �
<br /> �� � to provide Lender with any material inforniationl in connection u�ith the loun evidenrcJ by the Nate, includinF, but not limiteci .
<br /> ! to, representations canceming Borrower's occupanry of the F'roperty u,�principal rcsiJence. If this Serurity Instrument is on a ,
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<br /> ", Ieasehold, Borrower shall comply with all the pruvi,ions of the Ie;ua If Borrower acyuires fe� title to the Propeny, th� .
<br /> � leasehold and the fee title shall not merge unless L.ender aFreeti to the merger in�vriting. ,;;j��'�,
<br /> ' 7.Protection of Lender's Ri�hYs in the Prnpertp.lf Dorrower fails to perform the rovenant�and agreements contained in , ,
<br /> " this Security instrument, or there is a Iegal proceeding that may significantly affect C.enJer'� rights in the Property (such as a
<br /> : � procecding in bankruptry,probate, for condemnation or forfciture or to enfiirrc lawti or rcgulations), then [.endcr may do and , �„_
<br />, , pay far whatevcr is nccessary to protcct thc valuc of the Property and Lcndcr', rights in the Property. Lender's actions rnay ., , , '�--
<br /> � . , ' " include a in an sums secureJ b i licn which has riorit over this Serurit Instrument, a earin in court, a in ' �- " �`
<br /> PY g ' Y Y � P Y Y PP ' �' PY � ;.j
<br /> ••• • reasonable attomeys'fees and entering un the Propeny to makr repairs. Although IAnder may take action under this paragraph `►�
<br /> , 7. Lender does not have to do so. �• : �u
<br /> Any amounts disburseci hy L,ender under this paragraph 7 shall beci�me additional debt of Borrower secured by lhis I ., '
<br /> ' Securiry Instrument. Unless Borcowcr and Lender agrec to othcr tcrms ut payment, thetie amounts tihall bc3r interrst from the G , . �
<br /> ' " date of disbursement at the Note ratc and shall bc payablc, with intcrest, upon rotirc from L.cnder to Borco�vcr rcqucstin� ;�c
<br /> paymcnt. � .� •'`"
<br /> ::_.�- , ^ 8.Mor[gage Insurance. [f L.endcr rcquireci mortgagc insuranrc as a rondition of making thc laan sccurcd by this Sccurity - I�
<br /> : Instrument. 6orcower shall pay thc pmmiums reyuircci to n�aintain thc mottg:�gc intiurancc in effect. If, for any rcason, ihc � �
<br /> _ - ° " nTOngage insurancc coverage requireJ by Lcndcr lapx, or cui,cs to be in effcct. Burto�vcr tihall p:�y the premiums rcyuired to I
<br />� .'�'�" - I obtain covcrage substantially equivalent to the mortgage insurance previously in cffect, at a rost tiubstantially ryuivalcr.t to the '
<br /> ..i r=t.' ..
<br />:� ' cost to Borro�ver of the moctgage insuranre previously in effert. ir��m an altcrnatc mortgagr insurcr approvcd by Lendcr. 1�' i '
<br /> , � substantially equivalent mongaze insuranrc coveragc is not availablc, Borrowcr shall p.ry tu L.endcr cach month a�um cyual to �
<br /> i • � one-twelfth of the yeady mortgage insurance premium being paid by Barrower ahen the insurancc coverage lapsed or rrased tc� ;
<br /> ( be in effert.L.ender will accept,use and retain the�c payments as a lo�s reserve in licu of mongage insur.�nrr. Lo,s reserve '
<br /> „ � :
<br /> �.,?,�;�'',� ;
<br /> Form 3028 9i90
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