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<br /> � , f10{i0 AlI0A0 iif/moirrelm �rrWWri■ iwiuw i'vi��wiiqt �iw�'"r'.�' 2!.'!'.'!�"'�.�"�.�.'S !!�'!:S'�'.S!"�'-�!-!��!!"!!'!'�''!-^_!!'�"!!'-a�es��!��(1eiYL1l� —
<br /> Nr*a1 iMal esata B�tMMNnt Pracrdun�Aot ot 1q7'��t anwndrf fram ti�rr to clm�. 11 u.2,c.2601 M t�1.("AEBPA')�unMss�notlw M�w
<br /> that eppl�s� ta tha Funds eete a tau►�unoun� tf ao,6rnder rt�y, at any t4n�, aoNeot�nd hcld Fund� M an�maunt nol to ac�«d iM
<br /> Nnx�r Rmaunt. LandK rruy eettmat� th�amount of Nnds du� on th� buls o}oumnt d�t� and �iN.�anrbN► �tk►xns af w�AondHuror ol
<br /> tutw�E�arow tt�mf qr othMwbs In�caord�n��wAh�ppllca6N kw.
<br /> TM F�ndf!MN h� Mtd in sn lutllutkln whsts d�Posltt�n h�ur�by �NdKal�p�noY� InatrumrnUAlyr. a�xttNY (kwY�dhp Lendu. M
<br /> I.�nd�t M Ruah nn hslkutlonj ot In 11nr F�Orral Hom� Lae9 8ank. L�►da�hfN�ppy tM Funda to p�y tha Escrow Itwn�. L�r►dK nu9�67
<br /> ohv� 1larrowu far hotdlrp and�pPNMq th�Rund�� �nnuaNy u�iyshp!1ro oterow aeoounl. w wANbO th� Etarow Ibmt� unMts I.�nd�t
<br /> Raya�anor:�Int�c:,t nn tho Funr�r.nd�pplktrbl�hw Es�mlte lendn to meke eueh e ohugy. Ftowi+ru.Lend� .�uY r�+In 8orraw�r to
<br /> �SaY a an�tMtM ohap�for m hdap�nd�o�t nal�Ub Wc r�poAlnp��rvla�uud by Lmder In oannrotlon wkh thb loan,unMn appibabN law
<br /> provldN oth�rwfu. UnNS� m ��r�r»nt b mtcw or sppAo�bN kw nquk�� ht�nsf to b� p�Id, L�ndtr �haN not br�quttid to p�y
<br /> BorrowK any Int�mt or amh�on tlss Fundi.8ortow�r Rnd Landr►�y�b w�Rinp,hawwa�thtt htrast�haN b�p�Id on th�Fund�.
<br /> L�ndM�hiw phn to BonowK•wlthoLt ah�,�n umu�l aaaovnttn0 ot th�Fundb�howbp Gndlts�nd ef�blt�to th�Funds�ufd thr puryos�
<br /> �� ' tor whloh Moh d�bk to th�Fund�wu rt'�td�. Th�Fund�u�pMdp�d a�ddkbntl s�surky tor 1tN wms s�ound by thl�8rcurity InstrumlM.
<br /> - It ths Funda hskl by Lender excs�d th��mounM pormkt�d to b� h�(d br appYabb rw, L�ndrr �hYll �coount to BorrawK 1or Mo
<br /> �ccas FunOs h�ccordenc�wkh th�hqut�rtNnK of appNabN Nw. If th�amount of th�Funds hNd br I.�ndu at �ny tkrn t�not�udbl�nt
<br /> ,���fi� to pty tR�Eecrow It�ns wh�n dus,t,.�ndr rtuy so notNy 9orta�w�►b wAdn�.tnd, In nuoh wtse Borrowu eh�ll pay to I.mdsr tha �mount
<br /> � '+'•%=��= � �` n�caury to maks up tha daffoW►oy. Borro�w�r shaN make up th� d�tlaNney h na mo»than hvdw monthy paymmts,at t,.end�e aok
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<br /> .�-.�'.:��Y Upon psyrn�nt b tun of aN sums a�cund by thf�S�cu�ity tnstrummt, L�nder shtll promptly roNnd to 8orrowrr u►y Funds hdd by
<br /> , �,�•� =;�ti�, LsndK. B,undK puayraph 21,l.endK ehaN�oquln or uIt th�Proparty,UnGr,Prbr to the aoqulskton ar saN of tM Prop�ty,thal�pRN
<br /> ':i;±•, :..:'�;„ �ny Funda h�fd by Under�t th�tin�of tequbitton er sttq oe e eradR c�at�ist tha sums escu�d by tfils Sscur�l lnaWmer►t •A�.,:
<br /> tleatlon of Pa OOt�. UnNas appllc�bt�law rcvld�a othonwlso,a�t paymmb recaNed by l�ndsr undK ptr�eprophs t and �` '��
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<br /> �� • � 2 ehae b�applkd:tlrst, to any pnpaym�►t ohugus duo undo�tA�Note;soaond,to amounts payabw und�r parapntph 2;thlM to ht�st '"�•'
<br /> �,�.�^i. ;,'.^-,"n4_q' dur,toudt►,to pHnapat dur,end tast,to any I�ta oharQ�a due undar ths Nota.
<br /> • 4. Chargesj I.IQfti. Borrower ehqN pay aY taxea.sessssrtiente,ChatgBa,fhes end tnpoetltons attrbutabN to th�PropKty Mhbh . i;,�
<br /> `..:,,. ` '.t ;,. may attaN prbrky over thls&acurity Inswmon4 and leasehotd paymsnts or qround�nte,H any. Bortower ahaQpay thsas obllpdUona h the
<br /> � manner pmvldad b para�raph 2, or M not pald In thet manner. Borrower sh�q psy them on tlms dtreaty to the p�rson ow�d piynwnt ,•' �
<br /> � �• "�,- 8ortower shaN prompty tumish to Lendx aN nottces of amounts to be pald under thb paraqraph. It Borrower makes lh�PaY�� ,
<br /> dt�ectty.8orcowar shaY promptly fumisA to Lender recelpts evldenohp the paymenta.
<br /> � � Borrowor shaN prompty dtsoharge any Ilen whbh fws pflo�y over thls Security InsWment unlesa Bortower:(a)opreea in w�tts0 to tha
<br /> �� payment ot the obllpadon eacured by tho Ilen In a manner acceptebte to lender. (b) contests N 9ood falth the Ifen by, or detends�ptlnst
<br /> ento�ement oi th�i'ian in,bpsi prveau8in�s v+��;A�i ihe isnrfss's api�loa apsrats ta�SS�va�t!!ss estto�i Qtlhe mn;or(cj sacuras trom
<br /> ' � �� " the hotder of the Ilen an agneamont saUstaatory to Lender subardhathp the Iten to thb 8ecurity InsWme�►� ��Lende� determhes that anlr '
<br /> 4 U part of the Property Ia subJeat to a Iten whiah rtwy attah prbdty over thts Securit�r Instrument. Lender may glve Borrower a notice Ide�►tIN1n0
<br /> th�Oen. Bortcwer shatt satlsty the Ilen or taks ons ar more of the aotbns set torth above wilh(n 10 days of the ghring of noUce.
<br /> ` ii � ' 6. He�ard or P�operty Inaurenae. 8nrrower shaU keep the Improvements naw exbting ur hereaft� erectetl on the PropeRy
<br /> , . i;.,s„ Wsured agelnst bsa by tin, herards haWded wNhln th�term "extandad ooverege'and any other harerds, tncluding floods or 800dhp, for .
<br /> � •���;, whbh t ender requlres tnsuronce. ThIs hsurancs shall bo mahtahed h the amaunts and fot the periods that Lender requtres. The insurarece •
<br /> � •� eartler provlding the hsurence shaU ba ohosen by Bortower subJeat to Lenders approval whleh ehall not be unreasonebly wfthhe�d. If
<br /> ' Borrower tails to mahtah aovarage descr�ed above, Lender may,at Lenders optton, obtah coverage to protecc Lende�'s dghts h the
<br /> • � PropeAy h accordance wRh paragrnpn 7.
<br /> ,..�� A8 hsurance polbtes and renewab shall be acceptable to Lender and shall Malude a standard moR4age c�usa Lender shall have the
<br /> `�:.� � right to hotd the pollales and renewals. It Lender requtes.Borrower shall prompty ghre to Lender all reeeats d patd premlurna end ronewat .
<br /> � � notk:ea. tn ths event of bss,Bortowe►sha8 ghre prort�t notice to the hsuranee car►ler and Lender. lender maY nuke Prooi ot bss I�not
<br /> •. �,...'. �` ..n mads prompUy by eorrower.
<br /> '°;;..;,'.. ° Unlesa tsnder ane! 8orrower otherwtse epree tn wrlting. hsurance proceeds sha�be appUed to restoratbn or repalr of the Property
<br /> ��i+��'��•::��: demaged, N the restorallon or �epaM Is economlcally teastbte and Lenders eecurky Is not tessened. If the resMratlon or repat b not
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<br /> ;::1�,;;��`;: eoonomlcally feaslbte or LendePa securHy would be tessened.the insurance proceeds shall be eppiieo to the sums eeaured�y thts Secu�ity
<br /> `���'"���' InsWment,whether or not then due,wRh any excess patd to eorrower. It Bortower abandons the Properhr. a does not enswer wkhh 30
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<br /> �"'' � '�i' days a�ottce Mom Lsnder that the hsumnae carMer has otlered to settle e ctatn,then lender mey oolteot the hsurence proceeds_ Lendar
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<br /> ? ��t�`�%�^%�, mey use tho procesda to repaf or restore the Property or to pay sums seoured by thls Securtty InsWment, whethsr or not then dua The
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<br /> �:•'' �::2�F> � ' 3Pday pertod wU1 begh when the notice Is gNen.
<br /> �.��'���"���_;;,� ' Untess Lender and eorrower othetwNse agree h writing, anY appllcatlon of proceeds to prNopa�shaU not extend or postpone the due
<br /> • ' d ate o t t he mon t h y paymen d s re t e r re d to t n paragrap hs t an d 2 o r o h a n g e t h e e m o u n t o f t h e p a y m e n t a. N under para g r e ph 21 the Pro p e R y
<br /> b aoquYed by lender,8orrowers rlpht to any Insurance polbles end proceeds resufting irom damage to the Property p�lor to the acqub[tton
<br /> � shaN pasa to Lender to the extent of the aums secured by thts Securily�nsbument Immsdlatey prlor to the acqulsklon.
<br /> � - 6. Oacupanay, Preservativn, Metntenance end Pratection of the Property; Borrower's Loan
<br /> , ApPllcatlon; Leaseholdla sarrower sna�i occupr,esmbi�an.end use the Property as Borrowers prholpal restdence w8htn s6Ay days i
<br /> `- � after the executton ot thls Seourit�r Inshument end sAaU eonthue to ocaupy the Property as Borrowera prbalpaf realdence tor at ieast one
<br /> �. ° . yoar pfter tha date of 000upaney. unlesa Lender othernlse agrees M wrk(ng, whbh aonsent shatl not be unreesonebly wUhheld,or unless
<br /> � ` � e�ctenuathp otrcumstenaes exlst whbh ere beyond Borrowers ocntrol. Bortower shall not destroy, dame,ge or 6npaM tha PropeAy, albw the
<br /> �• �• ° Property to deterlorete. or aommk waste oo the Propeity. Bortower shatl be h detault ff eny fortekure satlon a procsedhp, whether clvil or
<br /> � , edmhal,ts begun that in Lender's good fafth Judgment aoub resuR h for(eMu►e of the PropeRy or otherwlse materlaty knpat th0llan aeated j ;
<br /> " . by thts Seourity InsWment or lenders securUy Interest Borrower may aure suah a defeult und rehsmte,as provkad h paregreph 18, by � ''�
<br /> � oeusinp th� aetlon or proceedhg to be dlsmtssed wkh a rulhg tha� h lenders good 4akh detertnhaUon, preoludes foAeUure o} the
<br /> � Bortowei's hterest in tho ProRerty or othor material h�alrment ot the I(en created by thls Securky Instrument or Lender's secur�y interesG �"'—
<br /> 8ortower shell atso be In detault N Bortower,durMg t�e toan epplloatbn proces9,gava materlalry false or haccurate Inlortnatbn or statementa �
<br /> � to Lender(or falted to provWe Lender wkh any materlal Iniortnatbn)h conReotton wHA the loen ev�danced by the Nota,Includhg.but �ot I
<br /> . , � .. I1mRed to, rnprosentations aoncemhg 8ortowers occupancy of the Property ss a prioapat restdence. If this Sacurity Instrument b on a
<br /> °` IeasehoW, Borrower shatl oompy wkh aU the provlsiona of Me lease. M 8ortower ecquires tee tkte to the Properiy,the leasshotd and the ;
<br /> :� � fee tlHe shalt not merge unless the Lender agrees to tne merggr h wrtthg. �
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