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<br /> -- - --- nhail bc q',uid ta I.��xJer. .�
<br /> rn �h� svent of u tMr�l tukin� of the}3npr�ty,the�xcxescie �;hafl t�;:yp{riieA!tti Ii� sums e,rnum# tty th�► 5ncunty ,•
<br /> :_ Instn��tier,t.wFoethcr ar na d�tn due,with at►y txcess p�id tt�flurruwt�, lu the evrnt�,f�:pania�l esking��5 t'x fyrcq+crtY in
<br /> which thc teir w�vket vAlue oC the F4+nperty immediucly bef�x�e th�laking i�eyual to�x g�te�'��hs a�rautM d�pe wmx
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<br /> ------__, s•.rt��r,�hy lh��Sr.:ori�v in�ttumont lmntcdiatrlY be!'ure th�tnkinx,�L`tleti,F3urr��w�rr and C.�ndcr iuhcrwlwr ngn:e in writin�,
<br /> lF1C SU1113 SN:�iCd by Q1t8 SCCUIIIy IL1911UITiCilt SIIIIX tIC CCAUCOd by 6I9C 1�71K1Ufl[Ol (1M pf0�CM05 R1UiftPIMU uy il�u iaw�.wN.r
<br /> — frx�ic+n: (u)rhe t�ntal nnuxm!of tlse suma securod f►nmodi�tely lxf�xe the takin�,divided hy(b)ihe f+�is rnarket vdue c�f'tft�e
<br /> ['n�crty immediatcly l�efan;lhe taking. ,Any bnln��ru tihall be��ald to T3nrrowcr. In the cvcnt uf��+artial taki�►�nf the ,
<br /> °' Prqx�ty in whicPo the fair rnukct valuc of the Hopehy immodiat�iy beicxe thr t�king ic lcas tt�c+n�he anwunt aC the�um�
<br /> srcured imntediat�ly btfo�the taking, unicss l9wrow�er wxi Lencicr ottknvlse ugree in wri�in� sx unk9� rpplic�ble l�w
<br /> _ otherwise provides,the pnx:eed9 shall be Appiied ta the sumv seeuced by this Sec�rity Instrument whNher or rxx ahc Numx xre
<br />- -� . , . -_ .--� thr.ndoc.
<br /> - If the 1'rope�ty is abai►d�xtal by Borrower,or if,efter notice by Lend��to Borrower ih�t the caxknuxx offers tu m�icc
<br /> an a�v:ird or setde a cla3rr�fur damagcs,Borrowcr fails to rc+�xx►d to Lcnder within 30 drys eRar the datc the r�wKe IR�ivtn,
<br /> Lendtr is authoriced to coltect and apply the.proceeds,at its option,either�a rcsroration or rcpair of the f'�openy c►r to�he
<br /> sum9 secured by thfs Security Instrument,whether or not then due.
<br /> ' Unless L.ender nnd annawer otherwise agrce in writing,:uiy appli,cation of pra:cecls to principa�l shull iwt exlerxl a�r
<br /> postpoue the due dato af the monthly payrnents rafeired to in paraqraphs 1 a�x12 or chuige tlx amou�:t uf auch�yments.
<br /> 11. Borrower N'ot Rekued; Forbearance By I.ender Not a dYalver. L�xtension of thc+ �ime fix p+�y�nent or
<br /> — — modiscati�n ui u�iw��izutio��f thc sum�Ec:.ar'•.d by this Sxutity Ins�sment asa..nttd by r,,t�.ar.r tn uny successor in Is�t�crst
<br /> -- of fioxrovrer shall not opsrate ro release the liabifity of thc original J�orrower or Boreower�s successors in intcrest.Ln►der
<br /> — shall nnt be r�quind to cumncnce proca;dings agamst nny snccessor in interest or nfuse ro exttnd time for�►yrrKnt a�
<br /> �"= otherurise modify amorti;u►tion of the sums sccured by this Security Instrument by�eason of nny demand made by th�originsl
<br /> fiorrower or Borrower!s successors in interest. Any forbearance by Lender in exercising :u►y nghe or remedy shall not be u
<br /> ---- waiver of or pm,clude�he exe�rise of ariy right or remedy.
<br /> - - 12. Successore and Assigns Iiound;JoEnt ttnd Several Liabllity;Casigners. 71�e covenants:u�d ugree;nents of�t:is
<br /> - Sccuriry Instrument shall bind and benefit the successors nnd assigns nf Lender and 13orrower,subject to tl�e pmvlsions of
<br /> paragraph 17. Bornuwer�s covenants and agreemenGS shall be joint and several. Any Horrower who co-signs this Stcurity
<br /> --------° Instcument but does not execute the Note: (a)is co-signing this Security Instrument anly to mortgage,grnnt and convey that
<br /> ------- Bor�ower�s interest in the Property under the tevms of this Secnrity Instcument; (b)is not personally obligated to p�y Ihe sums
<br /> u,a��� secum.�!by this Security Inswment;and(c)agrees that Ixnder and any other Borrower may Agree to extend,modify,forbear
<br />.- -;.�:,u�R�ii� or mnke any accommodations with regurd to the terms of this Secunty Instn�ment or ahe Note withou�that E3orro+�•erl
<br /> -"— consent.
<br /> `�� � 13. Loan Char�es. If the Ioan secured by this Security Instrument is subject to a law which sets maaimum loan
<br /> _�,,, °"'��°^�^^*� charges,and that law is finally interpreted so that rhe interest or ether loan cha►ges collected or to b�collected in c�nnection
<br />_:--��°.. with the loan exceed the prrmitterl limits,then: (a)any such loa.n charge shall be reduccd by the amount necessary to neduee
<br /> �'-"'`—�'�'"-• the ch, e ro the miitted limiti and(b)any sums alresdy coUected 6nm Borrower which exceede�permitted limiu will bc
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<br /> F�='�;i:;."*,•�S ,� refunded to Borrower. L.ender may choose to make this refund�y reducing the principal ooved under the Note or by making a _
<br />- ��u'-� direct payment to Borrower. lf a refund reduces principal,the reduction will be tmated as a part�al prepayment witltout any
<br /> �.'���r`-'�� prepayment charge under the[Yote.
<br />'=�`�~..�::pr,.r`��� 14. Nottces. Any notice to Borcower pruvided for in�his Security Instrument shall be given by delivering it or by
<br /> ':°�-4�.°.�� • mniling it by first class mail unless applicable law requires wse af another me[hod.The notice shall be directed to the Property
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<br /> h- ,�k�:;�:t ,� Address or any oihcr:.ddress Burrower designates by notice ro Lender. Any notice ro Lender shall bc given by �tst c tass
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<br />.,_.�,��„�rm,'� mail to Lender's address stated herein or any other address Lender designates by notice ro Borrower. Any notice pn�vided i'ar
<br />-`�'��°=���=!:�� in this Security Instn►rr►ent shall be deemed to have been givcn to Rorrower or i.ender when given as provided in this
<br /> :° .•�.��;~"�� P�P�ph.
<br /> -- � "" � 1S. Governing Law; Severabllity. This Security Instrument shall be govemed by fedcral law and thc law of tl�e �
<br />.—��,';�'r.T jurisdiction in which th�Property is lacated. In the event that any provision or clause of tfiis Security Instrument or the Note _
<br />__;�',��'�'j�' .,, conflieu with applieabte luw,such conflict shull not nffect ather provisions of this Security lnswment or the Note�vhich can _-
<br />=::�==.�-°.u�: bc given effect without the conflicting provision. To this en 1 the provisions of this Security Instrument and the Note nre
<br />.-��,�'��k.- . . declared to be severable.
<br /> �; :•° • � 16. Burrower's Copy. Borrower shall be given one confarmed copy of the Note and of this Securitp Instrument. _ _
<br />_ _ • 17. 'Irnnsfer ot the Froperty or a lieneficial Interest im�orrowcr. If�I!or any part of the Property or any interest in _
<br /> it is sold or transterred (or if a heneficial interest in Borrower is sold or tr.tnsfermd and Borrower is not a natura l person) _�
<br /> = - without Lender� prior written consent,L.ender may,at its nption,require immediate payment in full of all sums secu��ed by °-��,,�
<br /> �'` ' this Security Instrument. However.this option shall not be exerciscd by Lcnder if excrcisc is pn�hibited by federal law as of
<br /> ��,' .
<br />, � , the dasc of this Security[nstrumcnt.
<br />,�.r_ . If Lender exercises this option,Lender shall give Borrower notice of acceleration. The notice shall provide a periud of _
<br /> _ not less than 30 days from the date the notice is delivemd or m:iiled within which Borrower must pay al!sums securcd by this
<br /> "'r'�� .� Security ]nstiument. If Borroa•Wr fails to pay these sums prior to thc expiration of this period, Lcnder may invoke any
<br /> '�;.<<:`���:�� " remedies pr,rmitted by this Securi►y Instrument without further notice or demand on Bo�wer. �
<br /> ' ` ,,��' • 18. Borrower's Rtght to Reinstate. lf Butro�vcr meets certain conditionti, Borrower shall have the right to have
<br /> enforeement of this Securiry Insttvment discontinued at any time prior to the earlier of: (a)5 days(or such other period as
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