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<br /> � pnd f�xtumr rx�w t�r htcexi�cr a�u+ri ut�hc,irnr}xctY; All r:pl�emtnts ux�a�lditicros�tull elsi�bc cuver�d by tlu�yrcunity ,
<br /> 1��5t�utnZ�►t. AI!at'tho fattgoird in rGf�errrt}to m,thia�ocunty�n�m�ni�nt as che"Propecty•" �, -
<br /> B4RROWF.it CCI�'EiVAM'S tlat Hon'ower i�lawtW!!y reited of ebo esi�te h�eby uxrveyod a�d ha�s'ttre ri�ht to�u
<br /> - r�nd c:om�ey the.[fioperxy and thnt the Pn►pertp iw unencuml�erc�l.e:c.-E►t fcx en�umtxn�cse af nxoni. �arowst wa�raees and
<br />� ------�--�--�--�-' p/71I OCICIlId�CIICIMJIy UIG'l1tiC tV�a�c c�t�}�.��y w�c,�u��.s i.1i i.i...wnr:....!''":»,•'�- Lt�'�M�'S••.'1)••w..�m1.w...-..s f,6.,,r,�wvi
<br /> THIS qF�CURiCY 1NS7RUM!?NI' combine� u�itorm caven�nta far r +natianal uae and non-uniforn+ crn'en� with
<br /> l[cnited variat�ons hy jurisdiction tn ton�tituia a unffvrm eecurity instrur►�nt cuvering reat p[npexty.
<br /> UNIF'ORM COVENAPITS, acxrower end Ler�da'covecunt and ngree as foflawa:
<br /> 1. Rnac�t of Printip�l end Iniettiat;Prep�Yt�nt�sd Lak(:b�u'rts. Borrawer stwll pcemcptlY M�Y whm due the
<br /> principai of and�nterest on the debt�videneed by the Nate aix]any pR+cpuyment arK!late charges due unckc the Note. .
<br /> -= 2, E��:u�s f�'i�x�s u�!I!�wsP�e!�r,, Suhj«:t tn applicabie law or tn n written waiver by l.ender.Borrcrwa'sh�l p�y to
<br /> I..tadr.s on the day monthly paymenti ore due under 1hG Note,until the Note is paid in full,a sum("I�nds"j for.(a)ywiy�� ,
<br /> taxes and assessrt►ents which may ntYain pria:cy over this Secur�ty Insuument as a Iicn on the Prc�peny:(b�Y�Y��
<br /> payments.or gnuund rents on U�e Propertv, if a.ny: (c) y�eady hazard or proptrty insura��c� prortuums; (d) yeuiy #lc�od
<br /> insurance premiums, if eny: (e)yearly mortgege insurance premiums. if an3r;amd(�any sums payable by Borrower to
<br /> � Lx:nder,in accordauce with tY►e provisions of�Saragraph 8,in lieu of th�pay�r�ent of mongago insurance p�miums. 'Y't►ese
<br /> items are called'Escrowr Items:' Lender may,at any ame,collect and hold FUod.c in an s�nount not to excood the muimum
<br /> amount a lender for a feek.�aUy relate�mortgage Ioan rrtay require for Banower's escrow occou�c under the federd R�i
<br /> �state aetdement Proce�une�:Act af I�37d as uu►c�w�fi���S��to tir,�;,:2 U.S.�.§2�!rt s�q.("P�SnA"}.�!_ns p!n�!±M
<br /> law that applies to the FUnds stts a lesser umounG If so,Le�dr.r may,at any tin�e,coltect and hold I�linds in aa amount no1 to .
<br /> cxcced the lesser amount. l.cnder may cstimate the amount of Ffuuds due an thc basis of cumnt data anci reasanabk
<br /> esdmates of expenditures of future Escraw items or otherwise in nccord:uice with applicable law.
<br /> The Arnds shal! bc held in an institution whose deposits arc insured by a fedeml agency. insuumentality,or entity
<br /> (incle�ding Lender.if Lend�r is such an institudon)or in any Federal Home Loan Bajtk, Lender sitall apply►he Funds to pay
<br /> the Gscrow Items. Lender may not chazge Bo�tower for hole�ing:utd ap�elying the 1 unds,annuaily un�lyzing the escmw
<br /> account, or veritying the Escrow Ieems, unless Lender pays Iiorrower interest on the l�nds and applicable iaw permits
<br /> Lender to make such a chargc. Howcvcr.Lcnder may c�equirc Borrower to pay a ane-titzie chargc for un indeperKknt��eal
<br /> estate tax reporting service used by L.ender in connection with this loan,unless applicable law provides othenvise. Unless an
<br /> agoeement is made or applicable law rcc�uires intcrest to'6c paid.Lender shull not be required ta pay Aorrowu any Inte�est ar
<br /> eamings on thc Funds. Bomnwer and[.ender may a�'ee in writing,liowever.that entcrest shalt bc paid an the Flu�ds. Cxnder
<br /> shall cive to Borroerer,without charge,an annunl accuunting of the�nds,showing cmdits and debits ro the�unds ancl t��e
<br /> � purpose for which each debi3 to the Ft�nds was made. The Punds are pledged as aadttzonai securiry ior aIi swns sccu�ui oj�
<br /> qus Security Tnswment.
<br /> - If tlic Funds held by L.en�er excse� the amounu permitted to be held by applicable law.Lender shall accaunt to
<br />--- --— 8anower for the eacess Funds in accordance with the t�quimn�cnts of applicable law. [f the cunount of ttae Funds held by
<br /> l.ender at any time is not sufficient to�ay thc Escrow Items when due,Lender may so notify Borrower in wridng,and,in
<br /> - such case Borrowec shall pay to Lender the amount necessary to make up the deficicncy. Boirower shall matce up the
<br /> --� deficicncy in no mote tt�n��twelve monthly payments,at Lender's sole discretion.
<br /> _ Upon payment in full of all sums secured by this Security Inswmcnt,Lender shall prompdy refund to Borrower any
<br /> —�ti;,:;�;;��� Funds held by Lendcr. If.under paragragh 21,[.ender shall lcquirc or sell the Properq�, Lender.prior to the acquisition or
<br /> _ �.,. ,.�,,,..._ sale of the Property, shall apply any Funds held by Lender at the ame of acquisition c►r sale as a credlt agaiast the sums
<br /> _ _-- secured by this Security Instrument
<br /> - __--= 3. Appiicatlon ot Y'�ayments. Unless applicable laiv provides othenvise, all payments received by C,ender under
<br /> °'J"°"`- paragraphs 1 and 2 shatl be applied:first,to an.y prepayment charses du�under the Notc; sccund,to amounts Qayable under
<br /> =� paragraph 2;third.to interest due;fouN�,to principal due;and last.to any late ch�rges due under the Note.
<br /> ����� 4. Charges;L1ens. Borrowcr shall p�y ail taxes, assessments, charges, fines and impositions attributtible to the
<br /> �__,_�y.,;� Pcoperty�vhich may attuin priority over this Security Instrument,:uid leasehold payments or ground r�ents,if any. Borrower
<br /> ----_= shull pay these obligauons in the manner provided in paragraph 2,or if no!paid in that manner.Botrnwer shall pay tlum on
<br /> �� - _ time directly to the petson owed payment, Borrower shall promptly fumish to Lender all norices of amounts to be paid under
<br /> `""'''-•�'`"�� this�aragraph. If Aonrower makes these payments dicectly,Borrower shall prompdy fuQnish to Lender receipts eviclencing
<br /> �;�.�R•����_
<br />:.*�'+::�•. .1.: the p5yments.
<br />_ ':"` Borrower shall prompdy discharge any lien which das priority over this Security Instcument unless Borrower:(a)agrees
<br /> _ � L c+,r
<br />-__- --_=;?:;;, in writing to the payment of the abligation secured by Ghe lien in a manner acceptable to I,ender;(b)contests in good faith the
<br /> � " � ' • licn by,or defends against enforcement of the licn in,legal proceedings which in the Lender's opinion operate to prevent the
<br /> : .::,�.'�" , enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to l.ender subordinatfng the lien
<br />' ., to this Security Instrument If Lender determines that any part of the Property is subject to a lien which may attain priorit}�
<br /> :'wy,. . ., ovEr this Seciuity Instrument,Lcnder may give I3orrower a notice identifying the lien. Borrower sh�ll satisfy the lien ar take
<br /> - _�,.� one or more of the actions set forth above within 10 days of the givin�of norioe.
<br /> '�,,ji _, .�� S. lia.ars3 or Property Insurance. Borro«�cr shall keep the improvements no�v exisYing or hemufter erected on the
<br /> - , Property insured against loss by fire,hazards included within the term"extendcd wverage"and any other hazards,includin�
<br /> ;. floods or flooding,for which Lender requires insurance. This insurence shall be mnintained in the amounts and for the
<br /> .. Fbrm 3028 9/90 (page 2 oj6 pag�.�)
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