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<br /> S. �I(??�16't� Oi• F�ro��s;Sy Yn;��i�aEice. Ros•ro��er t:lui�l lccc� th� iru�i�ovcmcnts �►u�v existiu� an c�rcafter erected un titc r-.:.. .:
<br /> t'in�iz►iy iii�,u���t u;;afm;t Ins�� i►y ii��e, hcrrai°.!ti includc.i witldn ih;.teun "extendcil cuvera�;e" a�id any ntite�'liar.arats. ln�iniiin;;
<br /> flouils or ili�uilinc;, for r�iiici� l.cnct���rcqui►•cs in5uruncc. 'i'his insw�ancc;;hall h;; mulntc�biLJ iu�hc nrnnuntti:ui�l fi�e�hc p�i•iod�; __
<br /> thnt l.cnder rc:�uires. 'Che insurnnee canlee providiog thc insurunee shall U�chu..cn liy Eorrower tiut�jeet to I.ender's nppe�val ,_�
<br /> �vhich slutll noc bc unrc.isnnably �vilhhcld. If Diirrotscr fails to maintnin covcra�;c<Ic4cribccl abavc, Lcndcc may, i�t I.cndcr's =�._
<br /> opt�oia,��btnin covcr:;bc to pmtcct Lcndcr's ri6lus in the Pruperty in cuc��rdancc wlth pa�agraph 7.
<br /> All in5urance pollc[cs und ra�e«•als shull he ncceptubl� to l.eniler nnd shnll include n standiu•d mortga�e clause, [.ender
<br /> shnll I�nvc Ihe right to hotd dic�xilicics und rcnc�yt�ls.If l.cndcr rcquirc.r•, I3orrawcr shall promptly givc to Lcndcr all rcccipts of
<br /> p;�id prcmiumv cind rencwUl nuNces. In U�c cvcnt of loss.Borrowcr shnll givc pinmpt ni�tico t�thc insurancc cnrricr nnd l.cndcr.
<br /> L.cndcr may make prcwf uf luss if not inadc pramppy by tLurra�vcr.
<br /> Unlcss Lcndcr and Rorrower othcrwisa ngrec in writing, insuruncc procceds si�tdl bc unplicc0 ta restarntinn ur repair of thc
<br /> Pro3xrty damagc:d, if the restorution or repair is ecanomically fcasible und l.ender's sccurity is uot lessened. if the restoratian ar
<br /> rcpair is not econ�mically fea�iGle�ir Lc��der's secuvity would be Iessened,the insurntce pr�cecds rhall be iipplied to the sunis
<br /> securcd by this Security Instrument, whether or nat then due,witl�any excess paid to Barrotiver. If Borro�ver abandons the
<br /> Property, o�docs not nnswcr within 30 dnys a noticc from Lcndcr that H�c insurancc c:uricr hus oifcred to scttic a cluim, thcn
<br /> Lender may coltcct thc insurance proce�s. I..ender may use the procccds to rcpair or restore the Proper¢y ar to pay sums
<br /> secured by this Security instrument, whcther or no[then duc.Tl�c 3U•�di�y period will begioi�vhen thc noticc is given.
<br /> Unless I.ender and 8orrower athenvise ag�ee in writing, any npplication of praceeds to principal shall not extend ar
<br /> p�istponc thc due datc uf thc monthly payments referced to in p�ragrnphs I and 2 ar changc the umount of thc payments. If
<br /> under paragraph 2l tt�e Pco�eriy is ucquired by Lender,Borra�ver's rigl�t to ciny insi�rn�ce�licics nnd procceds resulting from
<br /> dama�e ta the Propc►�ty prior to the acquisition sliall pass to l.cnder eo the extent of the sums secu�ed by this Security Instrument =_
<br /> immcdiutcly prior to thc ncquisision.
<br /> 6.Occupancy,1'rG�servntiun.Mafnteimnce and Protection of tlie Piroperty; Borrower's I.oan Applic.�hon; Leas�eholds. �_�;
<br /> Iiarrower shnll occupy,cstnblist�,and usc thc Yroperty as Borrower's principal residcncc within sixty days after the ex.�ution of
<br /> this Securiry Insttument and shull continue to occupy the Prrupeny as Hunower's principal residence for at Ienst one ycar after �-�-
<br /> tfie datc of accupancy,unless L.ender otherwise a�rces in writing,which consent shall not be unteasonably withheld, or unless
<br /> extenuating circumstanees exist �vhich are beyond Barrawer's control. Borrower shall not destroy, damage or impair the
<br /> Praperty, allo�v the Propeity to det�erioratc, or wmmit waste on tttc Property. Borrower shall be in default if any forfeiture =
<br /> action or proceeding, �vhethcr civil or criminal, is bcsun thut in Lender'<�nod faith judgment could result in forfeiture of the __
<br /> Propcny or othcnvise matcrially impnir the licn crcated by this Sccuriry Iusuument or Lendcr's security interest. Borro�ver may r�
<br /> :!!SP 5�1.�1 3 L�pI4!!It r�gl fnipctatr �c rnvitlMl in nar:�or�nh I R, hv e:tlicitln the�etion or�meeedine to be dismissed �vith a ruling
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<br /> thnt, in L.cnder's good faith determinntion, precludcs forfeiturc of the Borrower's intcrest in the Property or other material
<br /> impairment of the lien cratted by this Security Instrument or Lender's security interest. Borrower shall also be in default if ---
<br /> Barrower,during the loan application process,gave materially false or inaccurute information or statements to Lender(or failecl
<br /> to provide Lender with:►ny material inforniation)in connection with the loan evidenced by the Note, including,but not limited --
<br /> to, sepresentations cancerning Boreower's occupancy of the Property as a principal residence. If this Security Instrument is on a -----
<br /> Ieasehold, Bonuwcr shull comply with all the provisions of thc Iease. If Burrowcr acquires fec title ro the Propeny, the =
<br /> leaseh�ld and the fee title shall not merge unless l.endcr agrecs ro the merger in writing. �
<br /> 7.Protection of Lender's Rl�,l�ts in the Property.If Borrower fails w pert'or�u thc covenants and ugrcements contained in �`,^
<br /> this Securiry Instrument, or there is a le�al proceeding that may significantly affect Lendcr's rights in the Praperty (such us a L.'°."
<br /> proceeding in bankruptcy,probate, for condemnation or forfeiture or to enforre laws or rcgulations), then [.ender may do and �e,�,�
<br /> pay for whatever is necessary to protect the value of the Propeny and L.ender's rights in the Propeny. l.ender's actions may i=��.
<br /> include paying any sums secured by :� tier ��•hich hns priority over this Securiry Instrument, appearing in court, paying �°;
<br /> re�lsonable attontcys' fees and entcring on the Property to makc rcpairs. Although L.cndcr may take action undcr this pamgrnph �-�
<br /> 7,L.ender does not hAVC to do so. "'°'�
<br /> Any amounts disbursed by I.ender under this paragraph 7 shall Uecome adJitional debt of Borrowcr securcd by this �s�
<br /> Sccurity Instrument. Unless Borrower and Lend�r agree to other tcrms�f pa}�menG these amounts shall bcar interest from the �;:L
<br /> date of disbursement at the Note rate and shall be payable, with intcrest, up�m rtoticc from Lc�ider to Borrowcr requcsting '`'.:.
<br /> payment. ' �
<br /> 8.hiartga�e Insurance. If[..ender required mortBa�e insurance as a condition of making the loan secured by this Security ��'� '
<br /> Instrt�n�r.nt, Borrower shall pay the premiums required to maintain the mongage insurance in effect. If, for any re�son, the �`
<br /> mortgage insurance cavcragc rcyuircd by Lcndec•lapses or ce:iscs to bc in cffect, Borrowcr shall pay thc premiums requirecl to
<br /> obtain coverage subst�ntially eyuivalent to tlie mortgage insurunce previously in eFfect,at a cost substantially equivalent to the
<br /> cost to R�rrower of ihe mortgage insurance previously in effect, from an altemate murt�age insurer approved by l.endcr. If
<br /> substflnt�ally equivalent mortgage insurance covera�e is not avail�ble,Borro�ver sl�all pay to Lender euch month a sum equal to
<br /> one-twe1R1�of the yearly mortgage insurance premium being p�id by Borrower when the insurunce coverafie lapsed or ceased to
<br /> be in effect.L.ender�vill accept,use and retuin these payments as a loss reserve in lieu of mort�age insurance. Loss reserve
<br /> Form 3028 9l90
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