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<br /> � � i TOG�TH�'R WITH all thc improvemenis notiv ar hercafter erected an the propr.rty, and all c;. ��y�•ntS, u � .,,�........ ,and , , _,,,__ ��,,x ._.A-�.-
<br /> , � fixtuecs now oe hcrcastcr n part of d�c prc:perty. /►II rcplaccnunts and uddi►ions �haU also hc �ovcrcd Uy ti�is SrciRi•ity �� "��-
<br /> � , j Insirumcnt. All af dic forc�oin�is refcrrcd to in this�ccurity ln:trument as thc"Property." _ '�i r �_;
<br /> ` �W� "� ��;�. BORROWF.R COV�NAN1'S tliat Borro�ver is inwfully seisccl of tl�c estate hcrcby canveyccl nnd has thc riglu to grant und -: „'' �
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<br /> ;.. ��,�,�.,�,;;�� convey the Propeery ai�d that die Pmperty is unencumbered, except for c�uumbrnnccs of record, F�rrotiver �varrants nnd will re«U�r�.ry_-
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<br /> _ �.,;. defend generally the title ro the Property A ah�st ul!claims and demiuids,subject to a►�y encumbmnces oi record.
<br /> �' � 'PHIS SP.CURITY 1NS'i'Rl1[vIENT �►mbines unifonn covenants for nationul use and nnrruniform cnvenants with limited � � -
<br /> �____ i�`� variations by JuriFdiction ta constiwtc n uniform security instrumcnt covcring rc��l propcny. �_�-= -
<br /> '-"T����� UNIFORM COVIENANTS.B��rrower and l.ender covenant and ugrcc as follows: �._-
<br /> ;,�,.„,���,,
<br /> ` ' � � � 1. Puyntent uf Pr(ncfpal und Giterest; Prepayment Eind Late Charges. Borrower shnll prompdy pay whcn due the ' ;;�v _____
<br /> '�Q�} principal of and intcrest an the debt cvidcnccd by tNc Notc and any prepaymcnt and latc charges duc undcr thc Note. ;�r+s-�,+sr^
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<br /> ,� ..,, :��4.; I 2. �un d s for Tuxer:an d insurnncc. Su b j cc t t o a p p l i c a b l c l uw or u�a wriucn wuivcr b y ��ndcr, Bono�vcr shall pay to � '���°'
<br /> " Lender on the day monthly payments are duc under the NotG,until thc Note is paid in full,a sum ("Funds") far:(a)yearly taxcs �'�� ., ' '`� __
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<br /> �i{�s.��`_, ,�:,: I and assessments which may attain priority over this S�curiry instrumcnt as a licn on thc Propeny; (b) ycarly I��sci�ulJ puyments , ., ^ r_` _-
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<br /> � ��,,,:; ,,,�,- i or ground rents on the Property, if any;(c)yearly hazard or property insurance premiums;(d)yearly flaod insurance premiums. . � ,,�.�z:
<br /> _ �„ _ if any: (e) yearly mortgage insumncc premiurns, if any; and(t�any sums payablc by Borrawer to Lender, in accordancc with ''`" °"�-
<br /> �., •� �� n+, `.'�, {�t,�„
<br /> the provisions of paragraph 8, in lieu of the payment of mortgage insurunce pn:miums.These items suc called "Escrow Items." +�, ',•q,�, ;,s� t _
<br /> -``'�"' ' � ' " Lender may, at any time, colleet and hold Fwids in an amount not to excecd the m�ucimum amount a lender for a federally ..�,,�__
<br /> ..:;t 4�''.:.. �, •:��r, � ' —
<br /> � • � related mort a e loan ma re uire for eorrower's escrow eccount under the federal Re:il Estate Settlement Procedures Act of �'` "
<br /> :.��ac.- �� ,t�:'{: '. S 8 Y �l `/�:��
<br /> �- 1974 as amcnded fram time to time. 12 U.S.C. Section 2601 E�r seq. ("RESPA"). unless another law that applies to the Funds �'
<br /> � sets a lesser amount. If sa, L.ender may, at any time, collect und hold Funds in an amount not to excced tlte Iesser amount. . F Y;__.;_t_'_�=
<br /> ��. �' „ � Lender may cstimatc the amount of Funds due on the basis of current data and reasonable estimatcs of expenditures of future ;�u���_,
<br /> Escrow Items or other�vise in accordance with applicablc law. ^' ,:
<br /> '�'"' �. • ' The Funds shall be held in an institution whosc depnsits arc insured by a feci�r�l agency, instrumentulity, or entiry . ����,�°•�`
<br /> � (�ncLiding Lender.if Lender is such an institutionl or in any 1=ederal Home Loan Bank. Lender shall apply the Funds to pay the ��.;`s���`;� _
<br /> " ' Escrow Ite�ns. Lender may not charge Borrower for holding and applying the Funds,annually analyzing the escrow account, or ;;�"-'� l
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<br /> . . ... ' • verifying the Escrow Items,unless C.ender pays Borrower interest on the Funds and applicahle lav��permits l.ender m make such -
<br /> �,'
<br /> a charge. Howcver, Lende�may rcquirc Borrower to pay a onc-timc charge far un independent rcal estate tax reportine scrvicc '� —
<br /> used by Lender in connection with this loan, unless applicablc law provides otherwise. Unless an a�reement is made or y_� _
<br /> ...
<br /> . . .,:: —
<br /> applicable faw requires interest to be paid, Le.nder;hall not be required to pay Borrower any interest or carnings on the Funds. �� ,, ,
<br /> " g�;f�.yQ�„.,,� r...,.i�r I,,,y :�o.��in wri►ine. however. that interes[shull be paid on the Funds. LcnJer shall give to Borrower. � '
<br /> �vithout chargc, an annual accounting of thc Funds, tiho�ving crcdits and debits to thc hunds and thc purposc for which c:ich • = �
<br /> • dcbit to the FunJs w�.s made.The Funds are plalged as additional securicy for all sums secured by this Securiry Instruntent. � ` ;
<br /> ,� . If the Funds held hy L.ender execed the amounts permitted to be held by�pplicable Isw, Lender shall accaunt to k3arrower ��,
<br /> for the excess Funds in accordance with the reyuircmcnts of applicable law. If the umount o�the Funds held by L.ender at any q,;h."
<br /> '' time is not sufficient to pay the Escrow Items �vhen due,I.ender may so notify Borrower in writing,:snd,in such case Borrower . x��- f ,
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<br /> '• shall pay to Lcnder thc amount necessary to make up the dctiriency. Borrower shall make up the deficicncy in na more than � , ,
<br /> • twelve monthly payments, at Lender's sole discretion. S�` :
<br /> Upon payment in full of all sums sccureci by this Security Instrument, l.�nder shull prumptly rcfund to Borrower xny �
<br /> . • Funds hcld by Lcndcr. If, undcr paragraph�1,L.cndcr shall acyuirc or sell the Property. Lender, pri��r tn the iicquisitinn or sale +�� +.�z�
<br /> � uf thc Property,shall apply any Funds held by L.cnder at thc time of acyuitiition or tialc ati u credit a�aintit the�ums secured by .�.
<br /> ,• .. ,..
<br /> ;.t . this Sccurity Instrument. , ', ` �_
<br /> �`'' ' ' 3.Applieution of Pnyments. Unless applicable I1W�COVIdCti OIIICI'WItiC,all payments received by Lender under paragraphs , . • � , ,,,�.
<br /> � , �� 1 and 2 sh�ll be applied: first, ro any prepay ment cbargcs due under thc Note: secunJ. to amounts payable under para�*r.+ph 2: -_�_�•` = �
<br /> � � �' third,to intcrcst duc;fourth,to principal duc;and la�t.to any late charges duc under thc Not�. �
<br /> ,� �•; - 4.Char�es; Llens. Borro�vcr shall pay a�l taxes,cisscssmcnts, chargcs, fincs and impositions attributahlc to the Praperty • �'_:
<br /> which may attain priority over this Security Instrununt, and Iexsehold payments or Fround rents, if any. Bc�rrower shall pay • 7'�
<br /> „ , these obligations in the manner providcd in paragraph 2,or if not paid in that maancr. Bi�rmwcr shall pay thcm nn time dircctly '��'��'
<br /> ', to thc person o�ved payment. Borrowcr shall promptly furnish to Lcnder all notires of.unounts to bc paid under this paragraph. �''�',�,=
<br /> � � If Bormwer makes these payments directly,Barroa�er,hall pramptly furnish to I.ender receipts rvidencing the payments. '��� `
<br /> �=''• i� ' Borco«•er shall prompdy discharge any lien whidi has priority over this Securiry Instrument unless Borrower. (a)agrecs in ' „��
<br /> � writing to the payment of the obligation securcd bp thc licn in a manncr u�rcptahlc tu L,ender:Ib)mntests in gooJ faith thc licn
<br /> s�• �� • by, or defends �gainst cnforcement of the licn in. Icgal prorcedings which in the Lrnder's upininn operatc to prcvent the �
<br /> �"'F"';� enforcem�nt of the lien;or(c) seeures from the holder of thc lien an agreement satisfartory to C.endcr tiubc�rdinating the licn to *
<br /> ,�•. ,
<br /> - . this Securiry Instrument. If I..ender determincs that any part uf the Properry is subject to a lien which may attain priiirity uver
<br /> � this Sccurity Inurument, L.cndcr may givc Borrowcr a naticc idcntifying thc lien. Bun�uwcr shall,atitify thc licn ��r takc onc or
<br /> more of the actiuns set forth above within 10 day�uf thc giving of nntice. .
<br /> � Form 3028 9/90 '
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