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<br /> 7YlG�:TI�IRI2�Vill�1U li�e impmvemr.nts nn�v oe hercaRer en:ctccl an die prupc��4y, a.nd al!cascmcius,a�nurtenanccs,au�l —
<br /> fi:.�n�,� iim•� oP 1<<s�'�ftcr :i pait n� �lic praErrty. Ali ��c.��leccraz�itv ❑nd r.ddidonc sh�U t�lso [s� cnvcreci try ti�i�� Fcrusi►.,y �_==�
<br /> br:t►iitnc�n. nll ui'iicc tie�-c�;uh�;i�:re['crrc:l tu io lf�is Sceui•ity D�st�uiu�nt�r;tlic"1'�op�►ty.,'
<br /> i'1Cl��tliC3tJk:it L'UVI'.iV�N`►:5 ihnt!lureowce is lu���fi�lly ecisc�l of thc cstutc I�cr�Gy cnnvcycd i�nd I►.ts thc rip,ht ti►�;ra�U.i¢il �:_,_.
<br /> convcy llic Prv�x:rty nnci thnt�ha Prc�peray ts uns:ncumbcrcd, cxcc��t for cncumbruncc:s af�cord. 13urra�vc:warrutt5 a��d�vill
<br /> defend 6rutr:dly the titl�to Uic i'roperty n uinst iil!clnims nnd denr.mds,subject ta uny encumbrincrs c!f n:card. _
<br /> T�i1S SFCURI'TY iNS'I'RUMBNT�mbincv uniform wvcnnnts for nntiunnf usc nnd niimunoform covenants witii limitccl
<br /> � v;uiations bl�.juri��dietlo!i ta con:dlt�t4�:t Iqtifnrnt sc�rurity in�trumcnt rnvering rcnl rropert,y. ,:
<br /> UNIFORNI COV6NANTS. Barmwee and Lc�xlcr cavenunt und ngrre ns fullowfi:
<br /> 1. Paymcnt oi Princl�l �nd ���terr�R; ['�rpayment wnd Late Chwrges. 8orro►ver shnll pramptly pay whcn duc dic —
<br /> principal of und interrst on the debt oviden�ccd by the Note und Uny prcpayment nnd inte ch:uges due under the Notc.
<br /> 2. L�ndv for Taxcs a�nd Insurancc. Subjcct to�pplicafilc !aw or c�n written watvcr by Lendcr. Barrowcr shall �ay to
<br /> i.cndcr on the dny monthly payrrn:n�s are due�mder th�;Nute,until the Notc is pafd in f'ull,,n sum("Funds")for.(u)yearly tnxeR
<br /> and nssessm�nu�vuich may atta�n nriority over U�is Sccurity instrument as a tien on the Praperiy:(b)yeArly Ieasehold payments ___
<br /> or ground rents on the Property,if any;(c)ycarly haz,�►rd or property insurance premiums; (d) yearly flood ii�surnnce praniu�ns. �
<br /> if auy; (e)yenrly mortgage insur.►nce premiums, if nny;and(f)any sums payuble by Banower ta Lender, in accordunce with _
<br /> thc provisions of paragraph R, in Iicu ot the payment of mortgAgc insurance peemiums.Thesc items urc called"Escrow Items."
<br /> I.ender may. at any tlme, cotle�:t :u�d hold Funds in an amount not to excccd tlie m:ucimum nmount a lender far a federally
<br /> related rrwrtgage loan may rcyuire for Bormwer's escraw account under the federal Rca1 8seate Settle�nent Procedures Act of
<br /> 1�74 As amended from time to time. 12 U.5.C. Section 26(11 er sey.("RESPA"), unless another lativ tF�at applies to the Funds
<br /> sets u lesser umount. If so, Lender may, at any lin�a, wllect:�ld hold Funds in un amount not to excced the lesser am4unt. -
<br /> Lender may estirnute the amount of Funds due on the basis of current data and reasonable estimatcs of expe�idicures of future °"
<br /> Escrow Iteins or otherwise in accordance with appli�abtc law.
<br /> The Funds shall be held in un institution whose deposits arc insured by a federal ugency, instnimrntality, ar enfity --
<br /> (includin�Lender,if Lender is�uch an institution)or in nny Pcderal Home Loan Hank.Lc;ndcr shnll apply the Funds to pay the -
<br /> Bscrow Items.Lender may not ct�arge Dorrower for holding and applying the Funds,unnually analyzing the escr.�w nccount.or =-
<br /> verifyins thr.Escrow Items, unless Lender pays Borro�ver interest on the Funds und upp{iaable law permits Lender to make such
<br /> u chargc. However, I.endcr may require Borrawer to pay u one-time charge for an independent rc�zl eswte tnx reporting scrvice _
<br /> used hy Lender in cannection with this loan, unless applicablc law pmvides othenvise. Unless an agreemcnt is made or '
<br /> applicablc law rcquires interest ta Be paid, Lendcr shall not be rcyuircd to pay Bonowcr any intcrest or eamings on the Funtls.
<br /> Borrower and I.cr�der may :�gree in writing, however, that interest shall be paid on thc Funds. Lender shall give to Borrower. '
<br /> wiiitoui ciitugc. m�acii�uui u�i.i�uidii�g vf iiic i i����s. ;i'iC,�i:�b C�...�:is at;3 c',Cbits:a:l:e F:s�s s.^.�! :h� FB:�°.�fitT:!'h:�l:°..°,.^h
<br /> debit to the Funds was made.The Funds are pled�od as additional securiry for all sums secureal by this Security[nstrument. --
<br /> If the Funds held by L.endcr cxcec.�l thc amoun[s permitted to be held by applicablc law. Lcnder shall accourd to Borrower —
<br /> for the excess Funds in accurdance with the requirements of applicable Inw. If the amount of the Funds held by Lender at any
<br /> time is not sufficient to pay thc:Escrow Items whcn due.Lcnder may so nottfy Borrawer ia writing,and,in such cnse Bonower
<br /> shall pay to C.ender the amount necessary to make up the defciency. Bottower shall malce up the deficiency in no more than _
<br /> twelve monthly payments,at[.ender's sole discretion. -
<br /> Upon payment in full of�ll sums secured by this Security instrument, L,ender shall promptly refund to Borrower any
<br /> Funds held by Lender.If,under paragr�ph 21.Lender shal[acquire ar sell the Ptoperty,E..ender,prior to the acquisition or sale ��','
<br /> of the Property, sliall epply any Fands held by Lender at the time of acquisition or sale•�:s a credit against the sums secum.d by E'�=
<br /> this Security Instniment. �':_
<br /> 3.Application ot Ps�yments.Unless applicable law provides othenvise,all payments rcceived by Lender under paragraphs �'�'°�-
<br /> ���-
<br /> 1 and 2 shall be ap�lied: first, to any prepaym.nt char�cs due under the Nate; secand,ta amounts payable under para�r:►ph 2; C_:��.�.
<br /> third.te►intemst due;fourth,to principal duc;and last,to any late charges due under the Note. f�L�`-
<br /> 4. Chpages;Liens. Borrowcr shall pAy aU taxcs, assessments, charges, fines And irnpositions attribut��ble to the Property ��'
<br /> which may attain priority over tliis Security Instrument, and Ic:asehvld payments or �;round rents, if any. Borrower shall pay �"�`"?
<br /> these obligations in the manner provided in psragraph 2,or if not paid in that manncr. Borrower sh�ll pay them on time direcdy ` �.:
<br /> to the person owed payment.Borro�ver shall promptly furnish to Lendcr all noticcs of amiounts to be paid under this para�raph. ��
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<br /> 1f Burrowcr makes these paymcnts dircctly,Borrowcr shall peomptly furnish to Lender reccipis evidencing the pnymcnts. `�:,
<br /> 13orro�ver sl�all promptly discharge any lien whicla h�s priority avcr this Sccurity (nstrument unlcss Borrowcr: (a)agrees in .
<br /> writing to the payment of the obligation secured by th�lien in a manner ncceptable to Lender; (b)ronte�ts in good fnith tlle lien "
<br /> by, or dcfends against enforccment of the lien in, legu! proccedings which in thc Lcndcr's opiaion opernte to prevent the '.
<br /> enforcemcnt of the lien: or(c)secures from thc holder of the licn an ngrecment satisfactory to Lendcr suborciinating tfie licn to
<br /> ihie Security Instrucnent. If l..:nder determines that any part of the Propeny is subject to a lien which may attuin priority over ,
<br /> tt�is 5ecurity[nstrument. Lcndcr may give Horrower a notice identifying the lien. Borrowcr shall satisfy the lien ur take one or ,
<br /> more of the actions set forth above within 10 days of the giving of notice.
<br /> Form 302� 9190
<br /> Pepo 7 ot G
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