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<br /> .. �`A�M�����
<br />._=,,..�,.. 5. 1�n,c�e�] a�• �`ra;.���ly E��::a�a�es2. P:inr.nsee r,hc�li I:c�p lhe itiiipr�wem��its �iot� er,isting m� iie�e:6te�� es�cs:tcd oii oii:; �.;;.:
<br /> 1'iu�:�►ty irr.ur�d nf;ai�r.t 1os�; hy firk., Ir.vauis incluil�d �vitiiin ILt: ti:���� "iruti��uli:tl cnvci�a,;c" and a�ry i3tLct Ir��ar�i�;, iudliuiiu;
<br /> � flc�ud�;ur tl�:i�din};, fur wfiicli l.t:n�lcr rci�uh.:r;iutiur,utcc. '11ds i�r,�n�!ur�:sliall bc niaiut,iinctl lit Ihc auiuunts nuil ti�e Uic Et.tii.ia•� C�
<br /> :�°='= = thet I.�ndcr rec�uires. The instu.�nce caerier peuvidtii�;the insorn�tce tih,d! be el�usen by [3+�ivmver subjcct to L.encler'::approval -"'
<br /> --- �vhich shall not h� unrci�;onal�ly withhcld. [f 1i��rr�iwcr f:dls r�ii nminlaln covcra�;c il�:�;i:eibed ahnvc, I..endcr may, at Lenctcr's
<br /> - aption,ubtain coveMgc tu pr�tcct L.cndcr'ti cights In tl►c Property in arcnrdanr�with pauagraph 7.
<br /> ___a� All insuranre palirics und renc�vnls shall i�c iuccptablc to l.cnQcr aiid tilinll inclu�lc ti titnndurd murt�agc cluusc. I.c:nitcr --
<br /> shall h�ve thc risht to hofd the paticics and renetivuts. If L�ndcr requires,l3orrrnver shall prumpdy�;ivc ta Lender iili reccipts af `-
<br /> paid p►�cmiums a�id rencwal nodccs. In Ihc cvent af luss,F3urn�wcr shall givc pn�mpt aolicc to�hc insurnncc c�rricr and I.cndcr.
<br /> L.cndcr may makc prouf of loss iP ncit nu�dc prontpQy by[iorrowc�•.
<br /> Unless Lendcr nnd Borra�vcr othenvlsa agrec in�vriting, insurance proccc:ds shnU be applicd to restor,ition or rep�ir of thc
<br /> Propeny damagcd. if thc resturiition nr repair is ccan�milr.illy fensibla«nd I,ender's securiry is not lessencal.lF the restarati�n or
<br /> .— repair is nat cconrnnicnlly fcasiblc or l.r.ndcr's security would bc Icsscncd, thc insurance praceods shidl bc npplied to tiie sums
<br /> � secured by this Security Instrumcnc, whcthcr or not then duc, with �ny exccss pnid ta Uurn�wcr. If[�orro�ver nb.mdons thc °
<br /> Property,or docs not answcr within 30 days a naticc from I.�:ndcr�hat tltc insurancc carricr Ans��ffcred to actUc a ctuim, thcn
<br /> Lender may collect the insurance proceeds. Lereder mny use the proceeds to rcpair or restore the Pmperty or to pay sums
<br /> socured by this Security Instrumcnt. whether or not th�n due.'Phe 30-day peric,d will lr_gin when thc notice is givcn.
<br /> Unless L.ender and Borrower othenvise agree in wri►ing, uny appHcutiun of procecds to principal shull not extend or
<br /> postpone thc due datc of the monthly payments rcferre.�l to in paragraphs I and 2 or chunsc thc amount of the payments. If
<br /> _ , under paragraph 21 the Property is acquircd by Lcndcr,Borrower's rifiht to any insurancc policies and proceeds resulting from
<br /> —.— d:►n�agc to the i'roperty priar to the ncquisition shall pass tu Lender to the extent of the sums secured by this Security Instrument _.
<br /> immeclia►ely prior to thc acquisition.
<br />.;�;u;F� C►•Occupancy,Preservntfan,iVlnintcitunce anrl Protcctlai oP tiir Property; Dorrms�r's Loan Appllccttton; Lenseholds. �._.
<br /> Sorrower shall occupy,establish,and use the Property as Borrower's principal residence within sixty days after the execution of
<br />____-� this Security instn►ment and sh�ll continue to occupy tlie Property as Borrower's principal residence for at Icast one year after _ -
<br /> the date of occupancy, unless Lender otlienvise agrees in writing, which censent shall not be unreasonably withheld, or unless
<br />—_ = extcnuating circumstanzes exist which arc bcyond Borrowcr's control. Borrower shall no! dcstroy, dama�;c ar impair the =
<br />-u�;�r� Propeny, aliow dte Property to deteriorate, or commit waste on thc Property. iBorrowcr shall be in default if any forfciture ---
<br />_____= action or proceeding, tvhether civil �r criminal, is begun thae in I.cnder's good faith judgment could result in forfeitu�e of the --
<br /> -_-_- Propeny or othcnvisc materially impair the licn crcatcd by this Security bistrument or Lcndcr's sccurity intcrest. Borrower may --
<br />_;-.�-,�;:;� cure sueh a default and reinstute,as �rovided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling ..
<br /> L:-w,� that, in I.andcr's �ocx1 faith determination, precludes forfeiture of thc Borrawcr's interest in the Property or othcr material
<br />_u:� imFairment af the lien crcated by this Securiry Instrument or Lender's securiry intercst. Burrower shall also be in defuult if �—
<br /> `����n� Borrower,durin�the loan application pi•ocess,gave materially false or inaccurate informution or statements to Lender(or failed =
<br /> -° to provide Lender�vith any material information)in conneetion�vith[he loan evidenced by the Note,including,but not limited ��r=---�
<br /> �;;� to,representations cnncerning Borrower's occupancy of the Property as a principal msidence. If this Securiry Instrument is on a ��-
<br />_:a:.,:.i'i3'�
<br /> __�,;�;� Ieasehold, Borrower shall comply with all the provisions of the Icasc. If Borro�ver acquires fee tide to the Propeny, die .�;;
<br /> '' " Ieasehotd s�nd the fc:c title shall not mcrge unless Lender a�rees to the merger in writing.
<br /> - �1"x:`� 7.Proteetton of Ltnder's Ri�hts in the Property.[f Borrowcr fails to perform the covenants and agreements contained in �"`
<br />�9.;_� this 5ecurit Instrument, or there is a le al roceedin that ma i nificanN af'fcct Lendcr's ri hts in the Pro ert (such as a •'�~
<br /> --- Y S P S Y �� Y S P Y
<br /> = proceeding in banlcruptey,probate, for condemnation or forfeiture or to enforce la�vs or regulations), then L.ender may do and .
<br />____-—_ pay for�vhatever is necessary to protect the vnlue of the Propcny and L.cndcr's rights in the Propert}�. Lendcr's actions may
<br /> -_-��-- incl¢dc paying any swns secured by a lien which has prioxity over this Security Instrumcnt, appearing in court, paying f���
<br /> �`'"'�� rwsonable attorneys'fces and entering on the Property tc� make rcpairs.Although L.ender may tuke action under this par►graph ��
<br />--'�� 7,Lender docs not have to do so. =
<br /> _=F�°�`� Any amounts disbursed by L.ender under this paragrrph 7 sh;ill bccome additional debt of Borro�vcr sccured by this
<br /> �"�d0"s Securiry lnstrument. Unless Bonower:uid Lcndcr agrec to athcr terms of payment,thcsc amounts shall bcar intcrest from the .
<br />`,";i1:��'� �;
<br />_; ti ,� date af disbur.sement at thc Note rate and shall be payable. wich interest, upon noticc from L,cndcr to Borro�vcr requcsting
<br />,','J��,y� payment.
<br /> __`=��'�� S.Mosrtgage I►uuramee. if Lender requircci mortgage insurance as a condition of making the loan secured by this Securiry
<br />--�"."""�, �nstrument, Bonawer shall pay the premiums required to maintain the mong:�ge insurance in effect. If, for any rea5on, the
<br /> �`,P-�'`' mort�age insurance coverage requireci by Lender lapses or ceases to be in effect, Borrower shall pay the premiums requireJ ro
<br /> -".,,r,�,
<br /> :� '• obtain cuvernge substantially ec�uivalent to the mongage insurance previously in effect, at a cost subsrantially cquivalent to the
<br /> :::r
<br /> `_�!,� cost to Borrowcr of the mortgage ?nsurancc previously in effcct, from an ultcrnute mongagc insurcr approved by I.endcr. If
<br /> �-;�y� substantially equivalent r.iongage insurance coversge is not available, aorrower shall pay to LenJer wch month a sum equal to
<br />--;=-=-tr� onc-twclfth of the yearly mongagc insurancc premiam bcing paid by Borruwer whe�thc insurance covcragc lapscd or ccased to
<br /> ::��='�' bc in effect. l.cndcr will accept,use and retain thcsc paymcnts:is a loss rescrve in licu of murtgage insur,u�cc. L.oss reservc
<br />'��'�'y� Form 3028 9/90
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